第一篇:借款合同:英文涉外借贷合同范本
借款合同:英文涉外借贷合同范本
借款合同:英文涉外借贷合同范本
loan contract
contract number: _____________
borrower: ________________
address: _________________
lender: __________________
address: _________________
in accordance with provisions of contract law of the peoples republic of china and bank of china,after reviewing the status and the request of the borrower,the lender agrees to grant the borrower a line of credit on.the borrower,lender and guarantor,through friendly negotiation,have executed this contract as follows:
article 1 currency,amount and term of the loan:
1.the currency under this loan is reiminbi.2.the line of the loan is yuan.3.the period of this loan is 12 months from the date of effectiveness of this contract.article 2 the purpose of the loan:
1.the purpose of this loan is used for working capital turnover.2.without written approval of the lender,the borrower could not use the loan out of the scope of the purpose.article 3 interest rate and calculation of interest:
1.interest rate: the interest rate shall be [***] during the loan term,if the countrys related authority adjusted the interest rate or the manner of calculation of interest,the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract.the adjustment shall be conducted when the interest rate are executed one year.it is not obliged to inform the borrower when the adjustment of interest.2.the interest shall be calculated from the date of first drawdown and the actual days the borrower use.one year shall be calculated as 360 days.3.the payment of interests: the borrower shall pay the interests per quarter.the payment date shall be,and.if the payment for the last installment is not on the payment date,the interests shall deduct the interest from the bank account of the borrower.in the event that the borrower fails to pay the interests on time and the balance of the account of the borrower is not enough for the payment of interest,the lender shall have rights to collect a penalty being [***] of the outstanding amount per day for the borrowers breach of contract.article 4 overdue interests and misusing interests
1.if the borrower fails to repay the loan and can not reach a agreement with the lender regarding the extension,the lender shall collect an overdue penalty for [***] of the overdue amount per day.2.if the borrower fails to uses the loan in accordance with the provisions set forth in this contract,the lender shall have right to charge a interests for the misusing part at a rate of [***] per day.article 5 account
the borrower shall open reiminbi basic account and/or foreign currency account at the lender or lenders branch for the use of draw-down,repayment,payment of interests and fees.article 6 draw-down
1.the loan under this contract is revolving,the balance of this contract shall not more than the line of credit.2.the borrower shall send a draw-down application as the form herein attached in this contract 7 days before the date of draw-down.3.the borrower shall not draw the loan less than 1 million.article 7 conditions for draw-down
the following conditions shall be satisfied in advance of the draw-down date:
1.the borrower has opened foreign account and reiminbi account at the office of the lender or the branch of the lender;
2.this contract and the appendices have been effective;
3.the borrower has provided the recognition of the investment or certificate of the investment to the lender;
4.the borrower has provided the board resolution and power of attorney regarding this loan contract;
5.the borrower has provided the list and the signature sample of the authorized person who empower to sign this contract and documents;
6.the guaranty under this contract has been effective;
7.the borrower has been satisfied the warrants under article 11 of this contract;
8.the other requirement for the draw-down have been satisfied.article 8 repayment plan and prepayment
1.the borrower shall repay the loan in accordance with the status of its cash.the borrower shall inform the lender the payment amount and date [***] prior to make the payment.the borrower shall be obliged to repay the principal and related interests on due date without any condition.2.the payment made by the borrower and the deduction from the account of the borrower shall be used for repaying the interest at first and then for repaying the principal.3.in the event the borrower fails to repay the loan,the lender shall have rights to deduct the debt from the bank account of the borrower at the lender or empower the branches of the lender to deduct the debt from the bank account of the borrower at the lenders branches;
4.the installment of repayment shall not less than 1 million.article 9 debt certificate
the lender shall keep record in the lenders account for the principal,interests and fees and other fees of the borrower under this contract; the above mentioned record and the documentation for the draw-down,repayment and payment of interest is the certificates of the debts between the borrower and the lender.article 10 guaranty
1.(the 'guarantor')shall be the guarantor for the loan under this contract and take jointly liabilities.2.during the term of this contract,if the guarantors financial status become deteriorated or the liabilities for repayment of debts become weak,the lender shall have right to request the borrower changes guarantor orprovide mortgage and pawn secured for this loan under this contract.article 11 representations and warranties
i.the borrowers represents and warrants as follows:
1.the borrower is a company duly organized and validly existing under the law of the peoples republic of china and has the power and authority to own its property to consummate the transactions contemplated in this contract and join the litigation.the borrower has the power to handle it assets used in operation.2.the borrower is at its option to sign and perform this contract.it is the borrowers true meaning and has the power to sign this contract and it is not breach it article of association or regulations or contracts.the procedure for signature and performance of this contract has been gone through and fully effectiveness.3.the all documents,materials,reports and certificates provided to the lender by the borrower for consummation of this contract is true,real,compete and effective
4.the borrower shall not conceal the following events which is being happened or have been happened which will cause the lender refuse to extend the loan:
(1)the borrower or the principal executives of the borrower involve in material events which breach regulations,laws or compensation to others;
(2)pending actions and arbitration;
(3)the borrowers debts or proposed debts or liens and other encumbrances;
(4)the other matters will impact the financial status or abilities of repayment for the debts;
(5)the borrower breached contract which is between the borrower and other creditors.ii.the borrower hereby warrants as follows:
1.using the capital of the loan as usage set forth in this contract,the borrower will not use the loan as equity investment; the borrower will not use the capital of the loan invest in security,future,real estate etc.the borrower will not lend to the others privately or involving other maters which is prohibited by the country.the borrower will not misusing or appropriation of the loan.2.making payment and related expenses in accordance with the provisions set forth in this contract;
3.providing updated financial statement or financial bulletin every quarter; providing the audited financial report at the first quart of each year; providing operation report,financial report or other files and materials and shall warrant the reality,correct and effectiveness for the files and materials;
4.any anti-guaranty or other similar documents will not make any impact on the rights and benefits of the lenders;
5.accepting the supervision of the lender,provides assistance and cooperation for the lenders supervisions;
6.will not reduce the registration capital; prior approval from the lender shall be required when the borrower changes of shareholders and operation manner(including but not limited to joint venture,cooperation,jointly cooperation; dissolution,closedown,liquidation,transformation; merger; change to share company,use the housing,machinery or other real assets or trademark,intellectual property,knowhow,landing using rights or other intangible assets to invest in share company or investment company,trading of operation right or own right by contracting,joint operation,trusteeship)
7.the borrower shall inform the lender and warrants the liability under its security will not more than net assets of the borrower when the borrower guarantee for other party or mortgage its assets.the borrower warrants that will not dispose the assets which will make adverse impact on its ability of paying debts.8.the borrower will not pay the other similar loans prior to the lender;
9.the borrower warrants to inform the lender immediately when the following events occurred:
(1)the event of breach of contract under this contract or other loan or guaranty contracts between the borrower and any branches of bank of china or other banks,non-bank financial organization;
(2)the borrower changes shareholders or revise the article of association;
(3)the borrower suffer difficulties and bad result in financial and operation;
(4)the borrower involves in material actions or arbitration;
10.the borrower shall keep sufficient balance for repayment prior [***] to the due date.11.the borrower shall keep its bank transactions regarding income collection,sell foreign currency or buy foreign currency ect.shall be conducted at the lender or other branches of the lender.the turn-over for the capital shall satisfy the demand of the lender;
iii.the borrowers representations and warrants hereunder this contract shall be effective even though any mendment,supplements or revised to be made to this contract.article 12 representations and warrants of the lender
i.the lender represents and warrants as follows:
1.the lender is a state-owned commercial bank or branch duly organized and validly existing under the law of p.r.c and approved by the industry and commercial administration and holds the financial institutions legal person licenses and financial institutions operation license to be qualified to operate financial business.2.the lender has taken all necessary action to authorize the execution of this contract and performance of its obligations under this contract.the lender is duly authorized to extend this loan.ii.the lender warrants as follows:
1.the lender shall extend the loan in accordance with the provisions set forth in this contract.2.collect interests in accordance with the regulations of the peoples bank.article 13 events of breach contract and settlement:
i.settlement of the borrower breach of contract
1.event of breach of contract:
(1)the borrower fails to use the loan in accordance with the agreed usage of the loan;
(2)the borrower fails to repay the due principal and pay the interests,expenses or other payable in accordance with the agreed term of this contract;
(3)the borrower breaches the representation and warrants set forth in article 11.(4)the borrower breaches other loan agreements or guaranty agreements or the guarantor breach the guaranty agreement which may make impact the borrower to perform the obligations under this contract.(5)conclusive evidence to show that the borrower lose the capacity of credit or during performance of the obligation under this contract,the financial conditions of the guarantor are seriously deteriorating or other reasons caused the guarantor the capacity of credit decline.(6)the borrower breaches the other obligations under this contract.2.under the above circumstances,the lender shall have right to:
(1)request the borrower to rectify within the period designed by the lender;
(2)cease in extending the loan or cancel the credit;
(3)declare the loan under this contract is due and the lender shall have right to deduct the outstanding amount from the account of the borrower.the borrower shall not appeal against the lender.(4)declare the loan is due under other loan agreements between the lender and the borrower,request the borrower to repay the loan principals,interests,and other expenses.ii.the settlement for the lender breach of the contract
1.the lender fails to extend the loan as agreed in this contract without any reasons;
2.the lender breaches the agreed interest rate and collection add interests or other fees;
3.the lender breaches the provisions set forth in article 12;
4.under the above circumstances,the borrower shall have right to:
(1)request the lender to rectify;
(2)repay the loan ahead of time and refuse to pay any compensation for prepayment.article 14 deduction
the borrower shall pay in full for the payment without any counteraction or any condition.article 15 assignment of the debt and credit
1.the borrower shall not assign its right and liability under this contract to other third party without any written approval of the lender;
2.in the event the borrower assign its right and liability under this contract to other third party under the written consent of the lender,the third party shall abide this contract without any condition.article 16 performance of obligation and waiver of rights
1.the borrower is independent contractor under this contract,it will not impact by any other relations between the borrower with other party except the other provisions set forth in this contract.2.the lender give any extension,toleration,favor to the borrower or permit the borrower to delay of performance any obligation under this contract shall not impair any rights of the lender in accordance with this contract and laws,regulation,it shall be deemed to have waived its rights under this contract and the obligation shall be performed by the borrower under this contract.article 17 amendment,supplement and interpretation of the contract
1.this contract could be amended and supplemented upon the written agreements conclude by the parties.any a amendment and supplement shall be integral party of this contract.2.in the event change of laws,regulations or legal practice which will cause any terms contained in this contract become illegal,invalid or loss of practice,the other part of this contract shall not be impaired by it.the both parties shall make efforts to change the illegal,invalid or loss of practice part.3.for the matters not referred in this contract shall be construed in accordance with the provisions of the peoples bank of china.article 18 dispute resolution,governing law and waiver of exemption
1.the conclusion,interpretation and dispute resolution shall be subject to the laws of the peoples republic of chin.the disputes arising from the execution of this contract shall be settled through friendly consultation by both parties.in case no settlement can be reached,the disputes shall be submitted to the peoples court of the location of the lender for judgment.2.the borrower shall not reject any obligation during the settlement of disputes.3.the execution and performance of this contract and the related transaction is civil behavior.the borrower shall not appeal to take action to exempt from the obligation under this contract.(if both parties agree to apply arbitration,the above term shall be:)
1.the conclusion,interpretation and dispute resolution shall be subject to the laws of the peoples republic of chin.the dispute arising from the execution of this contract shall be settled through friendly consultation by both parties.in case no settlement can be reached,the disputes shall be submitted to china international economic and trade arbitration commission for arbitration.2.the arbitration shall be conducted in accordance with the arbitration law of peoples republic of china and provisional rules of procedure of china international economic and trade arbitration commission.3.during the arbitration,this contract shall be effective and the borrower shall not disclaim the any obligations under this contract.4.the execution and performance of this contract and the related transaction is civil behavior.the borrower shall not appeal to take action to exempt from the obligation under this contract.article 19 other matter agreed by the parties.article 20 appendices
the following appendices shall be integral part of this contract:
1.draw-down application
2._______________________
article 21 notice
1.any notice,payment notice or telecommunications shall be forwarded to the following address:
to: the borrower: _________________
address: ______________________
post code: ____________________
fax: __________________________
to: the lender: ___________________
address: ______________________
post code: ____________________
fax: __________________________
2.if any change of address shall inform the other party immediately.3.any notice,payment request or communication shall be forwarded to the above address.the dates on which notices shall be deemed to have been effectively given shall be determined as follows:
(1)if given in letter it shall be deemed effectively given on the fifth day after the date mailed by registered airmail,postage prepaid;
(2)if given by telex it shall be deemed effectively given on the date the other party returned the information;
(3)if given by facsimile it shall be deemed effectively given on the first date of transmission;
(4)if given by personal delivery it shall be deemed effectively given on the date of personal delivery; this contract become effective after signed by the authorized representatives of both parties until the loan and the interests and other related expenses be cleared up.this contract is executed in _____ original and be equally authentic.each of the borrower,the lender shall hold ____ copy.borrower: ______________
lender: ________________
date:___________________
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第二篇:英文涉外借贷合同
loan contract
contract number: _____________borrower: ________________
address: _________________
lender: __________________
address: _________________
in accordance with provisions of contract law of the peoples republic of china and bank of china, after reviewing the status and the request of the borrower, the lender agrees to grant the borrower a line of credit on.the borrower, lender and guarantor, through friendly negotiation, have executed this contract as follows:
article 1 currency, amount and term of the loan:
1.the currency under this loan is reiminbi.2.the line of the loan is yuan.3.the period of this loan is 12 months from the date of effectiveness of this contract.article 2 the purpose of the loan:
1.the purpose of this loan is used for working capital turnover.2.without written approval of the lender, the borrower could not use the loan out of the scope of the purpose.article 3 interest rate and calculation of interest:
1.interest rate: the interest rate shall be [***] during the loan term, if the countrys related authority adjusted the interest rate or the manner of calculation of interest, the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract.the adjustment shall be conducted when the interest rate are executed one year.it is not obliged to inform the borrower when the adjustment of interest.2.the interest shall be calculated from the date of first drawdown and the actual days the borrower use.one year shall be calculated as 360 days.3.the payment of interests: the borrower shall pay the interests per quarter.the payment date shall be , and.if the payment for the last installment is not on the payment date,the interests shall deduct the interest from the bank account of the borrower.in the event that the borrower fails to pay the interests on time and the balance of the account of the borrower is not enough for the payment of interest, the lender shall have rights to collect a penalty being [***] of the outstanding amount per day for the borrowers breach of contract.article 4 overdue interests and misusing interests
1.if the borrower fails to repay the loan and can not reach a agreement with the lender regarding the extension, the lender shall collect an overdue penalty for [***] of the overdue amount per day.2.if the borrower fails to uses the loan in accordance with the provisions set forth in this contract, the lender shall have right to charge a interests for the misusing part at a rate of [***] per day.article 5 account
the borrower shall open reiminbi basic account and/or foreign currency account at the lender or lenders branch for the use of draw-down, repayment,payment of interests and fees.article 6 draw-down
1.the loan under this contract is revolving, the balance of this contract shall not more than the line of credit.2.the borrower shall send a draw-down application as the form herein attached in this contract 7 days before the date of draw-down.3.the borrower shall not draw the loan less than 1 million.article 7 conditions for draw-down
the following conditions shall be satisfied in advance of the draw-down date:
1.the borrower has opened foreign account and reiminbi account at the office of the lender or the branch of the lender;
2.this contract and the appendices have been effective;
3.the borrower has provided the recognition of the investment or certificate of the investment to the lender;
4.the borrower has provided the board resolution and power of attorney regarding this loan contract;
5.the borrower has provided the list and the signature sample of the authorized person who empower to sign this contract and documents;
6.the guaranty under this contract has been effective;
7.the borrower has been satisfied the warrants under article 11 of this contract;
8.the other requirement for the draw-down have been satisfied.article 8 repayment plan and prepayment
1.the borrower shall repay the loan in accordance with the status of its cash.the borrower shall inform the lender the payment amount and date [***] prior to make the payment.the borrower shall be obliged to repay the principal and related interests on due date without any condition.2.the payment made by the borrower and the deduction from the account of the borrower shall be used for repaying the interest at first and then for repaying the principal.3.in the event the borrower fails to repay the loan, the lender shall have rights to deduct the debt from the bank account of the borrower at the lender or empower the branches of the lender to deduct the debt from the bank account of the borrower at the lenders branches;
4.the installment of repayment shall not less than 1 million.article 9 debt certificate
the lender shall keep record in the lenders account for the principal,interests and fees and other fees of the borrower under this contract;the above mentioned record and the documentation for the draw-down, repayment and payment of interest is the certificates of the debts between the borrower and the lender.article 10 guaranty
1.(the 'guarantor')shall be the guarantor for the loan under this contract and take jointly liabilities.2.during the term of this contract, if the guarantors financial status become deteriorated or the liabilities for repayment of debts become weak, the lender shall have right to request the borrower changes guarantor orprovide mortgage and pawn secured for this loan under this contract.article 11 representations and warranties
i.the borrowers represents and warrants as follows:
1.the borrower is a company duly organized and validly existing under the law of the peoples republic of china and has the power and authority to own its property to consummate the transactions contemplated in this contract and join the litigation.the borrower has the power to handle it assets used in operation.2.the borrower is at its option to sign and perform this contract.it is the borrowers true meaning and has the power to sign this contract and it is not breach it article of association or regulations or contracts.the procedure for signature and performance of this contract has been gone through and fully effectiveness.3.the all documents, materials, reports and certificates provided to the lender by the borrower for consummation of this contract is true, real, compete and effective
4.the borrower shall not conceal the following events which is being happened or have been happened which will cause the lender refuse to extend the loan:
(1)the borrower or the principal executives of the borrower involve in material events which breach regulations, laws or compensation to others;
(2)pending actions and arbitration;
(3)the borrowers debts or proposed debts or liens and other encumbrances;
(4)the other matters will impact the financial status or abilities of repayment for the debts;
(5)the borrower breached contract which is between the borrower and other creditors.ii.the borrower hereby warrants as follows:
1.using the capital of the loan as usage set forth in this contract, the borrower will not use the loan as equity investment;the borrower will not use the capital of the loan invest in security, future, real estate etc.the borrower will not lend to the others privately or involving other maters which is prohibited by the country.the borrower will not misusing or appropriation of the loan.2.making payment and related expenses in accordance with the provisions set forth in this contract;
3.providing updated financial statement or financial bulletin every quarter;providing the audited financial report at the first quart of each year;providing operation report, financial report or other files and materials and shall warrant the reality, correct and effectiveness for the files and materials;
4.any anti-guaranty or other similar documents will not make any impact on the rights and benefits of the lenders;
5.accepting the supervision of the lender, provides assistance and cooperation for the lenders supervisions;
6.will not reduce the registration capital;prior approval from the lender shall be required when the borrower changes of shareholders and operation manner(including but not limited to joint venture, cooperation, jointly cooperation;dissolution, closedown, liquidation, transformation;merger;change to share company, use the housing, machinery or other real assets or trademark, intellectual property, knowhow, landing using rights or other intangible assets to invest in share company or investment company, trading of operation right or own right by contracting, joint operation, trusteeship)
7.the borrower shall inform the lender and warrants the liability under its security will not more than net assets of the borrower when the borrower guarantee for other party or mortgage its assets.the borrower warrants that will not dispose the assets which will make adverse impact on its ability of paying debts.8.the borrower will not pay the other similar loans prior to the lender;
9.the borrower warrants to inform the lender immediately when the following events occurred:
(1)the event of breach of contract under this contract or other loan or guaranty contracts between the borrower and any branches of bank of china or other banks, non-bank financial organization;
(2)the borrower changes shareholders or revise the article of association;
(3)the borrower suffer difficulties and bad result in financial and operation;
(4)the borrower involves in material actions or arbitration;
10.the borrower shall keep sufficient balance for repayment prior [***] to the due date.11.the borrower shall keep its bank transactions regarding income collection, sell foreign currency or buy foreign currency ect.shall be conducted at the lender or other branches of the lender.the turn-over for the capital shall satisfy the demand of the lender;
iii.the borrowers representations and warrants hereunder this contract shall be effective even though any mendment, supplements or revised to be made to this contract.article 12 representations and warrants of the lender
i.the lender represents and warrants as follows:
1.the lender is a state-owned commercial bank or branch duly organized and validly existing under the law of p.r.c and approved by the industry and commercial administration and holds the financial institutions legal person licenses and financial institutions operation license to be qualified to operate financial business.2.the lender has taken all necessary action to authorize the execution of this contract and performance of its obligations under this contract.the lender is duly authorized to extend this loan.ii.the lender warrants as follows:
1.the lender shall extend the loan in accordance with the provisions set forth in this contract.2.collect interests in accordance with the regulations of the peoples bank.article 13 events of breach contract and settlement:
i.settlement of the borrower breach of contract
1.event of breach of contract:
(1)the borrower fails to use the loan in accordance with the agreed usage of the loan;
(2)the borrower fails to repay the due principal and pay the interests, expenses or other payable in accordance with the agreed term of this contract;
(3)the borrower breaches the representation and warrants set forth in article 11.(4)the borrower breaches other loan agreements or guaranty agreements or the guarantor breach the guaranty agreement which may make impact the borrower to perform the obligations under this contract.(5)conclusive evidence to show that the borrower lose the capacity of credit or during performance of the obligation under this contract, the financial conditions of the guarantor are seriously deteriorating or other reasons caused the guarantor the capacity of credit decline.(6)the borrower breaches the other obligations under this contract.2.under the above circumstances, the lender shall have right to:
(1)request the borrower to rectify within the period designed by the lender;
(2)cease in extending the loan or cancel the credit;
(3)declare the loan under this contract is due and the lender shall have right to deduct the outstanding amount from the account of the borrower.the borrower shall not appeal against the lender.(4)declare the loan is due under other loan agreements between the lender and the borrower, request the borrower to repay the loan principals, interests, and other expenses.ii.the settlement for the lender breach of the contract
1.the lender fails to extend the loan as agreed in this contract without any reasons;
2.the lender breaches the agreed interest rate and collection add interests or other fees;
3.the lender breaches the provisions set forth in article 12;
4.under the above circumstances, the borrower shall have right to:
(1)request the lender to rectify;
(2)repay the loan ahead of time and refuse to pay any compensation for prepayment.article 14 deduction
the borrower shall pay in full for the payment without any counteraction or any condition.article 15 assignment of the debt and credit
1.the borrower shall not assign its right and liability under this contract to other third party without any written approval of the lender;
2.in the event the borrower assign its right and liability under this contract to other third party under the written consent of the lender, the third party shall abide this contract without any condition.article 16 performance of obligation and waiver of rights
1.the borrower is independent contractor under this contract, it will not impact by any other relations between the borrower with other party except the other provisions set forth in this contract.3.during the arbitration, this contract shall be effective and the borrower shall not disclaim the any obligations under this contract.4.the execution and performance of this contract and the related transaction is civil behavior.the borrower shall not appeal to take action to exempt from the obligation under this contract.article 19 other matter agreed by the parties.article 20 appendices
the following appendices shall be integral part of this contract:
1.draw-down application
2._______________________
article 21 notice
1.any notice, payment notice or telecommunications shall be forwarded to the following address:
to: the borrower: _________________
address: ______________________
post code: ____________________
fax: __________________________
to: the lender: ___________________
address: ______________________
post code: ____________________
fax: __________________________
2.if any change of address shall inform the other party immediately.3.any notice, payment request or communication shall be forwarded to the above address.the dates on which notices shall be deemed to have been effectively given shall be determined as follows:
(1)if given in letter it shall be deemed effectively given on the fifth day after the date mailed by registered airmail, postage prepaid;
(2)if given by telex it shall be deemed effectively given on the date the other party returned the information;
(3)if given by facsimile it shall be deemed effectively given on the first date of transmission;
(4)if given by personal delivery it shall be deemed effectively given on the date of personal delivery;this contract become effective after signed by the authorized representatives of both parties until the loan and the interests and other related expenses be cleared up.this contract is executed in _____ original and be equally authentic.each of the borrower, the lender shall hold ____ copy.
borrower: ______________ lender: ________________ date:___________________第三篇:借款合同(供基本建设借贷用)
借款人:____________________
贷款人:____________________
根据《中华人民共和国合同法》及有关规定,借款人为基本建设向贷款人申请贷款,经贷款人审查同意发放。为明确双方责任,恪守信用,特签订本合同共同遵守。
第一条 借款人向贷款人借款人民币(大写)_______万元。用于______________。预计分年用款为;
_______年_______万元; _______年_______万元;
_______年_______万元; _______年_______万元;
_______年_______万元; _______ 年_______万元。
实际分年用款以国家批准的投资计划和上级行下达的信贷计划为准。
第二条 借款人保证从_______年_______月_______日起至_______ 年_______月_______日止,用国家规定的还款资金偿还全部贷款。分年分次还款计划为:
_______年_______万元; _______年_______万元;
_______年_______万元; _______年_______万元;
_______年_______万元; _______年_______万元。
第三条 贷款利息:按年息_______%计算,按季计收并计算复利。借款人如不能按本合同规定的分年分次还款计划归还的部分作逾期处理,加收利息30%。在本合同有效期内,如国家利率变动,本合同贷款利率亦作相应调整。
第四条 归还贷款的资金来源按国家有关规定双方商定为:__________________________________________
借款人对偿还贷款本息以抵押或第三方保证的方式提供担保,抵押(或保证)协议作为合同附件。
第五条 贷款到期,借款人如不能按期偿还,由担保单位代为偿还,担保单位在接到贷款人还款通知三个月后仍未归还,贷款人可直接从借款人或担保单位的各项投资或存款中扣收;以抵押方式提供担保的,可变卖抵押财产归还贷款。
第六条 因国家调整计划、产品价格、税率,以及修正概算等原因需要变更合同条款时,由双方签订变更合同的文件,作为本合同的组成部分。
第七条 贷款人有权检查、监督贷款的使用情况,了解借款人的经营管理、计划执行、财务活动、物资库存等情况。借款人应提供有关的统计、会计报表及资料。
借款人如果不按合同规定使用贷款,贷款人有权收回部分贷款,并对违约使用部分按原定利率加息100%。
第八条 本合同自签章之日起生效,贷款本息全部清偿后失效.第九条 合同争议的解决方式:本合同在履行过程中发生生的争议,由双方当事人协商解决;也可由当地工商行政管理部门调解,协商或调解不成的,按下列第_______种方式解决:
(一)提交______________仲裁委员会仲裁;
(二)依法向人民法院起诉。
第十条 其他约定事项:_________________________________________________
第十一条 本合同正本三份,借款人、贷款人、担保单位各执一份,副本_______ 份。
借款人:(签章)__________________
法定代表人:______________________
__________年_________月_________日
贷款人:(签章)__________________法定代表人:______________________
__________年_________月_________日
担保单位:(签章)________________法定代表人:______________________
__________年_________月_________日
第四篇:涉外合同
涉外合同按繁简不同,尽管可以采取不同书面形式,如正式合同(Contract)、协议书(Agreement)、确认书(Confirmation)、备忘录(Memorandum)、订单(Order)等等,但是一般都包含如下几个部分:
一、合同名称(Title)
二、前文(Preamble)
1.订约日期和地点
Date and place of signing
2.合同当事人及其国籍、主营业所或住所
Signing parties and their nationalities, principal place of business or residence addresses
3.当事人合法依据
Each party's authority,比如,该公司是“按当地法律正式组织而存在的”(a corporation duly organized and existing under the laws of XXX)
4.订约缘由/说明条款
Recitals or WHEREAS clause
三、本文(Body)
1.定义条款(Definition clause)
2.基本条款(Basic conditions)
3.一般条款(General terms and conditions)
a.合同有效期(Duration)
b.合同的终止(Termination)
c.不可抗力(Force Majeure)
d.合同的让与(Assignment)
e.仲裁(Arbitration)
f.适用的法律(Governing law)
g.诉讼管辖(Jurisdiction)
h.通知手续(Notice)
i.合同修改(Amendment)
j.其它(Others)
四、结尾条款(WITNESS clause)
1.结尾语,包括份数、使用的文字和效力等(Concluding sentence)
2.签名(Signature)
3.盖印(Seal)
以上的格式和内容并非一成不变,当事人可以根据各自交易情况做出调整或增删。
用词方面
一、多用正式或法律上的用词,比如:
· At the request of Party B, Party A agrees to send technicians to assist Party B to install the equipment.应乙方要求,甲方同意派遣技术人员帮助乙方安装设备。assist 较 help 正式;
· The personnel shall not to partake in any political activities in Iraq.所有人员不得参加伊拉克国内的任何政治活动。partake in 较 take part in 正式;
· The Employer shall render correct technical guidance to the personnel.雇主应该对有关人员给予正确技术指导。render 较 give 正式;
· Party A shall repatriate the patient to China and bear the cost of his passage to Guangzhou.甲方应将病人遣返中国并负责其返回广州的旅费。repatriate 较 send back 正式;
· This Contract shall be governed by and construed in accordance with the laws of China.本合同受中国法律管辖,并按中国法律解释。construe 较 explain, interpret 正式;
· The Employer may object to and require the Contractor to replace forthwith any of its authorized representatives who is incompetent.雇主认为承包人委派的授权代表不合格时,可以反对并要求立即撤换。require较ask正式;公文体forthwith 较 at once 正式;
· The Chairperson may convene an interim meeting based on a proposal made by one-third of the total number of directors.董事长可以根据董事会过1/3董事的提议而召集临时董事会议。convene, interim 都是正式用词。
· In case one party desires to sell or assign all or part of its investment subscribed, the other party shall have the preemptive right.如一方想出售或转让其投资之全部或部分,另一方有优先购买权。法律用词assign 较 transfer 正式.· In processing transactions, the manufacturers shall never have title either to the materials or the finished products.加工贸易中,厂方无论是对原料还是成品都无所有权。法律用词title 较 ownership 正式.· The term “Effective date” means the date on which this Agreement is duly executed by the parties hereto.“生效期”指双方合同签字的日子。法律用词execute 较 sign 正式.与口头表述不同,合同是法律性的正式书面文件,使用正式的、法律的用词是必要的。合同起草者应多加强这方面的学习。
二、多使用“here”,“there”,“where”等前缀:
hereafter = after this time;今后
hereby = by means/reason of this;特此
herein = in this;此中,于此
hereinafter = later in this contract;在下文
thereafter = afterwards;此后,后来
thereby = by that means;因此;由此;在那方面
therein = from that;在那里;在那点上
thereinafter = later in the same contract;以下;在下文
whereby = by what;by which;由是;凭那个
wherein = in what;in which;在哪里;在哪点上
……
是不是有点头昏眼花?初学时确实容易搞混,告诉你个小窍门,here 代表 this,there 代表 that,where 代表 what/which,就容易记多了。
三、多用“shall”代替“will”或“should”加强语气和强制力。
· This Contract shall become effective upon and from the date on which it is signed.本合同签字生效。
· This Contract shall be written in English in four copies.Each party shall keep two copies.本合同应以英文写成,一式四份,双方各持两份。
合同中,shall并非单纯表示将来时,而常用来表示法律上可强制执行的义务,具有约束力,宜译为“应”、“应该”、“必须”; will无论语气还是强制力要比shall弱,宜译为“将”、“原”、“要”;should通常只用来表示语气较强的假设、比如“万一”。
用语方面
一、力求严谨,明白无误:
· The following documents shall be deemed to form and be read and construed as an integral part of this Contract.下列文件应被认为、读作、解释为本合同的组成部分;
· This Contract can only be altered, amended or supplemented in accordance with documents signed and sealed by authorized representatives of both parties.本合同只能按照双方授权代表签名盖章的文件进行修改或增补;
· All activities of ABC Co.shall be governed by the laws, decrees and pertinent rules and regulations of China.ABC公司的一切活动必须受中国的法律、法令和有关规章条例的管辖。
二、多用主动语态,少用被动语态:
· Party B is hereby appointed by Party A as its exclusive sales agent in Singapore.(不宜)
乙方被甲方委托为在新加坡的独家销售代理商;
· Party A hereby appoints Party B as its exclusive sales agent in Singapore.(适宜)
甲方委托乙方为在新加坡的独家销售代理商;
三、多用现在时,少用将来时,尽管很多条款规定的是合同签订以后的事项:
· Licensee may terminate this Contract 90 days after a written notice thereof is sent to Licensor upon the happening of one of the following events:
当有下列事件之一发生,被许可人提前90天向许可人发送书面通知后,可以终止合同:
1.Licensor becomes insolvent or a liquidator of Licensor is appointed;
许可人无力偿付债务或其破产清算人以被指定;
2.The patent described in Article 2 is not issued within 30 days from signing this Contract;and
第二条规定的专利未在签约后30天之内发布;
3.Licensor fails to perform its obligations under this Contract.许可人未能履行其合同义务。
四、直接表达方式用得多,间接表达方式用的较少:
· This Article does not apply to bondholders who have not been paid in full.(用得少)
本条款不适用于尚未全部偿付的债券持有者。
· This Article applies only to bondholders who have been paid in full.(用得多)
本条款只适用于已全部偿付的债券持有者。
五、尽量使用一个动词,避免使用“动词+名词+介词”的同意短语:
· Party A shall make an appointment of its representative within 30 days after signing the Contract.甲方应于签约后30天内指派其授权代表。宜用appoint代替 make an appointment of.· Party A will give consideration to Party B's proposal of exclusive agency.甲方愿意考虑乙方独家代理的建议。宜用consider代替give consideration to.六、下列特殊用语使用频繁:
1.WHEREAS 鉴于
正式而重要的合同,尤其是英美法系的合同,多用它在前文中引出签约背景和目的,起连词作用:
WHEREAS the Employer is desirous that manpower can be rendered available for the construction of High-Rise Residential Complex in Baghdad, Iraq;
鉴于雇主欲请劳动力建造伊拉克巴格达的高层住宅综合大楼;
WHEREAS the Contractor is desirous to provide the manpower for the Works;
鉴于承包人想为此工程提供劳动力;
2.WITNESS 证明
在合同前文中常用作首句的谓语动词:
This Agreement, made by ……
WITNESSES
WHEREAS……, it is agreed as follows:
本协议由……签订证明:鉴于……特此达成协议如下:
3.IN WITNESS WHEREOF 作为所协议事项的证据:
该短语常用于合同的结尾条款:
IN WITNESS WHEREOF, the parties have executed this Contract in duplicate by their duly authorized representatives on the date first above written.作为所协议事项的证据,双方授权代表于上面首次写明的日期正式签订本协议一式两份。
4.IN CONSIDERATION OF 以……为约因/报酬
约因是英美法系的合同有效成立要件之一,没有则合同不能依法强制履行。但是,大陆法系的合同则无此规定。
Now Therefore, in consideration of the premises and the covenants herein, contained, the parties hereto agree as follows:
兹以上述各点和契约所载条款为约因,订约双方协议如下:
In consideration of the payment to be made by Party A to Party B, Party B hereby covenants with Party A to complete the building in conformity with the provisions of the Contract.乙方特此立约向甲方保证按合同规定完成工程建设,以取得甲方所付的报酬。
5.NOW, THEREFORE 兹特
此短语用于WHEREAS条款之后引出具体协议事项的常用开头语,并与其后hereby的结合。如果无HEREAS条款,则本短语可省略:
NOW, THEREFORE, it's hereby agreed and understood as follows;
兹特协议和谅解如下:
6.NOW THESE PRESENTS WITNESS 兹特立约为据
本句话也是用于WHEREAS条款之后引出具体协议事项。
PRESENTS = the present writings 是主语,WITNESS是谓语:
NOW THESE PRESENTS WITNESS that it is hereby agreed between the parties hereto as follows:
兹特立约为据,并由订约双方协议如下:
7.IN THE PRESENCE OF 见证人
本短语只在有见证人时使用-在订约双方当事人签名的下方由见证人签名作证,一般是相关的律师(Attorney)或公证处(Notary Public):
IN THE PRESENCE OF the parties hereto have hereunder set their respective hands and seals:
作为协议事项的证据,订约双方各自签名盖章如下:
For and on behalf the first Party(甲方代表):
The EMPLOYER(雇主)…
Capacity(职位)…
In the Presence of(见证人)…
Capacity(职位)…
Address(地址)…
For and on behalf of the Second party(乙方代表):
The CONTRACTOR(承包人)…
Capacity(职位)…
In the Presence of(见证人)…
Capacity(职位)…
Address(地址)….涉外合同的其他表达方式
涉外合同还采用下列表达方式,使其更加完整、简洁、醒目、结构严谨、主次分明:
1.采用大小标题、分章、分条、分款、分项书写。
2.使用附录(Annex)、一览表(Schedule)等形式详列某些必要的细节作为合同的组成部分。
3.在合同前文之后使用定义(Definition)条款-把合同中反复出现的用语加以界定意义并赋予简称,既避免解释上的分歧,又能使合同简洁:
Article 1: Definitions
1.1 The Terms as used herein shall have the following meanings: 1.1.1 The term “Products” means the products specified in Annex 2.1.1.2 The term “components” means any assembled or unassembled parts of the Products.4.合同某些需要强调的部分用大写字母书写以资醒目;
This AGREEMENT … WITNESSES that WHEREAS … and WHEREAS … NOW THEREFORE, in consideration of it is hereby agreed as follows:
5.用“括号+简称”的方式把合同中反复出现的重要词语简化,以达到准确、简洁的目的:
Foreign Advance Broadcasting Ltd of Amsterdam, Holland(hereinafter called 'LICENSOR“)and China Broadcasting Products Factory(hereinafter called ”LICENSEE“)agree to sign this Contract with the terms and conditions as follows:
6.用”数字+文字“的方式把合同中某些重要的金额、数量、期限等加以强调,以资醒目:
US $ 4500(Say US.Dollars Four Thousand Five Hundred only)
INVESTOR will assist CHINESE, PARTY to construct a paper mill in Guangdong Province, China, with a planned capacity of One Million(1000000)metric tons per year.9
涉外合同撰写人员的其他注意事项:
一、要能草拟多样的涉外合同:
· 要能写各种标的的合同,如以资金、技术、劳务、信息、运输等为标的的合同;
· 要能写各种贸易方式的合同-不但会写单项贸易合同,也要会写包括多项贸易方式的合同,如包括商品购买、技术转 让、安装维修培训服务在内的整套设备进口合同。
· 要能草拟符合各国法律要求的合同-较为复杂的英美法系的合同;较为简单的大陆法系的合同;有所差别的社会主义 法系的合同。
二、正确理解和使用合同的形式:
涉外合同订立的形式有口头和书面两种,使用哪一种要看国家法律的规定。鉴于我国涉外经济法第七条规定涉外合 同需以书面形式订立,所以通过信函、电报、传真达成的协议,也要签订确认书,才会受到我国法律的保护。
三、简化合同格式和内容:
坚持使用书面合同的原则的同时,可以根据实际情况简化合同格式和内容,简化的原则如下:
· 贸易方式较简单的交易,可使用简便的表格式合同-将常用合同项目预先印成表格,然后把协商同意的内容逐项填入表中,送请对方核对签字;
· 与大陆法系国家或其他国家的商人签约,没必要使用英美法系合同前文中的订约缘由条款。比如,可将”This Agreement, made …… WHEREAS …… and WHEREAS …… NOW, THEREFORE, in consideration of …… it is hereby agreed as follows:“的冗长文句简化为:”This Agreement is made …… It is mutually agreed as follows:“
· 有了”签约地点“,一般可省去”适用法律“和”诉讼管辖“条款;
· ”通知手续“和”完整条款“,若不是重要正式合同,可省略;
· 已有双方合法代表亲笔签字,合同可以不再盖印;
· 注意:合同的基本条款不能省略;不要因简化而忽略了合同的合法性、全面性、明确性和严密性。
四、合同用词和用语的改革:
与基础英语相比,合同的词语较复杂、繁冗、晦涩、难读。因此,国外,特 别是美国要求法律文件的格式和语言应 当现代化的呼声愈来愈强烈。Robert E.Swindle早在美国1980年出版的The Business Communicator一书中就写到:” …… legal and quasilegal documents can and are being written in everyday language.Several leading companies are rewriting their legal forms voluntarily, and the State of New York recently passed a law requiring that businesses write consumer contracts in nontechnical language.Additionally, the President of the United States has directed all administrative agencies to write future regulations in what he termed plain English for a change."
作为非英美发系的非英语国家,我们应该怎麽应对?Steven认为,万事都有个渐变的过程,长年累月沉淀下来的习惯不是一下就能改变的。所以我们首先还是应该先通晓传统的英语合同格式和用语,在精通的基础上,才能谈得上根据实际情况进行进一步的格式和用语方面的改革,否则,一切都是经不起推敲的。
第五篇:借贷合同
借贷合同范本1
债权人(甲方)_________
保证人(乙方)_________
第一条为确保甲方与_________(以下简称借款人)签订的_________年_________字_________号借款合同(以下称借款合同)的履行,乙方愿意向甲方提供保证,甲、乙双方根据有关法律规定,协商订立本合同。
第二条乙方保证范围为借款人根据借款合同向甲方借用的贷款本金为人民币(大写)_________及其利息(包括因借款人违约或逾期还款所计收的复利和加收的利息)借款人违约金和实现债权的费用(包括诉讼费和律师费)
第三条本合同保证的借款合同的履行期限自_________年_________月_________日至_________年_________月_________日。
本保证合同的保证期间为两年,自借款人不履行债务之日起计算。
第四条本保证合同独立于借款合同,乙方在本合同项下的保证责任不因借款合同无效而免除。
第五条乙方承诺对借款人的还款义务承担连带责任,并在甲方开立的账户上始终保留相当于借款人借款余额的_________%的款项作为履行保证义务的保证金。如借款人未按合同的约定履行还款义务,乙方保证在接到甲方书面索款通知后_________日内履行还款义务。如乙方未主动履行,即表示乙方授权甲方从其开立的账户中扣收。
第六条乙方同意甲方在借款人逾期未偿还贷款本息时,有权依第五条规定的方式直接要求乙方履行义务。
第七条乙方保证如发生借款合同项下借款合同提前到期的情况时,借款人又不及时还款的,乙方立即开始履行保证义务。
第八条乙方保证有足够的能力承担上述保证责任,并不因乙方受到的任何指令、乙方财力状况的改变、乙方与任何单位签订任何协议而免除其所承担的责任。
第九条本合同生效后,乙方接受甲方对其资金和财产状况的调查了解,乙方应按甲方要求及时提供其资产状况的有关资料。
第十条在本合同有效期间,乙方如再向第三方提供担保,不得损害甲方的利益。
第十一条任何一方不得擅自变更或解除本合同。一方需变更合同时,应经双方协商同意,达成书面协议。
第十二条借款人与甲方协议变更借款合同的,应征得乙方同意;未经乙方同意的,乙方只在本合同规定的保证范围和期限内承担责任。但甲方由于国家政策调整而执行新利率的,无须征得乙方的同意。
第十三条任何一方未按本合同的约定履行义务,给对方造成经济损失的,应向对方支付担保余额的_________%违约金,违约金不足以弥补对方损失的,还应就不足部分予以补偿。
第十四条甲、乙双方商定的其他事项:
1._________;
2._________.
第十五条甲乙双方在履行本合同中发生的争议,由双方协商解决,协商不成,由甲、乙双方共同选择下列方式之一:
1.提交_________所在地人民法院诉讼解决;
2.提交_________仲裁委员会仲裁。
第十六条本合同一式_________份,具有同等效力,双方各执_________份。
第十七条本合同由甲乙双方签字盖章后生效。
甲方(盖章)_________ 乙方(盖章)_________
法定代表人(签字)_________ 法定代表人(签字)_________
债权人住所:_________ 基本账户开户行:_________
电话:_________ 账号:_________
传真:_________ 电话:_________
邮政编码:_________ 传真:_________
邮政编码:_________
_________年____月____日 _________年____月____日
签订地点:_________ 签订地点:________
借贷合同范本2
合同编号:_____________
借款人:______________________
贷款人:______________________
根据___________文批准的___________引进项目,除已商借外汇贷款外,尚需部分人民币配套资金。经借款人申请,贷款人审查同意发放人民币贷款,特订立本合同以利共同遵守。
一、贷款金额:________________万元。
二、贷款期限
____________年,自第一次用款之日起至还清全部贷款本息日止。
三、贷款利率及计收方法
贷款年利率为___________,贷款利息每季度计收一次,结息日为每季末一个月的二十日。贷款期间如遇国家调整利率,本贷款利率亦随之调整。
四、贷款用途
本贷款本金部分限于支付______________费用,必须专款专用,未经贷款人同意,不得挪作他用。应付利息部分限用于偿付本贷款到期利息,不得作其他支付。
五、用款计划
根据项目进度,本项贷款提款计划如下:
______________年___________月______________________万元;
______________年___________月______________________万元;
______________年___________月______________________万元。
贷款人允许借款人按实际情况调整用款计划。提款期到期未提用贷款,如借贷双方无其他约定,借款人不得再继续支用贷款。
六、贷款偿还
借款人以项目新增利润,折旧或其他资金归还贷款,借款人保证在本合同规定的期限内按下列计划偿还贷款:
______________年___________月______________________万元;
______________年___________月______________________万元;
______________年___________月______________________万元。
贷款项目如提前实现效益,借款人应提前偿还贷款;如还款计划不能实现,借款人应在前提出调整还款计划,并经贷款人同意,否则贷款人将按贷款违约处理;如借款人不能按期还款,最迟在贷款到期日前十五天应向贷款人提出书面展期申请,届时贷款人可按有关规定作出处理意见。逾期或贷款人不同意展期的贷款,自过期之日起加收20%-50%的罚息。
七、还款担保
本合同项下的贷款本息由___________ 作为借款人的担保人,并由担保人向贷款人出具担保函,作为本合同不可分割的组成部分。一旦借款人不能按期偿还贷款本息,由担保单位承担还本付息责任。
八、违约和违约处理
(一)下列情况均属借款人违约:
1.借款人未能按合同计划用款和还本付息。
2.未经贷款人同意改变贷款的用途或挪作他用。
3.未经贷款人同意借款人私自转卖用本贷款购置的设备物品。
4.借款人违反本合同其他条款事项。
(二)根据违约情况,贷款人有权采取下列措施:
1.注销借款人未使用的贷款。
2.对违约部分贷款加收最高为50%的罚息。
3.冻结借款人在贷款人处的存款直至追回贷款。
4.向贷款担保人追索贷款。
5.借款人和担保人未能履行合同还款责任时,贷款人有权从借款人和担保人在各金融机构存款帐户中主动扣收还贷款项。
6.采取其它必要手段,直至依法索偿应付未付贷款本息及费用。
九、合同的变更和解除
订立合同所依据的国家计划及有关的概算预算经计划下达机关批准修改或取消的,允许变更或解除合同。
借贷合同范本3
借 字第 号
借款方________
贷款方_______
经我公司 (下称贷款方)与 (下称借款方)协商,根据《借款合同条例》和我公司的有关规定签订本合同,共同遵守。
第一条 自 年 月 日起,由贷款方向借款方提供 (种类)贷 款(大写) 元,用于 ,还款期限至 年 月 日止,利率按月息 计算。如遇国家贷款利率调整,按调整后的新利率和计息方法计算。 具体用款、还款计划如下:
则,应按违约数额和延期天数付给借款方违约金。违约金数额的计算,与逾期贷款的加息同。
第三条 借款方愿遵守贷款方的有关贷款办法规定,并按本合同规定用途使用贷款。否则,贷款方有权停止发放贷款,收回或提前收回已发放的贷款。对违约部分,按规定加收 %利息。
第四条 借款方保证按期偿还贷款本息。如需延期,借款方必须在贷款到期前提出书面申请,经贷款方审查同意,签订延期还款协议。借款方不申请延期或双方签订延期还款协议的,从逾期之日起,贷款方按规定加收 %的利息,并可随时从借款方存款帐户中直接扣收逾期贷款本息。
第五条 贷款方有权检查、监督贷款的使用情况:了解借款方的计划执行、经营管理、财务活动、物资库存等情况。借款方对上述情况应完善如实地提供。对借款方违反借款合同的行为,贷款方有权按有关规定给予信贷制裁。贷款方按规定收回或提前收回贷款。
第六条 在借款方发生财产不足以清偿多个债权人的债务的情况下,借款方愿以其财产(包括应收款项)优先偿还所欠贷款方的贷款本息。
第七条 借贷双方发生纠纷,由双方协商解决;诉讼须向本合同签约地人民法院提起;申请仲裁的,按有关仲裁规定办理。
第八条 其他
第九条 本合同未尽事宜,按国家有关法规及银行有关贷款规定办理。
第十条 本合同从借、贷双方签章之日起生效。 本合同一式 份,借、贷双方各执一份。
借款方________(盖章)贷款方_______(盖章)
负责人:__________ 负责人:____________
地址:__________ 地址:__________
借贷合同范本4
甲方:______________
乙方:______________
一、借款金额:
乙方向甲方借款人民币____元(大写)_________。
二、借款利息:
借款利率为月利息_____%,按_____月/年收息。
三、借款期限:
从_____年_____月_____日起至_____年_____月_____日止。
四、保证条款:
1、借款方必须按照借款合同规定的用途使用借款,不得挪作他用,不得用借款进行违法活动。否则,甲方有权要求乙方立即还本付息,所产生的法律后果由乙方自负。
2、借款方必须按合同规定的期限还本付息。逾期甲方有权限期追回借款。
五、违约责任:
乙方如未按合同规定归还借款,乙方应承担违约金以及因诉讼发生的费用。
六、合同争议的解决方式:
本合同在履行过程中发生的争议,由当事人双方友好协商解决,也可由第三人调解。协商或调解不成的,可依法向甲方所在地人民法院提起诉讼。
七、本合同自各方签字之日起生效。
本合同一式两份,双方各执一份,合同文本具有同等法律效力。
甲方:______________乙方:______________
日期:______________日期:______________
借贷合同范本5
订立合同单位:
____________________,以下简称借款方;
中国人民建设银行______行,以下简称贷款方。
根据国家规定,借款方为进行基本建设所需贷款,经贷款方审查发放。为明确双方责任,恪守信用,特签订本合同,共同遵守。
第一条借款方向贷款方借款人民币(大写)______元,用于______。预计用款为二零__年______元;二零____年______元;二零____年______元;二零___年_______元;二零____年______元;二零____年______元;
第二条自支用贷款之日起,按实际支用数计算利息,并计算复利。在合同规定的借款期内,年息为____%。借款方如果不按期归还贷款,逾期部分加收利息20%。
第三条借款方保证从二零____年____月起至二零____年____月止,用国家规定的还款资金偿还全部贷款。预定为二零____年______元;二零____年______元;二零____年______元;二零____年______元;二零____年______元;二零____年______元。贷款逾期不还的部分,贷款方有权限期追回贷款,或者商请借款单位的其他开户银行代为扣款清偿。
第四条因国家调整计划、产品价格、税率、以及修正慨算等原因,需要变更合同条款,由双方签订变更合同的文件,作为本合同的组成部分。
第五条贷款方保证按照本合同的规定供应资金。因贷款方责任未按期提供贷款,应承担由此造成的经济损失。
第六条贷款方有权检查、监督贷款的使用情况,了解借款方的经营管理,计划执行,财务活动,物资库存等情况。借款方应提供有关的统计、会计报表及资料。
借款方如果不按合同规定使用贷款,贷款方有权收回部分贷款,并对违约使用部分按原定利率罚息50%。
第七条本合同条款以外的其他事项,双方遵照《中华人民共和国合同法》的有关规定办理。
第八条本合同经过签章后生效,贷款本息全部清偿后失效。本合同一式五份,签章各方各执一份,报送主管部门,总行,分行各一份。
借款方________(盖章)
贷款方_______(盖章)
负责人:__________
负责人:____________
地址:__________
地址:__________
借贷合同范本6
甲方(出借人):____________
身份证号码:_______________
乙方(借款人):____________
身份证号码:__________________
为了明确责任,恪守信用,在双方自愿、协商情况下特签订本合同以资共同信守。
一、借款金额(大写):
二、借款用途:借款人因___需要,急需一笔资金。 三、借款利率:______,按年收息,利随本清。 四、借款期限:借款时间自___年___月___日起至___年___月___日止。 五、还款日期和方式:____________________________
六、违约责任:
借款方应按合同规定的时间还款。如借款方不按期偿还借款,出借方有权限期追回借款,并按合同规定____%计算加收逾期利息。
七、争议解决方式:协商解决,协商不成,可以向甲方所在的人民法院起诉。
八、其他:
1、未经双方同意,任何一方当事人不得擅自变更或解除合同。如一方当事人要求变更或解除合同,应在__日内通知另一方当事人,并达成书面协议。本合同变更或解除后,借款方占用的借款和应付的利息仍应按本合同的规定偿付。
2、合同的附件:借据,收据。
3、合同经各方签字后生效,借款本息全部清偿后自动失效。
本合同正本一式二份,借款方、出借方各执一份。合同文本具有同等法律效力。
甲方(借款人):_________乙方(出借人):_________
(签字、盖章):_________(签字、盖章):_________
___年___月___日 ___年___月___日
借贷合同范本7
甲方(借款人): 身份证号码:
联系电话:
通讯地址(住址):
乙方(放款人): 身份证号码:
联系电话:
通讯地址(住址):
甲乙双方因借款事宜,按照《合同法》、《民法通则》及其它法律法规之规定,在平等、自愿、协商一致的基础上,签订协议如下:
一、甲方于 年 月 日向乙方借款合计人民币 元整(大写为 )已于 年 月 日全部还清,互不拖欠。双方于 年 月 日所立《借款协议》(no: )作废。
二、甲方因 事由再次向乙方 借款合计人民币 元整(大写为 )。鉴于甲方之前借款均守信用,乙方按上述借款金额借给甲方。每日利息为本金的 %。上述欠款及利息双方约定甲方必须于 年 月 日付清给乙方。
三、甲方应按约定及时还清欠款。逾期未还清的,每逾期一天,按欠款金额的 %计算罚息;逾期每超一个月,在上一个月罚息基础上加收 %的罚息,直至还清为止。
四、上述借款在甲乙双方订立本协议之同时,已由乙方给付甲方,不另立据。
五、根据本协议的需要及双方发出的通知、往来联系的便利,双方在本协议确定的联络方式为双方有效的联系方式。一方变更联络方式,应自变更之日起 天内,以书面形式通知对方;否则,由未通知方承担由此而引起的相应责任。
六、本协议在履行中发生的任何纠纷,均应通过协商解决,协商不成,提交法院裁决。
七、因解决本协议纠纷产生的费用,包括但不限于调查费、诉讼费、律师费等,由败诉方承担。
八、本协议一式二份,甲乙双方各执一份,具有同等法律效力。
甲方签名:
乙方签名:
借款日期: 年 月 日
附:甲乙双方身份证复印件各一份
注:
1、说明:本协议内容经甲乙双方达成合意后打印成文,经双方签名或盖章后即行生效。
2、上述协议双方已各执一份。
签收人:
签收日期: 年 月 日
借贷合同范本8
合同编号:
出借人:(以下简称“甲方”)
身份证号:
借款人一:
身份证号:
借款人二:
身份证号:
(借款人一和借款人二以下统称为“借款人”或“乙方”)
甲乙双方根据《中华人民共和国合同法》及其他有关法律、法规、规章的规定,经协商一致,订立本合同,以资共同遵守执行。
一、借款金额
第一条 甲方向乙方提供借款资金人民币元。
二、借款期限及用途
第二条 本合同项下的借款期限为,自年月日起至年月日止。借款实际发放日与借款起始日不一致的,借款起始日以借款实际发放日为准,借款期限随之顺延。
第三条 借款指定用于,乙方不得挪作他用。
三、借款利率
第四条 本合同项下借款利率为固定利率,借款月利率为。
四、借款的发放
第五条 在下列条件全部符合前,甲方有权拒绝放款:
1、乙方已办妥有关的政府许可、批准、登记等法定手续及甲方要求办理的其他手续,且前述许可、批准或登记等手续已生效且持续有效并产生对抗第三人的法律效力;
2、本合同项下担保已生效并持续有效,担保物权已通过办理抵押登记取得他项权利证书,并持续有效且能对抗第三人,而且双方已经按约定办理完毕抵押物的相关证件的转移交付手续;
3、没有发生可能对乙方的还款能力有不利影响的事件,如有债务纠纷、正在诉讼中等;
4、乙方没有违反本合同的约定;
5、其他先决条件:。
第六条 双方一致同意,甲方将借款通过银行转账方式或现金方式支付给乙方,甲方通过以上任何一种方式将出借资金支付给乙方,即视为借款已被乙方提取和使用。本合同如涉及两个或两个以上借款人,甲方将出借资金支付给任一借款人即视为所有借款人收到和使用借款资金。借款人账户信息如下:
开户名:
账号:
开户行:
五、借款的偿还
第七条 本合同项下,借款本息偿还方式为:本金到期一次性归还,利息按月支付,到期利随本清。付息日为每月的日, 还本日为借款到期日。
第八条 如遇到还款当月无还款日对应日的月份,还款日为应还款当月的最后一日。
第九条 如果还款日为法定节假日或公休日等,还款日不顺延。
六、乙方债务范围及清偿顺序
第十条 本合同项下借款人借款及所涉债务系指借款本金、利息、违约金、赔偿金以及实现债权和担保权利所花费的费用(包括但不限于公证费、评估费、鉴定费、拍卖费、保全费、诉讼或仲裁费、送达费、执行费、保管费、过户费、律师代理费、差旅费等全部费用)。
第十一条 甲方依本合同和相应担保合同所获得的用以清偿债务的款项,原则上按照先清偿实现债权和担保权利的费用,再清偿违约金、赔偿金,之后清偿利息,最后清偿本金的顺序进行清偿。
七、提前还款
第十二条 乙方要求提前还款的,应提前向甲方提出申请,经甲方同意后,双方应另行签订书面协议,载明双方权利与义务。未经甲方同意,乙方不得提前还款。
八、共同借款人的连带还款责任
第十一条 本合同如涉及两个或两个以上借款人,任一借款人均应履行本合同项下的义务,对全部借款承担连带清偿责任,出借人有权向任一借款人追索本合同项下全部借款的本金、利息、违约金、逾期罚息及其他由此产生的费用。
九、乙方的陈述与保证
第十三条 乙方是完全民事行为能力人,具备所有必要的权利能力和行为能力,能以自身名义履行本合同的义务并承担相应责任。
第十四条 乙方签署和履行本合同是乙方真实的意思表示,不存在任何法律上的瑕疵。
第十五条 乙方在签署和履行本合同过程中向甲方提供的全部文件、资料及信息是真实、准确、完整和有效的,未向甲方隐瞒可能影响其还款能力的任何信息。
十、甲方的权利和义务
第十六条 甲方有权对乙方的借款使用情况、经营情况和财务资金状况、负债和对外担保、重大健康状况、婚姻、工作、收入、住所、个人财产等信息和情况进行检查、监督,乙方应给予配合并按时如实提供甲方要求的有关资料和报告相关信息。
第十七条 在乙方履行本合同约定义务的前提下,甲方应按本合同约定向乙方发放借款。
第十八条 对乙方存在逃避甲方监督、拖欠借款本金及利息、恶意逃废债务或其他严重违约行为时,甲方有权向有关部门或单位予以通报,并有权在新闻媒体上公告催收,甲方作出的通报和公告行为视为向乙方主张权利。
十一、乙方的权利和义务
第十九条 乙方应当按本合同约定用途使用借款,不得将本合同项下借款挪作他用。乙方应承担本合同项下所有费用支出,包括但不限于公证费、鉴定费、评估费、登记费、保险费等。
第二十条 乙方应按照本合同约定的时间、金额和币种偿还本合同项下的借款本金并支付利息。
第二十一条 乙方应在下列事项发生或可能发生之日起【 3 】日内书面通知甲方:
1、对乙方还款能力有或可能有重大不利影响的诉讼、仲裁、行政措施、财产保全措施、强制执行措施或其他重大不利事件;
2、乙方或其家庭成员的工作、收入发生重大变化;乙方配偶之间发生或可能发生离婚等情况。
3、乙方姓名/名称、住所、联系方式发生变更;
4、通过出售、赠与、出租、出借、转移、抵押、抵押或以其他方式处分全部或部分重要资产;
5、为第三方提供担保,并因此而对其财务状况或履行本合同项下义务的能力产生重大不利影响;
6、乙方投资或实际控制的公司、个体工商户、其他组织经营出现严重困难,财务状况恶化,或发生其他有可能影响乙方投资安全的事项。
7、如果乙方发生或可能发生上述情况未按约定通知甲方的,视为借款人严重违约,出借人有权解除合同,并单方面宣布本合同项下已发放的借款提前到期并要求借款人立即偿还所有借款本金、结清利息并向甲方支付相关违约金及其他费用。
第二十二条 本合同项下的担保发生不利于甲方债权的变化时,乙方应按甲方的要求及时提供甲方认可的其他担保。
本款所称“变化”包括但不限于:乙方停产、歇业、解散、停业整顿、被撤销、营业执照被吊销、申请或被申请破产;乙方的经营或财务状况有重大变化;乙方的收入发生重大变化;乙方涉及重大诉讼或仲裁案件;抵押物的价值减少或可能减少或被采取财产保全等强制措施;乙方在本合同项下有违约行为;担保物权不成立或无效;其他影响甲方债权安全的事件等。
十二、违约责任
第二十三条 乙方有下列行为之一的,属于违约,甲方有权停止向乙方支付尚未交付的借款,单方面宣布本合同项下已发放的借款提前到期并要求乙方立即偿还所有到期借款本金并结清利息:
1、未按本合同约定的借款用途使用借款;
2、未按本合同的约定按期足额偿还本金或支付利息;
3、向甲方提供的信息或资料不真实,或者拒绝接受甲方对其使用借款情况及经营情况等的监督;
4、未履行本合同约定的义务,或违反本合同约定的陈述与保证;
5、在本合同履行期间,乙方发生可能危及甲方债权安全的任何事件。
第二十四条 乙方逾期支付利息的,自逾期之日除按约定利率支付利息外,需每日向甲方按借款本金的日%支付违约金,直至还清该笔利息为止。
第二十五条 乙方逾期支付任何一期利息超过【 5 】日,视为借款人严重违约,出借人有权解除合同,并单方面宣布本合同项下已发放的借款提前到期并要求借款人立即偿还所有借款本金、结清利息并向甲方支付相关违约金及其他费用。
第二十六条 乙方逾期支付本金的,自逾期之日起,需向按照拖欠的本金数额的%/日向甲方支付违约金,直至本金全部还清之日止。
第二十七条 乙方未按本合同约定用途使用借款的,乙方对挪用的借款从挪用之日起按照挪用金额的%/日向甲方支付违约金。
第二十八条 对既逾期又挪用的借款,违约金按照本合同上述约定的违约金中较高的违约金标准计收。
第二十九条 乙方未按时足额偿还借款本金、支付利息的,应当承担甲方为实现债权而支付的所有费用,该费用包括但不限于诉讼费、律师费和所有其他应付合理费用。
十三、通知与送达
第三十条 甲、乙双方各派一名代表作为本次合作的联系人,联系人以书面形式表达的观点视为甲、乙各方的观点、意见。联系人有权代为接受双方互发的文件、信函,有权在相关文件、信函上签字。联系人签收相关文件、信函的,即视为甲方或乙方签收了相关文件、信函。
1、甲方联系人信息:
姓 名:
联系电话:
通讯地址:
电子邮箱:
2、乙方联系人信息:
姓 名:
联系电话:
通讯地址:
电子邮箱:
第三十一条 双方履行本合同过程中相互发送的函件或通知除可以向有权接收的人员送达外,还可以按照本合同所预留的联系方式和地址进行送达:
1、如为信函,以邮戳所示日期为送达之日;
2、如为专人递送,收件人签收之日为送达之日;
3、如交由专业快递公司递送,以寄件人交寄后满三日为送达之日;
4、如用电子邮件送达,电子邮件发出之日为送达之日;
5、在甲方有关文书无法直接送达给乙方的情形下(包括且不限于乙方下落不明或拒收),甲方以EMS或挂号信邮寄至该地址的,视为已送达。
第三十二条 任何一方变更其联系方式或地址应立即以书面形式通知另一方,否则另一方向上述载明地址送达的仍为有效送达。
十四、争议解决方式
第三十三条 凡由本合同引起的或与本合同有关的争议和纠纷,双方应协商解决,协商不成的,向【合同签订地】有管辖权的法院起诉。争议期间,各方仍应继续履行未涉争议的条款。
十五、其他
第三十四条 本合同自双方签名或盖章之日起生效。
第三十五条 对本合同的任何变更应由双方协商一致并以书面形式作出。变更条款或协议构成本合同的一部分,与本合同具有同等法律效力。除变更部分外,本合同其余部分依然有效,变更部分生效前本合同原条款仍然有效。
第三十六条 本合同一式两份,甲乙双方各执一份。
特别提示:本合同系双方在平等、自愿的基础上依法协商订立,所有合同条款均是双方意思的真实表示。双方均已采取合理的方式提请另一方注意合同中免除或限制当事人责任的条款,并按照另一方的要求,对有关条款进行了解释和说明,签约各方对本合同条款含义认识一致。
(以下为签字盖章部分,无正文内容)
甲方(签字):
乙方
借款人一(签字):
借款人二(签字):
签订时间: 年月日
签约地点: 市 区(县)
借贷合同范本9
借款单位:
主管部门:
签订日期:20 年 月 日
签订合同单位:
(以下简称甲方);
中国投资银行 分行(以下简称乙方)。
根据国务院(20xx)29号通知发布的《借款合同条例》和《中国投资银行投资贷款试行办法》,甲方向乙方申请为进行 项目所需资金,乙方经审查后同意按照下述条件提供资金,为明确各方责任,特签订本合同,共同遵守。
第一条 乙方同意贷给甲方外汇(大写) ,其中:本金 ,建设期利息 ;人民币(大写) 元,其中:本金 元,建设期利息 元(以下简称“贷款”)。
上述贷款,已包括按甲乙双方于20 年 月 日签订的准备贷款协议支用的外汇(大写) 。
第二条 贷款期限自20 年 月 日起至20 年 月 日止,其中宽限期自20 年 月 日至20 年 月 日。
第三条 甲方按本合同所借的外汇和人民币贷款,都必须在乙方开立帐户。本合同签署后一个月内,甲方应向乙方提送本“投资贷款用款计划”(以下简称“用款计划”);并在项目用款期内每一会计终了三十天前,提送下“用款计划”,经乙方审查同意后按季存入甲方开立的存款帐户使用,自转存之日起,乙方计收贷款利息,同时对未支用部分的存款,向甲方支付存款利息。
第四条 乙方按审查同意的用款计划,保证及时向甲方提供贷款资金。如未按期提供,乙方应按未提供的贷款数额和延期天数,付给甲方违约金。违约金数额按第六条规定的固定年息或浮动年息(按起息日的年息计算)加百分之二十计付。
第五条 甲方用款需要超过本合同规定的贷款总额时,由甲方提出申请,经乙方审查同意后追回贷款,并签订书面补充贷款协议。作为原合同不可分割的组成部分。
第六条 乙方向甲方提供的外汇贷款,甲方必须用外汇还本付息,人民币贷款用人民币还本付息。贷款利息在合同规定的还款期内,人民币贷款为年息百分之 ,外汇贷款实行固定利率为年息百分之 /浮动一利率按 个月浮动一次,本次基期利率为年息百分之 。
第七条 实行浮动利率的外汇贷款,同时实行分摊汇率损益。甲方同意按《中国投资银行外汇贷款利率和汇率损益分摊试行办法》承担损益。
实行固定利率的外汇贷款,甲方同意自本合同生效日起,按季对本“用款计划”贷款额的未支用部分支付千分之七的承诺费。甲方当年用款需要超过用款计划时,必须提出申请,经乙方审查同意,才能追回用款,追加部分从一月一日起补计承诺费。
第八条 对乙方提供的贷款,甲方保证从20 年 月 日至20 年 月 日止的期限内还清全部本息。本合同贷款的还本计划如下:
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
20 年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
如果甲方不能按还本计划归还的,从当年十二月份银行结息日开始对逾期贷款加息百分之二十。
第九条 还本付息的资金来源按国家有关规定执行。为减少乙方贷款风险,甲方同意提交“按期偿还外汇贷款本息担保书”和“按期偿还人民币贷款本息担保书”作为本合同附件。甲方提交的按期偿还外汇贷款本息担保书如果只是外汇额度担保的,在人民币担保书内应包含购买等值外汇所需的人民币数额。甲方不能履行合同时,由担保单位承担偿还本息的责任。
第十条 本项目贷款必须专款专用,不得挪用,如有挪用,被挪用部分在挪用期间加息百分之五十。贷款期内,甲方应向乙方定期送交有关工程建设和生产经营的会计、统计报表,乙方有权调阅有关资料或进行现场检查。甲方如不按规定用途使用贷款,乙方有权停止发放或提前收回贷款。
第十一条 本合同经甲乙双方签章后生效,至贷款本息全部还清后自动终止。
本合同正本一式二份,甲乙双方各执一份;副本若干份,分送单位由甲乙双方商定。
第十二条 本合同执行过程中,如果国家在投资、信贷等方面的法律、法令、条例和规定有新的变更时,本合同规定的有关条款应作相应变更。
第十三条 本合同的附件,除第九条提到的外,如有财产抵押担保书、工贸合同、公证文本等均作为本合同的组成部分。
附件:
一、按期偿还外汇本息担保书
二、按期偿还人民币贷款本息担保书
三、
四、
五、
借款单位(公章) 贷款单位(公章)
负责人:(签章) 负责人:(签章)
地址: 地址:
20 年 月 日 20 年 月 日
借贷合同范本10
借款人:
贷款人:
根据 号文批准的 引进项目,所需资金经借款人申请,贷款人审查同意发放外汇贷款。双方同意遵照国务院颁发的《借款合同条例》的规定签订本合同,并共同遵守。
第一条 贷款金额: 万美元(或其他等值外币),包括应付利息 万美元。
第二条 贷款期限: 年,自第一笔用汇之日起至还清全部贷款本息日止。
第三条 贷款利率及计收方法:
1.按贷款人总行制定的___年期__个月浮动一次的利率执行或
2.按贷款人制定的___年期__个月浮动一次的利率执行或
3.按贷款人总行制定的优惠利率执行,目前为__或
4.按贷款人自营统筹资金贷款利率执行,贷款利息每__计收一次,结息日为__(复息或从存款户中扣收要写明)。
第四条 贷款用途:本贷款本金部分限于支付费用,必须专款专用,未经贷款人同意,不得挪作它用。应付利息部分限用于偿付本贷款到期利息,不得作其他支付。
第五条 贷款使用:本合同签订之日起三个月内,借款人应提出订货卡片,提出订货卡片之日起五个月内应对外签订贸易合同。贸易合同副本需送交贷款人,以便对外开证、付汇。如遇特殊情况需延期定货的,应事先经贷款人同意。借款人未按上述要求提出订货卡片和签订贸易合同的,贷款人有权撤销贷款。
第六条 用款计划:根据项目进度,本项贷款提款期为___年至___年,每年用款计划如下:
__年___万美元;__年___万美元;__年___万美元。
贷款人允许借款人按实际情况调整用款计划。提款期到期,未提用贷款,如借贷双方无其他约定,借款人不得再继续支用贷款。
第七条 贷款偿还:借款人以项目新增创汇和利润、折旧或其他资金归还贷款。借款人保证在本合同规定的贷款期限内按下列计划偿还贷款:
__年___万美元;__年___万美元;__年___万美元。
如贷款项目提前实现效益,借款人应提前偿还贷款;如还款计划不能实现,借款人应在年底前提出调整还款计划,并经贷款人同意,否则贷款人将按贷款违约处理;如借款人不能按期还款,最迟在贷款到期日前十五天应向贷款人提出书面展期申请,届时贷款人可按有关规定作出处
理意见。逾期或贷款人不同意展期的贷款,自过期之日起加收20%的罚息。
为了有利于还款,借款人应在贷款人处开立还款准备金帐户,将用于还款的人民币资金先予存入,待外汇额度落实后再结汇偿还贷款。
本贷款项下有关进出口结算业务,应通过中国银行进出口业务部叙做。
第八条 还款担保:本合同项下的贷款本息由___作为借款人的担保人,并由担保人向贷款人出具担保函,作为本合同不可分割的组成部分,一旦借款人不能按期偿还贷款本息,经贷款人发出书面通知,由担保单位承担还本付息责任。
第九条 保险事项:为避免贷款期间可能因发生自然灾害或意外事故而遭受损失,借款人应向有关保险机构投保贷款项下进口设备外汇财产保险,并将保险权益转归贷款人名下,直至还清全部贷款本息时止,保险费用可在本贷款项下支付。
第十条 违约和违约处理
(一)下列情况均属借款人违约:
1.借款人未能按合同计划用款和还本付息。
2.未经贷款人同意改变贷款的用途或挪作他用。
3.未经贷款人同意借款人私自转卖用本贷款购置的设备。
4.借款人违反本合同其他条款事项。
(二)根据违约情况,贷款人有权采取下列措施:
1.注销借款人未使用的贷款。
2.对违约部分贷款加收最高为50%的罚息。
3.冻结借款人在贷款人处的存款,并追回贷款。
4.向贷款担保人追索贷款。
5.借款人和担保人未能履行合同还款责任时,贷款人有权从借款人和担保人在各金融单位存款帐户中主动扣收还贷款项。
6.采取其他必要手段,直至依法索偿应付未付贷款本息及费用。
第十一条 合同的变更和解除:订立合同所依据的国家计划及有关的概算预算经计划下达机关批准修改或取消的,允许变更或解除合同。
第十二条 合同生效:本合同经双方签字盖章后生效。本合同共四份,双方各执两份。本合同若有其他未及事宜,双方进一步商定补充条款。
第十三条 解决合同的纠纷的方式:执行本合同发生争议,由当事人双方协商解决。协商不成,双方同意由___仲裁委员会仲裁(当事人双方不在本合同中约定仲裁机构,事后又没有达成书面仲裁协议的,可向人民法院起诉)。
借款人:(盖章)___ 贷款人:(盖章)___
企业负责人:___ 银行负责人:___
财务负责人:___ 经办人员:___
签约日期:___
借贷合同范本11
出借人(甲方):
借款人(乙方): ,身份证号: 担保人(丙方): ,身份证号: 甲、乙、丙三方在平等自愿、友好协商的基础上,根据《合同法》、《担保法》等有关法律、法规规定,达成以下协议:
第一条 借款金额
甲方同意给予乙方借款人民币 元(大写: )。
第二条 借款用途
借款用于。
第三条 借款期限
借款期限为 年,从 年 月 日至 年 月 日止。
第四条 资金占用费的计收
资金占用费按月息 计算,在借款到期日一次性付清。
第五条 借款的支付
甲方根据乙方指令,将前述借款支付至 账户,支付完成视为甲方甲方的借款支付义务完成。
第六条 借款及资金占用费的偿还
一、乙方应按本合同约定日期偿还借款及资金占用费。
二、乙方提前偿还借款,应提前通知甲方,并征得甲方同意。
第七条 借款抵押物
乙方与丙方系夫妻关系,现乙、丙方自愿向甲方提供其名下房产(位于 ,权字 号)作为借款抵押物。所发生的抵押费用由乙、丙方自行解决。
第八条 其他费用
实现债权的`相关费用由乙方承担。
本合同壹式三份,甲、乙、丙三方各执壹份,经三方签字盖章后生效,并具有同等法律效力。
甲方(盖章): 乙方(签名):
法定代表人或委托人: 丙方(签名):
年 月 日订立
借贷合同范本12
合同编号:____________
建设项目:_________________________
借款单位:_________________________
主管部门:_________________________
甲方:_____________________________
乙方:_____________________________
根据国务院发布的《借款合同条例》和《中国投资银行投资贷款试行办法》,甲方向乙方申请为进行_________项目所需资金,乙方经审查后同意按照下述条件提供资金,为明确各方责任,特签订本合同,共同遵守。
第一条 乙方同意贷给甲方外汇(大写)_____________________,其中:本金__________,建设期利息 _________;人民币(大写)_________元,其中:本金_________元,建设期利息_________元(以下简称贷款)。
上述贷款,已包括按甲乙双方于_________年_________月_________日签订的准备贷款协议支用的外汇(大写)_________。
第二条 贷款期限自_________年_________月_________日起至_________年_________月 _________日止,其中宽限期自_________年_________月_________日至_________年_________月 _________日。
第三条 甲方按本合同所借的外汇和人民币贷款,都必须在乙方开立帐户。本合同签署后一个月内,甲方应向乙方提送本投资贷款用款计划 (以下简称用款计划并在项目用款期内每一会计终了三十天前,提送下用款计划,经乙方审查同意后按季存入甲方开立的存款帐户使用,自转存之日起,乙方计收贷款利息,同时对未支用部分的存款,向甲方支付存款利息。
第四条 乙方按审查同意的用款计划,保证及时向甲方提供贷款资金。如未按期提供,乙方应按未提供的贷款数额和延期天数,付给甲方违约金。违约金数额按第六条规定的固定年息或浮动年息(按起息日的年息计算)加百分之二十计付。
第五条 甲方用款需要超过本合同规定的贷款总额时,由甲方提出申请,经乙方审查同意后追回贷款,并签订书面补充贷款协议。作为原合同不可分割的组成部分。
第六条 乙方向甲方提供的外汇贷款,甲方必须用外汇还本付息,人民币贷款用人民币还本付息。贷款利息在合同规定的还款期内,人民币贷款为年息百分之_________,外汇贷款实行固定利率为年息百分之_________/浮动一利率按_________个月浮动一次,本次基期利率为年息百分之 _________。
第七条 实行浮动利率的外汇贷款,同时实行分摊汇率损益。甲方同意按《中国投资银行外汇贷款利率和汇率损益分摊试行办法》承担损益。
实行固定利率的外汇贷款,甲方同意自本合同生效日起,按季对本用款计划贷款额的未支用部分支付千分之七的承诺费。甲方当年用款需要超过用款计划时,必须提出申请,经乙方审查同意,才能追回用款,追加部分从一月一日起补计承诺费。
第八条 对乙方提供的贷款,甲方保证从_________年_________月_________日至_________年_________月_________日止的期限内还清全部本息。本合同贷款的还本计划如下:________________。
如果甲方不能按还本计划归还的,从当年十二月份银行结息日开始对逾期贷款加息百分之二十。
第九条 还本付息的资金来源按国家有关规定执行。为减少乙方贷款风险,甲方同意提交按期偿还外汇贷款本息担保书和按期偿还人民币贷款本息担保书作为本合同附件。甲方提交的按期偿还外汇贷款本息担保书如果只是外汇额度担保的,在人民币担保书内应包含购买等值外汇所需的人民币数额。甲方不能履行合同时,由担保单位承担偿还本息的责任。
第十条 本项目贷款必须专款专用,不得挪用,如有挪用,被挪用部分在挪用期间加息百分之五十。贷款期内,甲方应向乙方定期送交有关工程建设和生产经营的会计、统计报表,乙方有权调阅有关资料或进行现场检查。甲方如不按规定用途使用贷款,乙方有权停止发放或提前收回贷款。
第十一条 本合同经甲乙双方签章后生效,至贷款本息全部还清后自动终止。本合同正本一式二份,甲乙双方各执一份;副本若干份,分送单位由甲乙双方商定。
第十二条 本合同执行过程中,如果国家在投资、信贷等方面的法律、法令、条例和规定有新的变更时,本合同规定的有关条款应作相应变更。
第十三条 本合同的附件,除第九条提到的外,如有财产抵押担保书、工贸合同、公证文本等均作为本合同的组成部分。
借款单位(盖章):_______________
负责人(签字):_________________
___________年________月________日
贷款单位(盖章):_______________
负责人(签字):_________________
___________年________月________日
附件
一、按期偿还外汇本息担保书(略)
二、按期偿还人民币贷款本息担保书(略)
借贷合同范本13
中国投资银行 分行 贷款合同 合同编号: 字第 号
建设项目:
借款单位:
主管部门:
签订日期: 年 月 日签订合同单位:
(以下简称甲方);
中国投资银行 分行(以下简称乙方)。
根据国务院( 85)2号通知发布的《借款合同条例》和《中国投资银行投资贷款试行办法》,甲方向乙方申请为进行 项目所需资金,乙方经审查后同意按照下述条件提供资金,为明确各方责任,特签订本合同,共同遵守。
第一条 乙方同意贷给甲方外汇(大写) ,其中:本金 ,建设期利息 ;人民币(大写) 元,其中:本金 元,建设期利息 元(以下简称“贷款”)。
上述贷款,已包括按甲乙双方于 年 月 日签订的准备贷款协议支用的外汇(大写) 。
第二条 贷款期限自 年 月 日起至 年 月 日止,其中宽限期自 年 月 日至 年 月 日。
第三条 甲方按本合同所借的外汇和人民币贷款,都必须在乙方开立帐户。本合同签署后一个月内,甲方应向乙方提送本“投资贷款用款计划”(以下简称“用款计划”);并在项目用款期内每一会计终了三十天前,提送下“用款计划”,经乙方审查同意后按季存入甲方开立的存款帐户使用,自转存之日起,乙方计收贷款利息,同时对未支用部分的存款,向甲方支付存款利息。
第四条 乙方按审查同意的用款计划,保证及时向甲方提供贷款资金。如未按期提供,乙方应按未提供的贷款数额和延期天数,付给甲方违约金。违约金数额按第六条规定的固定年息或浮动年息(按起息日的年息计算)加百分之二十计付。
第五条 甲方用款需要超过本合同规定的贷款总额时,由甲方提出申请,经乙方审查同意后追回贷款,并签订书面补充贷款协议。作为原合同不可分割的组成部分。
第六条 乙方向甲方提供的外汇贷款,甲方必须用外汇还本付息,人民币贷款用人民币还本付息。贷款利息在合同规定的还款期内,人民币贷款为年息百分之 ,外汇贷款实行固定利率为年息百分之 浮动一利率按 个月浮动一次,本次基期利率为年息百分之 。
第七条 实行浮动利率的外汇贷款,同时实行分摊汇率损益。甲方同意按《中国投资银行外汇贷款利率和汇率损益分摊试行办法》承担损益。
实行固定利率的外汇贷款,甲方同意自本合同生效日起,按季对本“用款计划”贷款额的未支用部分支付千分之七的承诺费。甲方当年用款需要超过用款计划时,必须提出申请,经乙方审查同意,才能追回用款,追加部分从一月一日起补计承诺费。
第八条 对乙方提供的贷款,甲方保证从 年 月 日至 年 月 日止的期限内还清全部本息。本合同贷款的还本计划如下:
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
年外汇 ,其中:上半年 ;
人民币 元,其中:上半年 元。
如果甲方不能按还本计划归还的,从当年十二月份银行结息日开始对逾期贷款加息百分之二十。
第九条 还本付息的资金来源按国家有关规定执行。为减少乙方贷款风险,甲方同意提交“按期偿还外汇贷款本息担保书”和“按期偿还人民币贷款本息担保书”作为本合同附件。甲方提交的按期偿还外汇贷款本息担保书如果只是外汇额度担保的,在人民币担保书内应包含购买等值外汇所需的人民币数额。甲方不能履行合同时,由担保单位承担偿还本息的责任。
第十条 本项目贷款必须专款专用,不得挪用,如有挪用,被挪用部分在挪用期间加息百分之五十。贷款期内,甲方应向乙方定期送交有关工程建设和生产经营的会计、统计报表,乙方有权调阅有关资料或进行现场检查。甲方如不按规定用途使用贷款,乙方有权停止发放或提前收回贷款。
第十一条 本合同经甲乙双方签章后生效,至贷款本息全部还清后自动终止。
本合同正本一式二份,甲乙双方各执一份;副本若干份,分送单位由甲乙双方商定。
借贷合同范本14
借款单位:(简称借款方)
单位:中国人民建设银行行(简称贷款方)
根据《建筑贷款办法》(以下简称《贷款办法》的规定,借款方为施工生产正常进行,向贷款方申请建筑企业,经贷款方审查同意发放,为明确各方权责,特签订本合同,共同遵守。
第一条本合同规定年贷款额为人民币(大写)万元,用于.
第二条借款方和贷款方必须共同遵守《贷款办法》,有关贷款事项按《贷款办法》规定办理。
第三条贷款自支用之日起,按实际支用数计收利息,为月息‰,超计划贷款的,超过部分利息为月息‰,逾期还款的加计利息%,挪用贷款的,对挪用部分加收%。
第四条贷款方保证按照合同的规定供应资金,贷款方如因工作差错贻误放款,以致借款方遭受损失时,应按直接经济损失,由贷款方负责赔偿。
第五条贷款方有权检查贷款使用情况。检查时,借款方对调阅有关文件、账册、凭证和报表,查核物资库存和施工生产情况等,必须给予方便。
第六条借款方如违反合同和贷款办法的规定,贷款方有权停止贷款,提前收回部分或全部贷款。
第七条借款方的担保单位是,对借款方归还贷款本息承担,借款方未按期清偿贷款本息时,担保方应在接到贷款方还款通知后个月内负责归还。
第八条本期自年月日起,至年月日止。
本合同正本一式3份,借款方、贷款方、担保单位各执1份;副本份,××、××、××等单位各执1份。
借款方:(公章)
贷款方:(公章)
地址:
地址:
代表:(签名)
法人代表:(签名)
开户银行及账号:
担保单位:(公章)
地址:
法人代表:(签名)
开户银行及账号:
签约日期:年月日
签约地点:
借贷合同范本15
甲方:
乙方:
保证方:
乙方为进行 ,向甲方申请借款,并请 证方,甲方已审查批准,经三方(或双方协商),特订立本合同,以便共同遵守。
第一条借款金额:人民币 元正, 大写 元整。
第二条借款利率:借款的手续费为借款额的 %,即 元,借款时支付;借款利息为月息 , ,不足整月时按整月计算,利随本清。
第三条借款和还款期限:自 年 月 日起 年 月 日止,借款期总计 月, 年 月 日本金和利息合计 元乙方一并归还甲方,否则视为乙方违约。
第四条还款资金来源及还款方式:
1、还款资金来源:
2、还款方式:
第五条保证条款
1、借款方用到期不能归还甲方的借款时,甲方有权处理抵押品。乙方到期如数归还借款,抵押品由甲方退还给乙方。
2、乙方必须按照借款合同规定的用途使用借款,不得挪作他用,不得用借款进行违法活动。
3、乙方必须按照合同规定的期限还本付息。
4、乙方有义务接受甲方的检查、监督所借款的使用情况,了解借款方的计划执行、经营管理、财务活动、物资库存等情况。借款方应提供有关的计划、统计、财务会计报表及资料。
5、保证人担保,保证人履行连带责任后,有向借贷方追偿的权利,借贷方有义务对保证人进行偿还。
第六条违约责任
1、乙方不按合同规定的用途使用借款,甲方有权收回部分或全部借款,对违约使用的部分,按协议规定的利率及手续费双倍收取。
2、乙方如逾期不还借款,甲方有权追回借款。
第七条解决合同纠纷的方式:执行本合同发生争议,由当事人双方协商解决。协商不成,双方同意由仲裁委员会仲裁或向人民法院起诉。
第八条本合同如有未尽事宜,须经合同双方当事人共同协商,作出补充规定,补充规定与本合同具有同等效力。
本合同正本一式叁份,贷款方、借款方、保证方各执一份; 自双方签字盖章时生效。
甲方:(签字)
地址:
电话号码:
乙方:(签字)
地址:
电话号码:
保证方:(签字)
地址:
电话号码: