关于年轻人财富的英语作文

第一篇：关于年轻人财富的英语作文

1、Thinking about young people’s wealth

Accompanying all the booms brought about by the profound social changes, many problems have come along.That whether the young should have family’s wealth or not is a very marked one.It is widely accepted that we have been living in a “the rich gets richer whereas the poor gets poorer” age in terms of income gaps within a generation.There is an old saying in China, “the offspring of low-income can grow faster” which means the children of low-income family have better problem-solving abilities during adulthood.But is it really true?Recently I have read much news about affluent 2nd generation which in most cases is negative.Born with a silver spoon in their mouth, they don't have to worry about luxurious cars, houses and so on.The characters of them are always criticized by the public.Sometimes they just think about themselves and forget other people's feelings including their parents.I have never known them to behave any other than selfishly.Sometimes they are peacockish and wasteful, but they think they can do to their way of thinking.On the contrast, some rich young people are more serious to life, and they think more and feel stressful at the same time.Personally, I believe children raised in household not in possession of a good fortune are conditioned in their early life to exercise

self-control and self-restraint.Through the childhood and early adulthood they are used to repeated experiences of parents' rejections of their requests.It is most difficult for them get a successful career, they may be much more difficult.As they are cultivated to have a strong mind and have many beautiful virtues inside，they are more likely to be loved or accepted by the public.As far as I know, personal wealth is not measured by what your parents may give you, but is measured by personal ability and personal virtues.Blind dating: worth trying to find true love

Recently a blind date including 20 young men and women has been held by an organization.Some people see it as a good way to meet different people while others argue that it’s not possible to find one’s partner between two people who have not previously met.As far as I’m concerned, blind dating is worth trying and you can find your true love there!

First of all, nowadays many young people are always busying with their work;therefore they have little spare time to meet with their future partner, leading to more and more leftover women and men.According to a study, a happy life includes work and family balance, which means a harmonious family including the couple(and the baby in the future)may contribute to a comparably happy life.What’s more, during a blind date, usually the basic information is given to both parts;therefore it’s more reliable to know a person’s family background, his or her job, religion etc.As is known to all, a couple should have the same belief in value, wealth, thus preventing many potential conflicts.Last but not least, through blind dates, one can meet people with different personalities, thus having a clearer idea about which kind of person is suitable for being a lifelong mate.And blind dates are also great chances to make friends in the same age group.To sum up, blind dating can be a good way to find one’s future husband or wife.It’s feasible and reliable.Hope that everyone can find true love in blind dates!

第二篇：关于年轻人择业的英语作文

Topic: some people think young people should be free to choose his or her job, but other people think they should be realistic and think more about their future.Discuss both view and give your own opinion.With the development of contemporary life, the youths are facing a plight that is how to elect profession, only with their interests or considers more, such as future and family and so on, which is a controversial topic.It is true that when young generations realize that they want to do about choosing occupation, they may feel strong sense of achievement when they gets access to successful and be relaxing and calm, and won’t follow other’s step to find a job.In this way, they may develop the ability to create and image.There is no deny that the graduated students who without working experience and practical skills, if they only make decision for a job according to their interests.They may have great hopes of winning at the start, but the greater the hope, the greater the disappointment, therefore, once the hope went up in smoke, they may be depressive about that.However, as some people think the youths should be considerate about their future.When they be realistic to select work, they are supposing to have a sense of responsibility and direction, and others may consider he or she is a very reliable person.Nevertheless, when people have to think about more means having more stress, which do harm for their physical and psychological healthy to some extent.Different people have different motives to look for occupation.Personally, I believe that people should follow their heart when they elect work, and only they know what they interest to do, they may have more passion to keep job on.

第三篇：财富英语演讲稿

the word wealth always reminds people of money and the sayings or concepts related to money.for example, “money talks”;“money makes the ghosts turn the mill”;“as birds die for food, so men die for wealth”;“the poor have no friends even though they live in the noisy downtown, while the rich have remote kinsfolk even if they live in the deep mountains”;“poverty chills ambition” “one cent short may put a hero in an awkward situation” etc, etc..in the 1980’ s, all shops were state-owned with marked prices.you couldn’t buy what you wanted with even one cent short, so one cent could indeed embarrass a hero.a popular song at that time started “i picked up one cent at the roadside, and i handed it over to the policeman…” but now no one cares to pick it up even if it were ten cents.people’s reverence for money is expressed in varied ways.the names of companies or stores are often “beer of wealth and honor”, “restaurant of wealth and rank” “store of the aristocrats” “hotel of fame and prestige” etc.(even some people’s names have the meanings of “full of gold” or “great fortune”).at new year’s time, the god of wealth is worshiped and the picture of the god is covered with signs of money.when a millionaire is walking in the street, people will show their profound respect even though they know very well that they can not get a cent from him.the english film “the million-pound note” makes a most vivid revelation of this situation.with the million pound note in hand, the hero has the privilege to buy on credit, or on loan and is even presented money from others.it’s an idealized end of the story that the hero is still loved by his girl friend even after he lost his million-pound note.however, without the million-pound note, they couldn’t have known each other.it’s very difficult for people to make friends directly with beggars.the song of “all good things must end” in a dream of the red mansions attacks the money worshipers by saying:

“all men long to be immortals

yet silver and gold they prize

and grub for money all their lives

till death seals up their eyes”

but when chen shih-yin tries to expound this song by analyzing the inconstancy of human relationships and the incomprehensible human heart, he has to say:

“while men with gold and silver by the chest

turn beggars, scorned by all and dispossessed”

the conclusion is that it doesn’t work without money.in spite of the human civilizations over thousands of years, people can not deny the function of money.this shows how important money is.money plays a decisive role to individuals, to families and even to countries or nationalities.otherwise, why is everyone, from doorkeepers to presidents, trying to earn as much as possible? why does every country need chancellors of the exchequer, who keep formulating and revising financial laws and regulations? how different it is to be a creditor nation and a debtor nation!the united states is playing the tyrant just because it is wealthy enough.a poor man may cherish lofty aspirations, but will probably be beaten because of his poverty.the afghanistan may have won a lot of sympathy, but how difficult it would be to live solely on charity.of all ages and in every country, all kinds of corruption stem from money.no matter how rough the man is, and in what despicable way he earned the money, he can grease the palms of or buy over some very decent officials or even intellectuals.can you see how crucial a role money is playing?(a case in point is the bankrupt of the company)

some people or organizations like some religious groups claim that they have seen through the human vanity and can take money lightly, but to people’s puzzlement, they are also accumulating money, either to renovate the temples, or to regild buddha’s statues, in whatever pretexts.they are not engaged in production, so they can only depend on the donations from the devout believers.sometimes your sincerity relies on whether you donate and how much you donate.do the monks care about money? the answer is affirmative.what’s more, many monks are already provided with a salary.we are living in a material world, and it’s really difficult to deny the function of money or wealth.we need money for food, clothes, education, hospital, housing and transportation, etc.there’s rarely anything that doesn’t need money.what we can discuss now is not the importance of money, but whether money is almighty and whether more wealth can bring us more happiness.we must say that money is not almighty, and there are many things which money can’t do.for example, many emperors like qin shihuang longed for elixirs.as wealthy as they were, and as mighty as they were to take every measure to search for long life medicine, they still could not avoid the sad denouement that “their graves are a covered with weeds”.many great men suffered from fatal illness.even though they were treated with the best medical means, they had to suffer as much as the ordinary people, and met with the same inescapable fate.rich or poor, great or ordinary, we come and go with nothing belonging to us.huang shiren, the cruel hearted landlord, was rich but xi’er would rather hid in the deep mountains and turn into a white-hired girl than marrying him;

wang baochuan wouldn’t give up her marriage with xue pinggui even though she had to live in the cold cave for over ten years;

emperor shunzhi of the qing dynasty owned the whole country, but just because of the death his beloved concubine, he eventually became disillusioned with this world and spent the rest of life in the temple as a monk(it’s all right even if it is a legend).many love stories can never be bought with money.the ever-lasting folktale of liang shanbo and zhu yingtai shows people’s identification with this point of view.wealthy men also have a lot of worries: afraid of being stolen or kidnapped, they may have to hire a bodyguard;they’re concerned about their spoiling the children, or worry about the family discord because of the legacy disputes after their death;fearing devaluation if they don’t invest, while fearing of bankrupt if they invest;where is their happiness?

how much is enough? no limitation.as poor as beggars without a penny, they can make a living by begging.it’s said that some have become millionaires through begging.as wealthy as a billionair

第四篇：年轻人金融理财计划就找武汉新纪元财富

武汉新纪元元投资管理有限公司

年轻人金融理财计划就找武汉新纪元财富

俗语说“吃不穷，穿不穷，算计不到就受穷”。年轻人不仅要考虑到财富的积累，还要考虑到财富的保障和安排。财富的积累通常是指开源和节流。开源最重要的途径之一，就是通过各种渠道将手中的现金实现金融投资、房地产投资、实业投资等个人风险可以承受范围内的资产增值最大化；至于节流，包括理性消费、制定支出计划、合理避税等。财富保障则是对风险的管理和控制。

首先，要进行理财规划，确定合适的理财目标。理财的最终目的是为了更美好的人生，将生活所需之外的余钱进行积聚、投资、管理，聚沙成塔、集腋成裘，才有可能最大化地提升财富，并实现最高的生活品质。理财必须有目标，有了目标才有动力。许多人会将拥有一套属于自己的房子当作人生一个重要的理财目标，可是，当您在精打细算、经年积蓄、东拼西凑，终于买下了属于自己的第一套房子，还没来得及如释重负呢，却发现又有了小孩的教育、养老、或其它新的目标？的确，理财将会伴随一生，大到购房、养老、子女教育，小到计划一次旅游、送一件生日礼物、收藏一件喜欢的艺术品，都离不开理财规划。由此，您应该看到了理财规划的重要性。

这里建议您从人生的需求层次来划分，先作好几项重大的人生规划，并相应地制定理财目标，逐步实现，并渐次调整需求，不断地提升人生的品质。对年轻人，笔者建议将理财目标的重点之一放在继续深造提升自我价值上，通过继续深造来提高自己的价值，使自己能够为社会创造更大的价值，也为自己以后的生活奠定基础，这才是提升今后生活质量的根本。另外的理财目标就是先进行财富积累，以保证以后买房、买车、结婚等所需，在此阶段的财富积累要按照先聚财、后增值、再购置住房、车等的顺序，安排自己的理财计划。建议第一个目标最好不要定得太难实现，所需达到的时间在2—3年之内左右最好。当达到第一个目标后，就可定下难度高一点、花费时间约3—5年的第二个目标。

其次，根据目标制定投资理财计划。在确定理财目标后，请不要让您的精神诋毁它，努力把您要想着这个目标没有退路，您一定能实现的。

1、职业计划。脑袋决定口袋，把钱装进脑袋；要想有钱，先得有本钱。职业是收入的主要来源，在制订个人理财计划时，首先应该计划自己的职业，年轻人更是如此。努力工作，创造有财可理的条件；抓紧学习，掌握一些技能，艺多不压身。自身投资是个人理财的重中之重，个人投资是最大的投资，主要包括：自身身体素质锻炼方面的投资和个人学习进修方面的投资。身体是革命的本钱，健康是我们最大的财富。知识就是财富，把钱装进脑袋比装进口袋收益更大。年轻时把钱花在名牌上，不如装进脑袋里。

2、创富计划。勤俭持家不如能挣会花。年轻人应该发挥个人特长经商或谋取兼职，广开财源，挣钱后科学打理，积极用于消费，从而尽情享受挣钱和消费带来的人生乐趣。如果您目前所从事的职业未能用到您的全部技能，或是您能轻松完成本职工作，尚余有大量精力，此时您便要克服惰性，充分发挥潜力，趁着年轻单身时大干快上。

3、聚富计划。制订储蓄计划，“零存整取”、“基金定投”都是强迫储蓄的最佳手段，让部分薪资自动投资，多年后成效绝对令您满意。

4、节流计划。花钱要有计划，把钱用到刀刃上。做好个人收支预算，制订合理的消费计划，尽量减少不必要的开支。不要轻易去购买高档的奢侈品，高档的奢侈品未必能提高你的生活品质。单身青年注重时尚，但狂热拥戴名牌的结果，只会陷入入不敷出的窘境。因此在面对名牌冲动时，您要学会忍，要将有限的财力用在刀刃上。您完全可以在各种不同的打折销售时期，花上原价几分之一的价钱，购得您心仪的名牌。最好做一个强制性的开支预算，在收入的范围内计划好支出。别忽视记“流水账”，平时您可能不在意，日常开支非常零星，到月底时常常让您吓一跳，弄不清这个月的工资都花到哪里了。记流水账看似很老土，但很有效。这样您可以对您的花费一目了然，直到自己的钱的去向，而且可以知道您每月的必要花费大概是多少，那些“意外冲动开支”是可以避免的。没有谁的记忆力能像记流水账一样清晰，记流水账是有效抑制“冲动型消费”的良方。

5、债务计划。债务包括按揭购房，购车。这一计划是家庭理财一个很重要的方面，因为很少有人在一生中能避免债务。债务能帮助您在一生中均衡消费，但您对债务必须加以管理，使其控制在一个适当的水平上，并且债务成本要尽可能降低。需要指出的是在负债上千万不可陷入盲目的误区。如果没有按揭购车、购房的能力，千万别加入“有车（有房）一族”。

6、保险计划。人生的不确定性导致持续的保险需求。天有不测风云，人有旦夕祸福。如果你有一百块钱，你完全可以拿出九十块去投资，但是剩下十块钱一定要用来防范风险。这就好比一场精彩纷呈的足球比赛，前锋固然重要，但是你能说，我们不要守门员吗？即便十人比赛中，我们可以撤掉一个前锋，但哪个教练敢让守门员撤退？当您步入人生理财周期的后几个阶段，保险的重要性就显露出来了。一般以年收入的10%-15%购买保险，为您“保驾护航”，其余的资产则可能分配在储蓄、股票、基金等其他理财产品中，这样既提供了家庭的应有保障，又促进了资产的保值增值。

7、投资计划。当我们的储蓄增加的时候，最迫切的就是要寻找一种投资组合，合理配置投资资产，能够把收益性、安全性和流动性三者兼多。做好四类“钱”的规划，即生钱的钱、保本的钱、保命的钱、要花的钱，不把鸡蛋放在一个篮子里。投资工具种类繁多，从最简单的银行储蓄到投资股市和投资房地产，成功的投资者要根据自身的特点妥善加以选择。投资理财是一种长期的、理性的、专业化的投资行为，不能将投资过多集中于单一产品，导致风险过于集中；也不能手脚太过勤快，整天在市场里进进出出，许多投资产品的价值只有长期才能体现出来；更不能听信无风险、高收益、“一夜暴富”的神话。首先，家庭资产要做基本的配置：家庭收入40%左右用于供房及投资；30%用于家庭生活开支；20%用于高安全性和高流动性的资产，包括活期存款、货币基金等；10%用于保险。对于这个基本资产分配，一定要做到长期坚持，才能避免出现风险集中和家庭财务困难。其次，选择较好的投资领域，做好投资规划。2012年全球经济减速的预期、美国次债危机不断扩大，国内房地产市场加大调控，股市大幅震荡，这些都给今年的投资带来非常大困难。我建议以“稳”为先，重点考虑这几个方面：保本类的结构性理财产品、债券型基金以及国债类产品等，另外要善于抓住股市回调的机遇进行投资。

8、退休计划。年轻人往往不惜大量时间筹划一周长的假日，却不愿抽点时间思考一下自己20年的退休生活如何过。退休计划主要包括退休后的消费需求及如何在不工作的情况下满足这些需求。大多数人都习惯于靠退休金、社会养老保险，但想退休后生活得舒适、独立，光靠社会养老保险是不够的，必须在有工作能力时积累一笔退休基金作为补充，因为社会养老保险只能满足人们的基本生活需要。退休计划要越早越好，越早越轻松。

最后就是坚定目标，耐住寂寞。理财就是要坚持，要耐得住寂寞。坚持，财富就是你的。生活中的种种诱惑总让人难以抵挡；投资失败也往往令人灰心丧气。理财，并不会有立竿见影的效果；理财，是一个长期积累的过程；理财，是伴随我们一生的行为。把理财当成一种习惯来养成，是成功至关重要的一步。一个正确的投资理念，可能带给您意想不到的惊喜，甚至会改变您的一生。要善于控制自己的情绪，冷静地思考，不要因为种种诱惑或失望的情绪浇熄了最初的热情，放弃了成功的机会。

第五篇：作文财富

我的财富

有人认为财富就是“万能”的金钱，有人认为财富是美丽的精神家园.山间明月，石上清流是隐士的财富.宇宙奥秘，人间万物是智者的财富，音乐是贝多芬、莫扎特的财富，色彩却是达•芬奇、莫奈的财富。总之，每个人都有自己的财富。

什么？你问我的财富是什么？我的财富就是——青春。

许多人都在寻找青春。他们手上捧着“青春万岁”，口中说着“青春永驻”，可却从未体验过青春的真谛。我认为“青春”更主要的是永远有一颗年轻的心。

许多正值青春的人，来到祖国的边疆，保卫着祖国，他们把青春献给了祖国。有些人，象鲁迅，冰心在自己的岗位上尽责尽职，他们把青春献给了事业。孔繁森，焦裕禄时时刻刻为人民服务，他们把青春献给了人民。

有许多白衣天使，在SARS期间，不顾个人安危，为病人服务，他们把青春献给了社会。

你也许会说，“青春”每个人都拥有过，但这只是暂时的财富，它会随着时间的推移面渐渐消逝。可我认为，只要理解了“青春”的真谛，保持一颗年轻的心，青春就会永驻。它不会随着时间的流逝而消失。在公园里跳着迪斯克已年过半百的老人，你不觉得他们很青春吗？年过七旬的老人说着笑着，难道你说他们不青春吗？

“金钱”的财富，终究会花光的，而“青春”却不会，它会永远留在你身上，影响着你周围的人，带给自己和别人快乐，这就是我的财富——“青春”。

如果你理解了“青春”的真谛，你也将拥有这份取之不尽，用之不竭的财富。快快行动起来吧！

父爱，一生的财富

父爱是山，呵护生命的火；父爱是火，点燃希望的灯；父爱是灯，照亮前行的路；父爱是路，引领你的一生。

曾经不懂父亲笔直的脊梁因何弯曲，不懂父亲俊朗的面容因何憔悴，不懂父亲浓黑的秀发因何斑白，不懂父亲大半辈子的辛劳究竟为谁„„

直到初三。

那天狂风怒吼，草木萧条，我坐在公共汽车上准备下车后独自回家，可是，我却看见了一个人，黑压压的天下，凛冽的风中，那人不住地颤抖。风不停地掀翻他的衣角———是父亲！透过窗子，清晰地看见了父亲的白发，不是月亮清辉的点染，没有华丽的词藻的装饰，就是白发，是一根根、一片片的白发，父亲的白发，一次次被狂风压倒却又一次次不屈地挺立，那一倒一立中，我知道一定是为了谁„„

那被不断压倒和挺起的究竟是父亲的白发还是父亲的心？车靠站点，我快步走下，显然，父亲望见了我，他不再用手指堵住进风的大衣，而是快步向我跑来，他的大衣彻底向狂风屈服了，但他却丝毫没有在意裸露出来的红色毛衣在这莫名的黑暗中跳动着，向我奔来。

那一刻，我分明看到了父亲严寒中向我靠近的那颗火热的心，那一刻，我一任泪水滂沱。父亲轻轻携起我的手想使我的手暖和起来，但我触到的分明是冰一样凉的大手，我紧紧地将父亲的手攥住，父亲却忙躲开，“我的手太凉了。”我不顾父亲的躲闪，一把抓回那双冰凉的大手，我知道：我抓住的是我这一生的财富。

父亲用生命的衰老化作山，化作火，化作灯，化作路，化作一点一滴的父爱，陪伴我每一天、每一秒，陪伴我这一辈子。父亲啊，你的爱是女儿一生的财富，因为有了你的爱，女儿一生不会贫穷。

书，我的财富

书，我的财富

古往今来，种种关于读书好的说法已数不胜数，今天我便不再罗嗦，我要讲讲的是我对于读书的感受。

从小到大我读过不少书，它们教会了我许许多多课本学不到的知识，就像是我获得的一笔财富。

读书使我明理。世上数不尽的书籍，只要是好书，无一本不在向人们讲述一个个真理，它们教给我以知识、做人的道理，让我懂事理。书中深刻的言语犹如一柄重锤，敲击着我的思想，使我不断在书中明白一个个真理，从而走向成功。

读书使我健谈。很多时候我一个人躲在家里读书，后来再见到许久不见的朋友，侃侃而谈，引来朋友惊讶与羡慕的眼光，想想，那是何等有趣的事？

读书使我学会做人。小时候读连环画《葫芦兄弟》，我知道要做正直的人；后来读《名人传》，我读懂了要想实现理想就必须付出比别人更多；再后来读奥斯特洛夫斯基的《钢铁是怎样炼成的》，我明白了面对不幸时不能屈服，要顽强奋进。

读书陶冶我的情操。我喜欢在家里找个清净的地方，泡一杯清茶，秉一盏明灯，然后捧一本书细细品读。在这般氛围下，读书使我心旷神怡、心如止水，感觉凡夫俗子之事与我毫无瓜葛。

读书使我自信。每一本书都是作者的思想精华所在，他们把自己内心的全部交付于读者。当我捧起一本书，发现书中所讲的正如我所想，正中心坎，于是读下去，感觉像与志同道合者交谈，不亦乐乎。再想想，大凡写书的都是颇有成就的人物，能跟他们这样交流，内心的自信不觉就大大提高了。

不知不觉中我发现自己已经渐渐爱上了读书，我想这是上帝的一种恩赐，是我的一笔财富。

书，我的财富。

我的财富——自信

“我灿烂地笑着，在拥挤的人群中。你射过来一样的眼神，论异也好，欣赏也好，并不曾使我的笑容羞涩。因为令我飞扬的，不是你注视的目光，而是我的财富——自信。”

这是子欣日记中的一段话，也是她生活写照。自信之所以成为她的财富，这其中就有个故了。

子欣是斯文的，可以说得上是个温文尔雅的女孩子。她长得一般般，说不上是冷艳的白玫瑰，但至少也是一朵温馨的百合。子欣的学习并不怎么理想，上普通高中没问题，但上重点也就要先问问重点高中的门卫让不让进了。其实，她也不去想上重点高中的事，她觉得这不切实际，她本是个不好高骛远，很现实的女孩。

初三了，一切都变得至关重要。时间更是紧抓不放的对象。大家每天都忙着在题海里遨游，吃饭、睡觉想着的都是学习，恨不得把一天24小时全花在学习上。子欣也亦然。在这种时间就是财富，时间就是生命的情况下，没有几个人愿意去当班干的。这可为难了老师。老师花费了很大的功夫，靠那三寸不烂之舌终于说服了几位同学，算来算去，就剩文艺委员这个职务了。选谁呢？谁愿意并且有能力胜任此工作呢？选原任那是不可能的了，一者因为她不愿意，最重要的是她做不好。文艺委员这个工作确实需要能力才能胜任，音乐方面要好，组织能力要强且需要极大的耐性。初三了，没几个人愿意参加无聊的活动。这确实是个有挑战性的工作。“老师，让我来试试吧，我相信我能做好这个工作。”子欣经过一番思考终于站了起来说。“你？你行吗？”老师对这个平日文静并不出众的女同学表示怀疑。“老师，我行的，我相信我自己一定行，我一定以实际行动来证明！”子欣自信地说道，她觉得这是一次挑战自己的机会，一次锻炼的机会。“好，同学们，我们就相信子欣同学，为她的自信喝采！”在老师的带头下，同学们热烈地鼓起掌来。那掌声就像一曲凯歌，子欣同学全身的血液都沸腾起来。她知道，她已经成功了一次。

子欣的行动证明了一切。子欣更加忙碌了，她一边忙于学习，一边抽空找录音带。她把自己心爱的轻音乐带到学校给同学们听，调节同学们的生活情绪，放松劳累的身心。她教一些轻松活跃的歌，这些都给同学们紧张的学习生活中增添了色彩。子欣在忙碌感觉得充实合快感，虽然她很忙，但想到自己的责任又全心投入了。自从那以后，子欣开朗了许多，常常哼着小调，而她的学习也进步得很快。这都是她当了文艺委员得表现。老师也为她的表现感到非常满意。

中考填志愿的时候，子欣毫不犹豫的填了某所重点高中，因为她自信，她相信只要自己努力，一定能考上。结果，子欣如愿以偿。现在她正满怀自信，充满活力地走进那所学校的大门。

子欣的日记中多了这样一段话：

“有些人认为金钱就是财富，也有人认为财富就是美丽的家园。山间明日，石上清流石隐士的财富；宇宙奥妙，人间万物是智者的财富；音乐是贝多芬、莫扎特的财富。齐白石的财富是虾，徐悲鸿的财富是马。而我的财富是自信，我会随身携着我的财富去创造新的财富，新的辉煌！

评语：构思巧妙，语言流畅，人物形象鲜明。如果故事性强一些，情节曲折一些更佳。

时常听到人们说：“经历就是财富”、“朋友就是财富”、“苦难就是财富”。

贫穷亦是财富

总以为上苍对我是那样的不公平、不公正，让我出生在一个很不富裕的家庭之中，饱受苦难。于是，在我幼小的心里，总是将金钱与财富联系在一起，总是认为拥有了金钱就等于拥有了财富。

直到现在，我才发现我原来真的错了。我发觉拥有了金钱就等于拥有了财富这种看法是不完全正确的，财富的内涵是广泛的。

直到现在，我才发现我也是一个“富翁”，我也拥有一笔很大的“财富”，只是以前的我并没有发现它，原来“贫穷”也是一笔财富。

也许一个人贫穷了容易被人瞧不起；

也许一个人贫穷了容易被人讥笑；

也许一个人贫穷了容易被人歧视。

这些，我都深有体会，在我幼小的心中早就留下了深刻的印象。但是，现在，我觉得贫穷这并不是我的过错，而且贫穷也是一笔财富。贫穷，可以使一个人拥有那顽强的斗志。穷人家的孩子早当家。正是因为穷，所以，他的思想往往是那样的成熟。难道一个人的成熟不是一笔很可贵的财富吗？

贫穷，可以使一个人卸下那虚伪的面具。穷人从不在乎自己的衣着怎么样，但是，他可能拥有一颗纯洁的心灵；穷人从不在乎别人怎么对待自己，只要自己知道怎样对待自己就足够了。有钱人往往将自己看得高高在上，其实，那些有钱的人往往只是一具具行尸走肉的躯壳而已，他们的内心却往往是很空虚的。穷人虽然常为自己的贫乏的物质生活所担忧，但是，他们的精神生活却常常是很富有的。难道拥有丰富的精神生活不是一笔很可贵的财富吗？

贫穷，可以激发一个人的斗志，磨砺一个人的意志。这些却往往是那些拥有大笔金钱的人所做不到的。许多时候，我们总是不能够正确对待贫穷或是苦难。殊不知这也是一笔很大的财富。

其实，每个人的生命之中都拥有许许多多的财富，只是因为每个人的财富观念不同，对财富含义的理解不同罢了。所以，有的人常常错过身边所拥有的财富，而一味去追求那金钱、财物。他不知道在他追逐金钱、财物的同时，另外一些财富却不知不觉从他的身边溜走了。于是，他们总以为自己是一个没有财富的人。

现在，我发现上苍原来是很公平、很公正的。他给予一个人贫穷的同时，也会给予他一笔很可贵的财富——精神财富。拥有精神财富比拥有物质财富更好。

所以，现在，我可以自豪而大声的对大家说：“朋友们，我也是一个很富有的人，因为，我拥有一笔很大的财富。”

上帝的测验

某日，天气晴朗，艳阳高照，万里碧空，没有一丝乌云，上帝的心情如同这天的天气一般——非常好。他兴致勃勃地坐在宝座上，双手拿着昨天大臣送来的金边望远镜，仔细观察着自己的徒子徒孙：现在人类进入二十一世纪了，时代发展了，社会进步了，人们的生活水平日益提高。唉！我的子孙们再也无须为五斗米折腰喽！他们大多数腰缠万贯，富得冒油。现在，他们拥有这么多财富，我却不知他们对财富的真实看法。嗨！不如我来出道题考考他们，上帝心里盘算着······

为了解徒子徒孙的真实情况，这一次，上帝亲自披挂上阵，亲自出题，亲自制卷，亲自下凡，来到人世间举行考试，而且不放心任何人，开天辟地头一回——他亲临考场监考。

一场紧张而有序的考试开始了，考生们连大气都不敢出，个个埋头认真答卷。······

考试结束了，上帝又开始了繁忙而紧张的阅卷。

“财富是什么？”

商业巨子、电脑大王比尔·盖茨答道：我拥有的财富仅次于上帝你。电脑及其软件是我所有财富的来源。我所有的乐趣也来源于它们。对我来说，财富就是金钱。

上帝批阅道：金钱是财富，但财富并不就是金钱。现今世界，没有金钱是万万不能的，但金钱又绝对不是万能的。希望你能凭借自己的聪明才智，创造出更多的物质财富，为全人类服务。这就是你的财富。

“财富是什么？”

“杂交水稻之父”袁隆平写道：一望无际的稻田里那金灿灿的稻谷就是我的财富。

上帝批阅道：你善良的心和你勤劳的手，创造了巨大财富，使你成为举世闻名、家喻户晓的科学家。我再特赐你一穗黄金打造的稻谷，让你时刻铭记你肩负的使命。

“财富是什么？”

“匕首”的主人鲁迅回答道：财富就是知识。拥有了知识，就可以揭露人世间的假丑恶，赞颂人世间的真善美。知识是一把匕首，刺进敌人的心脏；知识是一盏明灯，照亮人们前进的路程。

上帝批阅道：你爱憎分明，立场坚定，有强烈的是非感和正义感。你的言辞犀利而准确，犹如人世间的一把匕首，又如夜空中的一颗璀璨的明星。我把重大的历史使命托付给你，希望你不负重托。······

批阅工作结束了。忙碌了一个晚上，上帝打了一个哈欠，虽然感到有些疲倦，但是，脸上却露出了满意的笑容。他呼唤身边的近臣，为他更衣洗浴，他要休息了。