第一篇：2014.06.23预付费购房者警告说,承诺项目并不总是有好下场
Pre-pay buyers warned that promised projects don’t always end well By Tin Yadanar Htun|Monday, 23 June 2014
Buyers of unbuilt apartment units ought to tread carefully when dealing with building contractors who take the money before construction work even begins on an apartment building, according to experts.It’s a relatively common practice, with labour and building material costs to construct the promised building being paid for partially using the down-payments and advanced installments buyers agree to make.The construction work typically takes two to three years and it can definitely work in the buyer’s favour if the price goes up during the construction period, as it has during Yangon’s property boom, but also comes with a large degree of risk.“Buyers of flats can often buy in installments and if they cannot afford the next installment, they can sell back to the contractor again,” said U Kaung Han, a real estate agent.“Many people are interested in this prepaid market because it doesn’t lose their investment money and property prices have been getting higher day by day,” he added.But the uncontrollable factor is the length of the building work, which can prove a major migraine for the ill-prepared buyer if its project is delayed.The real estate agents don’t however have much advice beyond carefully checking construction start and finish times and researching the construction company’s full profile.Ko Htoo Myat, a real estate agent based in Thingangyun township, admits there is not much a buyer can do when construction on a large scale is delayed.“If the construction company doesn’t build the apartment in a fixed time, although the prepay buyers can complain and inform [authorities], often the only answer is to wait,” he said.“If builders do prolong the contract, their name in the construction business should be negatively affected and nobody should believe their future promises.” One aggrieved prepaid buyer, Daw Tin Tin Win, said delays in promised
completion dates are becoming too regular and she wants the authorities to step in.“I bought a pre-pay apartment, the builders said the construction process starts next week, and now it has been four months and the construction has not started yet,” she said.The construction company told her the land owner is not in good health, so they cannot start yet, she claimed.“If I sell this flat now, I cannot have any profit, so I can only wait,” said Daw Tin Tin Win.Most of the time pre-pay buyers are looking to make a tidy profit rather than urgently needing somewhere to live.“Many people do buy prepay flats as a business although there are some buyers who buy pre-pay apartments to live in.But most buyers for looking for a home buy the apartment after construction,” said Daw Thiri Shwe, a real estate agent in Tharkayta township.Around 80 percent of contractors sell apartments through the pre-pay system, said U Thura, managing director of Myat Minn Construction.“In some cases, the construction is prolonged when there are unwanted accidents and problems,” he said.預付費購房者警告說，承諾項目並不總是有好下場
由田Yadanar吞|星期一，2014年6月23日
未建住宅單位的買家應該在與建築商誰拿錢之前建造的工作，甚至開始在一幢公寓大樓，據專家打交道小心行事。
這是一個比較普遍的做法，勞動和建材成本來構造承諾正在建設的支付部分使用的首期付款和先進的分期購房者同意作出。
建設工程通常需要兩到三年，它可以在買家的青睞肯定的工作，如果價格上升在施工期間，因為它在仰光的房地產繁榮有，而且還配備了一個大程度的風險。
“單位的買家往往可以買到分期付款，如果他們買不起在下一篇文章中，他們可以再賣回給承包人，”U江守道漢，一個房地產經紀人說。
“很多人對這個很感興趣預付費市場，因為它不會失去他們的投資資金和房地產價格已經越來越高一天一天，”他補充說。
但不可控的因素是建設工作，這可以證明的準備不足買家的一大頭痛，如果其項目被延遲的長度。
地產代理不但具有超出仔細核對施工的開始和結束時間，並研究了建築公司的完整個人資料什麼意見。
高Htoo妙，總部設在頂甘鐘鄉一個房地產經紀人，承認沒有太多施工時大規模延遲買家能做到。
“如果建築公司不建公寓在一個固定的時間，雖然預付購房者可以投訴，並通知
[部門]，往往是唯一的答案就是等待，”他說。
“如果建設者做延長合同，在施工企業的名稱應當受到負面影響，沒有人應該相信自己的未來的承諾。”
一個委屈的預付買家，昂錫錫運表示，在承諾的竣工日期延誤變得太規律，她希望當局介入。
“我買了一個預付費的公寓，建設者表示，施工過程下週開始，而現在它已經四個月，施工尚未開始，”她說。
該建築公司告訴她的土地所有者是身體不好，這樣他們就可以尚未開始，她聲稱。
“如果我現在賣這個平坦的，我不能有任何的利潤，所以我只能等待，”昂錫錫溫說。
大多數時候，預先付款的買家正在尋找使了可觀的利潤，而不是迫切需要的地方去住。
“很多人買預付款單位作為企業雖然也有一些買家誰購買預付費式公寓居住。但是大多數買家找了家施工後買的公寓，”昂Thiri丹瑞，在一個房地產經紀人說Tharkayta鄉。
大約有80％的承包商通過預付費系統出售的公寓，所述U Thura，妙明尼蘇達州建造的常務董事。
“在某些情況下，當有不必要的事故和問題的建設是長期的，”他說。
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