近考试的一天

第一篇：近考试的一天

近考试的一天

一学期的大考验快到了。这是我最紧张的时候，因为考的不好就被爸妈责骂，所以我在乎这场大考验。我在这段短时间里的心情是紧张。

这一天，我在家里复习，邻家的小明来我家找我玩，我拒绝了。小明他是个学习不是很好的学生，而且还很贪玩的孩子。小明说：是不是朋友啊？我说：还要复习啊，考试快到了。小明他说：不用拉，偷看不就行了吗。我爸爸听到了这番话后，马上说：快走，快走，你这个坏孩子，以后不要来找我家的孩子玩。小明伤心的走了。然后我偷偷地去找小明解释了。我找到小明说：我爸爸刚才说的是气话而以，不要把他放在心里了。小明说：那你跟我一偷看，我就原量你。我无耐的又拒绝了。小明说：你是不是很在乎这场考试。我说：是，我是很在乎这场考试，那又这么样啊。小明说：好，如果你还是那样的话，我们就绝交吧。我痛苦的说：好吧，因为我真的很紧张这次的考试。

看，我考试前的心情是这样的。

那梨小学五年级：谢宝钠

第二篇：难忘的一天——跆拳道考试作文

[难忘的一天——跆拳道考试作文] 8月11日是我最难忘的一天，因为这天是我跆拳道白带升黄带的考试，我的成绩令我难以置信，难忘的一天——跆拳道考试作文。是这样的。我学跆拳道已经有一个多月了，该考试升带，所以我报名考试。这回我们道馆特意请来了韩国（黑带七段）著名教练——金哲熙来给我们考试，这天我穿好道服兴致勃勃地来到了道馆，刚到门口，人山人海，但见：有的家长汗如雨下等成绩，有的小孩急着换道服，有的学员在道馆门口瞅来瞅去，还有的垂头丧气地走了出来。看到这情景，我心里阵阵紧张，心想：这下可完了，我肯定考不上看着一个又一个人无精打采地走出来，肯定是没考上，再说面对一个韩国教练，又……唉…… 想着想着，便到我们这个班了，我从容镇定而又紧张不已地进去了，小学六年级作文《难忘的一天——跆拳道考试作文》。◆分享好文◆ 首先我们道馆主教练——韩教练，要我们坐下然后再讲了考试时的一些事，我随眼望去，只见韩国教练金哲熙正坐在那边，看他的样子好像也不那么恐怖，倒是满文静的，并不是我想的那样冷。这下我的心可平静了50％。考试开始了，韩教练把第一组同学叫了上去，他们这一组打得不怎么样。就这样一组一组地过去了，轮到我了，我心里保持平静不要紧张。当我上去时，韩教练喊：“准备！” 我便做了准备，这时我脑袋里一片空白，只知道把每一个动作做好就行了。全体考试完了之后，韩国教练金哲熙站在全体同学的前面用一口比较流利的中文说：“刘屹峰，请上来一下！”我正在想当时的表现时，听到金哲熙教练喊我时，我顿时以迅雷不及掩耳之势占了起来，金哲熙教练用手示意叫我过来，我便上去了。到前面时，我向金哲熙教练敬了个礼，然后他让我把刚才的动作打一遍，我就按部就班地去做，打完了，金哲熙教练对大家说：“打得好不好？”只听一阵又一阵的掌声向我袭来。后来金哲熙教练表扬了我，说：“在这一上午100多考生里，惟独刘屹峰是我最满意的！” 听完之后，我不禁笑了！难忘的一天——跆拳道考试作文700字

第三篇：四级考试听力同音近音多义词

同音词：break—brake sail----sale dyeing—dying sight—site for---four steal-----steel tire—tare threw—through weather---whether wood----would passed---past hear----here

all together---altogether flew—flu sauce---source

floor-flaw bread---bred sent---cent heal---heel hour—our

fare---fair peace—piece find---fined

多义词：

accent: 口音，强调，重音，重音符号

agent: 代理人，经纪人，政府代表，动因。

appeal: 求助，诉请，对。。有吸引力。

apply: 应用，实施，申请，请求

ball;球，舞会

bank 银行，岸

blank: 空着的，茫然的，无表情的，空白表格

bear: 熊，承担，忍受

break: 休息，暂停，打破

brief: 简短的，简洁的，短暂的，概要，摘要

cabinet: 橱，柜，内阁

character: 性格，性质，人物，角色，汉字

chief: 主要的，首席的，首领，长官

crash: 碰撞，破产，坠毁，破裂声

draft: 草稿，草图，汇票，起草，草拟，征募

fine: 好的，罚款，精炼

gift: 礼物i，天赋

iron: 铁，熨斗，熨烫

kid: 小孩，开玩笑

last: 最后的，持续

lean: 倾斜，屈伸，靠，倚，瘦的，贫乏的，收益少的 manual: 用手的，手册，指南

moderate: 温和的，有节制的，使和缓

ring: 打电话，戒指，铃声

sack: 包，解雇，洗劫，劫掠

safe: 安全的，保险箱

spoil: 宠坏，溺爱，损坏

stock: 库存，股票，公债，常用的，常备的。

第四篇：近2年反洗钱考试试题库及答案

二、单选题

1.银行机构应当根据客户或者账户的风险等级，定期审核本机构保存的客户基本信息，对本机构风险等级最高的客户或账户，至少每（B）进行一次审核。A.季度 B.半年 C.一年 D.两年

2.建立完善的反洗钱内部控制制度的必要性不包括（D）A.符合依法经营内在需要 B.符合接受外部监管要求 C.是金融业安全的保障基础 D.是参与国际竞争的唯一要求

3.（C）年，金融行动特别工作组（FATF）发布金融业《风险为本的反洗钱及反恐怖融资方法指引：高级原则和程序》，将风险为本的理念引入反洗钱工作。A.2003年 B.2007年 C.2012年 D.2013年

4.在被保险人或者受益人请求保险公司赔偿或者给付保险金时，如金额（A）以上，保险公司应当核对被保险人或者受益人的有效身份证件或者其他身份证明文件，确认被保险人、受益人与投保人之间的关系，登记被保险人、受益人身份基本信息，并留存有效身份证件或者其他身份证明文件的复印件或者影印件。A.人民币1万以上或者外币等值1000美元 B.人民币2万以上或者外币等值2000美元 C.人民币5万以上或者外币等值10000美元 D.人民币20万以上或者外币等值20000美元 5.金融行动特别工作组秘书处设在（A）A.法国巴黎 B.英国伦敦 C.美国华盛顿 D.日本东京

6.我国《反洗钱法》规定的洗钱上游犯罪包括（C）大类。A.5 B.6 C.7 D.8 7.客户先前提交的身份证件或身份证明文件已经过有效期限的，客户没有在合理的期限内更新且没有提出合理理由的，金融机构应该（C）A.继续为客户办理业务 B.采取临时冻结账户 C.中止为客户办理业务 D.不予理睬

8.加勒比地区反洗钱金融行动特别工作组成立于（B）年。A.1997 B.1992 C.2013 D.1990 9.《反洗钱法》第三十一条规定中，针对情节严重的，国务院反洗钱行政主管部门建议有管金融监督管理机构依法责令金融机构直接负责的（C）给予纪律处分 A.反洗钱领导小组组长 B.反洗钱专干

C.董事、高级管理人员和其他直接责任人员 D.其他直接责任人员

10.客户洗钱风险分类管理目标不包括（B）。A.全面、真实、动态地掌握本机构客户洗钱风险程度 B.对所有客户采取不变的识别程序

C.提前预防和及时发现可疑线索，有效控制洗钱风险 D.为本机构对洗钱风险进行全面管理提供依据

11.金融机构应按照客户的特点或者账户的属性，并考虑地域、业务、行业、客户是否为外国政要等因素，划分风险等级，并在持续关注的基础上，适时调整风险等级。在同等条件下，来自反洗钱、反恐怖融资监管薄弱国家（地区）客户的风险等级应（A）来自其他国家（地区）的客户。A.高于 B.略高于 C.低于 D.略低于

12.《中国人民银行关于明确可疑交易报告制度有关执行问题的通知》（银发[2010]48号）为进一步提高可疑交易报告工作的有效性，指导反洗钱工作人员准确理解执行反洗钱监管规定，明确了勤勉尽责的履职要求，以下说法不正确的是（D）

A．金融机构应逐步建立以客户为监测单位的可疑交易报告工作流程，有效整合可疑交易监测分析与客户尽职调查两项工作

B.金融机构应将可疑交易监测工作贯穿于金融业务办理的各个环节 C.反洗钱监测工作应覆盖各项金融业务

D．对于客户准备开展的交易，金融机构及其工作人员发现或有合理理由怀疑其涉及洗钱、恐怖融资的，不需要提交可疑交易 13.下列具有中国特色的反洗钱机制说法不正确的是（D）A.以防为主 B.打防结合 C密切协作 D积极主动

14.对于低风险等级客户，各单位应开展持续性的客户身份识别，关注客户的交易情况，及时提示客户更新资料信息，并定期对客户信息进行核对更新，对个人客户，应至少每（D）进行一次集中核对。A.季度 B.半年 C.一年 D.三年

15.《反洗钱法》规定，（C）可以根据国务院授权，代表中国政府与外国政府和有关国际组织开展反洗钱合作。A.最高人民法院 B.公安部 C.中国人民银行 D.保监会

16.洗钱行为和洗钱犯罪的本质区别是（B）A.洗钱金额的大小不同 B,社会危害的大小不同 C.洗钱次数的多少不同 D.洗钱的手段不同

17.艾格蒙特集团定位是（B）A.银行业协会

B.各国金融情报机构的联合体 C.国际反洗钱评估机构 D.关注洗钱犯罪发展趋势 18.客户洗钱分类管理的必要性说法正确的（B）A.客户洗钱风险分类是客户身份识别的唯一做法 B.客户洗钱风险分类是我国法律法规的明确要求

C.客户洗钱风险分类无助于银行在成本投入不变的情况下提高风险控制效果

D.客户洗钱风险分类是额外要求

19.保险公司在办理（C）时，履行客户身份识别义务时不适用《金融机构客户身份识别和客户身份资料及交易记录保存管理办法》 A.保险业务 B.理赔业务 C.再保险业务 D.财险业务

20.以下属于反洗钱内部控制制度核心管理制度的是（A）A.大额交易和可疑交易报告制度 B.反洗钱绩效考核制度 C.反洗钱内部评估制度

D.反洗钱监督检查、调查和保密制度

21.（C）年，金融行动特别工作组（FATF）发布金融业《风险为本的反洗钱及反恐怖融资方法指引：高级原则和程序》，将风险为本的理念引入反洗钱工作 A.2003年 B.2007年 C.2012年 D.2013年

22.金融机构在进行客户身份识别时要贯彻的基本原则是（D）A.实事求是 B.规范管理 C.严进宽出 D.了解你的客户

23.西方七国集团决定成立金融行动特别工作组（FATF）是在哪一年（A）A.1989年 B.1992年 C.1999年 D.2000年

24.保险机构委托其他机构开展客户风险等级划分等洗钱风险管理工作时，应与受托机构签订（C），并由高级管理层批准 A.代销合同 B.合作协议 C.书面协议 D.职责分工书

25.金融行动特别工作组目前采用的《四是项建议》是在(B)由全会通过。A.2012-1-1 B.2012-2-1 C.2003-6-1 D.2004-10-1 26.反洗钱内部控制从静态上看包括制度、措施、程序和方法等内容，从动态过程看不应该包含（B）A.事前预防 B.事前控制 C.事后监督 D.事后纠正

27.国际保险监督官协会成立于（B）年 A.1990 B.1994 C.2003 D.2006 28.保险机构委托其他机构开展客户风险等级划分等洗钱风险管理工作时，（B）对受托机构进行的洗钱风险管理工作承担最终法律责任。A.受托机构 B.委托机构

C.受托机构和委托机构 D.业务员

29.《中华人民共和国反洗钱法》颁布时间为（A）A.2006-10-31 B.2007-10-31 C.2003-10-31 D.2007-1-1 30.（D）年，FATF发布了《四十项建议评估方法》，首次提出对一国反洗钱状况进行评估时，要求有效性与合规性并重。A.2008年 B.2009年 C.2012年 D.2013年

31.（C）年，联合国安理会通过1617号决议，敦促各成员国全面执行“反洗钱与反恐怖融资建议”。A.2000年 B.2002年 C.2005年 D.2008年

32.金融机构应按照客户的特点或者账户的属性，并考虑地域、业务、行业、客户是否为外国政要等因素，划分（A）等级 A.风险 B.客户 C.VIP D.服务

33.在风险等级的划分层次上，金融机构应明确客户风险等级不少于（C）A.一级 B.二级 C.三级 D.四级

34.体现“内部控制优先”的要求不包括（B）A.要充分考虑各种可能的洗钱风险

B.把消除洗钱风险作为制定反洗钱内部控制制度的出发地和落脚点 C.要把防控洗钱风险纳入总体风险的控制框架内 D.要与金融机构的经营规模、业务范围和风险特点相适应

35.委托金融机构以外的代理机构办理保险业务时，应在委托协议中明确双方在（D）方面的反洗钱职责 A.可疑交易报告 B.宣传培训 C.交易资料保存 D.客户身份识别

36.反洗钱三大预防措施中处于基础地位的是（B）A.大额和可疑交易数据报送 B.客户身份识别

C.客户身份资料和交易记录保存 D.反洗钱监督检查

37.（A）是第一部关于反恐怖融资的国际公约 A.禁止向恐怖主义提供资助的国际公约 B.进行非法贩运麻醉药品和精神药物公约 C.打击跨国有组织犯罪公约 D.反腐败公约

38.金融机构要采取三项措施预防洗钱活动，这三项措施不包括以下哪一项（C)A.建立客户身份识别制度 B.客户身份资料交易记录保存制度 C.持续的员工培训制度 D.大额交易和可疑交易报告制度

39.《反腐败公约》由联合国于（A）年发布 A.2003 B.2006 C.2013 D.1990 40.金融机构根据（B)方法，决定采取客户尽职调查措施的程度 A.合规方法 B.风险为本方法 C.合规与风险并重 D.风险测试方法

41.下列关于客户身份识别制度的说法错误的是（D）A.客户身份识别制度是反洗钱内部控制的基本制度之一 B.金融机构应当将客户身份识别的要求渗透到各项业务和各个操作环节中去

C.为有效开展客户身份识别工作，金融机构还应当逐步建立重点关注可客户名单库和高风险客户识别系统

D.金融机构应在持续关注的基础上，尽量保持客户的风险等级不变 42.洗钱的上游犯罪范围日益扩大，基本遵循了（A）的发展脉络 A.毒品犯罪——特定犯罪——最广泛的上游犯罪 B.黑社会性质犯罪——特定犯罪——最广泛的上游犯罪 C.恐怖活动犯罪——特定犯罪——最广泛的上游犯罪 D.贪污贿赂犯罪——特定犯罪——最广泛的上游犯罪

43.金融机构在评估客户反洗钱风险时，以下风险因素中哪项不是反洗钱法律规定的法定风险要素。（A）A.信用 B.地域 C.业务 D.行业

44.按照《反洗钱法》的规定，国务院反洗钱行政主管部门采取的临时冻结措施需经（A）批准可以采取。A.国务院反洗钱行政主管部门负责人

B.国务院反洗钱行政主管部门省级分支机构负责人 C.国务院反洗钱行政主管部门市级分支机构负责人 D.国务院总理 45.反洗钱内部控制要达到预期的效果不应当结合金融机构的（D）A.经营管理 B.风险控制 C.业务流程 D.业绩指标

46.亚太反洗钱组织成立于（B）年 A.1995 B.1997 C.2000 D.2003 47.金融机构的风险划分标准应报送（B）A.中国银行业监督管理委员会 B.中国人民银行 C.中国反洗钱监测中心 D.中国人民银行省一级分支机构

48.《制止向恐怖主义提供资助的国际公约》由（A）发布 A.联合国 B.亚太反洗钱组织 C.FATF D.欧亚反洗钱与反恐怖融资组织

49.反洗钱的核心问题和基础工作是可疑交易信息的（D）A.采集与分析 B.分析与报告 C.采集与报告 D.采集、分析与报告

50.FATF的（A）是国际反洗钱领域中最著名的指导性文件，对各国立法以及国际反洗钱法律制度的发展发挥了重要的指导作用。A.反洗钱与反恐怖融资建议 B.不合作国家和地区名单 C.洗钱类型报告 D.最佳实践报告

51.利用支票开立账户进行洗钱属于（A）洗钱方式 A.利用银行业洗钱 B.通过证劵业洗钱 C.通过保险业洗钱 D.利用期货、期权洗钱

52.《反洗钱法》的立法宗旨是为了（A)A.预防洗钱活动，维护金融秩序，遏制洗钱犯罪及其相关犯罪 B.打击洗钱活动，维护金融秩序，遏制洗钱犯罪及其相关犯罪 C.预防和打击洗钱活动，维护金融秩序，遏制洗钱犯罪及其相关犯罪 D.预防或打击洗钱活动，维护金融秩序，遏制洗钱犯罪及其相关犯罪 53.按照法律规定，（B）有权对金融机构违反反洗钱规定的行为，依法给予行政处罚。A.国务院 B.中国人民银行 C.公安部 D.金融监管部门

54.金融机构有以下哪种行为，情节严重的，可以处二十万元以上五十万元以下罚款（C）

A.未按照规定建立反洗钱内部控制制度

B.未按照规定设立反洗钱专门机构或者指定内设机构负责反洗钱工作

C.未按照规定履行客户身份识别义务 D.未按照规定对职工进行反洗钱培训

55.保险机构应确保客户风险评估工作流程具有（A）或可追溯性。A.可稽核性 B.可复核性 C.可行性 D.可验证性

56.金融机构应建立的三个反洗钱基本制度包括（B）、客户身份资料和交易记录保存制度、大额交易和可疑交易报告制度 A.反洗钱内控制度 B.客户身份识别制度 C.客户风险等级划分制度 D.报告涉嫌恐怖融资制度

57.我国洗钱犯罪的主管要件的规定，下列说法正确的是（C)A.过失洗钱行为也构成洗钱犯罪

B.洗钱犯罪的明知要件是指犯罪行为人确实知道清洗资金是上游犯罪所得

C.行为人实施洗钱行为主观上必须是故意的

D.通过客观证据推定行为人应当知道清洗资金是上游犯罪所得不构成洗钱犯罪

58.（D）年，中国人民银行正式被赋予反洗钱只能 A.1998 B.2001 C.2013 D.2003 59.金融机构报送的大额交易和可疑交易报告要素不全或者存在错误的，应在接到中国反洗钱监测分析中心补正通知的（B）个工作日内补正 A.3 B.5 C.7 D.10 60.下类对可疑类客户采取的风险控制措施不恰当的为（A）。A.与可疑类客户建立业务关系时，应当采取标准型尽职调查措施识别客户身份，并按照本机构特定的业务处理程序进行处理。

B.在可疑客户的业务关系续存期间，应当全面了解客户的信息，加强监控其日常各项交易情况和错作行为

C.对于可疑类客户，应当对其身份信息及资金状况进行审核，审核频率应高于关注类客户，并根据结果调整客户洗钱分类等级

D.可疑类客户及其金融交易活动如在风险等级评定周期内再次出现可疑交易，应持续进行报告

61.金融机构建立的反洗钱风险管理政策、风险管理程序和工作计划应与风险状况相当，对于高风险客户及业务关系应当采取（C）的风险控制措施 A.适当 B.简化 C.强化 D.一定

62.金融机构反洗钱内部监督检查实施的组成部门不包括（D）A.合规部门 B.业务部门 C.内审部门 D.培训部门

63.国际社会通过的第一个打击洗钱犯罪的国际公约是（D）A.《联合国制止向恐怖主义提供资助的国际公约》 B.《联合国打击跨国有组织犯罪公约》

C.《联合国禁止非法贩运麻醉药品和精神药物公约》 D.《联合国反腐败公约》 64.（B）将有关毒品犯罪的洗钱行为规定为犯罪。A.禁止向恐怖主义提供资助的国际公约 B.禁止非法贩运麻醉药品和精神药物公约 C.打击跨国有组织犯罪公约 D.反腐败公约

65.将犯罪所得存入金融机构或者购买可流通票据是洗钱的（A）A.放置阶段 B.离析阶段 C.融合阶段 D.汇总阶段

66.下列关于客户身份资料和交易记录保存制度的说法错误的是（C）A.金融机构要保存客观的客户身份资料和交易记录

B.金融机构要保存开展客户身份识别、异常交易分析等反洗钱工作的主观记录和资料

C.金融机构实现相关资料的纸质化保存即可 D.金融机构应对相关资料数据进行有效的规范化管理

67.FATF在评估各国的反洗钱措施过程中，总结某些国家值得推荐的反洗钱实践做法，作为（D）进行推广，为其他国家开展相关工作提供范本。A.反洗钱建议

B.不合作国家和地区名单 C.洗钱类型报告 D.最佳实践报告

68.对客户洗钱风险分类标准的描述，不正确的有（C）A.属于金融机构内部保密信息 B.直接关系到客户洗钱风险分类 C.不需要对客户保密

D.避免犯罪分子知悉后有意规避有关的风险控制措施 69.联合国大会是在（C）年通过了《联合国反腐败公约》 A.1999年 B.2000年 C.2003年 D.2006年

70.金融机构应（D）根据客户尽职调查情况，及时调整客户风险等级，确保客户风险等级符合实际风险情况。A.定期 B.不定期 C.长期 D.定期或不定期

71.客户身份识别制度中（A）是指最终拥有或控制客户的自然人，以及代表其进行交易的人。此外，还包括那些对法人或法律实体行使最终有效控制的人。A.受益人 B.托管人 C.业务经办人 D.授权委托人

72.目前，反洗钱部际联席会议成员单位包括（B）个部门。A.19 B.23 C.26 D.25 73.我国关于洗钱犯罪主体的规定，下列说法正确的是（A）A.法人可以构成洗钱犯罪主体 B.只有自然人才能构成洗钱犯罪主体 C.上游犯罪主体可以构成洗钱犯罪主体

D.上游犯罪嫌疑人审判之前，洗钱犯罪主体的洗钱犯罪事实不能认定 74.下列关于实施反洗钱内部监督检查的形式的说法错误的是（B）。A.业务部门的检查一般是在现场执行 B.合规部门的检查主要是在非现场执行 C.合规部门的检查可以是现场，也可以是非现场 D.内审部门一般是通过现场稽核审计

75.对于既符合大额交易标准和可疑交易标准的交易，保险公司应当（A）

A.分别提交大额交易和可疑交易报告 B.只提交大额交易报告 C.只提交可疑交易报告 D.两个报告均不需要提交

76.在认真履行客户身份识别的基础上，对风险等级较高的客户的审核应严于风险等级较低客户的审核，指的是（C）原则 A.全面性 B.持续性 C.重点识别 D.审慎性

77.我国于（C）年成为金融行动特别工作组正式成员 A.2005 B.2006 C.2007 D.2008 78.（C）年，经调整后的反洗钱工作部际联席会议第一次会议在北京召开。A.2003 B.2012 C.2004 D.2013 79.为了预防洗钱和恐怖融资活动，（A）金融机构客户身份识别、客户身份资料和交易记录保存行为，维护金融秩序，根据《中华人民共和国反洗钱法》等法律、行政法规的规定，制定《金融机构客户身份识别和客户身份资料及交易记录保存管理办法》 A.规范 B.规定 C.监督 D.管理

80.金融行动特别工作组（FATF）在下面哪一年没有对反洗钱《四十项建议》进行修改（C）A.1996年 B.2003年 C.2009年 D.2012年

81.根据反洗钱法规的有关规定，金融机构进行客户洗钱风险分类是一项（C）义务 A.应尽 B.反洗钱 C.法定 D.常规

83.客户洗钱风险分类的参考指标中，以下说法不正确的是（D）A.客户因素包括个人客户和企业客户

B.个人客户的参考因素是指客户职业、职位、收入、背景、地位、信誉和外界评价

C.企业客户的参考因素是指企业的组织架构、经营规模、经营范围、所处行业、信用评级以及中介机构的评价等 D.被联合国、政府部门等列入“黑名单”的客户不属于参考因素 84.我国《刑法》第一百九十一条规定的洗钱上游犯罪不包括（D）A.毒品犯罪 B.黑社会性质犯罪 C.贪污受贿犯罪 D.故意杀人罪

85.委托金融业兼业代理机构办理保险业务时，应在委托协议中明确双方在（B）方面的职责，相互间提供必要的协助，相应采取有效的客户身份识别措施 A.反洗钱 B.识别客户身份 C.客户洗钱风险 D.客户交易资料保存

86.以下对于反洗钱内部监督检查实施组成部门的说法错误的是（D）A.实施组成部门主要应包括合规部门、业务部门、内审部门 B.合规部门负责牵头组织对本机构反洗钱内控制度建立、执行落实情况进行监督检查

C.业务部门负责对本部门执行落实反洗钱内控制度情况开展自查 D.内审部门负责对合规部门执行反洗钱内控制落实情况实施外部监督检查

87.利用客户自身特点所隐含的风险因素，风险大小通过客户的基本身份信息及其真实性、准确性和完整性来衡量属于（A）。A.客户身份风险因素 B.客户地域风险因素 C.客户行业风险因素 D.客户交易风险因素

88.建立反洗钱内部控制制度的作用不包括（B）A.提高金融机构的风险意识 B.防御外部监管

C.加强金融机构的自我约束和风险管理

D.保证金融机构主动有效地履行反洗钱义务，从而防范洗钱风险 89.《反洗钱法》第三十一条规定中，以下表述不正确的是（D）A.金融机构如果未按照规定建立反洗钱内部控制制度，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正

B.未按照规定设立反洗钱专门机构或者指定内设机构负责反洗钱工作，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正

C.未按照规定对职工进行反洗钱培训，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正

D.金融机构如果未按规定建立可疑交易报告制度的，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正

90.金融行动特别工作组（FATF）第一次提出有关反洗钱《四十项建议》是在哪一年（B）A.1989年 B.1990年 C.1992年 D.1999年

100.金融机构应按照客户的特点或者帐户的属性，并考虑地域、业务、行业、客户是否为外国政要等因素，划分风险等级，并在持续关注的基础上，适时调整风险等级。在同等条件下，来自于反洗钱、反恐怖融资监管薄弱国家（地区）客户的风险等级应（A）来自于其他国家（地区）的客户 A.高于 B.略高于 C.低于 D.略低于

102.下列关于金融机构信息交流的说法错误的是（C）

A.包括金融机构内部各部门、各分支机构之间相互联系和传递各种信息

B.包括金融机构与外界之间相互联系和传递各种政策或信息 C.不利于管理层作出正确决策

D.使所有员工了解自己在内部控制体系中的职责和作用

103.以严格的银行保密制度而著称的瑞士，接受国际通行的反洗钱规则是在哪一年（B）A.2001 B.2004 C.2008 D.2010 104.客户洗钱风险分类的参考指标不包括（D）A.国家或地区因素 B.行业因素 C.业务因素 D.客户性别因素

105.金融行动特别工作组发布首份关于反洗钱的《四十项建议》是在（B）A.1989-10-1 B.1990-2-1 C.1996-6-1 D.1996-2-1 106.《打击跨国有组织犯罪公约》由（A）发布。A.联合国 B.亚太反洗钱组织 C.FATF D.欧亚反洗钱与反恐怖融资组织 107.可疑交易报告通常不包括（D）A.涉嫌洗钱的可疑交易 B.涉嫌恐怖融资的可疑交易

C.金融机构在履行客户身份识别义务过程中发现的任何可疑行为 D.协助司法机关开展调查的资金交易

108.国际社会通过的第一个打击洗钱犯罪的国际公约是在哪一年（A）。A.1988 B.1992 C.2001 D.2003 109.客户洗钱风险等级分类的原则不包括（B）。A.全面性 B.间歇性 C.持续性 D.保密性

112.在与客户的业务关系存续期间，金融机构应当采取持续的客户身份识别措施，关注客户及其日常（C）、金融交易情况，及时提示客户更新资料信息 A.资金来源 B.经济状况 C.经营活动 D.资金用途

113.FATF于（A）年公布了《没收和资产追回最佳实践报告》 A.2012 B.2011 C.2010 D.2009 114.反洗钱行政主管部门依法对涉嫌洗钱的可疑交易活动予以核实和查证的行为是（C）A.现场检查 B.现场走访 C.反洗钱调查 D.高管约谈

115.2003年12月27日，修改后的《中华人民共和国中国人民银行法》规定未包含（D）

A.指导、部署金融业反洗钱工作 B.负责反洗钱的资金监测

C.有权对金融机构以及其他单位和个人“执行有关反洗钱规定的行为”进行检查监督

D.对金融机构高管人员任职资格进行任免 116.《反腐败公约》由联合国于（A）年发布。A.2003 B.2006 C.2013 D.1990 117.《反腐败公约》由（A）发布 A.联合国 B.亚太反洗钱组织 C.FATF D.欧亚反洗钱与反恐怖融资组织

118.金融行动特别工作组新一轮反洗钱与反恐怖融资体系互评的依据是（D）A.40+9项建议 B.40+8项建议 C.40条建议 D.新40条建议

119.义务机构对本机构制定的交易监测标准应当进行定期评估的频率是（C）

A.至少每季度评估一次 B.至少每半年评估一次 C.至少每年评估一次 D.至少每两年评估一次

120.证券期货业机构在委托第三方识别客户身份时，委托协议中应包含的内容（B）

A.双方不能互相透露客户信息

B.确保可随时获取客户完整的身份资料和身份基本信息 C.双方独立履行反洗钱义务 D.不恰当的客户身份识别措施

121.因基本生活支出以及其他特殊原因需要使用被冻结资产的，资产所有人、控制人或管理人可以向资产所在地县级公安机关提出申请，受理申请的公安机关应当按照程序层报公安部审核，公安部在受到申请之日内（30日）内进行审查处理。

122.以下哪类金融机构不是《金融机构大额交易和可疑交易报告管理办法》新增的适用对象（D）A.保险经纪公司 B.保险专业代理公司 C.货币经纪公司 D.小额贷款公司

123.证券期货业金融机构应当建立数据信息安全备份制度，采取（多介质备份与异地备份）相结合的数据备份方式，确保交易数据的安全、准确、完整。

124.客户身份识别差异性原则是指（按照风险程度分配资源）125.在保存环境上，不属于防磁、防潮的种类是（纸质档案）

三、多选题

1.洗钱犯罪的内涵和外延不断扩大，包括（ABCD）A.上游犯罪范围不断扩大 B.行为方式更为多样 C.主观要件适当放宽 D.责任追究更加严厉 2.客户身份识别中的保密性要求是指，金融机构应（ABCD）A.保护商业秘密 B.保护个人隐私

C.妥善保存客户身份识别过程中获取的客户身份信息 D.妥善保存客户身份识别过程中获取的交易信息

3.利用一些国家和地区对银行或个人资产进行保密的限制洗钱是洗钱常用方式之一，被称为保密天堂的国家和地区一般具有哪些特征（ABCD）

A.有严格的银行保密法 B.有严格的公司保密法 C.有宽松的金融规则 D.有自由的公司法

4.国务院金融监督管理机构在反洗钱工作中的职责有（ABC）A.参与制定所监督管理的金融机构反洗钱规章

B.对所监督管理的金融机构提出按照规定建立健全反洗钱内部控制制度的要求

C.审查新设金融机构或者金融机构增设分支机构的反洗钱内部控制制度方案

D.对所监督管理的金融机构的可疑交易开展调查 5.下列属于高风险客户的有（AB）

A.国务院有关部门、司法机关、中国人民银行、联合国安理会发布的制裁或关注名单 B.来自避税天堂的离岸公司或与该公司进行交易的客户 C.非盈利性事业单位 D.自然人客户

6.完整的“了解你的客户”措施包括（ABCD）A.客户接受政策（包括记录保存）B.验证客户身份

C.对高风险账户实施持续监测 D.风险管理

7.以下说法正确的有（ABCD）

A.金融机构应当积极配合中国人们银行开展的反洗钱现场检查、调查工作

B.金融机构在配合反洗钱现场检查、调查时，应如实提供有关反洗钱工作资料和客户身份信息及交易情况

C.金融机构应当对识别客户身份、报告可疑交易等工作中获取的信息数据予以保密

D.金融机构应当对配合中国人们银行反洗钱现场检查、调查可疑交易等工作中获取的信息数据予以保密

8.2007年6月21日发布的《金融机构客户身份识别和客户身份资料及交易记录保存管理办法》是中国人们银行会同（ABC）A.中国银行业监督管理委员会 B.中国证监监督管理委员会 C.中国保险监督管理委员会 D.国家外汇管理局

9.联合国通过的有关反洗钱和反恐怖融资的公约有（ABCD）A.禁止非法贩运麻醉药和精神药物公约 B.禁止向恐怖主义提供资助的国际公约 C.打击跨国有组织犯罪公约 D.反腐败公约

10.金融行动特别工作组（FATF）在1990年提出了有关反洗钱的《四十项建议》，要求各国政府加强反洗钱金融监管，包括（ABCD）A.督促金融机构制定和实施反洗钱内部控制制度 B.履行客户身份识别义务

C.履行客户信息和交易记录保存义务 D.履行识别并报告可疑金融交易的义务

11.以下关于洗钱基本内涵的说法中，正确的是（ABCD）

A.洗钱是在已经实施犯罪行为并获得赃款的前提下所从事的不法行为

B.洗钱者明知是犯罪所得赃款而清洗，“明知”既包括知道也包括可能知道是犯罪所得赃款

C.通过金融机构或其他方式转移或转化犯罪所得赃款 D.企图掩盖犯罪行为并使得犯罪所得赃款貌似合法

12.《中国人民银行法》规定，中国人民银行对金融机构违反反洗钱义务的行为拥有哪些权利（AB）A.行政处罚权 B.建议处分权 C.责令停业整顿 D.吊销经营许可证

13.出现以下哪些情形的投保客户，不能未经外部风险评估程序直接定级为低风险（ABCD）

A.在本保险机构的已缴纳保费金额超过一定限额

B.客户为非居民，或者使用了境外发放的身份证件或身份证明文件 C.客户涉及可疑交易报告

D.客户委托非职业性中介机构或无亲属关系的自然人代理本人于保险机构建立业务关系

14.金融机构建立客户洗钱风险等级分类制度需要考虑的客户的因素有（ABCD）A.地域 B.业务 C.行业

D.是否为外国政要

15.金融机构应当勤勉尽责，建立健全和执行客户身份识别制度，遵循“了解你的客户”的原则，针对具有不同洗钱或者恐怖融资风险特征的客户、业务关系或者交易，采取相应的措施，了解客户及其交易目的和交易性质，了解实际控制客户的（A）和交易的（D）A.自然人 B.法人 C.受益人 D.实际受益人

16.上报大额交易报告时，对于预防和打击洗钱犯罪起到的重要意义包括（ABCD）

A.通过对大额交易的宏观分析，可以帮助确定反洗钱需要关注的行业、区域和交易种类等

B.通过将收集的可疑交易报告与大额交易信息进行交叉分析，有利于确定可疑交易是否确实涉嫌犯罪

C.在反洗钱调查和侦查过程中，可以提供资金去向的有关线索 D.通过对大额交易的交叉分析核对，有利于反洗钱信息中心主动发现涉嫌犯罪活动的资金交易线索

17.以下属于区域性反洗钱国际组织的是（ABCD）A.亚太反洗钱组织

B.欧洲委员会评估反洗钱措施特设专家委员会 C.欧亚反洗钱与反恐怖融资组织 D.西非政府间反洗钱工作组

18.保险机构可以对低风险产品和低风险客户采取简化的客户尽责调查及其他风险控制措施，包括（ABCD）

A.在退保、理赔或给付环节再核实被保险人、受益人与投保人的关系

B.在风险可控情况下，允许金融机构工作人员合理推测交易目的和交易性质 C.适当延长客户身份资料的更新周期

D.在合理的交易规模内，适当降低客户身份识别措施的频率或强度 19.联合国禁毒署的主要职责包括（ABCD）A.管理国际反洗钱数据库 B.毒品控制计划 C.犯罪控制计划

D.管理国际反洗钱信息网络

20.金融机构划分客户的洗钱风险等级时，应考虑的风险因素包括（BCD）A.信用等级 B.地域 C.业务 D.行业

21.公安部与人民银行建立的反洗钱合作机制，包括（ABCD）A.联络协调机制 B.案件联合督办制度 C.情报定期会商制度 D.信息共享制度

22.某保险法人机构反洗钱领导小组的牵头部门设在综合部，综合部是一个二级部门，而反洗钱领导小组的成员单位均为一级部门。对于这种设置的分析正确的有（ABD）

A.二级部门在组织、协调其他成员单位时会遇到很大困难 B.职级上的不对等不便于牵头部门看展反洗钱工作

C.要满足反洗钱工作需要，反洗钱领导小组成员单位也应为二级部门

D.要满足反洗钱工作需要，最好由一级部门来做牵头部门 23.从形式渊源的角度看，反洗钱法律制度一般包括以下哪些层次（ABD）

A.立法机关制定的专门反洗钱法律

B.由政府或者政府部门根据法律授权颁布的行政法规 C.由相关协会出台的相关规定和办法

D.金融监管部门制定的规章或者具有法律效力的反洗钱规章或政策指引

24.通过投资办产业的方式洗钱包括（ABD）A.成立空壳公司 B.向现金密集行业投资 C.货币走私

D.利用假财务公司、律师事务所等机构进行洗钱 25.金融机构对于以下哪些情形应该进行报告（ABCD）

A.怀疑客户为恐怖组织、恐怖分子及恐怖活动犯罪募集或者企图募集资金或者其他形式财产的

B.怀疑客户为恐怖组织、恐怖分子、从事恐怖融资活动的人以及恐怖活动犯罪提供或者企图提供资金或其他形式财产的

C.怀疑客户为恐怖组织、恐怖分子保存、管理、运作或者其他保存、管理、运作资金或者其他形式财产的

D.怀疑客户或者其交易对手是恐怖组织、恐怖分子以及从事恐怖融资活动人员的

26.下列洗钱方式属于利用金融机构洗钱的有（ABC）A.利用银行洗钱

B.通过证券业和保险业洗钱 C.利用期货、期权洗钱 D.通过买卖彩票和奖券

28.下列应属于金融机构反洗钱内部监督检查制定的内容有（ABCD)A.明确每年各部门、层级监督检查的目的、内容 B.明确每年各部门、层级监督检查的频率、时间 C.制定具体监督检查的实施方案 D.要求对检查结果出具报告

29.客户洗钱风险等级分类的原则包括（ABCD）A.全面性

B.定性与定量相结合 C.持续性 D.保密性

30.反洗钱法律制度的发展趋势包括（ABC）A.从单纯打击转向预防与打击并重 B.洗钱犯罪的内涵和外延不断扩大

C.法律规定的义务主体范围从金融机构向特定非金融机构扩展 D.工作重点由反洗钱和反恐怖融资变为防范资助大规模杀伤性武器扩散

31.单位客户的有效身份证件包括（ABCD)A.证明该客户依法设立或者可依法开展经营、社会活动的工商执照 B.机构成立的政府批示或者文件 C.组织机构代码证 D.税务登记证

32.金融机构在进行交易时，应该采取的客户尽职调查措施包括（ABCD）

A.识别客户身份，并利用可靠的、独立来源的文件、数据或信息核实客户身份

B.识别受益所有人身份，并采取合理措施核实受益所有人身份，使金融机构充分了解收益所有人

C.了解并视情况获得关于业务目的和真实意图的信息 D.对业务关系采取持续的尽职调查

33.中国人民银行在反洗钱工作中的主要职责有（ABCD)A.负责反洗钱的资金监测

B.监督检查金融机构履行反洗钱义务的情况 C.在职责范围内调查可疑交易活动 D.代表国家开展反洗钱国际合作

34.金融行动特别工作组集中实现哪些工作目标（ABC）A向全球所有国家和地区推广反洗钱网络 B.在金融行动特别工作组成员内监督执行反洗钱与反恐怖融资建议 C.关注洗钱犯罪手段发展趋势，探讨反洗钱措施 D.对成员国开展互评估活动

35.金融行动特别工作组(FATF）在对阻止犯罪收入和支持恐怖主义资金进入金融体系和其他领域，或能被上述机构发现并报告方面进行有效性评估时，包括以下哪些具体内容（）

A.监管者对金融机构、特定非金融行业和职业在遵守与其风险相匹配的反洗钱和反恐怖融资相关要求方面，采取适当的监管、检测和管理措施

B.金融机构、特定非金融行业和职业充分运用与其风险相匹配的反洗钱和反恐怖融资预防措施，并上报可疑交易报告

C.通过国际合作传递有用信息、金融情报和证据，推动打击犯罪及犯罪资产的行动

D.防止滥用法人和法律安排进行洗钱和恐怖融资，并确保主管部门顺利获取其受益所有信息

37.关于《金融机构反洗钱规定》，一下表述正确的是（ABCD）A.将反洗钱监管范围由银行业金融机构扩大到证劵、期货、保险等行业的金融机构

B.统一了本外币反洗钱监管体制，结束了本外币反洗钱监管和资金监测分离的状态

C.规范了反洗钱检查和调查的程序

D.对金融机构建立和实施反洗钱内部控制制度、客户身份识别制度、履行报告大额交易和可疑交易，保存客户身份资料和交易记录等反洗钱义务进行了更为清楚和适当的表述

38.在反洗钱领域发挥作用的国际组织有（ABCD）A.联合国 B.世界银行 C.国际刑警组织 D.FATF 39.对于一家保险公司来说，下列关于反洗钱内控制度建设方面的做法正确的有（ABC)A.在高风险情形下，金融机构应采取强化措施管理和降低风险 B.在低风险情形下，允许采取简化措施

C.如果金融机构合理怀疑存在洗钱或恐怖融资的情况，则不允许采取简化措施

D.如果金融机构合理怀疑存在洗钱或恐怖融资的情况，但风险较低，则允许采取简化措施

40.金融机构与客户的业务关系存续期间，金融机构应当重新识别的主要情形包括（ABCD)A.客户要求变更姓名或者名称、身份证或者身份证明文件种类、身份证件号码、注册资本、经营范围、法定代表人或者负责人的 B.客户行为或者交易情况出现异常的

C.客户姓名或者名称与国家有关部门依法要求协查或者关注的犯罪嫌疑人、洗钱和恐怖融资分子的姓名或者名称相同的 D.先前获得的客户身份资料的真实性、有效性、完整性存在疑点的

41、金融行动特别工作组（FATF）在2012年的有关反洗钱《四十项建议》中，包括下述哪三大主题（ABC）A、防止大规模杀伤性武器扩散 B、反洗钱 C、饭恐怖融资 D、打击税务犯罪

42、客户投保以下哪些产品，保险公司必须开展外部风险评估程序（ABD）

A、投资型保险产品

B、网络渠道销售的大额保险产品 C、政策性大病补充医疗保险产品

D、保险机构经评估后认为洗钱风险较大的其他产品 43、2009年《最高人民法院关于审理洗钱等刑事案件具体应用法律若干问题的解释》，就洗钱罪规定（ABCD）

A、没有正当理由，通过非法途径协助转换或者转移财物的 B、没有正当理由，以明显低于市场的价格收购财物的

C、没有正当理由，协助转换或者转移财物，收取明显高于市场的“手续费”的

D、没有正当理由，协助他人将巨额现金散存于多个银行账户或者在不同银行账户之间频繁划转的

44.联合国发布了哪些决议强调对恐怖融资和其他直接或间接向恐怖主义活动提供资助的问题。（ABC)A.1267号 B.1373号 C.1390号 D.1268号

45.2008年，我国首次制定的《中国反洗钱战略》（2008-2012），提出了2008-2012年我国反洗钱工作的总体目标包括（ABCD）A.在2012年前构建符合国际标准和中国国情的反洗钱工作体制 B.建立完善的反洗钱和反恐怖融资法律法规体系 C.建立覆盖金融业和特定非金融业的可疑资金交易监测网

D.有效防范、打击洗钱等犯罪活动，维护正常的金融管理秩序，保障国家利益和经济安全

46.根据《反洗钱法》的规定，金融机构有下列哪些情形的，反洗钱行政主管部门可以进行罚款（ABC)A.未按规定履行客户身份识别义务的 B.未按规定保存客户身份资料和交易记录的 C.违反保密规定，泄露有关信息的 D.未按规定对职工进行反洗钱培训的

47.人身保险新契约业务中，进行客户身份识别时需要留存的证件包括（ABC）

A.投保人有效身份证复印件 B.被保险人有效身份证复印件 C.法定继承人以外指定身故受益人的有效身份复印件 D.业务员有效身份证复印件

48.关于《反洗钱法》第三十一条规定的表述，正确的是（ABCD)A.金融机构如果未按规定建立反洗钱内部控制制度，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正。

B.未按规定设立反洗钱专门机构或者指定内设机构负责反洗钱工作，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正。

C.未按规定对职工进行反洗钱培训，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正。

D.金融机构如果未按规定建立可疑交易报告制度的，由国务院反洗钱行政主管部门或者其授权的设区的市一级以上派出机构责令限期改正。

49.一个典型、完整的洗钱过程包括（ABC)A.放置阶段 B.离析阶段 C.融合阶段 D.汇总阶段

50.下列关于大额交易和可疑交易报告制度的说法正确的有（ABCD)A.应当明确专人负责大额和可疑交易报告工作

B.应当规定大额交易和可疑交易在内部发现、分析、审核及上报的工作流程

C.应当规定涉嫌恐怖融资可疑交易报告的情形与流程 D.应当规定涉嫌洗钱案件线索的分析、监测与报告流程 51.客户身份识别完整性原则主要包括（ABCD）

A.完整了解客户身份基本信息，了解交易目的和交易性质

B.完整核对客户的身份证件，如核实单位客户的组织机构代码、税务登记证号码，以及可证明该客户依法设立或者可依法开展经营、社会活动的执照、证件或者文件。C.完整登记客户身份基本信息

D.完整留存各类身份证件复印件或影印件

52.与洗钱行为不同，洗钱犯罪在以下哪些方面有明确的界定（ABCD）A.行为主体 B.行为方式 C.主观要件 D.上游犯罪

53.客户洗钱风险分类管理目标有（ACD)A.全面、真实、动态地掌握本机构客户洗钱风险程度 B.对所有客户采取不变的识别程序

C.提前预防和及时发现可疑线索，有效控制洗钱风险 D.为本机构对洗钱风险进行全面管理提供依据

55.中国人们银行作为国务院反洗钱行政主管部门，在负责全国的反洗钱监督管理工作中，应当履行哪些职责（ABCD)A.组织协调全国的反洗钱工作

B.制定或者会同国务院有关金融监督管理机构制定金融机构反洗钱规章

C.监督检查金融机构履行反洗钱义务的情况 D.在职责范围内调查可疑交易活动

56.金融行动特别工作组（FATF)在1990年提出了有关反洗钱的《四十项建议》，包括（ABCD)A.要求各国将有关各类严重犯罪的洗钱行为定为刑事犯罪 B.要求各国政府加强反洗钱金融监管 C.要求各国政府建立金融情报中心 D.要求各国进行反洗钱国际合作

57.客户风险等级划分的参考要素包括（ABCD)A.客户特性 B.地域 C.业务 D.职业（行业）

58.划分客户风险等级时，需考虑以下哪些因素（ACD)A.客户的特点或者账户的属性 B.客户性别 C.业务类型 D.是否为外国政要

59.国务院金融监督管理机构在反洗钱工作中的职责有（ABC)A.参与制定所监督管理的金融机构反洗钱规章

B.对所监督管理的金融机构提出按照规定建立健全反洗钱内部控制制度的要求

C.审查新设金融机构或者金融机构增设分支机构的反洗钱内部控制制度方案

D.对所监督管理的金融机构的可疑交易开展调查

60.针对金融机构建立健全反洗钱内部控制制度的情况，（ABCD)负有反洗钱监督监督检查职责 A.中国人民银行 B.银监会 C.证监会 D.保监会

62.全面性原则要求反洗钱内部控制制度要达到（AD)A.覆盖范围全面 B.覆盖人员全面 C.制度形式全面 D.制度内容全面

63.《金融行动特别工作组四十项建议》规定的常规客户身份尽职调查措施有（ABCD)A.确立客户身份并利用可靠的，独立来源的文件，数据或信息来验证客户身份

B.确立受益权人身份，并运用合理的手段进行验证，以使该金融机构明了受益权人的身份状况，对于法人和实体，金融机构应采用合理的措施了解该客户的所有权和控制权结构 C.获得有关该项业务的目的和意图属性的信息

D.对业务关系以及在这种业务关系的整个过程中进行的交易进行持续的尽职调查，以确保交易的进行符合该金融机构对客户及其风险状况的认识

64.保险机构应综合考虑客户背景、社会经济活动特点等各方面情况，衡量本机构对其开展客户尽职调查工作的难度，评估客户风险。客户风险子项包括（ABCD)A.客户信息的公开程度

B.客户所持身份证件或身份证明文件的种类 C.自然人客户财务状况、资金来源、年龄 D.非自然人客户的股权或控制权结构、存续时间 65.下列关于客户身份识别制度的说法正确的有（ABC）A.客户身份识别制度是反洗钱内部控制的基本制度之一

B.金融机构应当将客户身份识别的要求渗透到各项业务和各个操作环节中去

C.为有效开展客户身份识别工作，金融机构还应当逐步建立重点关注的客户名单库和高风险客户识别系统

D.金融机构应在持续关注的基础上，尽量保持客户的风险等级不变 66.保险业金融机构对可疑类客户应采取哪些风险控制措施（BCD)A.与可疑类客户建立业务关系时，应当采取标准型尽职调查措施识别客户身份，并按照本机构特定的业务处理程序进行处理。

B.在可疑客户的业务关系续存期间，应当全面了解客户的信息，加强监控其日常各项交易情况和错作行为

C.对于可疑类客户，应当对其身份信息及资金状况进行审核，审核频率应高于关注类客户，并根据结果调整客户洗钱分类等级

D.可疑类客户及其金融交易活动如在风险等级评定周期内再次出现可疑交易，应持续进行报告

68.人身保险个险新契约业务中，进行客户身份识别时需要留存的证件包括（ABC）

A.投保人有效身份证复印件 B.被保险人有效身份证复印件

C.法定继承人以外指定身故受益人的有效身份复印件 D.业务员有效身份证复印件

70.保险机构可对低风险产品和低风险客户采取简化的客户尽职调查及其他风险控制措施，包括（ACD错误，ABCD？）：

A.在退保、理赔或给付环节再核实被保险人、受益人与投保人的关系 B.在风险可控情况下，允许金融机构工作人员合理推测交易目的和交易性质

C.适当延长客户身份资料的更新周期

D.在合理的交易规模内，适当降低客户身份识别措施的频率或强度 80.反洗钱的目标包括（BCD错误，试试BC？）A.洗钱刑事犯罪化 B.建立有效的洗钱防范机制

C.增强金融机构和高风险的特定非金融机构抵御洗钱风险的能力 D.维护国家切身利益 81.划分客户风险等级时，需考虑以下哪些因素（BCD）A.客户性别

B.是否来自于反洗钱、反恐怖融资监管薄弱国家 C.行业类型 D.是否为外国政要

82.金融机构除核对身份证件外，还可采取（ABCD）等措施识别客户身份

A.要求客户补充其他身份资料或身份证明文件 B.回访客户 C.实地查访

D.向公安、工商行政管理部门核实

83.《金融机构客户身份识别和客户身份资料及交易记录保存管理办法》规定金融机构应当按照（ABCD）原则，妥善保存客户身份资料和交易记录。A.安全 B.准确 C.完整 D.保密

84.洗钱的危害性主要体现在（ABCD）A.助长更严重和更大规模的犯罪活动 B.削弱国家的宏观经济调控效果 C.助长和滋生腐败

第五篇：英语三级近五年考试试题及答案

2009年6月B Part II Vocabulary & Structure

Directions: This part is to test your ability to use words and phrases correctly to construct meaningful and grammatically correct sentences.It consists of 2 sections.Section A

Directions: There are 10 incomplete statements here.You are required to complete each statement by choosing the appropriate answer from the 4 choices marked A), B), C)and D).You should mark the corresponding letter on the Answer Sheet with a single line through the center.16.What are the essential differences ___________ selling and marketing?

A)between

B)from

C)among

D)for

17.Jack called the airline to ___________his flight to beijing this morning.A)improve

B)believe

C)confirm

D)insure

18.It was in the year of 2002___________they set up a branch company in China.A)as

B)that

C)what

D)which

19.You’d better ___________advice before making a project plan.A)put down

B)take in

C)turn out

D)ask for

20.Young people now live a life-style ___________their parents could hardly dream of.A)which

B)why

C)when

D)where

21.While traveling in France, he __________some everyday French.A)gave up

B)picked up

C)drew up

D)got up

22.Hardly __________ at the office when the telephone rang.A)I arrived

B)I had arrived

C)did I arrive

D)had I arrived

23.To work __________with the machine，you must read the instructions carefully.A)firstly

B)naturally

C)efficiently

D)generally

24.We’ll have to continue the discussion tomorrow __________we can make a final decision today.A)unless

B)because

C)when

D)since

25.If you have three years’ work experience，you will be the right ______ for this job.A)person

B)passenger

C)tourist

D)customer

Section B

Directions: There are also 10 incomplete statements here.You should fill in each blank with the proper form of the word given in brackets.Write the word or words in the corresponding space on the Answer Sheet.26.It is reported that the sports meet was(successful)__________organized.27.Some people think(much)__________about their rights than about their duties.28.It is reported that foreign car sales in the country(rise)__________by 8% last year.29.The adviser recommended that Mary(start)_______ the training program as soon as possible.30.The job pays well and you get a 20-day holiday a year, it’s certainly an(attract)_______offer.31.It(announce)______yesterday that the game wsa to start in a week.32.Because man people will come to the meeting, we need some(addition)_____ chairs.33.No reader is allowed(take)__________any reference book out of the reading-room.34.The course is designed to provide a general introduction to computers and(practice)___skills training.35.We’ve only got one day in Paris，so we’d better(make)____the best use of the time.答案：16-20:ACBDA 21-25:BDCAA

26.successfully 27.more 28.rose 29.(should)start 30.attractive

31.was announced 32.additional 33.to take 34.practical 35.make 来源:考试大-国家英语三级考试站Part III Reading Comprehension

Directions: This part is to test your reading ability.There are 5 tasks for you to fulfill.You should read the reading materials carefully and do the tasks as you are instructed.Task 1

Directions: After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 to 40.For each question or statement there are 4 choices marked A), B), C)and D).You should make the correct choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Subways are underground trains，which usually operate 24 hours a day.They are found in larger cities and usually run between the suburbs and the downtown area.Maps and schedules are available from the ticket of rice.If you take the subway often，you can save money by purchasing a monthly pass(月票).City-operated buses run on various routes(线路)and are designed to be at certain places at certain times.Maps and schedules may be posted at certain stops，or they may be available at local banks，libraries，the student union，or from the bus drivers.Buses run mainly during the day.Fare is paid by exact change in coins, or by monthly passes.Taxis are generally more expensive in the United States than in other countries.If you use a taxi，be sure you ask the amount of the fare before you agree to ride.The driver usually expects a tip(小费)of 15 percent of the fare.36.According to the passage, subways as underground trains, which usually run____.A)within downtown areas

B)away from city centers

C)in or outside big modern cities

D)between suburbs and city centers

37.You can get the maps and schedules of the subways________.A)at bus stations

B)at local banks

C)in any bookstores

D)from the ticket offices

38.From the passage we learn that________.A)buses are always available in 24 hours

B)bus riders have to buy monthly passes

C)bus fare is paid by exact change in coins

D)buses are the best means of transportation

39.When you take a taxi, you’d better________.A)buy a monthly pass

B)ask about the fare first

C)agree on the amount of the tip

D)pay by the exact change in coins

40.The passage mainly tells us about________.A)the bus and train fares in the US

B)the ways of paying taxi in the US

C)the public transportation in the US

D)the advantage of subways in the US

Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.Letter 1

Dear Ann，I am going to give a dinner party next month.I want my guests to enjoy themselves and to feel comfortable.What is the secret of giving a successful party?

Letter 2

Dear Mary，Cook something that would let you spend time with your guests，If a guest offers to help you in the kitchen，accept the offer.It often makes people feel more comfortable when they can help.Before serving dinner，while your guests make small talks in the living room，offer them drinks.Some guests may like wine，but make sure to provide soft drinks for people who don’t.At the dinner table，let your guests serve themselves.Offer them a second serving after they finish, but don’t ask more than once.Most guests will take more if they want.Perhaps the most important rule of all is to be natural.Treat your guests as you want them to treat you when you’re in their home—that is，act naturally toward them，and don’t try too hard to be polite.Have a good time in a pleasant atmosphere.41.From the first letter we learn that Mary ________.A)is asking for advice on giving a dinner party

B)knows the secret of giving a pleasant party

C)is going to attend a dinner party

D)has successfully held a party

42.Ann’s first piece of advice is that Mary should________.A)get the food ready before the guests arrive

B)keep the guests away from the kitchen

C)spend some time with the guests

D)accept the guests’ offer to help

43.Ann suggests that Mary offer drinks________.A)while the guests are having small talks

B)when all the guests have arrived

C)after the guests finish small talks

D)after the dinner comes to an end

44.When having dinner，the guests are expected to________.A)eat their food slowly

B)help the host serve food

C)serve each other at the table

D)help themselves to more food

45.The most important rule for Mary to follow in treating her guests is to________.A)be as polite as she can

B)let them feel at home

C)prepare delicious food

D)create a formal atmosphere

答案：36-40:DDCBC 41-45:ADADB 来源:考试大-国家英语三级考试站

Task 3

Directions: The following is a letter.After reading it, you should complete the information by filling in the blanks marked 46 through 50 in no more than 3 words in the table below.E-mail or call Tip Line(举报热线)

Have you seen a crime being committed(犯罪)on a bus，train，or near a bus stop，or train station? If you do，email US or call Tip Line.Tip Line

If you would rather give your information by telephone，call the Police Tip Line at 612-349-7222.You can leave information anonymously(匿名地)or leave your name and phone number and an officer will call you back.Call and officer

You can speak directly to any Police Department staff member who receives the call weekdays.8：00 to 16：00.Call 612-349—7200.Contact the Chief

If you haven’t received any reply to your Tip Line information for half a day，directly call 612-349-7I00 or email：chief@metrotransit.org

Report on a Crime

Use Tip Line

1.Tip Line number：612-349-7222

2.Ways of reporting：

1)Give-46-anonymously;

2)Leave your name and telephone number，and wait for an officer to-47-

Call the Police Directly

1.Service time：weekdays,-48-

2.Telephone number:-49-

Contact the Chief

1.Reason：receiving no reply to your Tip Line information for-50-

2.Telephone number：612-349-7100

3.Email：chief@metrotransit.org

答案：46.information 47.call you back 48.8:00 to 16:00 49.612-349-7200 50.half a day

Task 4

Directions: The following is part of an index(索引).After reading it, you are required to find the items equivalent to(与…等同)those given in Chinese in the table below.Then you should put the corresponding letters in the brackets on the Answer Sheet, numbered 51 through 55.A—breeze

B—calm sea

C—clear up

D—dry

E—fog

F—heavy snow

G—high seas

H—light rain

I—partly cloudy

J—shower

K—southeast wind

L—storm

M—the highs

N—the lows

O一typhoon

P—wet

Q—windy

Examples：(A)微风(O)台风

51.()天气放晴()大雪

52.()最高温度()局部多云

53.()东南风()小雨

54.()有雾()海面大浪

55.()天气干燥()暴风雨

答案：51.C,F 52.M,I 53.K,H 54.E,G 55.D,L

Task 5

Directions: The following are two advertisements.After reading them, you are required to complete the statements that follow the questions(No.56 to No.60).You should write your answers in no more than 3 words on the corresponding Answer Sheet.Ad 1

Personal Assistant To Sales Manager

We are a small but growing computer software company.We are looking for someone to assist the manager of the sales department in dealing with foreign customers and orders from abroad.If you know English well and have previous experience in this job，and between 2 1 and 30，please writer US a short letter giving details of your previous jobs，current employment，etc.Some knowledge of Spanish and Italian would be an advantage.Write to：

Soft Logic Alfred Street

Winchester

Hants

Ad 2

Part time Drivers

King County Metro is Hiring Part-Time Bus Drivers

Great Pay!Great Bendfits!

Start at$14.50 an hour.Plus paid vacation and sick leave，paid training

Must be 2 1 years or older，have a Washington State driver’s license

and acceptable driving record.Call(202)684-1024

Or log on(登录)to www.xiexiebang.com--the part of the company that gives money to good causes.He said the company’s first project will help identify where

infectious(传染性的)diseases are developing.In Southeast Asia and Africa, for example, Google.org will work with partners to strengthen early-warning systems and take action against growing health threats.Google.org’s second project will invest in ways to help small and medium-sized businesses grow.Walji says microfinance(小额信贷)is generally small, short-term loans that create few jobs.Instead, he says Google.org wants to develop ways to bring investors and business owners together to create jobs and improve economic growth.Google.org will also give money to help two climate-change programs announced earlier this year.One of these programs studies ways to make renewable(再生的)energy less costly than coal-based energy.The other is examining the efforts being made to increase the use of electric cars.The creators of Google have promised to give Google.org about one percent of company profits and one percent of its total stock value every year.Aleem Walji says this amount may increase in the future.36.The purpose of Google’s investments is to ________.A)help poor people

B)develop new technology

C)expand its own business

D)increase the power of information

37.According to Aleem Walji, the company’s first project is to ________.A)set up a new system to warn people of infectious diseases

B)find out where infectious diseases develop

C)identify the causes of infectious diseases D)cure patients of infectious diseases

38.What kind of businesses will benefit from Google.org’s second project?

A)large enterprises

B)cross-national companies

C)foreign-funded corporations

D)small and medium-sized businesses

39.From the fourth paragraph, we learn that Google’s money is also invested to help ________.A)start more research programs

B)make more advanced electric cars

C)develop renewable and coal-based energy D)conduct studies related to climate changes

40.From the last paragraph we learn that the investments by Google.org come from ________.A)Google’s profits and stock value

B)some international IT companies

C)the company’s own interests

D)local commercial banks

Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.Your boss holds your future prospects in his hands.Some bosses are hard to get along with.Some have excellent qualifications but no idea when it comes to dealing with people.Of course, not all bosses are like that.The relationship you have with your boss can be a major factor in determining your rise up the career ladder.Your boss is not only your leader, he is also the person best equipped to help you do the job you are paid to do.He can inform you of company direction that may affect your professional development.Your boss also needs you to perform at your best in order to accomplish his objectives.He needs your feedback in order to provide realistic and useful reports to upper management.But how does this help you establish a meaningful working relationship with your boss?

The key is communication.Learn and understand his goals and priorities(优先的事).Observe and understand your boss’s work style.If he has not been clear with his expectations, ask!Likewise, ask for feedback and accept criticism gracefully.And if he understands that you do not view your job as just something to fill the hours between 9 and 5, he may be more likely to help you.In short, getting along with your boss requires getting to know his likes and dislikes and learning to work with his personality and management style.41.The main idea of the first paragraph is that ________.A)bosses are hard to deal with

B)bosses have good character

C)bosses determine your career future

D)bosses must have similar personality

42.In the second paragraph, ―rise up the career ladder‖(Line 2)means ________.A)going to work abroad

B)changing jobs frequently

C)being promoted in position

D)pursuing an advanced degree

43.In order to achieve his objectives, your boss expects that you will ________.A)do your best in your work

B)show your management skills

C)get along with your colleagues

D)write reports to upper management

44.The most important factor for establishing a good working relationship with the boss is ________.A)high expectations

B)quick feedback

C)frequent criticism

D)effective communication

45.The best title for the passage might be ________.A)How to Take Care Of Your Boss.B)How to Get Along with Your Boss

C)How to Accept Your Boss’s Criticism

D)How to Accomplish Your Boss’s Objective

答案：36-40:ABDDA 41-45:CCADB 来源:考 Task 3

Directions: The following is an announcement.After reading it, you are required to complete the outline below it(No.46 to No.50).You should write your answers briefly(in no more than three words)on the Answer Sheet correspondingly.We welcome you aboard the Eastern Flight and will do our best to make your trip comfortable and enjoyable.For your safety and convenience

To begin the trip, we would like to draw your attention to some safety-related details.These are also explained on the instruction card in the seat pocket in front of you.Seat belts must remain fastened while the ―Fasten seatbelts‖ sign is on.It is advisable to keep them fastened at all times while seated.All flights are non-smoking.The use of mobile telephones is now allowed when the airplane is on the ground.During the flight the use of CD and DVD players is not allowed.For your entertainment

To help you enjoy your trip, we provide a range of newspapers.On our MD-11 and Boeing aircraft, we provide music and video programs.On Airbus A 321/320/319, short videos are shown.Meals and drinks

During most flights we serve you a tasty meal and drinks.Beer, wine and other drinks are served free of charge.Coffee, tea and juice are served free of charge on all domestic(国内的)flights.On domestic flights leaving before nine and on all flights to Northern China, a snack is served.Eastern Flight Service

Safety and convenience

1)Seat belts: remain-46-while the ―Fasten seatbelts‖ sign is on

2)Smoking: not allowed on board

3)Mobile phones: used only when the airplane is-47-

4)CD and DVD: not allowed to play-48-

Entertainment provided

1)newspapers

2)music and-49-on MD-11 and Boeing aircraft

Meals and drinks on board

1)meals served on most flights

2)coffee, tea and juice served free of charge

3)a snack served on all flights to-50-

答案：46.fastened 47.on the ground 48.during the flight

49.video programs 50.Northern China

Task 4

Directions: The following is a list of terms related to Security.After reading it, you are required to find the items equivalent to(与…等同)those given in Chinese in the table below.Then you should put the corresponding letters in the brackets on the Answer Sheet, numbered 51 through 55.A-----------------air traffic control system

B-----------------armed police

C-----------------crime prevention

D-----------------entry requirement

E-----------------international criminal police organization

F-----------------level of security

G-----------------picket line

H-----------------police station

I-----------------patrolling vehicle

J-----------------safety precaution measure

K-----------------safety control device

L-----------------security command center

M-----------------security service

N-----------------security control center

O-----------------security personnel

P-----------------valid documents

Q-----------------security monitoring and control

Examples:(M)保安服务(G)警戒线

51.()空中交通管制系统()安全预防措施

52.()巡逻车()武装警察

53.()国际刑警组织()有效证件

54.()入境要求()安保人员

55.()安全保障级别()安全监控

答案：51.A, J 52.I, B 53.E, P 54.D, O 55.F, Q

Task 5

Directions: The following is a business letter.After reading it, you should give brief answers to the 5 questions(No.56 to No.60)that follow.The answers(in no more than 3 words)should be written after the corresponding numbers on the Answer Sheet.Dear Mr.Smith，I am pleased to offer you the position of after-sales manager at our company starting on 16 June, 2009.I propose that the terms of employment will be those in the attached draft individual employment agreement.Please note that you are entitled to discuss this offer and to seek advice on the attached proposed agreement with your family, a union, a lawyer, or someone else you trust.If you want some information on your employment rights, you can also contact the Employment Service Office or visit our website.Also, if you disagree with, or do not understand or wish to clarify anything in this offer, please ring me to discuss any issue you wish to raise.If you are happy with the proposed terms and wish to accept this offer of employment, please sign the duplicate copy of this letter and return it to me by 1 June, 2009.In the event I have not heard from you by that date, this offer will be automatically withdrawn on that date.I look forward to working with you.Yours sincerely，John Brown

56.What job position is offered to Mr.Smith in the letter?

___________________________________________________________.57.From whom may Mr.Smith seek advice about the proposed agreement?

His family, a union, _____________________, or someone else he trusts.58.How can Mr.Smith get information about employment rights?

By contacting the ___________________________ or visiting its website.59.When should Mr.Smith return the signed duplicate copy of this letter?

By _______________________________________________________.60.What will happen if the duplicate copy of the letter is not returned by the deadline?

This offer will be ___________________________________ on that date.答案：56.(The)after-sales manager 57.a lawyer 58.Employment Service Office

59.1 June, 2009 60.(automatically)withdrawn 来源:考试大-国家英语三级考试站 Part IV Translation--English into Chinese(25 minutes)

B)如果合同一方希望重签合同，必须在合同到期三个月内写信通知对方。

C)如果任何一方希望更改合同，必须提前三个月向对方书面提交其理由。

D)如果合同一方希望续签合同，必须在合同期满前三个月书面通知对方。

62.There is no sign that the world economic crisis will lessen in the next few months, although a certain degree of recovery is in sight.A)尽管没有人认为未来几个月内世界经济危机会消失，但是在一定程度上的复苏是肯定的。

B)尽管世界经济复苏的迹象是肯定的，但是未来几个月内经济危机缓和的现象还不很明显。

C)尽管已经显现出一定程度的经济复苏，但没有迹象表明世界经济危机在未来几个月会减缓。

D)尽管没有人承认未来几个月内世界经济危机会触底，但我们肯定会看到世界经济的复苏。

63.Most of the issues concerning personnel managementhave been solved satisfactorily;only a few of secondary importance remain to be discussed.A)多数有关人员管理的问题顺利地解决了, 仅剩下几个问题还需要进行第二次讨论。

B)大多数有关人事管理问题已经得到圆满解决，只剩下几个次要的问题还有待于讨论。

C)很多有关人员配备问题基本上都得到了答复，只有第二个重要问题还未经过讨论。

D)第二个重要问题是有关人员调动的问题，这次已经得到妥善解决，不必再次讨论。

64.Only in this way can Chinese enterprises improve their competitiveness and avoid being defeated by their foreign rivals after China’s entry into the WTO.A)只有这个方法才能帮助中国企业去参加竞争，避免在加入世贸组织后被其外国对手所击败。

B)只有这样中国企业才能提高竞争力，并且在中国加入世贸组织后不会败给它们的外国对手。

C)如果中国企业要想在世贸组织中参加竞争，必须通过这种办法才能击败它们的外国对手。

D)中国企业只有通过这种途径来击败外国的对手，才能表明它们在世贸组织中具备竞争力。

65.Thank you, Mr.Black.It’s a great honor to be appointed as Overseas Sales Manager.To be honest, this promotion came as quite a surprise to me.I’d like to think it’s mainly the contribution of the whole team.I’d like to thank all my colleagues in the company for their support and hard work.Due to their efforts, we’ve started some overseas projects successfully.Looking to the future, I’d still like to maintain contact with everyone, even though I’ll be working at the management level.答案：61-64:DCAB 65:谢谢您，布莱克先生。被任命为海外销售部经理，我感到极大的荣幸。坦白说，这次升迁令我十分意外。我想这主要是整个团队的功劳。我要感谢公司全体同仁们的支持与努力。由于他们的努力，我们海外的一些项目已经顺利的启动了。展望未来，尽管我将在管理层工作，我仍希望与大家保持联系。

Part V Writing(25 minutes)

Directions: This part is to test your ability to do practical writing.You are required to write a business letter according to the following information given in Chinese.Remember to do the task on the Translation/Composition Sheet.说明：根据下面中文信息写一封询问信。

发信人：Mark Zhang

收信人：Mr.Smith

发信日期：2009年12月22日

内容：

1.Mark在最近的广交会上认识了Smith先生；

2.Mark对Smith先生所在公司展出的新款手机很感兴趣；

3.询问产品的详细信息，包括产品的规格、颜色、价格和功能等；

4.说明该款手机市场销售前景看好；

5.希望和对方建立长远的上午关系。

Words for references:

广交会 Guangzhou Trade Fair

规格 specifications

答案：Dear Mr.Smith，I'm Mark Zhang.I met you for the first time during Guangzhou Trade Fair recently.I'm interested in your new mobile.Could you please give me some information about the new product that produced by your firm?

Please tell me the specifications as well as the color about the mobile.Also I hope you can tell something about the price and functions.I'm confident in the market situation of your new product.I hope we can have a nice and lasting cooperation.yours,sincerely Zhang 来源:考试大-国家英语三级考试站

2010年6月B Part II Vocabulary and Structure(15 minutes)

Section A

Directions: In this section, there are 10 incomplete sentences.You are required to complete each one by deciding on the most appropriate word or words from the 4 choices marked A), B), C)and D).Then you should mark the corresponding letter on the Answer Sheet with a single line through the center.16.Our company’s visitors decided to stay in our city for ____ two days as they wanted to have a look around.A)other

B)the other

C)another

D)other’S

17.According to the time table, the train for Beijing ____ at 9:10 P.m.from Monday to Friday.A)was leaving

B)is leaving

C)leaves

D)has left

18.The new drug will not be put on the market ____ it has proved safe on humans.A)if

B)until

C)since

D)when

19.Students are expected to pay the loan back ____ they are earning enough.A)so far as

B)now that

C)even if

D)as soon as

20.Immigrants have to adapt themselves culturally and physically to the new surroundings ____ they have moveD)

A)on which

B)by which

C)into which

D)from which

21.The proposal ____ at the meeting now is of great importance to our department.A)being discussed

B)to be discussing

C)having discussed

D)discussing

22.It was because of his good performance at the interview ____ he got the job with the big company.A)so

B)what

C)that

D)while

23.It is reasonable for people to pursue a career in fields related ____ their favorite hobbies.A)on

B)for

C)at

D)to

24.There is no evidence ____ he was on the site of the murder.A)where

B)that

C)which

D)how

25.Only when we hurried to the airport____ the flight was cancelleD)

A)we found

B)did we find

C)have we found

D)we have found Section B

Directions: There are 10 incomplete statements here.You should fill in each blank with the proper form of the word given in brackets.Write the word or words in the corresponding space on the Answer Sheet.26.Nowadays, electronic(pay)________ is a more convenient way to pay for purchases than cash and checks.27.Most of the high school students who(interview)________ yesterday believed that they should continue with their education.28.According to the survey(conduct)________ recently, 52% of American business people booked their business travel online last year.29.The(grow)________ of online shopping is producing a fundamental change in consumer behavior.30.The total output of this factory(double)________ since it was put into operation in 2006.31.It is the(responsible)________ of the Human Resources Department to employ new staff members.32.It was reported that the(injure)________ people were taken to the hospital immediately after the accident.33.The bank refused(accept)________ my application for the loan because they weren’t convinced by my business plan.34.It’S important to realize how(quick)________ this disease can spread over the globe.35.Of all the marketing plans proposed at the meetin9, this one is believed to be the(practical)________.Part III Reading Comprehension(40 minutes)

Directions: This part is to test your reading ability.There are 5 tasks for you to fulfill.You should read the reading materials carefully and do the tasks as you are instructeD)

Task 1

1.Determine your goals.What do you want to get out of a college education? Academic(学术的)knowledge? Leadership experience within a club? Decide what is most important to you.Then devote proportionate(成比例的)amounts of time to those efforts.2.Plan aheaD)You may think you Call keep everything in your head, but as the activities on your schedule start piling up, making a schedule can really help organize even little tasks.3.Study at strategic(关键的)times.Don’t wait until you’re falling asleep to study.Study first.Save those e—mails to check later, because tasks that don’t require much energy and attention can still be done when you’re tired.4.Motivate(激励)yourself!You know that TV show you’ve been dying to see, or that game of chess you’ve been waiting all week to challenge your friend to.These and many other special activities can be used for motivation.Promise yourself that you’ll force yourself to work efficiently.(Don’t rush through the assignment, though.)

5.Take a nap.Sometimes even a 20-minute nap in the afternoon will give you the extra energy you need to get through the day.36.We need to play ahead in order to ________.A)keep a record of all the events

B)better organize our activities

C)store everything in our head

D)pile up little tasks neatly

37.Strategic times are best for us to ________.A)save energy

B)check e-mails

C)study efficiently

D)organize activities

38.Which of the following could be used as a motivation to do our assignments?

A)Remembering our urgent tasks.B)Any activities we’re eager to do.C)Taking a break in the afternoon.D)The promise to study efficiently.39.What can help us to keep refreshed throughout the day?

A)Doing some physical exercise.B)Taking a short nap in the afternoon.C)Rushing through some assignments.D)Playing a game of chess with a friend.40.Which of the following could be the best title for this article?

A)Study Habits and Time Management

B)Business Management and Leadership

C)University Education and Campus Life

D)Life Goals and Academic Development Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.Welcome to our small business set-up guide, providing all the information you need to start your business on a healthy, solid basis.From choosing the right name for you company and making your first business plan, through to up-to-date taxation(税务)advice, banking and insurance tips, each subject is discussed in the guide.We also look at the vital characteristics you'll need to survive in business.Determination and originality(原创性)are key.Equally, so is the ability to organize your time and to put in the required effort during the early days.As with any new business, success can never be guaranteed, but our aim is to reduce the difficulties involved in setting up a business on your own.We’ll forewarn you of the most common problems, including failure to research your market in sufficient detail and not setting aside enough funds for tougher financial times.Starting up even the smallest business can be challenging.But take comfort in the fact that you are not alone.In fact, of the four million businesses currently in operation in the UK, more than 99.3％ are classified as―small, ‖with fewer than 50 employees.In order to keep this guide as brief as possible, where we’ve not had enough room to include every detail, you’ll find a link taking you to the most relevant(相关的)articles.Good luck with your business idea!

41.This guide is intended to help people to ____.A)cope with an economic crisis

B)start a new small busincess

C)raise funds for a new firm

D)build up public relations

42.What are most important for a business to survive?

A)Banking and insurance services.B)Reaearch and business plannin9.C)Organization and management.D)Determination and originality.43.What does the word―forewarn‖(Line 2, ParA)4)mean?

A)Deal with.B)Argue with.C)Advise beforehand.D)Give instructions to.44.What kind of businesses are regarded as―small‖in the UK?

A)Those with fewer than 50 employees.B)Those with only two or three owners.C)Those with a loan of 99.3％in their capital.D)Those with an output value less than ￡4 million.45.More information about how to start a small business is available by ____.A)contacting the writer in person

B)linking to other relevant articles

C)reading the advertising brochures

D)communicating with other readers Task 3

Print your name in large letters at the top of the page.You don’t have to write―Curriculum Vitae" across the top, as we know what it is, and what we need to know is who you are.Make it as easy as possible for prospective(未来的)employers to talk to you, so include Your address, email, and mobile phone number.If you are posting your CV on a website, then remember basic web security and just use an email address, You do not have to include your home phone, and take care with work numbers and emails.You do not need to give any personal information such as date of birth, marital status, disabilities, health and details of parents or children.There is no need to include a photograph unless it is requested.How to write contact details in your CV

Top of page:-46-your name in large letters

Items:

To be included: 1)-47-

2)-48-

3)mobile phone number

Not to be included: 1)-49-, such as date of birth

2)-50-unless it is requested Task 4

C--Long-term contract D--Sales contract

E--Cash price F--Contract law

G--Fixed price H--Late payment

I--Paying bank J--Port of arrival

K--Prompt shipment L--Cash against delivery

M--Letter of credit N-Advice of delivery

O--Advice note P--Notice of claim

Q--Port of delivery

Examples；(L)交货付款(N)到货通知书

51.()现金价格()销售合同

52.()到达港()供货合同

53.()逾期付款()索赔通知

54.()贸易协定()信用证

55.()固定价格()即期装运 Task 5

N0.：SC-3

Done and signed in Beijing on this 4th day of May 2009

Sellers China National Cereals, Oils&Foodstuffs Corp.Buyers：Canada Food Corp., Vancouver

This Contract is made by and between the Buyers and the Sellers；whereby the Buyers agree to buy and the Sellers agree to sell the under-mentioned commodity according to the terms and conditions stipulated below：

Commodity：Apple Jam, Great Wall Brand

Specifications：In cans of 340 grams

Quantity：1000 cases(each loo cans)

Unit price：US$30.00 per case

Packing：In cases

Insurance：To be effected by the Sellers against All Risks

Time of Shipment：August 2009

Port of Shipment: Chinese Port

Port of Destination: Vancouver,Canada

Shipping Mark: At Seller’s choices

Terms of Payment：By Letter of Credit

56.What is the brand of the Apple Jam?

57.What is the total value of the contract? 58.When will the goods be shipped?

59.What are the terms of payment?

60.Where are the goods to be sent to? Part IV Translation--English into Chinese(25 minutes)

Directions: This part, numbered 61 through 65, is to test your ability to translate English into Chinese.After each of the sentences numbered 61 to 64, you will read four choices of suggested translation.You should choose the best translation and mark the corresponding letter on your Answer Sheet.And for the paragraph numbered 65, write your translation in the corresponding space on the Translation/ Composition Sheet.61.When exporting goods, it is essential to arrange insurance cover in case the goods are lost or damaged in transit.A)为了促进货物出口, 减少货物的丢失或者损坏, 必须发展保险业.B)出口时, 货物基本上都会上保险, 这样货物就避免了丢失或损坏.C)出口货物时必须办理保险, 以防货物在运输过程中丢失或者损坏.D)出口前货物一般都会上保险, 以便在货物遗失或损坏后得到赔偿.62.If we do not receive payment by the end of this month, we will have no alternative but to take legal action.A)如果本月底我们还收不到付款, 我们将会采取除申诉以外的一切行动.B)如果在本月底我们仍未收到货款, 我们别无选择, 只能采取法律行动.C)如果本月底我们还收不到订货, 我们就不得不采取其他办法了.D)如果本月底我们还收不到订购的货物, 我们就不得不拒绝付款.63.Party B has the right to cancel the contract with a written notice to Party A under the following conditions.A)乙方在下述情况下有权以书面通知甲方取消合同.B)乙方有义务在下述条件下通知甲方签定书面合同.C)乙方在下列条件下有权拒绝接受甲方书写的合同.D)乙方在下列情况下才得有权与甲方终止书面合同.64.I have already given instructions for the task to be taken up first and the engineers doing the job to work overtime.A)我已下达指示, 首先要承担这项任务, 并且从事该项工作的工程师们必须加班.B)我已做了说明, 从事该项工作并肯加班的工程人员具有优先权来参与这项任务.C)我已经下达指令, 涉及该项工作的人员应首先接受该项任务, 并且要加班工作.D)我已做了解释, 首先必须有工程师们愿意加班工作才能有可能来完成这项任务.65.Ladies and gentlemen, thank you very much for coming this afternoon.Now I’m going to introduce you to a completely new idea in energy-saving air-conditioning.I will begin by talking about the market research which led to the development of this product.Then I will explain the technical developments of the product, the production and the marketing strategy.Finally I will offer some advice as to how you can make this product

转载自考试大-[233.Com]a success in your market.Part V Writing(25 minutes)Directions: This part is to test your ability to do practical writing.You are required to write a business letter according to the following information given in Chinese.Remember to do the task on the Translation/Composition Sheet.说明：假设你是一个医疗设备公司的经理.你收到一家代理公司经理Peter Smith先生的信.他想了解你公司的情况, 你写信向他介绍并表示希望他能作为你公司的代理.公司简介：

公司名称：广安医疗设备有限公司

成立年份：1980年

公司总部地址：中国神州市

主要产品：医疗测试设备

雇员人数：1000名, 其中120人从事研究与开发

销售市场：大部分产品销往东南亚和南美

注意书信格式!

Words for reference：

医疗测试设备medical testing equipment 总部headquarters

从事engage in 东南亚Southeast Asia

代理agent 参考答案

1-5:BCADA

6-10:ADBAC

11.really good

12.38 hours

13.travel abroad

14.working time

15.eight and nine

16-20:CCBBC

21-25:ACDBB

26.payment

27.were interviewed

28.conducted

29.growth

30.has doubled

31.responsibility

32.injured

33.to accept

34.quickly

35.most practical

36-40:BCBBA

41-45:BDCAB

46.print

47.your address

48.email

49.personal information

50.a photograph

51.ED 52.JA 53.HP 54.BM 55.GK

56.Great wall

57.$30,000

58.August 2009

59.Letter of Credit

60.Vancouver, Canada

61.CBDA

62.BACD

63.ADCB

64.BADC

65.ACDB

女士们先生们，非常直谢您今天下午的光临。现在，我将向您介绍一个在节能空调方面的全新理念。首先我要谈论一项市场调查，该调查促使了本产品的开发，然后我会向大家解释这一产品的技术开发、产品生产以及市场营销策略。最后，我将向您提供一些关于如何使该产品在贵方市场成功的建议。

参考范文：

Thank you for your letter of June 19th and your interest in our company.Our company, Guang'an Medical Equipment Co.Ltd., was founded in 1980.We are located in Shenzhou, China.We mainly manufacture medical testing equipments.And we have 1,000 employees in our company, 120 of whom are engaged in research and product development.Our products are mainly exported to Southeast Asia and South America.It would be our qreat honor to have you as the agent of our products.Your early reply will be well appreciated.Sincerely yours，Wang Wei Manager of

Guang’an Medical Equipment Co.Ltd.2009年12月A Part II Vocabulary & Structure(15 minutes)

Section A

A)treat

B)influence

C)ask

D)change

17．Please give us the reason ____ the goods were delayeD)

A)why

B)which

C)what

D)how

18．Peter will ____ the job as Sales Manager when John retires．

A)put away

B)take over

C)work out

D)make up

19．There is no doubt ____ he is a good employee．

A)as

B)who

C)that

D)whats

20．I feel it’s a great honor for me _____ to this party.A)to invite

B)invite

C)having invited

D)to be invited

21．Don’t _____ me to help you if you are not working harD)

A)guess

B)speak

C)plan

D)expect

22．It was two years ago _____ his sister became a doctor．

A)that

B)where

C)who

D)what

23．The general manager has promised to _____ the matter in person．

A)get up

B)look into

C)see off

D)put on

24．If you move，you must inform us _____ the change of you adderss.A)with

B)for

C)in

D)of

25．_____ his lecture is short，it gives us a clear picture of the new program．

A)If

B)Because

C.Although

D)When 来源:考试大-国家英语三级考试站 Section B

27．The goods that you ordered ten days ago will(deliver)_____ to you tomorrow．

28．Gas prices are(high)_____ here than in other parts of the country．

29．The past decade has seen great economic(develop)_____ in this country.30．If the engineer(come)_____ here yesterday，the problem would have been solved.31．While this new law does not(direct)_____ affect the quality of work，it will greatly benefit employees．

32．Now many young people spend several hours a day(talk)_____ on a mobile phone.33．In China，it is quite(nature)_____ for people to go back home for the Spring Festival.34．The manager was surprised at the news when he(receive)_____ the phone call yesterday．

35．Advances in medical technology have made it possible for people(live)_____ longer．

Part III Reading Comprehension(40 minutes)

Directions: This part is to test your reading ability.There are 5 tasks for you to fulfill.You should read the reading materials carefully and do the tasks as you are instructed.Task 1

One major benefit of online advertising is the immediate spread of information that is not limited by geography or time．Online advertising can be viewed day and night throughout the worlD)Besides，it reduces the cost and increases the profit of the company．

Small businesses especially find online advertising cheap and effective．They can focus on their ideal customers and pay very little for the advertisements．

In a word，online advertising is a cheap and effective way of advertising，whose success has so far fully proved its great potential(潜力)．

36．According to the first paragraph，buying things online is more ____ ．

A)convenient

B)fashionable

C)traditional

D)reliable

37．Compared with any other way of advertising，online advertising ____ ．

A)attracts more customers

B)displays more samples

C)offers more services

D)makes more profits

38．Which of the following statements is TRUE of online advertising?

A)It has taken the place of traditional advertising．

B)It will make the Internet technology more efficient．

C)It can help sell the latest models of digitalized products．

D)It can spread information without being limited by time．

39．Who can especially benefit from online advertising?

A)Local companies．

B)Small businesses．

C)Government departments．

D)International organizations．

40．This passage is mainly about ____ ．

A)the function and the use of the Internet

B)the application of digital technology

C)the development of small businesses D)the advantages of online advertising 来源:考试大-国家英语三级考试站 Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.During our more than 60-year history，with our vast knowledge and experience，Trafalgar has created perfectly designed travel experiences and memories．

Exceptional value

Traveling with Trafalgar can save you up t0 40％when compared with traveling independently．We can find you the right hotels，restaurants，and our charges include entrance fees，tolls(道路通行费)，etC)Because we’re the largest touring company with great buying power，we can pass on our savings to you．

Fast-track entrance

Traveling with us means on standing in line(排队)at major sights．Trafalgar takes care of all the little details，which means you are always at the front of the line．

Travel with like-minded friends

Because we truly are global，you will travel with English-speaking people from around the world，and that leads to life-long friendships．

Great savings

We provide many great ways to save money，including Early Payment Discount(折扣)，Frequent Traveler Savings and more.Fast check-in

Once your booking has been made，you are advised to check in online at our website and meet your fellow travelers before you leave．

41．Because of its great buying power，Trafalgar ____ ．

A)can find the cheapest restaurants

B)can pass on its savings to tourists

C)takes tourists to anywhere in the world D)allows tourists to travel independently

42．Traveling with Trafalgar，tourists do not have to ____ ．

A)bring their passports with them

B)pay for their hotels and meals

C)stand in line at major sights

D)take their luggage with them

43．Traveling with Trafalgar，tourists may ____ ．

A)meet tour guides from different countries B)make new friends from around the world

C)win a special prize offered by the company

D)have a good chance to learn foreign languages

44．Which of the following is mentioned as a way to earn a discount?

A)Early payment．

B)Group payment．

C)Office booking．

D)Online booking．

45．After having made the booking，tourists are advised to check in ____ ．

A)at the hotels

B)at the airport

C)by telephone

D)on the website 来源:

Task 3

Directions: The following is an advertisement.After reading it, you should complete the information by filling in the blanks marked 46 to 50(in no more than 3 words)in the

table below.Dear Sirs，I’m writing to tell you that your latest shipment(装运)of apples is not up to the standard we expected from you．Many of them are bruised(擦伤)，and more than half are coved with little spots.They are classed as Grade A, but I think there must have been some mistake，as they are definitely not Grade A apples.We have always been satisfied with the quality of your produce(农产品)，which makes this case all the more puzzling．I would be grateful if you could look into the matter．We would be happy to keep the apples and try to sell them at a reduced price，but in that case we would obviously need a credit(部分退款)from you．Alternatively，you could collect them and replace them with apples of the right quality．Would you please phone me to let me know how you want to handle it?

Yours faithfully，Fiona Stockton

Fiona Stockton

Purchasing Manager

A letter of Complaint

Produce involed:Grade A-46-.Causes of complaint:

1.may of the apples are bruised 2.more than half of the apples are covered with-47-Suggested solutions:

1.allow to sell at-48-and give-49-, or

2.collect them and replace them with apples of-50-.来源:考试 Task 4

Directions: The following is a list of terms related to employment.After reading it, you are required to find the items equivalent to(与…等同)those given in Chinese in the table below.Then you should put the corresponding letters in the brackets on the Answer Sheet, numbered 51 through 55.A—Guard against damp． B--Handle with care.C—Keep away from heat． D—Keep away from cold.E—Keep dry． F—Keep fiat．

G—No naked fire． H—No use of hooks．

I—Not to be thrown down． J—Open here．

K—Open in dark room． L—Protect against breakage．

M—Poison． N—Take care．

O一This side up． P—To be kept upright．

Q—Use no knives．

Examples：(G)严禁明火(H)禁用吊钩

51．()远离热源()请勿用刀

52．()此面朝上()此处开启

53．()竖立安放()暗室开启

54．()小心轻放()注意平放

55．()不可抛掷()保持干燥来源:考试大-国家英Task 5

Directions: Here are two letters.After reading them, you are required to complete the answers that follow the questions(No.56 to No.60).You should write your answers(in no more than 3 words)on the Answer Sheet correspondingly.Dear Mr．Sampson：

I want to thank you very much for interviewing me yesterday for the position of design engineer.I enjoyed meeting with you and learning more about your research and design work.The interview made me all the more interested in the position and working for XELL Company.I believe my education and work experiences fit nicely with the job requirements，and I am certain I could make a significant contribution(贡献)to the company over time．

I would like to re-emphasize my strong desire for the position and working with you and your staff．You provide the kind of opportunity I seek．Please feel free to call me at the following phone number if I can provide you with any additional information：0811-8222-5555．

Again，thank you for the interview and for your consideration．

Sincerely，Mary Cruz

56．Why did Mary Cruz write this letter?

To give thanks to Mr.Sampson for ________________________ her yesterday．

57．What position did Mary Cruz apply for?

The position of ____________________________________________________ ．

58．Which company did the writer wish to work for?

59．Why is the writer strongly interested in the position?

Because the company provided the kind of ___________________ she seeks．

60．How can the writer be contacted?

By calling her at ___________________________________________________ 语英Part IV Translation —— English into Chinese(25 minutes)

Directions: This part, numbered 61 to 65, is to test your ability to translate English into Chinese.Each of the four sentences(No.61 to No.64)is followed by four choices of suggested translation marked A), B), C)and D).Make the best choice and write the corresponding letter on the Answer Sheet.Write your translation of the paragraph(No.65)in the corresponding space on the Translation/Composition Sheet.61.If your company insists on your price，we will have to turn to other suppliers for the goods．

A)假如贵公司要调整价格，请及早告知我们，以便另做安排.B)假如贵公司提高价格，我们不得不从其他地方另寻货源.C)如果贵公司不给折扣价，我们不得不采用其他方式购货.D)如果贵公司坚持你方报价，我方只能找其他供应商进货.62.First of all，I appreciate your advice on my decision to go to work in the computer company.A)我首先感谢你们的决定，让我到这家电脑公司来工作.B)我首先感谢你的建议，我已经决定去一家电脑公司工作了.C)首先，很高兴到贵公司来听取你们在计算机方面的意见.D)首先，感谢你对我决定去那家电脑公司工作所给予的建议.63.Many good movies have been produced recently，but I still prefer to watch old movies because they are more interesting．

A)人们对电影是有兴趣的，特别是对老片子，所以我主张放映老片子.B)近来拍了很多好的影片，既古老又饶有趣味，我觉得人人都喜欢看.C)近来制作了很多好影片，但是我还是喜欢老片，因为老片更有趣.D)很多好的影片是最近拍的，但我依然觉得过去拍的影片很有意思.64.If the new payment methods make it easier for consumers to pay．could they make it easier for criminals too?

A.如果这些新的付款方式更便于消费者付款，是否对罪犯也更方便呢?

B)如果新的购物方式更容易使消费者满意，难到对罪犯不也是如此吗?

C)如果新的购物方式更方便了顾客，不也就更容易使人犯罪吗?

D)如果新的付款办法便于人们消费，不也就更易于犯罪了吗?

65．Now people have a choice about where they work and what kind of work they’II do．They are faced with the challenge of deciding where to go．They need to know what standard to use in making their decisions．This book provides them with practical advice for making their choices．Meanwhile，they will know what questions to ask，what jobs to look for，and how to make their final decisions．

2009年12月B Part II Structure(15 minutes)

Directions: This part is to test your ability to construct grammatically correct sentences.It consists of 2 sections.Section A

Directions: In this section, there are 10 incomplete sentences.You are required to complete each one by deciding on the most appropriate word or words from the 4 choices marked A), B), C)and D).Then you should mark the corresponding letter on the Answer Sheet with a single line through the center.16.By the end of this year Mr.Smith ________in our company for exactly three years.A)is working

B)has worked

C)will work

D)will have worked

17.I think that the Great Wall is worth ____________hundreds of miles to visit.A)to travel

B)traveling

C)traveled

D)travel

18.The new staff didn’t know how to use the system _________ I explained it to him yesterday.A)until

B)because

C)if

D)since

19._____________is reported in the newspapers that the talks between the two companies have not made any progress.A)That

B)What

C)It

D)As

20.__________by the failure of the project，the manager could hardly say a word.A)To be shocked

B)Shocked

C)Be shocked

D)Shocking 21.The first question we now discuss is _______ early tomorrow.A)whether

B)where

C)what

D)whom

22.He was attending a meeting, ________he would have come to your party yesterday.A)unless

B)when

C)but

D)or

23.Enclosed you ________an application form that you are asked to fill out.A)will find

B)find

C)found

D)are finding

24.The auto industry spends large amounts of money on marketing campaigns _________young adult customers.A)attract

B)attracted

C)to attract

D)attracts

25.The advertising company recently hired a designer ____________had once won a prize in a national contest.A)whose

B)which

C)whom

D)who

Section B

Directions: There are 10 incomplete statements here.You should fill in each blank with the proper form of the word given in brackets.Write the word or words in the corresponding space on the Answer Sheet.26.Your daughter is(luck)______enough to have large company.27.After an(introduce)______by the chairperson，we’11 go on with the day’s discussion.28.We must keep the manager(inform)___________of the advertising campaign.29.It is suggested that the president of the Union(make)_______a speech on behalf of all the workers.30.Having been badly damaged by the earthquake，the city has to be(rebuild)_______.31.She described the ancient city in detail because she(live)_________there for years.32.The new university graduate is confident of(win)________the post as the assistant to the managing director.33.Successful companies concentrate(much)_______on selling their products to their existing customers than to their new ones.34.The local economy depends(heavy)________on the goods.35.With such a short time(leave)______,it’s impossible for US to finish this complicated experiment.答案：16-20:DBACB 21-25:ADACD

26.lucky 27.introduction 28.informed 29.make 30.rebuilt 31.had lived

32.winning 33.more 34.heavily 35.left 来源:考试大-国家英语三级考试站 Part III Reading Comprehension(40 minutes)

Directions: This part is to test your reading ability.There are 5 tasks for you to fulfill.You should read the reading materials carefully and do the tasks as you are instructed.Task 1

Directions: After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 to 40.For each question or statement there are 4 choices marked A), B), C)and D).You should make the correct choice and mark the corresponding letter on the Answer Sheet with a single line through the center.An ebook(also referred to as an electronic book，eBook，or e-book)is a digital version(版本)of a print book that you download and read.But if you want to read an ebook, you must have an Ebook Reader, which is a kind of free software used by your computer.Make sure you have installed the appropriate Reader before you download your ebook from the Internet.The software allows you to turn the words on the screen into the size you like.It also helps you turn pages and change your viewing options(计算机屏幕上的阅读选择).Ebooks are a fun alternative to regular books.You can download them to any computers and create your own library of hundreds of titles.If you load them onto your portable computer，you can take them with you when you travel.Some ebooks are even interactive!Best of all，when you order an ebook，there is no waiting and no shipping charges.The amount of time it takes to download your ebook depends on the speed of your connection and the size of your ebook.36.From this passage，we learn that an ebook___________.A)can be found in any library

B)can be read directly from the Internet

C)can be read by any one who has a computer

D)can be read when special software is installed

37.The Ebook Reader is used for___________.A)reading an ebook you’ve downloaded

B)turning a print book into a digital version

C)downloading an ebook from the Internet

D)copying an ebook onto a portable computer

38.From this passage，we can learn that______________.A)you can read an ebook on a laptop when you travel

B)you Can order an ebook using the Ebook Reader

C)the ebooks ordered have to be shipped to you

D)it takes a lot of trouble reading an ebook

39.Which of the following statements is TRUE?

A)An ebook is ordered in print book is.B)The size of the words in an ebook cannot be changed.C)The downloading time is decided by the ebook’s size.D)There is less fun reading an ebook than a print book.40.The passage is mainly about_______________.A)a better way to download an Ebook

B)a new kind of book—the Ebooks

C)the new version of Ebooks

D)the fun of reading Ebooks

Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.Check-in Requirements

Passengers and their baggage must be checked in at least 45 minutes before departure for domestic flights and 60 minutes for international flights.Government-issued photo identification is required for all passengers.Passengers traveling across any international boundary(边界)are responsible for obtaining all necessary travel documents.Passengers may be denied boarding if travel documents are not in order.When check-in requirements are not met，a passenger may be separated from his／her bag.Frontier Airlines will gladly hold the bag in the destination baggage service office for pick-up at the passenger’s convenience.Passengers must be at the gate 20 minutes before departure for boarding.Free Baggage Allowance for Each Ticketed Passenger

Frontier Airlines，Inc.will accept，per ticketed passenger，two free checked bags not to exceed 62 inches and 50 pounds per piece—one carry—on bag and one personal item(purse，laptop，etc.).NOTE：A ticketed passenger may check one carry-on bag if it is within established limitations.All carry-on items must be put under a a shared overhead compartment(行李舱).Excessive(超重)Baggage Charges

An excess charge will be made for each piece of baggage over the free allowance and for each piece of oversized or over-weight baggage.41.An international flight passenger should check in at least____________.A)20 minutes before departure

B)30 minutes before departure

C)45 minutes before departure

D)60 minutes before departure

42.What is required of all domestic and international passengers for check-in?

A)An invitation letter.B)A company’s job offer。

C)An official photo identification.D)An official immigration permit.43.How much baggage is a ticketed passenger allowed free of charge?

A)One piece.B)Two pieces.C)Three pieces.D)Four pieces.44.What will passengers have to do if their baggage is over the free allowance?

A)To pay extra money.B)To carry it themselves.C)To ask for special permit.D)To drop the excessive item.45.This passage is probably taken from_________.A)an advertisement of an airline

B)a notice for airline passengers

C)a schedule of an international flight

D)an introduction to an airline company

答案：36-40:DAACB 41-45:DCBAB 来源:考试大-国家英Task 3

Directions: After reading the following passage, you are required to complete the outline below it(No.46 to No.50).You should write your answers briefly(in no more than three words)on the Answer Sheet correspondingly.Sakura Scholarships offer students the opportunity of taking part in a three-month Japanese language course in the city of Kyoto.The scholarship covers free accommodation，meals and tuition.Return air fares between their country of residence and Osaka are paid，and $l，000 pocket money is also provided.To apply for one of these Scholarships，you should write a letter of about 300 words, describing your own educational career so far，and giving reasons education would benefit from participation in the Sakura Scholarship Scheme.The closing date for application is February l，2009.Applicants who have been selected for the short list(人选名单)will receive the notice by March 31.The final selection will be made on the basis of interviews held during May.Applications are open to all students，regardless of age, sex or nationality，and are also open to people who are not currently full-time students.Please apply to Ms.Kyoto Matsumoto，Sakura Scholarship Scheme，Sakura Trading Co, 200 East Avenue, London E97PS.Sakura Scholarships

Course offered：Japanese language

Items covered:

1.accommodation，meals and-46-

2.-47-air fares

3.$l,000-48-

Content of application letter:

1.describing the applicant’s-49-so far

2.giving reasons for taking the course

Deadline for application：-50-

答案：46.tuition 47.return 48.pocket money 49.own educational career 50.February 1,2009

Task 4

Directions: The following is a list of airport items.After reading it, you are required to find the items equivalent to(与…等同)those given in Chinese in the table below.Then you should put the corresponding letters in the brackets on the Answer Sheet, numbered 51 through 55.A—assembly line

J—safety boots

B—packer

K—shipping clerk

C—forklift

L—time card

D—explosive materials

M—warehouse

E—fire extinguisher

N—hard hat

F—loading dock

O—earplug

G—machine operator

P—hand truck

H—electrical hazard

Q—safety earmuffs

I—conveyor belt

Examples：(F)装载码头(K)运务员

51.()易爆材料()安全耳罩

52.()]二时卡()安全靴

53.()装配线()灭火器

54.()安全帽()手推车

55.()机器操作员()输送带

答案：51.D, 52.L,J 53.A,E 54.N,P 55.G,I

Task 5

Directions: The following is part of an introduction to life insurance.After reading it, you should give brief answers to the 5 questions(No.56 to No.60)that follow.The answers(in no more than 3 words)should be written after the corresponding numbers on the Answer Sheet.Dear Ms.Pascal，I would appreciate very much an opportunity to meet with you and demonstrate how my unique experience and education could be of particular advantage to your company’s future growth.My practice last summer at Pascal Business Systems helped me focus on my academic and career goals.My fourteen weeks with your company involved sales support activities including preparing brochures and catalogs，coordinating trade shows，providing data and information to salespeople in the field，and interacting with customers.During the past two semesters I have concentrated on developing my electronic publishing and business communication skills.I am confident that I Can improve the ways in which Pascal Business Systems provides support for field marketing representatives.This would include designing and maintaining an online catalog which could be coordinated with current inventories(库存清单).I am available for an interview at your convenience and look forward to an opportunity to discuss ways to improve operations and communications with field locations and sales.Thank you for your kind consideration.Sincerely，Lourdes Santiago

56.How long did Lourdes Santiago work at Pascal Business System?

57.What activities was he involved in when he had his practice in the company?

A whole variety of____________________________.58.What special skills did Lourdes Santiago develop during the past two semesters?

He developed electronic publishing and_________________________

59.What could he do to help support the field marketing representatives?

By designing and maintaining__________________________

60.What is ?

Lourdes Santiago writes the letter to ask for__________________________.答案：56.Fourteen weeks 57.sales support activities 58.bussiness communication skills 59.an online catalog

60.an interview 来源:考试大-国家英语三级考试站 Part IV Translation--English into Chinese(25 minutes)

B)只有在干燥通风的场所才能使电子仪器持续运转。

C)为了安全起见，本电器设备只有安装在通风阴凉处才能确保其正常运行。

D)为了安全起见，本电器装置只有正确安装在干燥阴凉的基座上才能运行。

62.Not only does asking questions at a meeting involve you in discussions，it is also a good way to demonstrate your professional knowledge.A)会上提问不仅能使你参与到讨论中，而且还是一种展示你专业知识的好方法。

B)会上提问不仅可以讨论你所提出的问题，而且还可以很好地利用你的专业知识。

C)提问题不仅能使会议讨论你所关注的问题，还是一种表现你专业技能的好途径。

D)在会上不仅要提问还要参与讨论，这是提高你自己专业技能的一种有效方法。

63.People feel that the interdependence of nations，SO long talked about by statesmen，is today more than ever a reality.A)人们感到，一直都在谈论的国家的独立，今天比以往任何要。

B)人们感到，政治家长期谈论的国家间的相互依存，现在比任何时候都更为实在。

C)人们感到，许多国家以前一直关心的独立问题，现在比以前任何时候都更加现实。

D)人们感到，政治家以前认为国家之间要互相依赖，今天显得比以往更加现实了。

64.The purchaser will not be responsible in connection with the packing or delivery of the above goods.A)卖主并非没有责任解决上述货物在包装和运输方面出现的问题。

B)对于上述货物的包装和运输有关费用的任何事宜卖主概不负责。

C)以上货物在包装和运输方面所产生的有关费用买主均不予过问。

D)买主概不承担与上述货物的包装和运输有关的任何成本或费用。

65.The city government recognizes that citizens have certain new needs.To better meet your needs, we have made several changes in community facilities in 2009.Three stations for the suburbs have been added to the western train service.Broadband(宽带)cable parts of the city.5,000 new books were bought for the City Library.Some new facilities at the city hospitals have been installed.Next year, we will try our best to make your life even better.答案：61-64:DABD 65:市政府意识到居民有新的需求。为了更好地满足您的需求，我们于2009年已添加了新的社区设施。西去郊区的火车站已经增加了三站；现在城市的各个角落都设有宽带网；市图书馆购进5，000本新书；市医院安装了新的医疗设备。明年我们将尽力使您的生活更美好。-国家英语三级考试站

2008年6月B Part II —— Vocabulary & Structure

Section A

Directions: There are 10 incomplete statements here.You are required to complete each statement by choosing the appropriate answer from the 4 choices marked A), B), C)and D).You should mark the corresponding letter on the Answer Sheet with a single line through the center.16.Please keep a detailed ________ of the work that you have done.A)paper

B)idea

C)exercise

D)record

17.________ our great surprise, speak four foreign languages.A)Of

B)In

C)To

D)For

18.The department manager ________ a new plan to promote sales at the meeting.A)took away

B)put forward

C)looked after

D)got on

19.What he told me to do was ________ I should get fully prepared before the interview.A)what

B)if

C)which

D)that

20.When dealing with a ________ task, Alice always asks for help from people around her.A)difficult

B)wonderful

C)funny

D)simple

21.Location is the first thing customers consider when ________ to buy a house.A)planning

B)planned

C)to plan

D)having planned

22.Soft drink sales in this city have ________ by 8% compared with last year.A)picked

B)moved

C)increased

D)pushed

23.If I hadn’t attended an important meeting yesterday, I ________ to see you.A)will have come

B)would have come

C)have come

D)had come

24.To obtain a visa to enter that country for the first time, you need to apply ________.A)in part

B)in person

C)in turn

D)in place

25.car was put into production in 2007, ________ helped to provide another 1400 jobs.A)that

B)when

C)what

D)which

Section B

Directions: There are also 10 incomplete statements here.You should fill in each blank with the proper form of the word given in brackets.Write the word or words in the corresponding space on the Answer Sheet.26.My impression is that the sales of this company have(great)________ increased this year.27.This picture(take)________ by a young reporter in Beijing last month.28.Tom has made the(decide)________ to apply for a job in the company.29.No reader is allowed(take)_________ any reference book out of the reading room.30.Although you may not(success)________ in the beginning, you should keep on trying.31.Because light travels(fast)________ than sound, lightning is seen before thunder(雷)is heard.32.The doctor recommended that Mary(start)________ the health program as soon as possible.33.It took me several weeks to get used to(drive)________ on the left side of the road in London.34.This medicine is highly(effect)_______ in treating skin cancer if it is applied early enough.35.Now who are working at home on the Internet(be)________ still very small.答案：16-20:DCBDA 21-25:ACBBD

26.greatly 27.was taken 28.decision 29.to take 30.succeed

31.faster 32.(should)start 33.driving 34.effective 35.is 来源:考Part III Reading Comprehension

Directions: This part is to test your reading ability.There are 5 tasks for you to fulfill.You should read the reading materials carefully and do the tasks as you are instructed.Task 1

Mark trouble spots with bright tapes.The first and last steps on stairs are usually high-risk accident areas.Applying bright tapes and using bright light in these areas would make these spots easier to see.Put grab bars(扶手)in the bathroom.A large number of falls occur in the bathroom.This is unfortunate(不幸的)because it’s easy to make the area safe from accidents.Putting grab bars in the bathroom gives people something to hang on to.Invest in a personal alarm.A personal alarm can be started if a person falls or otherwise gets in trouble.With the push of a button, the alarm automatically sends a signal, which gets someone to call and see if the person needs help.36.By making some very simple changes at home, old people ________.A)are free from home accidents

B)can improve their health

C)are likely to live longer

D)can live more safely

37.Last steps on stairs may become a high-risk accident area if they are ________.A)not painted in a different color

B)not marked with bright tapes

C)fixed with grab bars

D)very brightly lit

38.Falls in the bathroom are considered to be unfortunate because ________.A)they can easily be avoided

B)old people seldom fall in bathrooms

C)grab bars do not help to prevent falls

D)bathroom accidents are difficult to prevent

39.A personal alarm is designed for old people to ________.A)detect safety conditions at home

B)avoid falls in the bathroom

C)send out signals for help

D)make phone calls easily

40.The purpose of this passage is to tell people that ________.A)most old people die from accidents at home

B)up to half of home accidents could be prevented

C)falls at home can be avoided by taking some simple measures

D)protection be the first concern for the public

Task 2

Directions: This task is the same as Task 1.The 5 questions or unfinished statements are numbered 41 to 45.We have created a special rate that will let you travel actually thousands of miles on your vacation at no extra cost.In most of our US and Canadian offices, we’ll rent you cars of high quality for seven days for $99.You can drive as far as you like without paying us a penny over the $99 as long as you return the car to the city from which you rented it.Insurance(保险)is included, gas is not.If you rent the car in Florida or in California, the rate is the same, but you can return the car to any city in the state.If you’d like some suggestions on what to do with the car once you’ve got it, we have driving and touring guides for almost every part of the country.No matter which rate you choose, the company comes at no extra cost.You don’t just rent a car.You rent a company!

41.According to the advertisement, $99 is the rate offered for ________.A)traveling a limited distance

B)renting a car for seven days

C)hiring a driving guide

D)driving within a state

42.Which of the the car-renting rate?

A)Gas used.B)Car repairs.C)The hotel charge.D)Insurance fee.43.The car-renting rate remains $99 if you ________.A)return the car to where you rent it

B)drive within the same city

C)buy the insurance

D)pay for the gas

44.The last sentence of the passage ―You rent a company‖ means that ________.A)you have to be responsible for the company

B)you should obey the rules set by the company

C)you can enjoy all-round services of this company

D)you may choose the best car from the company

45.The purpose of the passage is to advertise ________.A)car-renting services in the US

B)a special rate of car-renting

C)the advantages of car-renting

D)a US car-renting company

答案：36-40:DBACC 41-45:BDACBTask 3

Directions: The following is a job application letter.After reading it, you should complete the information by filling in the blanks marked 46 through 50 in no more than 3 words in the table below.Dear Ms.Rennick:

Professor Saul Wilder, an adviser to your firm, has informed me that your company is looking for someone with excellent communication skills, organizational experience, and leadership background for a management position.I believe that my enclosed résumé will show that I have the qualifications(资历)and experience you seek.In addition, I’d like to mention how my work experience as a sales manager last summer makes me a particularly position.I would be grateful if you can offer me an opportunity for an interview with you.If you are interested, please contact me at(317)555-0118 any time before 11:00 a.m., or feel free to leave a message.I look forward to meeting with you to discuss the ways my skills may best serve your company.Sincerely yours，Richard Smith

An Application Letter

Applicant: Richard Smith

Position applied for: a-46-position

Qualifications required for the position:

1.excellent-47-

2.organizational experience

3.-48-background

Work experience(last summer): as-49-

Contact number:-50-

Enclosure: résumé

答案：46.management 47.communication skills 48.leadership 49.a sales manager 50.(317)555-0118

Task 4

Directions: The following is a list of terms used in the waybill(详情单)of the Express Mail Service.After reading it, you are required to find the items equivalent to(与…等同)those given in Chinese in the table below.Then you should put the corresponding letters in the brackets on the Answer Sheet, numbered 51 through 55.A —— original office

B —— accepted date

C —— posting stamp

D —— delivery stamp

E —— company name

F —— sender’s address

G —— customer code

H —— document

I —— parcel

J —— name of contents

K —— insurance amount

L —— sender’s signature

M —— postal code BGZG – pa--8

N —— insurance fee

O —— total charge

P —— receiver’s signature

Q —— remark

Examples:(D)投递日戳(L)交寄人签名

51.()费用总计()收寄日期

52.()文件资料()邮嗦?br>53.()用户代码()收件人签名

54.()内件品名()发件人地址

55.()收寄日戳()单位名称

答案:51.O,B 52.H,M 53.G,P 54.J,F 55.C,E

Task 5

Directions: The following is a set of instructions about how to use washing machines.After reading it, you are required to complete the statements that follow the questions(No.56 to No.60).You should write your answers in no more than 3 words on the corresponding Answer Sheet.To effectively , you must complete four steps carefully: loading(装载)the clothes, pouring in the detergent(洗涤剂), adjusting the water temperature, and putting in the coins.First, throw clothes of similar color into the machine;for example, whites, colored clothes, and towels should be washed separately.While completing this step, you must be careful not to overload the machine.Second, you should read the directions on your detergent box to find out the correct amount for your particular load.Next, select one of three possible water temperatures: hot, warm, or cold.Generally, hot temperature is used for white clothes, warm temperature for light colored clothes, and cold temperature for dark or brightly colored clothes.Finally, after closing the door of the washing machine, put in the proper amount of money.In summary, by following these simple directions, the washer will give you a clean load of wet clothes.56.Why should you follow the directions carefully when using the machine?

To use the washing machine ___________________________.57.What is the first step for using the machine to wash your clothes?

To throw the clothes of __________________ into the machine.58.Where amount of the detergent to be used?

59.What temperature is recommended for washing light colored clothes?

60.When should you put in the money?

After ___________________________ of the washing machine.答案：56.effectively 57.similar color 58.your detergent box 59.warm temperature 60.closing the dooPart IV Translation--English into Chinese

Directions: This part, numbered 61 to 65, is to test your ability to translate English into Chinese.Each of the four sentences(N0.61 to No.64)is followed by four choices of suggested translation marked A), B), C)and D).Make the best choice and write the corresponding letter on the Answer Sheet.Write your translation of the paragraph(No.65)in the corresponding space on the Translation/Composition Sheet.61.Two assistants reporters’ names when they arrive at the press conference.A)两位助手要求记者在到达新闻发布会时通报他们的姓名。

B)两位助手到达新闻发布会时被记者要求通报他们的姓名。

C)有两位助手检查记者的姓名并通告他们新闻发布会的时间。

D)要有两位助手在记者到达新闻发布会时核对他们的姓名。

62.A guest paying full fare can invite another guest to join the tour at half price.A)支付全额费用的客人，参加旅游，按半价付费。

B)支付全额费用的客人，每位需要再邀请一位客人参加旅游，按半价收费。

C)每位按半价付费参加旅游的客人，必须再找到一位全额付费的客人参加。

D)支付全额费用的客人，如邀请另外一位客人参加旅游，可退还一半费用。

63.Congratulations on purchasing C800 Coffee Maker, which is suitable for home use.A)我公司隆重推出C800型家用咖啡壶，欢迎各界人士惠顾。

B)您从我公司购买了最新款的C800型家用咖啡壶，值得祝贺。

C)恭喜您购买本公司C800型咖啡壶，此款咖啡壶适合居家使用。

D)您购买的咖啡壶是我公司最新产品 — C800家用型，特此致谢。

64.Last month I booked a double room in the name of Mr.Brown for a week from the 14th, January.A)上个月一间双人房，为期一周，从1月14日起算。

B）上个月14日我为布朗先生预订了一间房间，到现在已有一周时间了。

C）上个月我为布朗先生预订了一个双人间，到1月14日止刚好为期一周。

D）上个月，布朗先生为我预订了两个房间，到1月14日为止，共一周时间。

65.Thank you for choosing our restaurant during your visit to London.Services to guests of the restaurant are a large part of our tasks, and we are grateful for the opportunity to serve you.We would like to invite your comments on our performance and to learn from your experiences.Please take a few moments to complete our customer we may serve you better in the future.答案：61-64:DACA 65:感谢您在访问伦敦期间选择我们的餐厅就餐。服务客人是我们的主要工作，我们感谢您给了我们机会为您提供服务。我们希望您对我们的服务提出宝贵意见，我们会从中学习。请抽出几分钟时间来填写反馈信息表，以便我们将来可以更好的为您服务。

近考试的一天

第一篇：近考试的一天

第二篇：难忘的一天——跆拳道考试作文

第三篇：四级考试听力同音近音多义词

第四篇：近2年反洗钱考试试题库及答案

第五篇：英语三级近五年考试试题及答案

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