奥巴马2012年4月14日电台演讲译文

第一篇：奥巴马2012年4月14日电台演讲译文

奥巴马2012年4月14日电台演讲译文【原创】

One of the fundamental challenges of our time is building an economy where everyone gets a fair shot, everyone does their fair share, and everyone plays by the same rules.我们这个时代的根本挑战之一就是打造一个人人可以公平中签，人人可以公平尽他们的义务，人人遵守同一规则的经济。

And as many Americans rush to file their taxes this weekend, it’s worth pointing out that we’ve got a tax system that doesn’t always uphold the principle of everyone doing their part.本周末很多美国人都将去缴纳税款，因此有必要提示一下，我们的税收体系并不总是支持人人各尽其职的原则。

Now, this is not just about fairness.This is also about growth.It’s about being able to make the investments we need to strengthen our economy and create jobs.And it’s about whether we as a country are willing to pay for those investments.现在，这不仅是关于公平的事。这还关乎发展。它关乎能否使我们的投资加强我们的经济和创造就业机会。它关乎我们作为一个国家是否愿意为这些投资买单。

In a perfect world, of course, none of us would have to pay any taxes.We’d have no deficits to pay down.And we’d have all the resources we needed to invest in things like schools and roads and a strong military and new sources of energy – investments that have always bolstered our economy and strengthened the middle class.当然，在一个完美的世界里，我们中没有人需要缴纳任何税款。我们也没有赤字需要偿还。我们有无尽的需要的资源投入学校和公路和新能源这类领域—这些投资一直支持我们的经济并且加强中产阶级。

But we live in the real world, with real choices and real consequences.Right now, we’ve got significant deficits to close.We’ve got serious investments to make to keep our economy growing.And we can’t afford to keep spending more money on tax cuts for the wealthiest Americans who don’t need them and didn’t even ask for them.但是我们生活在现实世界里，有现实的选择和现实的后果。迄今为止，我们还有巨额赤字要偿还。我们还要谨慎地投资来保持经济增

长。我们无法承受为最富有的美国人减税的开销，而他们不需要也没有要求减税。

Warren Buffett is one of the wealthiest men in the world.But he pays a lower tax rate than his secretary.That’s just the way the system is set up.In fact, one in four millionaires pays a lower tax rate than millions of hardworking middle-class households.沃伦-巴菲特是世界上最富的人之一。但是他的税率比他的秘书还要低。这个税收系统就是这么设置的。事实上，四分之一的百万富翁的税率比百万辛勤工作的中产阶级家庭的税率要低。

As Warren points out, that’s not fair and it doesn’t make sense.It’s wrong that middle-class Americans pay a higher share of their income in taxes than some millionaires and billionaires.正如巴菲特指出的，这不公平并且没有道理。中产阶级支付的税款占他们收入的份额比有些百万富翁和亿万富翁还要高。

This week, Members of Congress are going to have a chance to set things right.They get to vote on what we call the Buffett Rule.本周国会议员们将有一个机会拨乱反正。他们将就我们所说的巴菲特规则投票。

It’s simple: If you make more than $1 million every year, you should pay at least the same percentage of your income in taxes as middle-class families do.On the other hand, if you make less than $250,000 a year--like 98 percent of American families do--your taxes shouldn’t go up.道理很简单：如果你每年的收入超过1,000,000美元，你至少应该与中产阶级家庭按同样的税率纳税。另一方面，如果你每年的收入低于25,000美元—和98%的美国家庭一样—你的税率就不应该提高。That’s all there is to it.It’s pretty sensible.Most Americans support this idea.One survey found that two-thirds of millionaires do, too.So do nearly half of all Republicans.这就是这个问题的全部。理所当然。大多数美国人都支持这个理念。一项调查显示三分之二的百万富翁也支持这个理念。近半数的共和党人也支持这个理念。

We just need some Republican politicians to get on board with where the country is.我们仅仅需要某些共和党人与国家同舟共济。

I know they’ll say that this is all about wanting to raise people’s taxes.They probably won’t tell you that if you belong to a middle-class family, then I’ve cut your taxes each year that I’ve been in office, and I’ve cut taxes for small business owners 17 times.我知道他们会说这只不过是要提高人民的税赋。他们可能不会告诉你们如果你们属于中产阶级家庭，那么自从我就任以来我已经削减你们每年的税赋了，我已经为小企业主削减17次税赋了。

But the thing is, for most Americans like me, tax rates are near their lowest point in 50 years.In 2001 and 2003, the wealthiest Americans received two huge new tax cuts.We were told these tax cuts would lead to faster job growth.Instead, we got the slowest job growth in half a century, and the typical American family actually saw its income fall.但是问题是，对于像我一样的大多数美国人，税率已经达到了50年以来的最低点。在2001和2003年，那些最富有的美国人得到两次大幅税赋削减。给我们的解释是这些税赋削减将有利于就业增长。结果恰恰相反，我们的就业增长速度跌落到半个世纪以来的最低点，一般美国家庭实际上收入下降了。

On the flip side, when the most well-off Americans were asked to pay a little more in the 1990s, we were warned that it would kill jobs.Instead, tens of millions of jobs followed.反过来，如果最富有的美国人的税赋仅仅比1990年代略高一点，我们就会受到扼杀就业的警告。相反，就会有成千上万的就业机会。So we’ve tried this trickle-down experiment before.It doesn’t work.And middle class families have seen too much of their security erode over the past few decades for us to tell them they’re going to have to do more because the wealthiest Americans are going to do less.We can’t stop investing in the things that will help grow our economy and create jobs – things like education, research, new sources of energy – just so folks like me can get another tax cut.我们已经尝试了这个下策。结果于事无补。在我们告诉他们因为最富有的那些美国人要做得少了，他们则要做更多工作的过去几十年里，中产阶级家庭感到他们的安全感被蚕食了。我们不能停止对增长经济和创造就业的项目的投资—如教育、研究和新能源—这样像我这样的人才能再次获得税赋削减。

So I hope you’ll ask your Member of Congress to step up and echo that call this week by voting for the Buffett Rule.Remind them that in America, prosperity has never just trickled down from a wealthy few.Prosperity has always been built by a strong, thriving middle class.That’s a principle worth reaffirming right now.Thanks, God bless you, and have a great weekend.所以我希望你们敦促你们的国会议员们更进一步，用在本周通过巴菲特规则来响应这个呼吁。提醒他们，在美国，财富从来不是从少数富有的美国人手里挤出来的。财富永远都是强大的兴旺的中产阶级创造的。这是现在值得重新确立的原则。

谢谢，上帝保佑你们，周末愉快。

第二篇：奥巴马演讲译文

奥巴马在今天于内华达大学发表演讲时称：“如果一家美国公司希望创造就业岗位和实现增长，那么我们就应该帮助其达成这一目标。”根据白宫公布的内容概要说明书显示，向能源抵税计划补充50亿美元资金将可吸引到大约120亿美元的私人投资，从而为清洁能源制造行业创造数以千计的工作岗位，这将意味着联邦政府所花费的每1美元都将为清洁能源项目换来大约2.40美元的私人资本。奥巴马称，联邦政府提供的50亿美元投资将可创造将近4万个工作岗位，而120亿美元的私人投资活动则将进一步创造9万个工作岗位。

奥巴马目前正处于视察密苏里州和内华达州的两天之旅中，他将利用此次视察来宣传自己的经济政策，并为民主党参议院候选人筹集竞选资金。在11月份的选举活动中，经济、就业和预算赤字很可能将成为首要问题，此次选举将决定美国国会的控制权。在今天的演讲中，奥巴马对其上任不久后推出的总额8620亿美元的经济刺激性计划作出了辩护，这项计划中有一项内容是为清洁能源行业提供价值23亿美元的抵税。奥巴马曾在1月份表示，在这项抵税计划的帮助下，共有183个清洁能源项目创造了1.7万多个就业岗位，这些项目所涉及的产品包括涡轮发电机和太阳能面板等。

奥巴马今天还表示，美国经济正在从20世纪30年代以来最严重的衰退周期中复苏。据劳工部此前公布的非农就业报告显示，6月份私营企业的就业人数增加了8.3万人，但失业率则仍旧高达9.5%。就内华达州而言，5月份该州的失业率为14%。奥巴马称：“就我所知，对于内华达州而言，我们已经走过了艰难的时刻，但并非所有的困难日子都已经被甩在身后。不过我可以作出承诺的是，我们正在朝着正确的方向前进。

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THE PRESIDENT: Thank you, everybody.Thank you.(Applause.)Please have a seat.Have a seat.(Applause.)Well, thank you, Harry.Thanks for giving me a chance to get out of Washington.It’s very hot there.(Laughter.)It’s hot here, too, but there’s a little more humidity there.And I just love coming to Vegas.(Applause.)I love being here.I mentioned last night, I'm not the only one who loves it, because I noticed that, for some reason, Air Force One is more crowded when we're coming to Vegas.(Laughter.)Somehow I need more staff and logistical support and a couple extra Secret Service guys.(Laughter.)

We've got some wonderful leaders here, and I just want to acknowledge them very quickly.U.S.Representative Dina Titus is here--(applause)--doing a great job.And Nevada’s Secretary of State, Ross Miller, is here.(Applause.)Dr.Neal Smatresk is here, and his family.And they’re doing a great job on behalf of UNLV.(Applause.)And all of you are here.(Applause.)And I am thrilled to see you.But I’m especially here to be with my friend and your Senator, Harry Reid.(Applause.)One of the first stories I heard about Harry was that he was a boxer back in the day here in Nevada.And I was mentioning last--she’s laughing, she’s--oh, I can't believe it.(Laughter.)No, he was.(Laughter.)You wouldn't know that because he’s so soft-spoken.He’s all “well, I'm Harry Reid.”(Laughter.)But when he first told me he was a boxer, he said, “Barack, I wasn’t the fastest, I wasn’t the hardest hitting, but I knew how to take a punch.”(Laughter.)He knew how to take a punch.And Harry Reid became a pretty good boxer because he would simply outlast his opponents.He had a stronger will.I think that tells you something about the kind of person he is, the kind of senator he is, the kind of Senate Majority Leader he is.He’s a fighter, and you should never bet against him.(Applause.)And that’s just what we need right now.That's what Nevada needs right now.(Applause.)That's what Nevada needs, is somebody who’s going to fight for the people of Nevada and for the American people.And you know that he wasn’t born with a silver spoon in his mouth--in Searchlight, Nevada.So when you're going through tough times, Harry Reid has been there.He knows what it feels like to be scraping and scrimping, and struggle to make ends meet.And so when his home state is having a tough time, when the country is having a tough time, he knows that he’s got to be fighting on behalf of not those who are powerful, but on behalf of those who need help the most.Now, let me tell you, when we first took office, amidst the worst economy since the Great Depression, we needed Harry’s fighting spirit--because we had lost nearly three million jobs during the last six months of 2008.The month I was sworn in, January 2009, we lost 750,000 jobs in that month alone.The following month we lost 600,000 jobs.And these were all the consequence of a decade of misguided economic policies--a decade of stagnant wages, a decade of declining incomes, a decade of spiraling deficits.So our first mission was to break the momentum of the deepest and most vicious recession since the Great Depression.We had to stop the freefall and get the economy and jobs growing again.And digging out of this mess required us taking some tough decisions, and sometimes those decisions were not popular.And Harry knew they weren’t popular.I knew they weren’t popular.But they were the right thing to do.And Harry was willing to lead those fights because he knew that we had to change course;that to do nothing, to simply continue with the policies that had gotten us into this mess in the first place would mean further disaster.And to fail to act on some of the great challenges facing the country that we had been putting off for decades would mean a lesser future for our children and our grandchildren.Now, as a result of those tough steps that we took, we’re in a different place today than we were a year ago.An economy that was shrinking is now growing.We’ve gained private sector jobs for each of the past six months instead of losing them--almost 600,000 new jobs.But as Harry pointed out, that’s not enough.I don’t have to tell you that.The unemployment rate is still unacceptably high, particularly in some states like Nevada.And a lot of you have felt that pain personally or you’ve got somebody in your family who’s felt the pain.Maybe you found yourself underwater on your mortgage and faced the terrible prospect of losing your home.Maybe you’re out of work and worried about how you’re going to provide for your family.Or maybe you’re a student at UNLV and you’re wondering if you’re going to be able to find a job when you graduate, or if you’re going to be able to pay off your student loans, or if you’re going to be able to start your career off on the right foot.Now, the simple truth is it took years to dig this hole;it’s going to take more time than any of us would like to climb out of it.But the question is, number one, are we on the right track? And the answer is, yes.And number two, how do we accelerate the process? How do we get the recovery to pick up more steam? How do we fill this hole faster?

There’s a big debate in Washington right now about the role that government should play in all this.As I said in the campaign--and as I’ve repeated many times as President--the greatest generator of jobs in America is our private sector.It’s not government.It’s our entrepreneurs and innovators who are willing to take a chance on a good idea.It’s our businesses, large and small, who are making payroll and working with suppliers and distributing goods and services across the country and now across the world.The private sector, not government, is, was, and always will be the source of America’s economic success.That’s our strength, the dynamism of our economy.And that’s why one of the first things Harry Reid did, one of the first things we did, was cut dozens of taxes--not raise them, cut them--for middle class and small business people.And we extended loan programs to put capital in the hands of startups.And we worked to reduce the cost of health care for small businesses.And right now, Harry is fighting to pass additional tax breaks and loan authority to help small businesses grow and hire all across the country.But he has also tried to look out specifically for Nevada.He understands, for example, that tourism is so enormous an aspect of our economy, and so helped to move our trade promotion act that is going to be helping to do exactly what it says--promote tourism--and bring folks here to enjoy the incredible hospitality.The point is, our role in government, especially in difficult times like these, is to break down barriers that are standing in the way of innovation;to unleash the ingenuity that springs from our people;to give an impetus to businesses to grow and expand.That’s not some abstract theory.We’ve seen the results.We’ve seen what we can do to catalyze job growth in the private sector.And one of the places we’ve seen it most is in the clean energy sector--an industry that will not only produce jobs of the future but help free America from our dependence on foreign oil in the process, clean up our environment in the process, improve our national security in the process.So let me give you an example.Just yesterday, I took a tour of Smith Electric Vehicles in Kansas City, Missouri, on the way here.This is a company that just hired its 50th worker, it’s on the way to hiring 50 more, and is aiming to produce 500 electric vehicles at that plant alone.(Applause.)And these are spiffy-looking trucks.I mean, they are--and they’re used by Fortune 500 companies for distribution--PepsiCo, Frito-Lay.They’re also used for the United States military –-electric trucks with a lot of--they’re very strong, great horsepower.And the reason for their success is their entrepreneurial drive.But it’s also partly because of a grant that we’re offering companies that manufacture electric vehicles and the batteries that power them.Because of these grants, we’re going to be going from only having 2 percent of the global capacity to make advanced batteries that go in trucks and cars, run on electricity--we’re going to go from 2 percent of advanced battery market share to 40 percent just in the next five years--just in the next five years.(Applause.)And that will create thousands of jobs across the country--thousands of jobs across the country, not just this year, not just next year, but for decades to come.So it’s a powerful example of how we can generate jobs and promote robust economic growth here in Nevada and all across the country by incentivizing private sector investments.That’s what we’re working to do with the clean energy manufacturing tax credits that we enacted last year, thanks to Harry’s leadership.Thanks to Harry’s leadership.(Applause.)Some people know these tax credits by the name 48c, which refers to their section in the tax code.But here’s how these credits work.We said to clean energy companies, if you’re willing to put up 70 percent of the capital for a worthy project, a clean energy project, we’ll put up the remaining 30 percent.To put it another way, for every dollar we invest, we leverage two more private sector dollars.We’re betting on the ingenuity and talent of American businesses.(Applause.)

Now, these manufacturing tax credits are already having an extraordinary impact.A solar panel company--a solar power company called Amonix received a roughly $6 million tax credit for a new facility they’re building in the Las Vegas area-– a tax credit they were able to match with roughly $12 million in private capital.That's happening right now.And that’s just one of over--(applause)--that's just one of over 180 projects that received manufacturing tax credits in over 40 states.Now, here’s the--the only problem we have is these credits were working so well, there aren’t enough tax credits to go around.There are more worthy projects than there are tax credits.When we announced the program last year, it was such a success we received 500 applications requesting over $8 billion in tax credits, but we only had $2.3 billion to invest.In other words, we had almost four times as many worthy requests as we had tax credits.Now, my attitude, and Harry’s attitude, is that if an American company wants to create jobs and grow, we should be there to help them do it.So that’s why I’m urging Congress to invest $5 billion more in these kinds of clean energy manufacturing tax credits, more than doubling the amount that we made available last year.(Applause.)And this investment would generate nearly 40,000 jobs and $12 billion or more in private sector investment, which could trigger an additional 90,000 jobs.Now, I’m gratified that this initiative is drawing support from members of Congress from both sides of the aisle, including Republican Senators Richard Lugar and Orrin Hatch.Unfortunately, that kind of bipartisanship has been absent on a lot of efforts that Harry and I have taken up over the past year and a half.We fought to keep Nevada teachers and firefighters and police officers on the job, and to extend unemployment insurance and COBRA so folks have health insurance while they’re looking for work.We fought to stop health insurance companies from dropping your coverage on the basis of preexisting conditions, or right when you get sick, or placing lifetime limits on the amount of care that you can receive.We fought to eliminate wasteful subsidies that go to banks that were acting as unnecessary middlemen for guaranteed student loans from the federal government, and as a consequence, freed up tens of billions of dollars that are now going directly to students, which means more than a million students have access to financial aid that they didn't have before.(Applause.)And we’re now on the cusp of enacting Wall Street reforms that will empower consumers with clear and concise information that they need to make financial decisions that are best for them--(applause)--and to help prevent another crisis like this from ever happening again, and putting an end to some of the predatory lending and the subprime loans that had all kinds of fine print and hidden fees that have been such a burden for the economy of a state like Nevada and haven’t been fair to individual consumers in the process.So that’s what Harry and I fought for.And, frankly, at every turn we’ve met opposition and obstruction from a lot of leaders across the aisle.And that’s why I’m glad I’ve got a boxer in the Senate who is not afraid to fight for what he believes in.(Applause.)And Harry and I are going to keep on fighting until wages and incomes are rising, and businesses are hiring again right here in Nevada, and Americans are headed back to work again, and we’ve recovered from this recession, and we’re actually rebuilding this economy stronger than before.(Applause.)That’s what we’re committed to doing.(Applause.)

So, Nevada, I know we’ve been through tough times.And not all the difficult days are behind us.There are going to be some tough times to come.But I can promise you this: We are headed in the right direction.We are moving forward.We are not going to move backwards.(Applause.)

And I’m absolutely confident that if we keep on moving forward, if we refuse to turn backwards, if we’re willing to show the same kind of fighting spirit as Harry Reid has shown throughout his career, then out of this storm brighter days are going to come.Thank you very much, everybody.God bless you.(Applause.)

第三篇：奥巴马2012年4月21日电台演讲译文（模版）

奥巴马2012年4月21日电台演讲译文【原创】

Hi.This week, I got the chance to sit down with some impressive students at Lorain County Community College in Ohio.One of them was a woman named Andrea Ashley.Two years ago, Andrea lost her job as an HR analyst.Today, she’s getting certified in the fast-growing field of electronic medical records.Before enrolling at Lorain, Andrea told me she was looking everywhere trying to find a new job.But without a degree, she said that nobody would hire her.大家好。本周，我有幸和俄亥俄州的罗林县社区大学的一些令人难忘的同学们进行了座谈。他们中的一员是一个叫安吉-阿什丽的妇女。两年前，安吉失去了人力资源评估员的职务。今天，她正刚刚获得了快速增长的电子病历领域的从业资格认证。安吉告诉我在进入罗林大学之前，她马不停蹄地到处找新工作。但是由于没有文凭，她到处碰壁。

Andrea’s story isn’t unique.I’ve met so many Americans who are out there pounding the pavement looking for work only to discover that they need new skills.And I’ve met a lot of employers who are looking for workers, but can’t find ones with the skills they’re looking for.安吉的经历绝非绝无仅有。我就曾经看到很多美国人在人行道上排队找工作，结果只是发现他们需要新技能。我也曾经遇到很多雇主招聘工人，但是招不到具备他们要求的技能的人。

So we should be doing everything we can to put higher education within reach for every American – because at a time when the unemployment rate for Americans with at least a college degree is about half the national average, it’s never been more important.But here’s the thing: it’s also never been more expensive.Students who take out loans to pay for college graduate owing an average of $25,000.For the first time, Americans owe more debt on their student loans than they do on their credit cards.And for many working families, the idea of owing that much money means that higher education is simply out of reach for their children.所以我们应该尽我们的可能让每个美国人都有机会受到更高等的教育—因为在这个拥有大学以上学历的美国人的失业率接近全国平均失业率的一半的时候，这么做尤为重要。但是问题是;这么做的

成本也从来没有这么高过。学生们贷款支付学费，平均要负债25,000美元。美国人在学生贷款上的负债首次超过了他们在信用卡上的负债。对许多工薪家庭，背负这么多债务意味着更高等的教育是他们的孩子们可望不可及的了。

In America, higher education cannot be a luxury.It’s an economic imperative that every family must be able to afford.That’s why next week I’ll be visiting colleges across the country, talking to students about how we can make higher education more affordable – and what’s at stake right now if Congress doesn’t do something about it.You see, if Congress doesn’t act, on July 1st interest rates on some student loans will double.Nearly seven and half million students will end up owing more on their loan payments.That would be a tremendous blow.And it’s completely preventable.在美国，更高等的教育不能成为奢望。它是每个家庭都必须能承受的必要的经济负担。这就是为什么下周我将走访全国的各个高校，告诉学生们我们如何使他们能够更容易地支付更高等的教育的费用—现在的问题是国会对此不作为。众所周知，如果国会不作为，七月一日，一些学生的学生贷款利率将翻翻。将近七百五十万学生毕业后将支付更多贷款负债。这是一个可怕的灾难。我们完全可以避免。This issue didn’t come out of nowhere.For some time now, I’ve been calling on Congress to take steps to make higher education more affordable – to prevent these interest rates from doubling, to extend the tuition tax credit that has saved middle-class families millions of dollars, and to double the number of work-study jobs over the next five years.这个问题不是突然冒出来的。近期以来，我一直呼吁国会采取措施让更高等的教育更容易负担—防止这些学生贷款利率翻翻，扩大学费补贴范围，让中产阶级家庭节约数以百万计的资金，在今后五年内把勤工俭学岗位数量翻翻。

Instead, over the past few years, Republicans in Congress have voted against new ways to make college more affordable for middle-class families, and voted for huge new tax cuts for millionaires and billionaires – tax cuts that would have to be paid for by cutting things like education and job-training programs that give students new opportunities to work and succeed.恰恰相反，在过去的几年里，国会中的共和党议员们一直投票反对让中产阶级家庭更容易地支付大学学费的方案，支持为千万富翁和

百万富翁们大幅减税的方案—这些减税只能用削减诸如教育和职业培训之类的项目来支付，而这些项目能给学生们工作和成功的新机会。

We cannot just cut our way to prosperity.Making it harder for our young people to afford higher education and earn their degrees is nothing more than cutting our own future off at the knees.Congress needs to keep interest rates on student loans from doubling, and they need to do it now.我们不能切断我们的繁荣之路。让我们的青年们接受更高等的教育和获得文凭举步维艰无异于从膝盖斩断我们的未来。国会必须防止学生贷款利率翻翻，并且立刻行动。

This is a question of values.We cannot let America become a country where a shrinking number of people do really well, while a growing number of people struggle to get by.We’ve got to build an economy where everyone gets a fair shot, everyone does their fair share, and everyone plays by the same set of rules.That’s how the middle class gets stronger.That’s an economy that’s built to last.And I’m not only going to take that case to college campuses next week – I’ll take it to every part of the country this year.这是一个价值问题。我们不能让美国成为一个生活好的人减少，艰难度日的人增加的国家。我们已经建立了一个人人可以公平中签，人人公平尽职和人人都在同一个规则下竞争的经济。这就是为什么中产阶级繁荣兴旺。这样的经济可以持续。下周我不仅要把这个提案带到大学校园，今年我还要把它带到全国各个角落。

Thanks, and have a great weekend.谢谢，周末愉快。

第四篇：奥巴马2012年9月29日电台演讲译文

奥巴马2012年9月29日电台演讲译文【原创】

Hello, everybody.Four years ago this month, a crisis that started out on Wall Street almost brought down our entire economy.The nation’s biggest banks were days away from failing.The stock market – and millions of American retirement accounts – were in free-fall.Credit froze.Lending stopped.And businesses large and small didn’t even know if they’d be able to make payroll.It was a moment the likes of which few Americans had ever seen.大家好。四年前的这个月，一场发端与华尔街的危机几乎摧毁了我们的整个经济体。全国最大的银行就差几天就倒闭了。股市和几百万人的退休基金成了自由落体，信贷冻结，贷款停止。大大小小的都不知道能否发工资了。这个时刻几乎没有人见过能与其比肩的。

Today, we know the biggest cause of that crisis was reckless behavior in the housing market.今天，我们知道这场危机的最大原因就是房产市场的草率行为。

Millions of Americans who did the right and responsible thing – who shopped for a home, secured a mortgage they could afford, and made their payments on time – were badly hurt by the irresponsible actions of others.By lenders who sold loans to families who couldn’t afford them – and buyers who knew they couldn’t afford them.By speculators who were looking to make a quick buck.And by banks that packaged and sold those risky mortgages for phony profits.成千上万的人们行为正确负责—他们谋求买房，保证抵押贷款能够支付得起，及时偿还债务—但是他们却被其他人的不负责任的行为严重坑害。被贷款给无力偿还的家庭的借方们坑害--被明知买不起还买的买家们坑害。被那些企图一夜暴富的投机商们坑害。被那些为了虚假利润打包出售他们的风险抵押贷款的银行们坑害。

When the party stopped, and the housing bubble burst, it pushed our entire economy into a historic recession – and left middle-class families holding the bag.当一方停止游戏了，房地产泡沫破裂了，我们这个经济体被推进一个历史性的大萧条—让广大中产阶级家庭承受负担。

Four years later, the housing market is healing.Home sales and construction are up.Prices are beginning to rise.And more than a million families who began this year owing more on their mortgages than their homes are worth, are now back above water.四年以后，房地产市场走向健康。房屋销售和建设开始回升。房价开始回升。超过一百万家庭从今年开始拥有的抵押权超过房价了，他们已经浮出水面了。

We’re moving in the right direction.But we’re not there yet.There are still millions of Americans who are struggling with their mortgages, even at a time of historically low rates.我们正在正确的方向前进。但是我们还没有万事大吉。现在仍然有成千上万的人们在为他们的抵押而奋斗，尽管是在这利率创历史低点的时刻。

Now, I know there are some who think that the only option for homeowners is to just stand by and hope that the market has hit bottom.I don’t agree with that.现在，我知道有些人认为房主们的唯一选择就是坐视和期待市场触底反弹。我反对这一点。

That’s why my Administration teamed up with state attorneys general to investigate the terrible way many homeowners were treated, and secured a settlement from the nation’s biggest banks – banks that were bailed out with taxpayer dollars – to help families stay in their homes.这就是为什么本届政府与各个州的大法官们联手调查让房主们受到坑害的卑劣行径，保证国家的那些最大的银行不至于倒闭—用纳税人的钱保住那些银行—以便帮助居者有其屋。

And that’s why we announced new steps to help responsible homeowners refinance their mortgages.Already, hundreds of thousands of Americans who were stuck in high-interest loans have been able to take advantage of lower rates and save thousands of dollars every year.这就是为什么我们推出新措施帮助负责任的房主们重新投资于他们的抵押。成千上万的陷入高利贷的人们已经可以低息贷款而每年节省数千美元。

That’s not only good for those families;it’s also good for our economy.When folks are spending less on mortgage payments, they’re spending more at local businesses.And when those businesses have more customers, they start hiring more workers.这不仅对这些家庭有利；它也有利于我们的经济。人们少支付抵押贷款利率，就可以多投资地方企业。这些企业顾客多，他们就会雇佣更多工人。But we can do even more if Congress is willing to do their part.但是如果国会愿意履行他们的职责，我们甚至还可以做得更多。

Back in February I sent Congress a plan to give every responsible homeowner the chance to save about $3,000 a year on their mortgages by refinancing at lower rates.It’s a plan that has the support of independent, nonpartisan economists and leaders across the housing industry.But Republicans in Congress worked to keep it from even getting to a vote.And here we are – seven months later – still waiting on Congress to act.回首今年二月，我向国会提交了一个计划，旨在通过低利率贷款让负责任的家庭重新投资于他们的抵押，这样一年可以节省3,000美元。这个就会得到了独立经济学家，无党派经济学家和整个房地产业的领导者们的支持。但是共和党国会议员们甚至拼命阻挠这个计划进入投票表决。七个月之后，我们仍然在等待国会行动。

This makes no sense.Last week, mortgage rates were at historic lows.But instead of helping more and more hardworking families take advantage of those rates, Congress was away on break.Instead of worrying about you, they’d already gone home to worry about their campaigns.这毫无道理。上周，抵押利率创历史新低。但是国会不是利用这个机会帮助更多的勤奋工作的人们，反而溜之大吉，休假去了。他们不是考虑你们，他们已经回家考虑他们的选举去了。

The truth is, it’s going to take a while for our housing market to fully recover.But it’s going to take a lot more time – and cause a lot more hurt – if Congress keeps standing in the way.If you agree with me, I hope you’ll make your voices heard.Call your Representative.Send them an email.Show up at their town hall and tell them that when Congress comes back to Washington, they better come back ready to work.All of you are doing everything you can to meet your responsibilities.It’s time Congress did the same.事实是，我们的房地产市场将要调整一小会儿以便全面复苏。但是如果国会阻挠，那么就会需要很长时间—导致更多人受到坑害。如果你们赞同我，我希望你们发出你们的声音。给你们的代表们打电话，发e-mail。到他们所在城市告诉他们当他们回到华盛顿时，他们最好回来就工作。你们正在尽职尽责，他们也该如此。

Thanks and have a great weekend.谢谢，周末愉快。

第五篇：奥巴马2012年8月18日电台演讲译文

奥巴马2012年8月18日电台演讲译文【原创】

Hi, everybody.This week, I spent some time traveling across Iowa talking with folks about rebuilding an economy where if you work hard, you and your family can get ahead.大家好。本周我抽了点时间在艾奥瓦州走了走，与当地人探讨了打造一个只要你努力工作，你的家庭就可以过得不错的经济的问题。

And along the way, I stopped in at Cascade High School to thank the teachers there for doing such a great job – and wish them luck as they head back to the classroom for this school year.在途中，我访问了卡斯凯德高中，感谢那里的老师们，感谢他们的杰出贡献并祝愿他们有幸在本学年重返教室。

There’s nothing more important to our country’s future than the education we give our kids.And there’s no one more important to that education than the person at the front of the classroom.对于我们国家的未来来讲，没有什么比给我们的孩子们教育更重要的了。对于这个教育来讲，没有任何一个什么比站在教室前面的人更重要了。

Teachers matter.Most work tirelessly, with modest pay, sometimes digging into their own pocket for school supplies – just to make a difference.They give everything for our kids – and in return, we should invest in them.教师问题必须关注。他们中的大多数不知疲倦的工作，收入不高，有时还要自掏腰包购买教具—就是未来有所改变。他们为了孩子们呕心沥血—作为回报，我们应该投资于他们。

But here’s the thing: this year, several thousand fewer educators will be going back to school.Since 2009, we’ve lost more than 300,000 education jobs, in part, because of budget cuts at the state and local level.但是现在的情况是：今年，比计划少几千名教育工作者将重返学校。自2009年以来，我们损失了300,000个教育工作各位，部分地因为州和地方教育预算削减。

Think about what that means for our country.At a time when the rest of the world is racing to out-educate America;these cuts force our kids into crowded classrooms, cancel programs for preschoolers and kindergarteners, and shorten the school week and the school year.想一想这对我们国家意味着什么。在这个世界上其它国家都竞相在教育上超越美国的时候，这些削减迫使我们的孩子们拥挤在教室里，取消幼儿园和学前教育，减少周学时和学年长度。

That’s the opposite of what we should be doing as a country.States should be making education a priority in their budgets, even in tough fiscal times.And Congress should be willing to help out – because this affects all of us.这与我们作为一个国家要做的恰恰相反。各州都应该把教育放在预算的首位，尽管现在财政困难。国会应该帮助教育摆脱困境—因为这影响我们所有人。

That’s why part of the jobs bill that I sent to Congress last September included support for states to prevent further layoffs and to rehire teachers who’d lost their jobs.But here we are – a year later with tens of thousands more educators laid off – and Congress still hasn’t done anything about it.这就是为什么我在去年九月提交给国会的就业议案中的一部分内容包括了支持各州防止更多裁员和从新雇佣失业教师。但是现在的局面是—一年以后成千上万的教师失业了—国会至今没有任何作为。

In fact, the economic plan that almost every Republican in Congress voted for would make the situation even worse.It would actually cut funding for education – which means fewer kids in Head Start, fewer teachers in our classrooms, and fewer college students with access to financial aid – all to pay for a massive new tax cut for millionaires and billionaires.事实上，那个几乎每个共和党议员都赞同的经济计划会使局面更加恶化。它将削减教育投资—这意味着更少的孩子们能进入Head Start学校，更少的教师留在教室，更少的大学生能够获得金融支持—所有的资金都用于为百万富翁和千万富翁们大幅减税。

That’s backwards.That’s wrong.That plan doesn’t invest in our future;it undercuts our future.这是倒退。这大错特错。这个计划不是投资于我们的未来，它毁坏我们的未来。

If we want America to lead in the 21st century, nothing is more important than giving everyone the best education possible – from the day they start preschool to the day they start their career.如果我们想让美国领先21世纪，没有什么比给每个人尽可能好的教育更重要的了—从他们开始学前教育的那天到他们开始职业生涯那天。

That’s why we launched a national competition to improve our schools.And for less than one percent of what our nation spends on education each year, we’ve encouraged almost every state to raise their standards – the first time that’s happened in a generation.这就是为什么我们启动了全国性的改进学校教育的竞赛。用不足每年国家教育经费的1%投入，我们鼓励了几乎所有各州提高他们的标准—这是三十年来的第一次。

That’s why we’ve invested in math and science education, and given states more flexibility on No Child Left Behind.这就是为什么我们投资于数学和科学的教育，并且给各州在“不让一个孩子掉队”的活动中更多自主权。And that’s why we’ve reformed the student loan program to put students before big banks, and increased financial aid for millions of young people – because in America, higher education cannot be a luxury;it’s an economic necessity every family should be able to afford.这就是为什么我们改革了学生贷款项目，让学生们从大银行贷款，加大对几百万年轻人的金融支持—因为在美国，高等教育不能成为奢侈；它是每个家庭都能承受的经济必需。

This is a country where no matter what you look like or where you come from, if you’re willing to study and work hard, you can go as far as your talents will take you.You can make it if you try.I am only the President of the United States today because of the chance my education gave me.I want every child in America to have that chance.That’s what I’m fighting for.And as long as I have the privilege of being your President, that’s what I’m going to keep fighting for.这是一个不管你长得什么样，来自何方，只要你愿意努力学习和工作，你就能达到你的天赋允许的最远距离的国家。只要你努力你就可以达到目标。我是仅仅靠教育提供的机会就任总统的第一人。我希望每一个美国孩子都有这样的机会。这就是我为之奋斗的目标。只要我还有幸担任你们的总统，这就是我继续为之奋斗的目标。

Thanks, and have a great weekend.谢谢，周末愉快。