高中英语 双语美文阅读 个人理财的10个错误观点素材

第一篇：高中英语 双语美文阅读 个人理财的10个错误观点素材

个人理财的10个错误观点

有人曾经说过，如果让你列出10个最亲密的朋友和熟人，然后把你和他们的收入从少到多进行排序，那么你可能会发现自己处在中间位置。

Someone once said that if you were to make a list of your 10 closest friends and acquaintances and order your earnings and theirs from smallest to greatest, you'd probably find yourself somewhere near the middle.All that this means is that we are subtly influenced by our friends, even when we're not aware of it, especially in matters of money.Being somewhere in the middle is probably more comfortable for the average person.有人曾经说过，如果让你列出10个最亲密的朋友和熟人，然后把你和他们的收入从少到多进行排序，那么你可能会发现自己处在中间位置。这说明的是，我们会受到友人们的潜移默化，尤其是在金钱方面，即便我们并不自知。对于一般人而言，排在中间或许感到更自在。If you are that rare person at the high end of the list, then you probably don't need to read this article.If you are not, then find out what's holding you back.There are hundreds of personal finance myths which are either misunderstood, taken out of context, or just plain incorrect.Here are our top 25.如果你是高高在上的那一个，或许你就不必读这篇文章了。如果不是，那就从中探寻是什么让你停步不前。在此例举出25大理财错误观念。

1.I don't deserve to be rich.Why not? Intuition suggests that no matter which religion you follow, there are people who are successful and got there by honest means.What is wrong with that? Believing this myth cripples your willingness to be open to opportunities.Keep in mind that the government, Medicare, and other programs are not going to take care of you as much as you think.我不配成为富人

为什么不配呢？直觉告诉人们，无论你信奉何种宗教，总有人获得成功而且是通过诚实手段。致富有什么不对的呢？相信这个误区，就会扭曲你迎接机遇的意愿。要记住，政府、医疗保障等等社会福利项目所能提供给你的，不会像你所想的那么多。

2.Rich people are scum.Or greedy, selfish, uncaring, or whatever.It's just that the scummy rich are more played up in the media because it sells newspapers.Of course, the rich didn't get that way by giving away their money.At least not until they are ultra-rich like Bill Gates, Warren Buffet, and others who have donated to the Bill & Melinda Gates Foundation.One principle you could live by is this: you can't help the poor if you are yourself poor.Idealism is romantic, but reality is more sobering.This is a variation of the belief that “money is the root of all evil.” What the Bible really says is that “the love of money is the root of all evil”(Timothy 6:10).These are two wholly different things, but the misinterpretation causes some people, even whole societies, to shun money.Become wealthy, then start your own prosperity project and give away wealth to good causes of your choosing.富人都是垃圾

或者贪得无厌、自私自利、冷漠无情，诸如此类。事实上，那些垃圾富人在媒体上被渲染得比较多，是因为这样一来报纸好卖。当然，他们并不是靠给钱才做到这一点的。至少在他们成为比尔·盖茨、沃伦·巴菲特、以及其他比尔－梅琳达盖茨基金会的捐赠者这样的超级富豪之前不是。你可以遵从的一条原则是：穷帮不了穷。理想主义固然浪漫，但现实更为理智。“钱是万恶之源”之类的说法有种种版本。但圣经里真正说的是“爱财是万恶之源”。这是两个截然不同的观念，但错误的解读造成某些人、甚至整个社会对金钱避之不及。富裕起来，开展你自己的幸福计划，把财富捐献给你选择的慈善事业。

3.You have to have X dollars to be wealthy.Wealthy is what you think it is for you.Don't try to keep up with the Joneses.Keep things simple.CNN Money has 10 rules for building wealth.[via LifeHack] Key is starting early, or at least starting now.Compound interest takes care of some of the growth, but if you are not keeping up with inflation, then you are not building wealth.很多钱才能致富

富裕的标准因人而异。不要跟人攀比。让事情简单一些。可以参考CNN Money文章--10 Rules for Building Wealth。关键是要尽早起步，至少从现在开始。利滚利能令财富实现一些增长，但如果你跟不上通货膨胀的形势，就积累不了财富。

4.Those with obvious material wealth must be rich.Experience suggests we humans get jealous or resentful for so many reasons, and witnessing someone's material wealth is often one of them.But don't be so sure that the neighbor with all the cool ATVs, skidoos, swimming pool, and latest car is actually wealthy(has liquid assets), or even happy.He/She could be deep in debt to maintain the facade.物质光鲜的人是富人

经验表明，人出于许多原因会嫉妒或者忿忿不平，目睹别人的物质财富通常是原因之一。不过别那么肯定地以为，你那调频电视、雪地摩托、游泳池、最新款汽车......应有尽有的邻居很富有（拥有流动资产），甚至快乐。他/她为了撑起门面，可能正债台高筑。

5.Money makes you happy.Money makes you unhappy.Well which is it? Money does not have the power in and of itself to make you happy or unhappy.There are happy poor people and miserable rich people.More money does help with the bills, provided you know how to manage your wealth.But people with more money can also spend more than necessary and actually end up with less.Read this money sermon by Coty Pinckney for a bit of insight.钱让人快乐、钱让人不快乐

到底是那一个呢？钱本身其实并没有那么大的能耐让你快乐或者不快乐。有快乐的穷人，也有郁郁寡欢的富人。钱越多确实能应付账单，前提是你懂得如何管理财富。但比较有钱的人也会有不必要的开支，到最后实际上财富减少了。参阅Coty Pinckney的Money Sermon这篇文章，获取一些真知灼见。

6.There's only so much money in the world.There isn't enough in the world for everyone to be wealthy.This couldn't be farther from the truth.Honest economistshave said that there is more than enough money in the world for every single human being to live comfortably.Some people also believe that the Internet is the great leveller that will help redistribute at least some of the world's wealth, for those pioneers who participate.钱是赚不完的世界上没有足够的钱让每个人都富裕。这一点几乎是真相。诚实的经济学家（确实有那么一些）说，这世界上钱绰绰有余，可以让每个人都活得自在。有些人还相信，互联网对于那些参与其中的先驱者而言，就是一个均衡财富的工具，至少能够重新分配部分财富。

7.Becoming rich is hard work.It can be easier than you've been told.Dr.Marsha Sinetar's book Do What You Love, The Money Will Follow is one of the best guides for an organic approach to wealth.It also does not have to be linearly dependent on your earnings.It does not mean you don't have to work hard and smart at it at first, but it doesn't have to be “hard” in the sense that it's not enjoyable.And eventually, it gets easier to build your wealthdisposing income.Some do it out of guilt of having “more than necessary”, others because they feel they owe it to themselves to “have something nice”, and still others to “keep up with the Joneses”.赚大钱致富

只有在你真正存下来并且用作投资。如果像某些高收入者那样挥霍一空，那就并没有致富。富不富裕是由流动资产和投资来界定的，而不是你工作收入有多少。那些挣钱较多但没有可支配收入计划的人，到头来只是在消耗收入。

10.Pinching pennies is the way to wealth.Hardly.What this really does is set up an emotional enivronment of lack, causing you to miss out on opportunities to gain wealth because you become focused on every little penny.In fact, penny-pinching is actually one common catalyst of divorce.节俭致富

几乎不可能。过于节俭只能让你陷入一种不够用的心态，让你错过获得财富的机遇，因为你的注意力都放在了每一分钱上。抠门还是造成婚姻破裂的一个常见的催化剂。

第二篇：高中英语 双语美文阅读 中英文励志名言精选素材

中英文励志名言精选

1.Most of it doesn’t matter.So much of what I got excited about, anxious about, or wasted my time and energy on, turned out not to matter.There are only a few things that truly count for a happy life.I wish I had known to concentrate on those and ignore the rest.拥有一颗平常心。太多我曾经为其兴奋，为其焦虑，亦或是浪费了我时间以及精力的事情到最后却被证明是无关紧要的。它们只是幸福生活里极其微小的一部分。我多么希望早点知道这些，以便能把精力都投入到这些关乎幸福的事，而不是其他。

2.The greatest source of misery and hatred in this world is clinging to past hurts.Look at all the terrorists and militant groups that hark back to some event long gone, or base their justification for killing on claims of some supposed historical right to a bit of land, or redress for a wrong done hundreds of years ago.这个世界上痛苦与仇恨最大源泉是对过去的执迷。看看那些恐怖组织和激进分子，他们总是抓住过去的一些事情不放，或把一小片土地的历史归属问题作为他们进行杀戮的理由，更或是为了修正几百年前的所谓的历史错误。

3.Waiting to do something until you can be sure of doing it exactly right means waiting for ever.One of the greatest advantages anyone can have is the willingness to make a fool of themselves publicly and often.There’s no better way to learn and develop.Heck, it’s fun too.等待有把握时再去做一件事，往往意味着永远的等待。一个人能做的最大的冒险事情，就是乐意在公共场合经常暴露自己的愚昧。没有什么能比这样学得更快。“哎呀”，也是一种乐趣。

4.Following the latest fashion, in work or in life, is spiritual and intellectual suicide.You can be a cheap imitation of the ideal of the moment;or you can be a1

unique individual.The choice is yours.Religion isn’t the opiate of the masses, fashion is.盲目追赶潮流是对精神和智力的扼杀。你可以成为一个廉价的时尚木偶，也可以成为独一无二的你，这些都在于自己的选择。信仰不是群众的鸦片，流行才是。

5.If people complain that you’re too fond of going your own way and aren’t fitting in, you must be on the right track.Who wants to live life as a herd animal? The guys in power don’t want you to fit in for your own sake;they want you to stop causing them problems and follow their orders.You can’t have the freedom to be yourself and meekly fit in at the same time.如果有人抱怨你太特立独行，恭喜你，你正走在正确的路上。谁愿意像动物一样活着？那些强有力的家伙们不希望你按照自己的意愿去做，他们希望你停止给他们制造麻烦并听从他们的命令。但你得知道，你无法做到在卑躬屈膝的同时又能活出自我。

6.If you make your work your life, you’re making your life into hard work.Like most people,I confused myself by looking at people like artists and musicians whose life’s “work” fills their time.That isn’t work.It’s who they are.Unless you have some overwhelming passion that also happens to allow you to earn a living doing it, always remember that work should be a means to an end: living an enjoyable life.Spend as little time on the means as possible consistent with achieving the end.Only idiots live to work.如果你将工作等同于生活，那么你将为工作而生活。和很多人一样，当看到那些艺术家和音乐家的工作几乎是全部的生活，我感到很困惑。其实那不是工作，那是他们的自我。除非你有无法抵挡的激情，恰巧也能让你从中得以谋生，否则请永远记住，工作只是一种手段，而不是目的，我们的最终目的是享受生活。在实现目的的同时，尽可能地少花时间在手段上。只有傻瓜才是为工作而生活。

7.The quickest and simplest way to wreck any relationship is to listen to gossip.The worst way to spend your time is spreading more.People who spread gossip

are the plague-carriers of our day.Cockroaches are clean, kindly creatures in comparison.破坏关系的最快最简单的方法就是听信谣言。浪费你时间的最糟糕方式是传播这些谣言。传播流言蜚语的人好比瘟疫的携带者，相比之下，蟑螂都比他们干净、善良。

8.Trying to please other people is largely a futile activity.Everyone will be mad at you sometime.Most of the people you deal with will dislike, disparage, belittle, or ignore what you say or do most of the time.Besides, you can never really know what others do want, so a good deal of whatever you do in that regard will go to waste.Be comforted.Those who love you will probably love you regardless, and they are the ones whose opinions are worth caring about.The rest aren’t worth five minutes of thought between them.试图取悦别人是徒劳无益的做法。总有些人会对你发飙。很多你接触的人，在很多时候也会不喜欢、贬低、轻视或忽略你。另外，你永远也不知道别人真正的需要，因此你为此所做的所有努力都会付诸东流。放松些吧，爱你的人终究会包容你的过失，他们才是值得我们在乎的人。其他那些人，他们甚至都不值得花5分钟去考虑。

9.Every winner is destined to be a loser in due course.It’s great to be up on the winner’s podium.Just don’t imagine you can stay there for ever.Worst of all is being determined to do so, by any means available.没有永久的胜利者。踏上冠军宝座是件好事情。但不要梦想着可以永久占据这个位置，最糟糕的是，你正决定为达此目的而不择手段。

10.You can rarely, if ever, please, placate, change, or mollify an asshole.The best thing you can do is stay away from every one you encounter.Being an asshole is a contagious disease.The more time you spend around one, the more likely you are to catch it and become one too.不可能取悦、平息或改造一个混蛋。你能做的最好方式，是和他们敬而远之。变成混蛋也能传染，你和他们呆的时间越长，你也越有可能染上混蛋的习气或者你就成为混蛋。

11.Everything takes twiceas long as you plan for and produces results about half as good as you hoped.There’s no reason to be downhearted about this.Just allow for it and move on.努力加倍，期望减半。任何事情都是花掉你计划的两倍时间，最后却只换来你一半的期望结果。没什么好为此沮丧的，（中国俗话说：事倍功半）让它去吧，你要继续前行。

12.People are oddly consistent.Liars usually tell lies.Cheaters cheat whenever it suits them.A person who confides in you has usually confided in several others first—but not got the response they wanted.A loyal friend will stay loyal under enormous amounts of thoughtless abuse.人是奇怪的偏执狂。撒谎者总是撒谎，骗子总要行骗。一个人对你倾诉的时候，通常已在其它人的面前倾诉过，只是可能没有得到想要回应。一位忠诚的朋友，无论遭受多大的冤屈依旧忠诚。

13.However hard you try, you can’t avoid being yourself.Who else could you be? You can act and pretend, but the person acting and pretending is still you.And if you won’t accept yourself—and do the best you can with what you have—who then has any obligation to accept you?

接纳自己。不管你怎么努力，你都无法逃避成为自己。除了自己，你还能成为谁呢？你可以扮演和假装，但进行扮演和假装的人还是你自己。如果你都无法接纳自己，没有努力挖掘自己已有的东西，那么谁有义务接纳你呢？

14.When it comes to blatant lies, there are none more egregious than budget figures.Time spent agonizing over them is time wasted.Even if(miracle of miracles!)yours are honest and accurate, no one else will have been so foolish

谈到公众谎言，没有比预算数字更令人震惊的。把时间折腾在这上面，是浪费时间。既使(奇迹中的奇迹!)你是实事求是并且准确的, 其他人也不会那么愚蠢。

15.The loudest noise in the world is the sound of people whining.Don’t add to it.世界上最大的噪音是人们的抱怨。不要再增加了。

第三篇：高中英语 双语美文阅读 从日常生活中学到的教训素材

从日常生活中学到的教训

Lessons learning from daily life

从日常生活中学到的教训

When I was a child, I always like reading fairy tales about heros who were good,当我还是个孩子时，我总是喜欢阅读那些非常好的英雄在其中的神话故事，who had to go through many difficult situations often battling the bad guys before he or she lived happily ever after.他们往往与坏人战斗之前必须要经历许多磨难,之后他或她从此才能过上幸福快乐的生活。

I grew up thinking that the good always trumped over the evil.正义总能战胜邪恶这种想法陪伴着我长大。

Hollywood films are like that too.好莱坞电影也是这样。

No matter what the arts the usually wins at end.无论什么艺术往往能在最后取得胜利。

No matter what happens in the movie,无论在电影里发生什么，you can assume at the end the good guys win.你都可以假定最后好人赢得胜利。

Well, even though the stories are not so realistic and even though we rarely face and tasks,嗯，即使这些故事并不真实，即使我们很少面临险境，there are some similarities we share with the heros of the stories or the movies.从英雄的故事或电影当中我们分享到的是一些相同之处。

We learn lessons everyday.我们每天都学习到经验教训。

Just like the charactors in,就像里面的人物，there are lessons to be learned from my daily adventures.从我的每日冒险中可以学到东西。

Sometimes the adventures are bit ordinary,but the experience is...有时候冒险有点普通，但是你的经历却是……

The more experience we have and lessons we learn,我们学习到经验和教训越多，the better we can function and the adventures just can easier,我们越能汲取教训并使以后的冒险更容易，or at least we can take on bigger challenges or at least avoid making the same mistakes.或者至少我们可以接受更大的挑战或至少避免犯同样的错误。

第四篇：高中英语 双语美文阅读 风雨过后见彩虹-正视困难素材[小编推荐]

风雨过后见彩虹-正视困难

Every Living Person Has Problems

人人有本难念的经

What is the secret ingredientof tough people that enables them to succeed?Why do they survive the tough times when others are overcome by them? Why do they win when others lose? Why do they soar when others sink?

坚韧不拨的人成功的秘诀是什么？他们为什么能挺过艰难的时刻，而其他人却被困难所压倒？为什么成功的是他们，而失败的是其他人？为什么他们一飞冲天，而其他人都深陷泥沼？

The answer is very simple.It's allin how they perceive their problems.Yes, every living person has problems.A problem-free life isanillusion-a miragein the desert.Accept that fact.答案很简单，全看他们是如何看待自己面临的难题。不错，人人有本难念的经。没有难题困扰的人生只能是一个幻想，是沙漠中的海市蜃楼。还是接受这个事实吧。

Every mountain has a peak.Every valley has its low point.Life has its ups and downs, its peaks and its valleys.No one is up all the time,nor are they down all the time.Problems do end.They are all resolved in time.每一座山都有巅峰，每一个峡谷都有深底。人生也有兴衰起伏，不会有人一生都时乖命蹇。难题总有了结的一天。随着时间的推移，一切难题都会迎刃而解。

You may not be able to control the times, but you can compose your response.You can turn your pain into profanity-or into poetry.The choice is up to you.You may not have chosen your tough time, but you can choose how you will react to it.你也许不能控制时势，可是你能够冷静应对。你既可以把痛苦转换为怨天尤人的诅咒，也可以赋予之以诗意，这全在于你自己的选择。时运不济的你或许无从选择，但是你可以选择应对的方略。

For instance,what is the positive reaction to a terrible financial setback? In this situation would it be the positive reaction to copout and runaway? Escape through alcohol,drug, or suicide? No!Such negative reactions only produce greater problems by promising a temporary solution to the pressing problem.譬如，遭遇一次严重的经济挫折，究竟怎么做才称得上积极应对呢？放弃而后潜逃？借酒浇愁？吸毒麻醉？抑或自杀？这样的逃避是积极应对吗？当然不是！这样一些消极的反应似乎暂时解决了迫在眉睫的难题，但事实上只会招致更棘手的难题。

The positive solution to a problem may require courage to initiate it.When you control your reaction to the seemingly un-controllable problemof life, then in fact you do control the problem's effect on you.Your reaction to the problem is the last word!That's the bottom line.What will you let this problem do to you? It can make you tender or tough.It can make you better or bitter.It all depends on you.积极的应对只能是鼓起勇气着手解决。对于人生中看似无法控制的难题，当你能够控制自己的应对，那么你就事实上控制了难题对你的影响。你对难题的应对是至关重要的、最根本的。难题能对你产生什么样的影响呢？它可以使你脆弱，也可以使你坚强；它可以使你升华，也可以使你痛苦。全在于你自己。

In the final analysis, the tough people who survive the tough times do so because they've chosen to react positively to their predicament.Tough times never last, but tough people do.Tough people stick it out.History teaches us that every problem has a lifespan.归根结底，坚韧的人之所以能挺过艰难的岁月，是因为他们选择积极地去应对困境。艰难的岁月不会没完没了，坚韧的人会始终不懈，坚持到底。历史告诉我们，每一个难题都有始有终，任何难题都不会永远存在。

No problem is permanent.Storms always give way to the sun.Winter always thaws into springtime.Your storm will pass.Your winter will thaw.Your problem will be solved.暴风雨过后一定是灿烂的阳光。严冬必然会化为春光。你的暴风雨也会过去，你的冬天也会回暖。你的难题终将解决。

第五篇：高中英语作文素材 关于个人责任 On Responsibility（本站推荐）

关于个人责任(On Responsibility)We Chinese place a high value on responsibility.It is traditional deal for us Chinese to take care of our parents.We owe them a great deal for the love they give us while we are growing up.It is right, then, when they are getting older with each passing day, we help them and see that they are well cared for.In this way, we give back some of the love and care they have given to us.As loyal Chinese citizens, we must have a strong sense of responsibility to our country.I t is our duty to keep China strong in the eyes

Finally, we must remember that we have a responsibility to the world we live in.It is important that we learn to live in peace with the other nations of the world and to protect our environment.If we carry out these responsibilities, we will be respected citizens of our country.