金融英语口语考试

第一篇：金融英语口语考试

2013-2014-2

金融英语口语试卷

Part IQuestions

1.What are the four major commercial banks of China?

2.Tell some joint-stock banks in China.3.What are hard loans?

4.How can you deposit money to your credit card account?

5.What is the equation for the calculation of simple interest?

6.What are the three functions of money?

7.What does liquidity mean?

8.What are the five Ps to be considered while handling a loan proposal?

9.What are the types of personal loans offered by the commercial banks in China?

10.What is the accounting equation?

Part IIDialogues

Unit

1Dialog 1

 男： 据我了解中国建设银行目前提供4 种银行基本业务。

 女： 是什么呢？

 男： 个人业务、公司业务、信用卡业务和网上银行业务。

 女： 公司业务指什么？

 男： 公司业务指银行为公司、企业以及机构提供的各种银行业务。

 女： 我想我明白了。所以个人业务指银行仅为个人提供的各种业务，而网上业务指通过因特网提供的银行业务。提供这些业务的是同一个部门吗？

 男： 不是。提供这些业务的部门分别是个人银行业务部、公司银行业务部、信用卡中心和网上银行业务部。

Dialog 2

 女： 请问，理财咨询部在哪里？我要买一些国债。

 男： 在那边，1 号窗口旁边。那里的部门经理会为您办理这个业务。

 女： 顺便问一下，如果我要存钱，在哪里开存款账户？

 男： 哦，就在这里，你看，个人银行业务部，我们为个人客户提供个人存款和个人贷款业务。如果你打算买国债，你得首先在这里开一个活期账户。

Dialog 3

 男：这里是信用卡中心吗？贵行通知我说有指定我为受益人的信用证到了。我能够来审证吗？  女： 哦，信用证？我想你最好去结算部问问。他们会为您办理信用证业务。

 男： 对不起，我忘了。他们告诉我要去结算部的。顺便问一句，信用卡不是信用证，是吧？  女： 完全正确。如果您要开信用卡，可以在这里办理。

 男： 对不起。我总是把“信贷”、“信用卡”和“信用证”混淆在一起。你能告诉我信贷部提供什么业务吗？

 女： 如果您申请贷款，就去那里。

 男： 多谢。我这就去结算部。

Unit

2Dialog 1

 女: 早上好，先生。有什么事需要我为您效劳的吗？

 男: 早上好。我来存点钱。现在的活期存款利率是多？

 女: 年利率1.78%。为什么不存定期？定期的利率要高 很多。如果您存三年期，您能够得到更多的利息。

 男: 也许你是对的。等我有闲钱，我就按你说的办。

 女: 没关系。麻烦您填一张存款凭条，好吗？这是您第一次在我们银行开户。您要写清您的姓名，身份证号码，地址，电话号码，以及存款的币种和金额。嗯, 还有，请您给

我看看您的身份证好吗？

Dialog 2

 男：打扰了，请问除了柜台以外，我还可以在哪里取钱呢？你看，柜台周围挤满了人。我恐怕不能再等了。

 女：可以从那边的柜员机取钱。

 男：谢谢！还有，我能够从柜员机支取定期存款吗？

 女：不可以。你最好去柜台支取定期存款。只有与特定活期账户相关联的的信用卡和借记卡才可以通过柜员机取钱。

Dialog 3

 女：打扰一下，先生。我在你们银行有一个两年期的人民币定期存款，年利率是2.56%。请告诉我怎样计算到期利息，好吗？

 男：不用客气，女士。哦，你的账户余额是多少？

 女：20,000元。

 男：好吧。利息的计算式20，000×2.56%×2，您可以得到1,024元。这就是您两年定期存款的利息。

 女：这是单利，对吧？

 男：当然。银行不提供复利给存款。

Unit

3Dialogue 1

男： 早上好，女士。我准备申请贷款。不知道申请贷款要什么条件和应该准备哪些文件？ 女：你能告诉我你为什么申请贷款吗？

男：我想买车。

女：哦，你最好申请汽车贷款。我觉得你符合贷款条件。因为你有很好的社会地位和高薪工

作。你只需带上身份证，工作证，收入证明，做一份可信的还款计划就可以了。

Dialogue 2

男：我明白银行面临着很多风险。美国的次贷危机就是例子。

女：你说得对。主要的风险是信用风险。

男：我完全同意。信用风险是因为债务人拒绝偿还贷款或别的信用额度而产生损失的风险。假如银行遭遇信用风险，他们就无法从某些客户那里收回贷款。可能有些人的信用度不高，或者他们真的有困难，不能还款。

女：所以银行必须有防范风险的措施。

Dialogue 3

女：打扰一下，听说你们银行为那些打算购买贵重家电的人提供个人耐用品贷款，比如买计

算机，洗衣机，冰箱，空调等，你能告诉我这种贷款的申请资格吗？

男：很乐意。我们的目标客户是年满18至60 周岁，并且具有完全法律行为能力的中国公

民。

女：哦，我想我有资格申请。但怎么申请呢？

男：坦率地说，申请个人耐用消费品贷款很简单。这是有关贷款申请步骤的宣传单。请阅

读后，按要求准备好需要的文件，并填写这份申请。

Unit

4Dialogue 1

 女： 嗨，约翰逊。你把资产负债表中的流动资产弄错了。正确数字应该是2,000美元。不是3,000 美元。

 男： 啊！这可是个大错误。谢谢你啊，李小姐。

 女： 不用谢。以后小心。现在资产总额应该是一千万美元，与负债的总额相等.Dialogue 2

 女： 嗨，约翰逊！这都是些什么？

 男： 商业发票、记账单证、收据、运输单据和销售凭单等。

 女： 你保留这些过去的单据干嘛？

 男： 它们是会计账项和记录的客观证据啊。

 女： 是啊。会计的客观性原则要求会计记录的项目都要以客观证据为基础。

Dialogue 3

 女： 下午好！霍华德先生。这是我们的会计报表以及相关的文件。你会看到，这些报告含有几个部分。

 男： 是的。我已经注意到了。你们编制了所有账户的全部细目。

 女： 是。资产账户和负债账户在第一部分，公积金账户和权益账户在下一页。 男： 现金流动表和收益表呢？

 女： 在这儿，资产负债表的下面。

 男： 啊，看到了。林女士，谢谢你这么细心准备了如此详细的报告。

第二篇：英语口语考试

6phone conversation

情况一：接电话的是你要找的人

Kitty:Good afternoon.This is kitty speaking.May I help you?

Conson:This is Condon speaking.Kitty,This Friday I will have a trip to Beijing.Would you like to go with me?

Kitty:Yes,I would like to go to Beijing with you.It must be very pleasant.Conson :Ok.9 o’clock on this Friday.At the school gate,I will go with you to take the train.Kitty:Will that be all,Canson?

Conson :Yes,see you Friday.情况二：接电话的不是你要找的人

Litty:Good afternoon.This is Litty speaking.May I help you?

Conson:I would like to speak to Lucy.Litty:Could you please holding on the line,please?

(等了一下)

Litty:Lucy is out this moment.Would you leave a message? Leave your name and phone number and I'll have Lucy call you back as soon as she's available.Conson:My name is Canson.My telephone number is 123456.Litty:Would you please spell it ?

Conson:Canson.c-a-n-s-o-n.Litty:Your phone number is 123456.Right?

Conson:Yes.Litty:Will that be all, sir ?

Conson:Yes.Litty:Thank you for calling, bye.预定房间

Kitty:Good morning, this is the Hilton.May I help you?

Conson:I’d like to reserve a room.Kitty:When is that?

Conson:It’s from the fifth of May to the seventh of May, for three days.Kitty:What kind of room would you like？

Conson:I’d like a double room.Kitty:It’s 600 yuan per night.Conson:That’s fine.Kitty:May I have your name?

Conson:Canson.c-a-n-s-o-n.预定餐位

Kitty:Good afternoon.This is Garden Restaurant.May I help you?

Conson:I’d like to reserve a table for two tonight, please.Kitty:For what time, Sir?

Conson:Around 7:30.Kitty:May I have your name and telephone number,sir.Conson:Conson.And my number is 123456.Kitty:Would you please spell your name?

Conson:Canson.c-a-n-s-o-n.Kitty:Thank you!A table for two at 7:30 tonight!

Conson:That’s right.Kitty:Thank you for calling.We look forward to welcoming you.预订机票：

Kitty:Good morning.This is Beijing Airways.May I help you?

Conson:Good morning.I’d like to book a seat on a flight from Beijing to New York on July 20.Kitty:Do you like a morning, afternoon or evening flight?

Conson:10:00 a.m.flight, please.Kitty:Would you mind holding on the line,please? I am going to check the schedule.Conson:Sure.Kitty:We have a flight leaving Beijing at 10:00.What kind of ticket would you like?

Conson:I need a economic ticket with an open return.(回来时间不定的来回票)

Kitty:All right.I’ll book a seat for you on flight 388.You may confirm this booking next week.Conson:I see.Thank you.Goodbye.Kitty:Bye.7Different kinds of jobs

Kitty:Hello,Conson.There are many jobs now.And what kind of job do you like most?

Conson:I want to become a teacher because teacher is a respectable profession.A teacher selflessly teaches knowledge;inculcate us with the credos of bravery, kindness and confidence.I also want to devote my life to teaching cause and lead our nation’s younger generation to a bright future.Kitty:That’s really a noble job.Conson:Yes.I need to improve my ability as well as setting moral disciplines so that I can become an outstanding teacher.Kitty:I have confidence in you.You can make it.Conson:Really? Thank you.And what’s you ideal job?

Kitty:I want to be a doctor.Conson:Why? That’s a demanding and stressful job.Kitty:I want to cure patients, helping them get through the different times and defeat terrible diseases.I’ll feel very happy to see my patient recover and become healthy again.Conson:You have sympathy on those suffering pain.That’s great.I admire you.Kitty:Thank you.Let’s work hard together to achieve our goals, will you?

Conson:Sure.8preparing for a job interview

K: Hey, Cherry.I have got my offer.C: Wow, congratulations.I will have an interview soon.Can you give me same tips?

K: Sure.Before the interview, I advise you to research the company and the job thoroughly, such as the company’s aim or reputation.C: Will it be helpful for me to answer the questions?

K: Exactly.Remember that your answer should be brief and specific.And you must get to the point.C: Er, if I don’t know how to answer the question, what can I do?

K: Admit it frankly.It will help you get the interviewee’s favor and trust.C: I get it.K: Well.Business Etiquette is important, too.It is better to dress formally whilst remaining comfortable.As a lady, you should avoid wearing a dress but stick to a jacket and skirt or trousers.Also, you should keep your makeup simple.Moreover, on the day of the interview it is very important to be on time, so arrive early.The last one, you should be polite.Making eye contact with interviewer, introducing yourself and firmly shaking his or her hand is necessary.C: I see.Thank you very much.K: You’re welcome.Wait for your good news.Come on.C: Thanks.9the job interview(questions asked in a job interview)

Can you sell yourself in two minutes?

I hope so.With my qualifications and experience, your organization can benefit from my analytical and interpersonal skills.I'm hard-working, responsible and diligent in every project I undertake.How about your English?

I've passed CET 4 and 6 tests.I also have a CET certificate for spoken English.I've spent a lot of time on my English because I believe it will be crucial for my career.What hobbies do you have?

I have a wide range of interests ranging from surfing the Internet, and reading magazines and journals, as well as jogging

What range of pay scale are you interested in?

Money is important;however, the responsibility that goes with this job is what interests me.10Brands and logos and companies

K: With the development of car industry.There is a virety of cars.Which car do you like most? C:I like the Toyota car very much.When I was a child, I dreamed to grow up own a Toyota car myself.And do you like its logo?Kitty.K:No.I don’t know about it.Can you introduce it for me?

C: Toyota Corporation is consist of three oval logo.Signs in the large oval represent the earth, by the middle of two elliptical vertical form a T word, on behalf of Toyota Corporation.It is a symbol of Toyota Corporation based on the future, to the future confidence and ambition, is also a symbol of Toyota Corporation based on the customer, the customer assurance, symbolizing the hearts of users and car manufacturers hearts are linked, with mutual trust, at the same time means Toyota superb technology and innovative potential.K:That is very wonderful.I have learned a lot of things about cars.Thank you.C:And what kind of car do you like very much?

K:E,I think the car I like most is Audi.Audi logo for the four rings, represents the merger of the four former company--Audi(Audi)and Hoch(Horch)automobile company, Rover car company(Wanderer)and DKW motor company, the four companies merged in 1932 to form the Auto Union Ag(Auto Union AG).C:Nice.Maybe I will fall in love with Audi.haha.K:Let’swork hard together to earn more money to achieve our goals, will you?

C:Sure.11All about shopping

C: Hi, Henry!Do you like shopping?

Kitty: Yes, I love it every much.I love seeing all kinds of delicate, lovely products on display.It

brings me a lot of pleasure.C: Well.But don’t you think it waste you too much time? I guess you like window shopping too.Kitty: Oh, yes.I especially enjoy window shopping.Going through those shops windows and watching beautiful goods make me happy.C: I don’t understand！What on earth do you enjoy?

Kitty: I enjoy browsing decorations, clothes as well as shoes.It’s kind of visual feast.C: Maybe, I am not sure.I think it’s a better way to shop online.It’s very cheap and convenient.What do you think of online shopping?

Kitty:I think it is great.You can easily compare goods in short time also get them paid and delivered without going out of room.Most importantly, you don’t need to bargain.C: Yes, bargaining is anything but funny job for me.Now we finally reach agreement on something.Kitty: Ha-ha, yes.But it’s true that you need to take care when shopping online.There are some potential risks for shopping online, for example, false ads.C: Yes, last time I bought a T-shirt which looks awesome online.But it is actually very awful, the color isn’t as bright as the pictures shows and the cloth touches rather rough.Kitty: Next time, before you buy a product, you can see other comments about the product on the website first.I always do that.C：Wow, that’s a good idea.I’ll try it next time/

Kitty: It is time to go back home.See you tomorrow.C: See you.

第三篇：英语口语考试

英语口语考试范文

1.2.3.4.which is your favourite festival? Why do you like it? how can you make your college life more colorful? which place in the world do you want to visit the most?why? do you think military training(军训)is necessary for a freshman a university（大一学生）?why?

1.There are a lot of holidays for chinese people, such as National day, May Day.Chinese people look on spring festival as their most important one of all.And it's also my favorite festival, especially when I was a child.Beceuse it's very lively.we always have a big dinner.And there is much food on the dinner.Such as:dumplings,fish and some RICE(年糕）.It's very grand.So we can enjoy ourselves.After the big dinner,we can enjoy the TV programs with our family.In a word, I like Spring Festival very much because during the Festival we can get pocket money from our parents and relatives.Before Spring Festival, the family will went around the shopping there and buy clothes for each member of the family.On the eve(前夕)of Spring Festival, the family will have a reunion（重聚）dinner.Mother will cook special dishes for the family.It was the best home-cooked meal of the year.It is the most exciting festival in my mind.Good afternoon, everyone, today my topic is I want to paris.I’d like to go to a beautiful place where could be a garden city with many kinds of flowers and trees.I think it would be paris.If I went there, I’d visit NotreDameCathedral first

which is a symble of France, because I like traditional buildings which always make me feel time goes quickly.What’s more, I heard that French was gengle, so I want to learn it.That must be entertaining.I also heard French wine tastes delicious and I mignt want paris to try it.Besides, I am always looking forward to buying some perfume which is a symbol of romance.“Culture just seems to be in the air, like part of weather.” That’s the specific reason why I chose paris.In a word, paris is a good place for me to visit.Thank you for your listening!

第四篇：英语口语考试 材料

A:Many students are considering about what they should do after graduating from school.What do you think about it？

B： I would like to find a job to travel throughout the world to gain personal experience.A： I don’t think it is a good idea.B:why do you think so?You can not only expand my horizons but also earn a living.A:oh.Don’t you think it is dangerous?No friends, no family in a strange country.That must be a horrible life.B:Oh, that’s right.That means I have to deal with many problems on my own.So, what’s your idea?

A： I don’t have any idea yet.My parents want me to work for a few years before postgraduate study.But I want to go to further study right after graduating from college.B:You still have two years to think about it.Don’t you think go abroad is also a choice？You can develop yourself with the advancedteaching methods in those modern schools.A：yeah.Whatever.We must work hard now to achieve our goal.B： you are right.A:Many people are considering about what kind of people are beautiful.What do you think about it？

B： I think the thinner the better.A： Why do you think that?

B:Because the thin person give us a feeling of diligent and energetic。But on the contrary，the fat person give us the feeling of lazy and decadence.A:oh.I can’t agree with you at all.B:Are you serious? The thin person looks so beautiful.So Why do you think so？

A：In my opinion, the thin person seems easy to get sick，the most beautiful person must be healthy but not only thinner.B：Yeah，you are right.I should change the view to the real beauty.A: so just get more exercise to be healthy and you will be more handsome.Live to work or live to enjoy？you are required to present your opinion to your partner

Acan you tell me what’s the meaning of life

Byeah, I define my life is live to work.I am willing to devote all my time and efforts to work.Awhy do you think so?I think work is so boring.and we should live to enjoy

BLiving in a highly competitive society, we need torealize our life values by workingSo I want to say that I will choose live to work as I’m young.Abut I think work just play asmall part in my life.I will pay main attention to my family and life.BI admit family is important, so I would like to earn more and more money in order toafford my family.Ado you have enough time to enjoy your life, if you spent more time for job.Byes, I earn money by work and have fun from work.Aoh our attitudes of life are vary.butwhichever we choose, it’s fine try our best.Byeahyou are right

第五篇：英语口语考试

Parents

Frow my point of view,Parents giving their children pocket money will just make them lazy.If the children need some money to buy the stuff they like, they will just have to work for it.If when kids need some money, they just go to their parents and ask for it, they will never realize the value of money, and how hard it is to earn it.So when they grow up, they will not know how to spend money responsibly, and trust me, they will regret it.Stress

Frow my point of view,feeling stressed during the exam is too bad.First,under pressure student can not do their best Second,if they go over the course very well,but they have pressure ,sometimes they will forget the knowledge.Last, sometimes they only have one chance.due to stress they maybe lose the chance.Youth

Frow my point of view planting trees is a very good thing to do.As everyone know,our environment is becoming worse,it is our duty to protect our environment.we only have one earth.Trees can absorb more carbon dioxide,beauty the city and so.We student should be the volunteer to plant trees.The nuture world

Frow my point of view, decorating streets with flower beds is very good.First it can make our city more beautiful.Second when the someone drivering on the streets he will be tired so he can look at the flowers and have a rest.Last our city have too many buildings it make everyone depressive, the flowers can make everyone happy.Courage

Frow my point of view,choosing a risky profession can make us have courage to face the challenge, someone may want to choose a steady work ,but I think it is too stuffy.When the work is hard to someone, it can arouse his potential and courage.And as a result he may have unexpected gains.Humor

Frow my point of view that a sense of humor can be cultivated.Maybe some have a gift of humor.But not everyone who humorous own the ability when birth.We can read some humorous books or tv shows to learn some skills of humor.And after that using the skills in daily life.As time passes the sense of humor will be grasped.