第一篇：雅思写作大作文14：快节奏生活的影响
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雅思写作大作文范文14：快节奏生活的影响
雅思写作中大作文占的比重颇高，话题涵盖学术、生活等各个领域。100教育小编为你整理了雅思写作大作文范文，以下是关于快节奏生活的影响，希望对考生们有所帮助！
Topic: It is said that the fast pace of our everyday life, as a direct result of the rapid development of telecommunications technology and travel industry, has negative effects on individuals, nations and the globe.To what extent do you agree or disagree?
移动电话、因特网和现代交通工具使人们的生活节奏加快，其主要原因是人们交流更加方便，而且旅行也变得更加便利、频繁。值得注意的是，很多考生可能会去考虑电讯科技和交通行业的发展对人类产生的影响，而事实上，本题考查的是生活快节奏对人们产生的影响。
负面影响：
•快节奏的生活使人与人之间的相互交流减少（personal interaction
reduces),人们很难保持和改善与朋友亲人的关系(hard to maintain and
improve relations with friends and family members)，这对社会和家庭都是有害的（detrimental to family life or social relations within or outside of work)；
• 快节奏的生活会引起疾病(lifestyle diseases , such as obesity, stroke, diabetes, heart diseases)
正面影响：
• 提高了效率和生产力，促进了信息交流和贸易往来（promote trade
activity across the border);
• 效率的提高使人们有更多的娱乐时间，生活更加丰富（leisure lives have been enriched)。
范文：
Not surprisingly, many aspects of people's daily lives have undergone considerable changes because of the recent development in technology.It is a particular concern that the pace of everyday life is becoming faster, resulting from the development in cars, air travel, telecommunications technology and the Internet。As well as benefits, this trend is to bring problems.On the positive side, the fast rhythm of life requires people to enhance efficiency when working and then allows them to enjoy longer leisure time.With the advance in telecommuncations people can make inquires by phone, instead of travelling long distances, Internet access makes it possible(for one to perform various tasks without leaving their
第二篇：雅思写作：讨论生活
雅思写作范文：讨论生活http://qd.xhd.cn
Discuss类作文是雅思大作文的经典题型，这类题型涉及范围广，所以这类题型很受欢迎，那么关于这种像生活的模糊的话题，我们该如何Discuss，现在为大家分享一篇范文，看看如何Discuss生活。
标题：Some people prefer to spend thier lives doing the same things and avoiding change.Others , however, think that change is always a good thing.Discuss both these views and give your own opinion.推荐范文：Over the last half century the pace of change in the life of human beings has increased beyond our wildest expectations.This has been driven by technological and scientific breakthroughs that are changing the whole way we view the world on an almost daily basis.This means that change is not always a personal option, but an inescapable fact of life, and we need to constantly adapt to keep pace with it.Those people who believe they have achieved some security by doing the same, familiar things are living in denial.Even when people believe they are resisting change themselves, they cannot stop the world around them from changing.Sooner or later they will find that the familiar jobs no longer exist, or that the ‘safe’ patterns of behaviour are not longer appropriate.However, reaching the conclusion that change is inevitable is not the same as assuming that ‘change is always for the better.’ Unfortunately, it is not always the case that new things are promoed because they have good impacts for the majority of people.A lot of innovations are made with the aim of making money for a few.This is because it is the rich and powerful people in our society who are able to impose changes(such as in working conditions or property developmens)that are in their own interests.In conclusion, I would say that change can be stimulating and energising for individuals when they pursue it themselves, but that all change, including that which is imposed on people, does not necessarily have good outcomes.什么是生活，我们天天都在生活，但是我们想要一个什么样的时候，如果给你选择，你如何决定，两个观点，选一个，坚定自己的观点，然后好好表现
第三篇：雅思大作文写作
大作文：
注：A类G类可以通用。重点预测题：
1、Nowadays, there is a trend that reports of media focus on problems and emergencies rather than positive developments.Some people think it is harmful to individuals and to society.To what extent do you agree or disagree?（近似命中11.7澳洲A类大作文）
2、Some people think that robots are very important to human’s future development.Others think that they are dangerous and have negative effects on society.Discuss both opinions and give your personal view.3、Do you think how important it is for people to want success in life ? Is ambition a positive or negative characteristic?
4、In modern world, it is no longer necessary to use animals for food or use animal products, for instance, clothing and medicines.To what extent do you agree or disagree? //Some people think it is necessary to use animals for testing medicines intended for human use.Others, however, think it is cruel to do that.Discuss both of these views and give you own opinion.//Some people think that it is acceptable to use animals for the benefit of humans.Others, however, believe that it is wrong to exploit animals for human purposes.Discuss both these views and give your own opinion.5、Many people believe that teachers should take the responsibility for the students to judge what is right and wrong and behave well, others feel that teachers should only teach academic subjects.Discuss both views and give your own opinion.（命中10.24北美A类大作文一字不差）
6、Students from rural areas often find it difficult to access university education.Some people think that universities should make it easier for them to access higher education.To what extent do you agree or disagree?（10.26新增）
6、Many people believe that the human society has developed into a throw-away society, which is filled with plastic bags and rubbish.What are the causes and solutions?（命中9.26国内A类原题变形）
6、The government money should be invested in teaching science rather than other subjects so as to help a country make progress and develop.To what extent do you agree or disagree?（9.28新增）
7、Some people think that the government should decide the subject for students to study in university.Others believe that students should be allowed to apply for the subject they prefer.Discuss both views and give your opinion.8、Nowadays，full-time university students tend to focus on their studying.Some people think it is essential for university students to be involved in other activities.To what extent do you agree or disagree?
9、There are many advertisements directed at children, such as snacks, toys and other goods.Parents argue that children are under pressure.Advertisers claim that the advertisements provide useful information.Discuss the both sides and give your own opinion.Some people think that advertising aimed at children should be banned.To what extent do you agree or disagree?（12.7更新）
10、The spread of multinational companies and resulting increase of globalization produces positive effects for everyone.To what extent to you agree or disagree?
11、Some people think that the main purpose of schools is to teach children to be a good citizen or worker rather than to benefit them as individuals.To what extent do you agree or disagree?
12、Nowadays, not enough students choose science subjects in university in many countries.What are the reasons for this problem? What are the effects on the society?
13、Most of the urgent problems can only be solved with international cooperation.To what extent do you agree or disagree?（命中10.8澳洲A类原题，一字不差）
13、As countries develop, their populations tend to live individually or in small family units.In your opinion, what is this cause and what are the effects on society.（10.12新增）
14、Some people think that social skills are as important as academic qualifications.To what extent do you agree or disagree?（几乎命中10.10北美A类原题，再次近似命中11.21国内A类大作文）
14、Some people believe that studying in a college or university is the best way for students to prepare for their future career.Others think they should leave school as soon as possible to develop their career through work experience.Discuss both views and give your own opinion.（11.7国内A类考了读大学前找工作的利弊）
14、A long-distance flight consumes the same amount of fuel and causes the same amount of pollution as a car does in several years.Some people think that to reduce environmental problems, we should discourage non-essential flights, such as tourist air travel, instead of limiting the use of cars.To what extent do you agree or disagree?（11.23新增）
15、Advertising encourage people to buy in quantity rather than promoting its quality.To what extent do you agree or disagree?
16、Some teachers say students should be organized into groups to study.Others argue students should be made to study alone.What is your opinion?（命中10.31北美A类大作文原题，一字不差！）
18、In many countries, there are 24-hour TV programs.Is it a positive or negative development?
19、Some people say that governments should spend money on measures to save languages that are used by few speakers, while others believe it's a waste of financial resources.Discuss both views and give your opinion.20、In most countries,prison is an effective solution to the problem of crime.Some people think it is a more effective solution to provide education for those who violate the law.To what extent do you agree or disagree?//Some people think that all the lawbreakers should be taken into the prison, while others believe that there are better alternatives,(for example, doing some work or learning some skills in the community).Discuss both views and give your opinion.（9.3国内A类考了是否能通过措施防止犯罪，9.26香港A类考了罪犯是否应该在监狱里接受教育）
20、Anyone can post information on the Internet.Some people say most of what we read on the Internent is inaccurate.To what extent do you agree or disagree?（9.28新增）
21Individuals can do nothing to improve the environment.Only governments and large companies can make a difference.To what extent do you agree or disagree with this opinion?（10.10国内A类考了政府是否应该解决环境污染和住房问题）
22、Some people say watching TV is bad for children in all ways, others say it is good for children to get knowledge.Discuss both views and give your opinion.（将 watching TV替换为computer games便基本是10.24国内A类大作文原题）
23、Some children think that some subjects such as mathematics and philosophy are too difficult for them to study at school, so they should be made optional rather than compulsory.To what extent do you agree or disagree?
24、In countries where there is a high rate of unemployment, most pupils should be offered only primary education.There is no point in offering secondary education to those who have no hope of finding a job.To what extent do you agree or disagree with this statement?//A large number of young people are leaving shool and can not find a job.what problems will youth unemployment cause in individual and for society?what measures should be taken to reduce the level of unemployment among young people？
25、Some people think that men and women have different qualities.Therefore, some certain jobs are suitable for men and some jobs are suitable for women.To what extent do you agree or disagree?
26、More and more people want to buy famous brands with clothes, cars and other items.what are the reasons? Doyou think it is a positive or negative development?
27、Some people think that parents have a great influence on their children, others believe that the media is a bigger influence.Discuss both views and give your opinion.28、Advertising encourages in quantity not in quality.To what degree you agree or not agree?
29、Some people think that schools should select pupils according to their academic abilities, while others believe that it is better to have pupils with different abilities study together.Discuss both views and give your own opinion.30、In some countries, young people are not only richer but also safer and healthier than ever before.However, they are less happy.What do you think are the causes of this? What solutions can you suggest?／／
Some people think personal happiness is directly related to economic success, while others believe this depends on other factors.Discuss both sides and give your own opinion.（基本命中11.14澳洲A类原题）
31、If a product is good and can meet people’s needs, people will buy it.Advertising in the media is no more than a form of entertainment.Do you agree or disagree?（11.16新增）
32、In the past, buildings often reflected the culture of a society but today all modern
buildings look alike and cities throughout the world are becoming increasingly similar.What do you think is the reason for this? And is it a good thing or a bad thing?
33、Every year several languages die out.This is not important because life will be easier if there are fewer languages in the world.To what extent do you agree or disagree?（11.23变更）
34、Governments should spend money on the repairs and maintenance of old buildings.Do you agree or disagree?
35、Governments should control the amount of violence in the media.To what extent do you agree or disagree?
次重点预测题：
1、Some people claim that public museums and art galleries will not be needed because people can see historical objects and works of art by using a computer.Do you agree or disagree with this opinion?
2、More and more companies are allowing employees to work at home.Do you think this is a positive or negative development?
3、Some animal species such as dinosaurs and dodos become extinct because of natural processes.So, it is not necessary to try and prevent this from happening.Do you agree or disagree?There are many extinct species in the world nowadays.Some people say we should protect these animals from dying out,while others say we should concentrate more on problems of human beings.Discuss both opinions and give your personal view.4、In many countries prices of airplane tickets have dropped.Is it positive or negative situation? Write about your personal experience or knowledge.Air travel is cheap these days, allowing ordinary people to travel further.Some people say that airfare should be increased because this leads to environmental problems.Discuss both views and give your own opinion.International travel is cheaper and more convenient than ever.Do the advantages of this outweigh the disadvantages?（12.7更新）
5、Nowadays the trend of human beings to copy from one another is shown in the popularity of fashion in clothes and other consumer goods.To what extend do you agree or disagree?
6、Many developing countries are currently expanding their tourist industries Why is this the case? Is it a positive development?
7、Nowadays many parents are sending their kids abroad to acquire good education.Discuss the advantages and the disadvantages of this trend.Give your own opinion.（9.19澳洲A类考了国际交换生的利弊，近似命中）
8、Team activities can teach more skills for life than those activities which are played alone.To what extent do you agree or disagree?（近似命中11.14国内A类A卷大作文）
8、More and more people are moving from rural areas to cities in search of a better life, but city life has its own problems.What are these problems? Suggest some solutions.（11.16新增）
9、In some countries boarding schools are getting more popular.Is it a positive or negative development? What are the reasons behind it?
10、In many cities, planners have separated schools, homes, shops, offices in specific areas which were widely separated from each other.Do you think advantages of this policy overweigh disadvantages to the city residents?
11、It is believed that secondary school children should study international news as one of their school subjects.Others think that this is a waste of valuable school time.Discuss both views and give your opinions.（命中9.26澳洲A类原题变形）
12、Some believe advertisement is useful and informative.Others think it is false and only helps to raise prices.Discuss both views and give your opinion.13、In multi-cultural societies, people of different cultural backgrounds live and work together.Do you think the advantages of multi-cultural societies outweigh the disadvantages?（12.7更新）
14、Some people think news has no connection to people's lives, so it is a waste of time to read the news on the newspaper and watch television news programs.To what extent do you agree or disagree?
15、Some people think the main benefit of international cooperation is in protection of the environment, while others think that the main benefit is in the world business.Discuss both views and give your opinion.Solving environmental problems should be responsibility of one international organization instead of state or national governments.Do you agree or disagree?（12.5欧洲考了个人和国家解决不了环境问题，是不是要国际上来解决？几乎命中原题！）
16、some people think male leaders always lead us to violence and conflict, but female leaders are better than male leaders to give us the better governed and more peaceful society.Do you agree or disagree？
17、Advertising industry has a huge influence on the society.Do you think positive effects of advertising outweigh negative effects?（几乎命中国内12.5雅思A类原题！）
17、Some people think traveling abroad is a valuable experience for young people.Othersthink it wastes too much time and expense.Discuss both views and give your opinion.（12.7更新）
18、Professional workers like doctors, nurses and teachers make a greater contribution to society and so should be paid more than sports and entertainment personalities.To what extent do you agree or disagree?
19、Some people think we should keep all the money we earn and not pay tax to the state.To what extent do you agree or disagree? 20、The number of people who watch foreign films is much more than people who watch local films, describ the reasons and should the government provide financial support to the local film industries?
21、Some people give more importance to artists(painter,writers, musicians)in the current age of rapidly developing technology and science.What do you think? Do people prefer arts to technology in your view?（10.31国内A类考了是否应该资助艺术家）
21、Many parents today do not spend enough time with their children.What are the causes of this? Suggest some solutions.（11.2新增）
22、Some people think parents should read or tell stories to their children, others say it is not important and can be replaced by watching TV and movies instead.Discuss both views and give your opinion.23、Competition versus cooperation and group work for students.Do the disadvantages outweigh the advantages?//Competitiveness is seen as a positive feature by manymodern societies.What impact does it have on an individual? Is it a positive or a negative quality?
24、More and more people are becoming seriously overweight.Some people say that the price increase of fattening foods will solve this problem.To what extent do you agree or disagree?（9.19国内考了素食主义，近似命中）
25、Most of the schools are planning to replace sports and exercise classes with more academic sessions.What is your opinion on this change? How is this change will affect children’s life in your view?
26、The exposure of international media such as films, TV and magazines has impacts on local culture.What do you think of the impacts have been? Do you agree that the advantages outweigh the disadvantages?
27、Nowadays, children play less with others and this has an impact on their development.What are the reasons for this? Does it have a good or a bad effect on children?
28、Consumers are faced with increasing numbers of advertisements from competing companies.To what extent do you think are consumers influenced by advertisements? What measures can be taken to protect them?
29、Some people think the foreign visitors should be charged more than the local visitors when they visit the cultural and historical attractions in another country.To what extent do you agree or disagree? 30、Since money for postgraduate research is limited, some people think financial support from the government should be only provided for scientific research rather
than the research for less useful subjects.To what extent do you agree or disagree?
31、We live in cities or towns which have museums displaying objects of artistic, historic and cultural value, but people do not visit them.How do you think people do not visit museums in their local areas? What is the importance of museums to the society?
32、Leisure is a growing industry.People no longer entertain themselves as they used to because the use of modern technology has made them less creative.Do you agree or disagree?（近似命中10.10澳洲A类原题）
33、Some people think that national teams and individual men and women should be financially supported by government.However others argue that national teams and individual men and women should be funded by non-government sources(business, companies).Discuss both of the views and give your own opinion.34、It’s better for students to study at university rather than study at home with their parents.Do you agree or disagree?
35、Lifestyles and culture in many countries is becoming similar，is it positive or negative?
36、In some countries，the parents expect children to spend long time in studying both in and after school and have less free time.Do you think it has positive or negative effects on children and the society？
37、Many people think the government of the country should decide which subjects the students should study, when others think students should be able to apply to the subject they preferred.Discuss both sides and give your own opinion.38、In many countries, average life expectancy has been increasing.What problems will this cause for individuals and for society as a whole? Suggest some solutions.（10.26新增）
已命中题（未改变原题序号）：
34、Some people believe that the government spends too much money on developing space exploration technology.There are many others financial needs that the government should address instead.To what extent do you agree or disagree?（530北美A类考了太空探索影响人们的生活）
35、Many people believe that university students should pay tuition fees in full themselves, because they gain education for their own benefit and not for the society.To what extent do you agree or disagree?（命中澳洲613A类大作文原题一字不差）
1、Some people think planning future is a waste of time and people should focus on the present.To what extent do you agree or disagree?（命中430澳洲区A类大作文，430澳洲和国内大作文不一样）
1、Today, the qualities of life of people in big cities are worse.What are the causes of this problem? Any measures should be taken to solve it?（国内613A类考了由于城市交通和住房问题鼓励企业搬往郊区，与此题相通）
6、In some countries old people are highly valued, while in some cultures young people are highly valued.Discuss both views and give your opinion.（1.10A类考了年轻人和老年人谁当领导，4.11A类大作文考了老年人和年轻人竞争产生的问题和解决办法，6.18澳洲A类考了是否应该回归家庭和社区的老传统价值观，9.12澳洲A类大作文原题）
8、News media are important in modern society.Why are they so important? Are their influences generally positive or negative?（命中欧洲考区4.25A类大作文原题，一字不差）
9、In the future，there will be a higher proportion of older people than younger people.Is it a positive or negative development?//In many countries, the proportion of old people is steadily increasing.Does this have more positive or negative effects on the society?（命中8.1澳洲A类原题）
10、Some countries and individuals try to deal with the problem of animal extinction.Others think it is more important to deal with problems of human beings.Discuss both views and give your own opinion.（命中欧洲区4.18A类大作文原题，一字不差）
10、Some people believe that some unpaid community service should be a compulsory part of high school programmes(e.g.working in a charity, improving the relationship of neighbourhood or teaching sports to children)To what extent do you agree or disagree?（近似命中7.4国内A类大作文原题）30、With the increase in the use of mobile phones and computers, fewer people are writing letters.Some people think that the traditional skill of writing letters will disappear completely.To what extent do you agree or disagree? How important do you think is letter-writing?（3.28考了电脑和手机对青少年读写能力的影响，10.24欧洲A类考了越来越少的人手写）
12、Some people think the technology makes life complex, so we should make the life simpler without using the technology.To what extent do you agree or disagree?（2.7G类考了电脑对生活的利弊分析）
12、People aim to achieve the balance between their work and lives.But few people achieve it.What are the causes of the problems? How to overcome it?（命中321北美雅思A类大作文原题一字不差,9.3澳洲A类亦考了本题一字不差！）
12、As part of education ,students should spend a period of time studying and living in a different county to learn language and culture.Do you agree or disagree?（8.13国内A类考了如何提高对其他国家文化的理解）
14、Some people think that young people should follow traditions of their society, and others think young people should be free to behave as they will.Discuss both views and give your opinion.（6.18澳洲A类考了是否应该回归家庭和社区的老传统价值观，7.4澳洲A类考了老传统对现代年轻人生活的影响）
18、Some people believe that governments should make investment in building public libraries in every town, while others think it is a waste of money because we have access to information via Internet.Discuss both these views and give your own opinion.（7.11北美考了因为图书馆能提供书籍，所以人们不应该浪费有限的资金来提供昂贵的计算机媒体，命中原题变形）
19、Some people think developing countries should invite foreign companies to open
branches, offices and factories to promote their economies.Others say that they should keep the foreign companies out and depend more on their own local companies.Describe both views and give your opinion.（命中北美725A类大作文原题一字不差！）
25、Some people think that older school children should learn wide range subjects and develop knowledge, but other people think that they should only learn a small number of subjects in details.Discuss both views and give your opinion.（命中欧洲613A类大作文原题，10.8国内A类再中原题）
32、People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face.What are the effects of this on an individual and the society as a whole?（近似命中澳洲723A类大作文）
28、In the last, lecture lectures were used as a way of teaching large numbers of student, but now with the development of technology for education, many people think there is no justification for attending lectures.To what extent do you agree or disagree?（命中530欧洲区A类大作文原题，一字不差！530澳洲A类考的是学校教学重要还是网络教学重要，近似命中。）
2、People continue to commit crimes even after being punished for it.Why do you think this happens? How can crime be stopped?（命中5.16澳洲A类加试大作文原题，一字不差）
4、Schools don’t give proper health education to young people.Do you agree or disagree with this statement? Give your own opinion and examples based on your experience.（命中430澳洲区G类大作文，430澳洲和国内大作文不一样）
6、Young people who commit serious crimes, such as a rubbery or a violent attack should be punished in the same way as adults.To what extent do you agree or disagree?（命中4.25雅思A类大作文原题，而且本题在4.24晚10点于哥的新浪微博@人人网雅思哥 作为突击题发布，6.18加试国内A类考的是青少年犯罪的原因和处罚）
13、In some countries young people at the age of eighteen are considered adults and can drive a car, vote and get married, while other countries don’t allow it.What age do you think is the best to be considered an adult? Give reasons and examples from your own knowledge and experience.（2.12A类考了是否认同提高年龄底限来让驾驶更安全，近似命中）
14、Some people believe that cell phones should be for personal use only;others, however, feel cell phones should be used mostly for work.Discuss both views and give your opinion.（2.14A类考了在某些特定区域禁止使用手机，近似命中，10.24澳洲A类再次考到本题，稍有变化）
16、Nowadays companies and other organizations are requiring their employees to wear a uniform.Think about jobs where uniform is important.What are the advantages and disadvantages of wearing a uniform?（命中澳洲723G类大作文原题，一字不差！）
17、Tourism brings benefits to a country but it also may have harmful effects.How can a country ensure that tourism benefits its development?（命中530国内雅思A类原题变形）
21、Television has had a significant influence on the culture of many societies.To what extent do you think it has positively or negatively affected cultural development?（4.11G类大作文电视是否让生活变得有趣，近似命中）
27、People are eating a variety of foods these days which encourages the flow of food from every corner of the world to a local supermarket.Do you think this is negative or positive development? Why?（命中8.8北美A类大作文原题变形）
29、Sports help to a greater extent to build peace in world.Do you agree or disagree? Give some examples and include relevant experiences in your response.（近似命中澳洲725A类大作文）
第四篇：雅思写作大作文
雅思英语大作文写作模板
一、辩论型作文
1.对称式写法
With the increasingly rapid economic globalization and urbanization, more problems are brought to our attention.Quite a few people hold the opinion that… On the other hand, there are also a majority of people who firmly take the view that… In this essay, I will attempt to present both sides of this argument in order to establish my position on this issue of / that…
Those people who strongly believe that… have cogent reasons for it.First of all, … Secondly, … Finally, …
People rarely reach an absolute consensus on such a controversial issue.The other side of the coin has voiced strong opposition, saying that… To begin with, … Next, … , Furthermore, … From what has been mentioned above, we may see that there is some truth in both arguments.Personally, I side with the latter opinion that…
2.一边倒写法
With the increasingly rapid economic globalization and urbanization, more problems are brought to our attention.Quite a few people hold the opinion that… On the other hand, there are also a majority of people who firmly take the view that… There is probably a little bit of truth in both arguments.For my mart, I totally agree with the latter ones.There are numerous reasons why I hold this opinion, and I would explore a few of the most important ones here.In term of substantive level, the reason mentioned below seems to be advisable and deserve more consideration…
What is also worth noticing is that …
Finally, the incomparable advantage of this view is that …
Taking into account all these factors, we may reach the conclusion that …
二、解决型作文
In recent years, much more attention than ever before has been paid to… It is crucial that we analyze the causes of this disturbing issue and explore the effective solutions.From my own perspective, the causes are multiple.Some of the most common factors will be discussed below, followed by some responsible solutions.In terms of substantive level, the reason mentioned below seems to be advisable and deserve more consideration.…
There is a further more subtle point we must consider.…
What is more, …
Given the severity of this phenomena, we have no alternative but to take prompt steps to address this situation.The most important approach is that … In the second place, … In addition, …
第五篇：现代人快节奏的生活
现代人快节奏的生活，工作压力日渐加大，免不了受到很多疾病甚至是像癌症这样重大疾病的困扰。一方面，我们要通过合理的饮食起居和适当的锻炼等方法提高自身的身体素质，另一方面，我们也要积极利用商业健康险转嫁风险，因为很多不可预知的风险的发生和疾病的治疗，都会给家庭带来不少的冲击，况且如果需要给家人未来多年生活充足的保障，那可是笔巨额的开销。重大疾病保险必不可少。一来，社保医疗为事后报销，而重疾险一般只要确诊合同约定的重大疾病即可赔付；二来，人们对优质医疗服务的需求，很大程度是不能满足的，而重疾保险金为被保险人选择更好的医疗设备、医疗服务、医疗药品，从而赢得更佳的医疗结果，甚至是增加存活的几率提供了可贵的经济基础。除了重大疾病保险外，对于已经有社保医疗保障的人士，不妨搭配一些与社保报销不冲突的补贴型医疗保险，弥补自己的收入损失。希望我的回答对你有所帮助。欢迎访问我的个人网站！参考资料:[案例]职业女性的大病保障和养老计划[案例]工薪家庭的保障计划[案例]一家之主的保障计划
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