中国菜的英文介绍超详细范文

第一篇：中国菜的英文介绍超详细范文

中国菜

中餐被公认为全球最佳美食之一，其种类之丰富，工艺之繁复，使其理所当然地成为游客大快朵颐的乐事之一。

中国美食

1中国美食是中国文化一道绚烂的风景线，这点从世界各地随处可见的中餐馆可以窥见。当今，烹饪业正以前所未有的速度在发展。10年前，北京只有几千家餐馆，而今天却有10万多家大小不等的餐馆遍布市内。

2地方美食

众所周知，明朝以来出现了八大菜系，分别是山东菜、四川菜、广东菜、福建菜、江苏菜、浙江菜、湖南菜和安徽菜。除了这些传统菜系，中国的烹饪业也经历了巨大的变化：每个地方都形成了自己的特色菜，不同菜系汇集于诸如北京这样的大城市。

3被誉为“天府之国”的四川也是个美食之都。在那里的任何一家餐馆都能找到既可口又经济实惠的美食。川菜的原料虽简单，但调料却大有讲究。川菜以口味辣著称，但仅是口味辣还不能使川菜区别于其他辣口味的菜系，比如湖南菜和贵州菜。川菜的特别之处在于花椒的使用。尝过花椒之后，人们的舌头和嘴巴会留下酥麻的感觉。除了花椒之外，川菜还常用辣椒粉之类的调料。因使用豆豉作配料，再加上一套独特的烹饪方式，如今川菜在全世界都十分有名和受欢迎。近几年涌现了一大批著名的专做川菜的餐馆，比如谭鱼头。

4广东省在中国南部，全年气候温和，物产丰富。它还是最早对外开放的通商口岸之一。广东的餐饮文化独具特色，对中国其他地方乃至全世界产生了深远的影响。广东菜以其好生猛海鲜、追求新奇、细致考究的烹饪方法而著称。广东菜中的各式煲汤如今已深受全国各地人民喜爱。

5浙江菜口味清淡，精致玲珑，是长江下游区域菜肴的代表。西湖醋鱼是其中的一道名菜。这道菜鲜美，酥嫩，带着自然的清香。中国乃至世界各地的中餐馆大都能找得到这道菜，但口味往往不及在浙江杭州吃得那般纯正。因为只有杭州拥有来自西湖的鱼和水。

6每道菜都有一段故事

中国菜名五花八门，而每道名菜都有一段有趣的故事，说明它如何博得人们的喜爱。一个好名字能使这道菜更有意思；但有些菜名太怪异了，听起来让人一头雾水，不要说外国人难以理解，就是中国人往往也不是很清楚。你要是望文生义，准得闹出笑话来。

7拿天津“狗不理”包子来说吧。“狗不理”纯手工制作，大小均等，深受欢迎。这些包子整整齐齐地放在托盘上时，看上去就像是含苞欲放的菊花。皮儿很薄，馅儿饱蘸肉汁，口感柔软，香而不腻。可为什么叫“狗不理”呢? 8“狗不理”的背后有一段有趣的故事。大约150年前，“狗不理”包子在天津初次亮相。当地有个小伙子，名叫狗子，在一家包子店当学徒。三年后，自己单独开了一家包子店。他做的包子味道鲜美，因此生意十分红火，吸引了越来越多的顾客。狗子工作十分卖力，可他还是满足不了大家的需要，顾客们只得等很长时间。有些顾客等得不耐烦了，就在外面嚷嚷着催他快点，可狗子忙着做包子呢，哪有时间搭理。后来人们就把他做的包子称作“狗不理”，意思是“狗子不搭理他们”。可就是这个有点怪里怪气的名字，反倒起了很好的广告作用，这个名字一直沿用到了今天。如今“狗不理”已经成为天津的老字号。

9浙江菜里有一道深受欢迎的菜，叫东坡肉。这道菜是把五花肉切成大块，配上青葱，在锅底放些生姜，然后加料酒、酱油和糖用慢火做出来的。这道菜色泽红亮，酥嫩多汁，如“狗不理”一样毫无肥腻之感。它以北宋时代大诗人苏东坡的名字命名。苏东坡在杭州做官时发明了这道菜。据说，他当时负责西湖的排污工程，经常拿红烧肉犒劳工人。后来为了纪念这位才华横溢、慷慨大方的诗人，人们就把它称作东坡肉。

10佛跳墙是福建莱里的一道名菜，亦被称作福建第一菜。这道莱的主料不下20种，有鸡肉、鸭肉、海参、干贝、蹄筋、鱼唇、鱼肚、火腿配料10多种，有蘑菇、冬笋、鸽蛋等。所有的原料均放在一个陶罐里，加上料酒和鸡汤后，用文火炖，一直炖到肉汁鲜美，柔润细腻，汤味浑厚。轻舔一口，余香满口。这道特色菜的背后有这么一个故事：

11佛跳墙是由福州市一个叫聚春园的餐馆在清朝光绪年间发明的，早先菜名为八珍锅，而后改为福寿全。一日，几位秀才到聚春园饮酒。菜上桌时，其中一位即兴赋诗一首“坛启荤香飘四邻，佛闻弃禅跳墙来。”佛跳墙这一菜名便由此得来。

12食物传达的温馨和盛情

在中国人看来，吃最重要的，尤其在过节时，莫过于是吃饭时的温馨气氛。吃饭时，年长的和年少的按照年龄大小依次坐好，在欢乐祥和的气氛中，说说笑笑。席间，长辈为晚辈夹菜，晚辈给长辈敬酒，营造出一派欢乐、温馨、和谐的气氛。

13在中国，主人会把最好的莱分给客人。他们用公筷把清蒸鱼最好的部分或最嫩的肉夹给最重要的来宾。这种习俗用来表达尊敬、关怀和好客之意，至今在老一辈的中国人中还是很流行。

14这种饮食习俗对中国人的性格也有几分影响。从某种意义上说，它增强了人们的集体主义精神。无论在聚会还是在宴席上，人们首先考虑大家的需求，把吃饭当成是谦卑有礼和关怀他人的场合。

15中国人特别在乎过节时吃什么，不同的节日吃不同的食物。比如除夕夜全家团圆时，北方人吃肉饺或菜饺，象征辞旧迎新。元宵节吃元宵，元宵是糯米粉做的甜团子，象征家庭团圆、美满。端午节吃粽子，人们用芦苇叶子把糯米包成三角形的粽子是为了纪念受人爱戴的诗人屈原。屈原因遭政治迫害自沉于汨罗江。传说古时候人们把粽子投到江中，希望水中的龙不要带走他。之后，端午节包粽子和吃粽子的习俗就慢慢形成了。

中餐被公认为全球最佳美食之一，其种类之丰富，工艺之繁复，使其理所当然地成为游客大快朵颐的乐事之一。

Universally recognized as one of the greatest cuisines of the world ,Chinese food in all variety and complexity is unquestionably one of the finest pleasures a visitor can experiencein China.中国美食

1中国美食是中国文化一道绚烂的风景线，这点从世界各地随处可见的中餐馆可以窥见。Chinese cuisine is a brilliant facet of Chinese culture ,which is proven by the fact that Chinese restaurant are found scattered everywhere throughout the world.当今，烹饪业正以前所未有的速度在发展。Today ,the culinary industry is developing even more rapidly than before.10年前，北京只有几千家餐馆，而今天却有10万多家大小不等的餐馆遍布市内。A decade ago ,Beijing had a few thousand restaurants , while today there are over 100000 restaurants of different sizes in the city.2地方美食

众所周知，明朝以来出现了八大菜系，分别是山东菜、四川菜、广东菜、福建菜、江苏菜、浙江菜、湖南菜和安徽菜。It is widely acknowledged that from the Ming(1368-1644)dynasties onwards ,there are eight major schools of cuisine based on regional cooking.They came from Shandong ,Sichuan ,guangdong,fujian, jiangsu ,zhejiang ,hunan ,and anhui ,province.除了这些传统菜系，中国的烹饪业也经历了巨大的变化：每个地方都形成了自己的特色菜，不同菜系汇集于诸如北京这样的大城市。In addition to these traditional cuisines ,the culinary industry in China has undergone great changes ,as almost every place has its own local specialties ,and as the difference cuisines gather together in big cities ,such as Beijing.3被誉为“天府之国”的四川也是个美食之都。在那里的任何一家餐馆都能找到既可口又经济实惠的美食。Sichuan ,known as Nature’s Storehouse ,is also a storehouse of cuisine.Here ,each and every restaurant provides delicious yet economical culinary fare.川菜的原料虽简单，但调料却大有讲究。川菜以口味辣著称，但仅是口味辣还不能使川菜区别于其他辣口味的菜系，比如湖南菜和贵州菜。The ingredients for Sichuan cuisine are simple but the spicy used are quite different.Sichuan cuisine is famous for its spicy and hot food ,yet just being hot and spicy does not necessarily distinguish it from other hot and spicy cuisines such as Hunan or Guizhou cuisines.川菜的特别之处在于花椒的使用。尝过花椒之后，人们的舌头和嘴巴会留下酥麻的感觉。What is really special about Sichuan cuisine is the use of Chinese prickly ash seeds ,the taste of which leaves a feeling of numbness on one’s tongue and mouth.除了花椒之外，川菜还常用辣椒粉之类的调料。因使用豆豉作配料，再加上一套独特的烹饪方式，如今川菜在全世界都十分有名和受欢迎。Besides this unique spice ,Sichuan dishes are also usually prepared with other spices such as chili pepper.Using fermented bean sauce and a set of unique cooking methods ,Sichuan cuisine is now famous and popular across the world.近几年涌现了一大批著名的专做川菜的餐馆，比如谭鱼头。In recent years ,there have appeared many more renowned restaurant in Sichuan cuisine ,such as the Tan Family Fish Head restaurant.4广东省在中国南部，全年气候温和，物产丰富。Guangdong Province is located in southern China ,with a moderate climate and abundant produce all year round.它还是最早对外开放的通商口岸之一。广东的餐饮文化独具特色，对中国其他地方乃至全世界产生了深远的影响。As one of the earliest ports open toforeign trade ,the province has developed a culinary culture with its own characteristics that has exerted a far-reaching influence on other parts of China as well as throughout the world ,where it is the most commonly available Chinese cuisine.广东菜以其好生猛海鲜、追求新奇、细致考究的烹饪方法而著称。广东菜中的各式煲汤如今已深受全国各地人民喜爱。Guangdong cuisine is famous for its seafood as well as for its originality and refined cooking processes.Variety soups in this cuisine are loved by people all over the country.5浙江菜口味清淡，精致玲珑，是长江下游区域菜肴的代表。Zhejiang cuisine is light and exquisite ,and is typical of food from along the lower Yangtze River.西湖醋鱼是其中的一道名菜。这道菜鲜美，酥嫩，带着自然的清香。中国乃至世界各地的中餐馆大都能找得到这道菜，但口味往往不及在浙江杭州吃得那般纯正。因为只有杭州拥有来自西湖的鱼和水。One famous dish is West Vinegar Fish ,which looks pretty and has the delicate refreshing flavors of nature.Many Chinese restaurants in China ,as well as in other parts of the world ,serve this dish ,but often the flavor is less authentic compared to that found in Hangzhou ,capital of Zhejiang Province ,which has unique access to the fish and water of West Lake.6每道菜都有一段故事 every dish has a story 中国菜名五花八门，而每道名菜都有一段有趣的故事，说明它如何博得人们的喜爱。The names of Chinese dishes are diverse ,but behind each of the famous dishes is an interesting story explaining why it is popular.一个好名字能使这道菜更有意思；但有些菜名太怪异了，听起来让人一头雾水，不要说外国人难以理解，就是中国人往往也不是很清楚。A good name can make the dish more interesting , however ,some names are so eccentric that they may confuse people ,both Chinese and foreigners.你要是望文生义，准得闹出笑话来。If you only translate the names literally with no explanation ,you could make a fool of yourself.7拿天津“狗不理”包子来说吧。“狗不理”纯手工制作，大小均等，深受欢迎。Take Goubuli steamed buns in the city of Tianjin for example.These popular buns are all of the same size and handmade.这些包子整整齐齐地放在托盘上时，看上去就像是含苞欲放的菊花。皮儿很薄，馅儿饱蘸肉汁，口感柔软，香而不腻。可为什么叫“狗不理”呢？ When served in neat rows on a tray ,they look like budding chrysanthemum flowers.The wrapping is thin ,the fillings are juicy ,the meat tender and the taste delicious and not at all greasy.Then ,why the name? 8“狗不理”的背后有一段有趣的故事。There is an interesting story behind it.大约150年前，“狗不理”包子在天津初次亮相。当地有个小伙子，名叫狗子，在一家包子店当学徒。Goubuli steamed buns are first sold in Tianjin about 150 years ago.A local man by the name of Gouzi(dog)worked as an apprentice in a shop selling baozi(steamed buns).三年后，自己单独开了一家包子店。他做的包子味道鲜美，因此生意十分红火，吸引了越来越多的顾客。After three years ,he set up his own baozi shop.Because his buns were so delicious ,he soon had a thriving business with more and more people coming to buy his buns.狗子工作十分卖力，可他还是满足不了大家的需要，顾客们只得等很长时间。As hardworking as Gouziwas ,he could not keep up with demand so his customs had to wait a long time to be served.有些顾客等得不耐烦了，就在外面嚷嚷着催他快点，可狗子忙着做包子呢，哪有时间搭理。后来人们就把他做的包子称作“狗不理”，意思是“狗子不搭理他们”。Impatient ,some people would call out to urge him on ,but as he was so busy preparing his buns ,he didn’t answer.People therefore calls his buns Goubuli ,means Gouzi pays no attention.可就是这个有点怪里怪气的名字，反倒起了很好的广告作用，这个名字一直沿用到了今天。如今“狗不理”已经成为天津的老字号。This eccentric name ,however ,has had very good promotional effects ,and has been used ever since.Goubuli is now a time-cherished brand name in Tianjin.9浙江菜里有一道深受欢迎的菜，叫东坡肉。In Zhejiang cuisine ,there is a well-known dish called Dongpo meat.这道菜是把五花肉切成大块，配上青葱，在锅底放些生姜，然后加料酒、酱油和糖用慢火做出来的。这道菜色泽红亮，酥嫩多汁，如“狗不理”一样毫无肥腻之感。This dish of streaky pork is prepared over a slow fire where the big chunks of pork are braised with green onion ,ginger ,cooking wine ,soy sauce ,and sugar.the finished dish is bright red in color and the meat is tender and juicy and ,the Goubuli buns ,not at all greasy.它以北宋时代大诗人苏东坡的名字命名。苏东坡在杭州做官时发明了这道菜。This dish was named after Su Dongpo(1037-1101),a great poet of the Northern Song Dynasty(960-1127),who created it when he was official in Hangzhou.据说，他当时负责西湖的排污工程，经常拿红烧肉犒劳工人。后来为了纪念这位才华横溢、慷慨大方的诗人，人们就把它称作东坡肉。It is said that ,when he was in charge of the drainage work for the West Lake ,Su Dongpo rewarded workers with stewed pork in soy sauce ,and people later named it Dongpo Meat ,to commemorate this gifted and generous poet.10佛跳墙是福建莱里的一道名菜，亦被称作福建第一菜。Fujian cuisine boasts a famous dish called Buddha Jumping over the Wall ,the number one dish of the province.这道莱的主料不下20种，有鸡肉、鸭肉、海参、干贝、蹄筋、鱼唇、鱼肚、火腿 This dish is prepared with more than 20 main ingredients ,including chicken ,duck ,sea cucumber ,dried scallop ,tendon ,shark lip ,fish maw ,and ham.所有的原料均放在一个陶罐里，加上料酒和鸡汤后，用文火炖，一直炖到肉汁鲜美，柔润细腻，汤味浑厚。配料10多种，有蘑菇、冬笋、鸽蛋等。All these ingredients are placed into a ceramic pot , with cooking wine and chicken broth ,and then cooked over a slow fire until the meat is tender and juicy and the soup because smooth and thick.Then it is served with more than a dozen garnishes such as mushrooms ,winter bamboo shoots and pigeon eggs.轻舔一口，余香满口。这道特色菜的背后有这么一个故事： It is famous for leaving a lingering aftertaste in the mouth.The story behind the name of the specialty goes as follows: 11佛跳墙是由福州市一个叫聚春园的餐馆在清朝光绪年间发明的，早先菜名为八珍锅，而后改为福寿全。Buddha Jumping over the Wall was created in a restaurant called Gathering Spring Garden in Fuzhou ,Fujian ,during the reign of the Qing Emperor ,Guangxu(1875-1908).It was first named Eight Treasure Stewed in a Pot and the name was later changed to Blessed and Longevity.一日，几位秀才到聚春园饮酒。菜上桌时，其中一位即兴赋诗一首“坛启荤香飘四邻，佛闻弃禅跳墙来。”佛跳墙这一菜名便由此得来。One day ,several scholars came to Gathering Spring Garden for a meal.When the dish was served ,one of the scholars improvised a poem :fragrance spreads to the neighborhood once the lid lifts ,one whiff and the Buddha jumps over the wall ,abandoning the Zen precepts.Hence the name of the dish.12食物传达的温馨和盛情warmth and hospitality expressed by food 在中国人看来，吃最重要的，尤其在过节时，莫过于是吃饭时的温馨气氛。In the eyes of Chinese ,what is important about eating ,especially at festivals ,is to eat in a warm atmosphere.吃饭时，年长的和年少的按照年龄大小依次坐好，在欢乐祥和的气氛中，说说笑笑。席间，长辈为晚辈夹菜，晚辈给长辈敬酒，营造出一派欢乐、温馨、和谐的气氛。Often the young and old still sit in order of seniority ,and the elders select food for the young while the young make toasts to the elders.Chinese people like to create a lively ,warm , and harmonious atmosphere during meals.13在中国，主人会把最好的莱分给客人。他们用公筷把清蒸鱼最好的部分或最嫩的肉夹给最重要的来宾。这种习俗用来表达尊敬、关怀和好客之意，至今在老一辈的中国人中还是很流行。A hostess or host in China will apportion the best parts of the dishes to guests.Using a pair of serving chopsticks ,she or he places the best part of a steamed fish or the most tender piece of meat on the plate of the most important guest.Such a custom is still popular ,especially among the elder generation ,as a way of experience respect ,concern and hospitality.14这种饮食习俗对中国人的性格也有几分影响。从某种意义上说，它增强了人们的集体主义精神。无论在聚会还是在宴席上，人们首先考虑大家的需求，把吃饭当成是谦卑有礼和关怀他人的场合。Such culinary customs have had a certain influence on the character of the Chinese people.In a sense ,it has strengthened the collective spirit of the nation.At a party or a banquet ,everyone first takes into consideration the needs of the group;with the eating process also being a time to show humility and concern for others.15中国人特别在乎过节时吃什么，不同的节日吃不同的食物。比如除夕夜全家团圆时，北方人吃肉饺或菜饺，象征辞旧迎新。In China ,food eaten during festivals is particularly important.At different festivals ,people partake of different fare.For example ,on the eve of the Spring festival, people in the north always eat jiaozi ,meat and vegetable dumplings ,at family reunions.This is a way of bidding farewell to the old year and welcoming the New Year.元宵节吃元宵，元宵是糯米粉做的甜团子，象征家庭团圆、美满。端午节吃粽子，人们用芦苇叶子把糯米包成三角形的粽子是为了纪念受人爱戴的诗人屈原。The Lantern Festival is a day of celebration ,and on this day people like to eat yuanxiao,sweep dumplings made of glutinous rice flour ,to symbolize family reunion and perfection.屈原因遭政治迫害自沉于汨罗江。传说古时候人们把粽子投到江中，希望水中的龙不要带走他。之后，端午节包粽子和吃粽子的习俗就慢慢形成了。At the Duanwu festival ,people eat zongzi ,glutinous rice wrapped in triangular shape in reed leaves ,to commemorate the beloved poet Qu Yuan(c.339-c.278 BC),who drowned himself in the Miluo River in the hope that the water dragon would not take him away.This later gradually developed into a custom of making and eating zongzi during the DuanwuFestival.

第二篇：乔布斯英文介绍!!超经典!!

There is a great person,who transformed our lives,redefined entire industries and achieved one of the rarest feasts in human history.He spent his life packaging that magic into elegantly designed, easy to use products.He even changed the way each of us sees the world.He is Steve Jobs.Everyone maybe is familiar with him,especially with his products--iphone.itouch.ipad.Steve Jobswas an American businessman, designer and inventor.He is best known as the co-founder, chairman, and chief executive officer of Apple Inc.Through Apple, he was widely recognized as a charismatic pioneer of the personal computer revolution and for his influential career in the computer and consumer electronics fields.As Apple floundered, Jobs took control of the company and was named “interim CEO” in 1997, or as he jokingly referred to it, “iCEO”.Under his leadership, Apple was saved from near bankruptcy, and became profitable by 1998.Over the next decade, Jobs oversaw the development of the iMac, iTunes, iPod, iPhone, and iPad and on the services side, the company's Apple Retail Stores, iTunes Store and the App Store.The success of these products and services, providing several years of stable financial returns, propelled Apple to become the world's most valuable publicly traded company in 2011.The reinvigoration of the company is regarded by some commentators as one of the greatest business turnaround stories.If I were a reporter,I will ask Jobs :In his eyes,what is the most important for a entrepreneur.Because I really admire his achievement and another question is that faced with serious canser ,what did he think about?For most of people ,cancer Is a acute attack to one’s mental and heart ,but Jobs lead Apple to the climax.The reason that I want to introduce Steve Jobs is not only because the enormous acomplish,but also because his great personality.The Economisist says:” NOBODY else in the computer industry could put on a show like Steve Jobs.His product launches, at which he would stand alone on a black stage and conjure up a “magical” or “incredible” new electronic gadget in front of an awed crowd, were the performances of a master showman.All computers do is to do something about cauculation, but do it fast enough and “the results appear to be magic”, he once explained.He spent his life packaging that magic into elegantly designed, easy to use

products.”

In retrospect, Mr Jobs was a man ahead of his time during his first stint at Apple.Computing’s early years were dominated by technical types.But his emphasis on design and ease of use gave him the edge later on.Elegance, simplicity and an understanding of other fields came to matter in a world in which computers are fashion items, carried by everyone, that can do almost anything.“Technology alone is not enough,” said Mr Jobs at the end of his speech introducing the iPad, in January 2010.“It’s technology married with liberal arts, married with humanities, that yields the results that make our hearts sing.” It was an unusual statement for the head of a technology firm, but it was vintage Steve Jobs.He attributed his success to an obsessive attention to detail , his pursuit of perfection and his flair for innovation.He said-“I want to make icons do look lick with his tongue”;To be able to sleep at night, to the aesthetic and quality throughout the pursuit of excellence“"Do not let the noise of others opinions drown your inner voice, heart and intuition to have the courage to listen to the call.”-He is Apple's “The Godfather” Jobs.“A pirate, a paranoid, a perfect combination of art and technology of IT leaders, a person who changed the world.” He said in his youth that he wanted to “put a ding in the universe” did just that.到目前为止，世界上还没有哪个计算机行业或者其他任何行业的领袖能够像乔布斯那样举办出一场万众瞩目的盛会。在每次苹果推出新产品之时，乔布斯总是会独自站在黑色的舞台上，向充满敬仰之情的观众展示出又一款“充满魔力”而又“不可思议”的创新电子产品来，他的发布方式充满了表演的天赋。计算机所做的无非是计算，但是经过他的解释和展示，高速的计算就“仿佛拥有了无限的魔力”。乔布斯终其一生都在将他的魔力包装到了设计精美、使用简便的产品当中去。

回顾乔布斯的一生，乔布斯早在开发出第一款苹果电脑时便已经远远地走在了时代的前沿。早年的计算机技术主要是强调技术，而乔布斯则率先关注了设计以及使用的便捷性，这也为他在后来推出产品的特性奠定了基础。在他心目当中，电脑应该是一款优雅、简洁并且可以轻松方便地用来了解世界的时尚产品，而大众应该人手一份，同时可以用它来做任何事情。乔布斯在2010年1月发布iPad时，在演说收尾时指出：“单靠科技是远远不够的，必需要让科技与人文科学以及人性相结合，其成果必需能够让用户产生共鸣。”这段台词对于科技业的领袖来说十分不可思议，但是如果了解了乔布斯的背景的话，这也不难理解他为何会如此表述了。

第三篇：房屋贷款的超详细介绍

房屋贷款的超详细介绍

房屋贷款具体是指什么呢又有哪些程序呢？又该怎么操作呢？

房屋贷款-定义

房屋贷款，也被称为房屋抵押贷款、房贷，是由购房者向银行填报房屋抵押贷款的申请，并提供合法文件如身份证、收入证明、房屋买卖合同、担保书等所规定必须提交的证明文件，银行经过审查合格，向购房者承诺发放贷款，并根据购房者提供的房屋买卖合同和银行与购房者所订立的抵押贷款合同，办理房地产抵押登记和公证，银行在合同规定的期限内把所贷出的资金直接划入售房单位在该行的帐户上。房屋贷款-备贷款条件?

一、有合法的居留身份;

二、有稳定的职业和收入;

三、有按期偿还贷款本息的能力;

四、有贷款行认可的资产进行抵押或质押、或(和)有符合规定条件的保证人为其担保;

五、有购买住房的合同或协议;

六、提出借款申请时，在建设银行有不低于购买住房所需资金的30%的存款;若已做购房预付款支付给售房单位的，则需要提供付款收据的原件和复印件。

七、贷款行规定的其他条件。

房屋贷款-个人住房贷款担保方式有哪些?

个人住房贷款主要分为实行抵押贷款，质押贷款、保证贷款和保证加抵押贷款四种方式。

房屋贷款个人住房贷款的额度、期限和利率是多少?

一、贷款额度最高为拟购买住房费用总额的70%;

二、贷款期限最长为20年;

三、个人住房贷款利率按法定利率(不含浮动)减档执行。即贷款期限为1年期以下(含1年)的，执行半年以下(含半年)法定贷款利率;期限为1至3年(含3年)的，执行6个月至1年期(含1年)法定贷款利率;期限为3至5年(含5年)的，执行1至3年(含3年)法定贷款利率;期限为5至10年(含10年)的，执行3至5年(含5年)法定贷款利率;期限为10年以上的，在3至5年(含5年)法定贷款利率基础上适当上浮，上浮幅度最高不得超过5%。

房屋贷款-如何办理个人住房贷款手续?

一、申请借款人到建设银行经办机构或与建行签订“合作协议”的开发商处填写借款申请表，并提供以下材料：1.本人户口本、身份证或其他有效居留证件;2.职业和收入证明;3.购房合同或意向书等有关证明材料;4.建设银行经办机构要求提供的其他材料;

二、调查建设银行经办机构或建设银行委托的律师事务所(或公证处)对借款人提供的资料进行调查。

三、审批建设银行经办机构对借款人的申请进行审批。

四、借款人开户、领储蓄卡并签订借款合同。

五、办理抵押、担保、质押和保险等有关担保手续。

六、借款合同生效，资金划入开发商帐户。

房屋贷款-借款人如何偿还银行贷款?

借款人在借款期内每月以相等的月均还款额偿还银行贷款本金和利息。借款人可选择计算机自动扣划或到贷款银行联网储蓄所还款两种方式，按月还贷款本金和利息。如借款人采用计算机自动扣划方式偿还贷款本金和利息，应在与贷款银行签订《借款合同》的同时，与贷款银行签订《个人住房贷款月均还款委托扣划协议》，并指定用于还款的建行储蓄卡(或信用卡)的卡号，保证每月在扣款日开始之前将不低于其月均还款额的款项存在其指定的扣款帐户内。如借款人逾期还款或存款不足月均还款额自动扣划不成功的，须由借款人到贷款

经办行会计柜台办理还款。借款人可提前偿还全部贷款本息，已计收的贷款利息不做调整。在还款期限内，借款人未按合同约定的时间偿还贷款本息的，在接到贷款经办行发出的催交通知书后，必须立即补付欠交的贷款本息及逾期罚息。逾期罚息，以逾期额为基数，每逾期一天，计收万分之三。

房屋贷款-特殊情况，借款合同如何变更或终止?

一、借款合同需要变更的，必须经贷款经办行、借款人及有关各方协商同意，并依法签订变更合同。

二、借款人死亡、宣告失踪或丧失民事行为能力，其财产继承人、监护人或受遗赠人继续履行借款人所签订的借款合同的，应签订新的借款合同并办理有关手续。

三、借款人按合同规定偿还全部贷款本息后，抵押物或质押物返还抵押人或出质人，借款合同终止。

本文由上海虹信整理

第四篇：江财选课超详细介绍

Ⅰ.基础系列课程：

1.大学体育：跆拳道平均而言给分应该是最高的，而且MM最多，想看美女的男生的必修课。考试为实战对打

2.中国近现代史纲要 吴通福：7分

个人认为吴通福老师很牛，敢于正视历史，不过不推荐一般人去选，因为给分超低，而且脾气不好，口音有点重，建议旁听，毕竟敢于讲真话的老师也不多了嘛不是 3.计算机应用基础，财经管理信息系统，数据库等 易彤：9分

没上过他的课，注意是“他”哦，江财老师有个特点就是从名字上看男女不分，囧。但是普遍反映是所有微机老师中最好的，给分也高，全80以上 黄寒燕：8分

人很好，基本上不苛求啥，讲课很详细也很有耐心，但是没想到的是财经信息管理系统才给了我70多分，怨念啊 彭接招:8分

彭接招老奶奶挺和蔼搞笑的一个人，平时可能会装做很严厉的样子，但其实是刀子嘴豆腐心，平时作业较多，给分80以上

4.微积分，概率论，线性代数，计量经济学等 徐晔：10分

性别女，巨幽默的一个人，上课时总是穿插自己生活中的一些有趣的事，让你想打瞌睡都不成。至于点到的话，以前从来没点过，不过被点到也没关系，照样八九十以上。选他的课很轻松，作业只要轮流交的，一学期也不用交几次。杨淑玲：9分

讲课不如徐晔，黄丽娟等老师，但是她班上挂科率是最少的，传说中两只笔改试卷的人，对于不喜欢数学的人强烈推荐 黄丽娟：9分

讲课不错，不点到，为人很好

PS：想转专业的童鞋一定要好好学习微积分呐，转专业考试必考科目。此外就是靠英语了 5.涉外系大学英语，英语听说 王南：9分

美女哦，而且很high哦，不过已经结婚生子了。上课很喜欢聊，也就是扯，很轻松就是啦，给分纯靠你个人水平

此外：张建丽（也很喜欢扯），徐惠莲，胡蓉（外形是小loli），孙斐斐都超赞的，给分也是看个人水准的

6.非涉外系大学英语 肖锐：8分

俺们非涉外大英只上过他的课，感觉超对不起他，一学期只去过几次，最后还给了我80多，惭愧啊

7．马克思主义基本原理

此课程完全没必要听，有句话说的好：欲练此功，必先自宫。大家凑合凑合上完了就行了。不过在此推荐一个老师，江水法。江水法：10分 上课的内容基本与马克思完全无关，主要都是在讲爱情观啊什么的，初期觉得很有新意，后期嘛听着也就是不觉得有什么了。但是最重要最重要的一点就是你不用在他的课上与马克思为伴

Ⅱ.学科基础课程：

1.统计学 李海东：9分

毫无疑问东哥是统计学老师中的NO.1，无论是其幽默的风格，还是那略带磁性的中性声音，都广受酱菜同学的喜爱。漆莉莉：9分

为避免被人骂，也给了莉莉姐同样高的分数，其实他们两可以算得上是并驾齐驱，统计学的两朵奇葩

2..宏观经济学、微观经济学、西方经济学 席小炎：10分

经济学院副院长，讲课生动幽默，平时上课超爱打瞌睡的我竟然坐着听完了宏微观两门课程，不得不说是一个奇迹。偶尔点到，但是强烈推荐，基础经济学课程中的NO.1 康静萍：9分

经济学院副院长，讲课比较中规中矩，但好在详细有思路，人很好 饶晓辉：7分

其学术造诣很高，可惜讲课水平不敢恭维，但好在不点到，当初我就是选了他的微观去蹭席小炎的课上，因为席小炎的课实在是很难选上啊，哎 余红斌：7分

总是吓你说要点到，但是到学期末也才点过一次，而且是开学那次点的。本人也是选了他的宏观去蹭席小炎的课上，邪恶了。。咳咳

3.政治经济学

这个课我没怎么听过，个人认为没必要深究

4.货币银行学、国际金融 杨玉凤：10分

我对她的感激之情犹如滔滔江水，连绵不绝，以下省略万字。讲课赞，为人好，给分高，点到少，还需要其他的理由来推荐她么。

她的国际金融及国际金融实务不出意外都有90+ 吕江林：9分

金融学院院长，讲课不错，给分也高，尤其是对待自己学院的学生 孙爱琳：9分

货币银行学资历最老的老师，想听货银的就选她吧

5.财政学 黄敏：10分

酱菜人民的福星，可惜先已被夏大（貌似是）挖走，此后，酱菜人民的财政学考试再也没有了春天 程岚：9分

除了黄敏就属她最好啦，不点到，但是会点人起来回答问题，当做平时分的。给分80+

6.计量经济学

开此课程的老师挺少的，只有两个。考试为大作业，以小组交一篇实验报告，一直囔囔着要统考，害得我不敢选，没想到还是随堂考，%￥&*&￥￥#%&**&„

徐晔：上面已经推荐过了。不再重复推荐，该课程给分平均90+ 朱永军：实在选不到课的话，只好选他咯，给分80左右

Ⅲ.凑学分系列课程：

1.法学通论 陈运生：9分

整学期只点一次到，但是是抽点，如果没到便扣10分。但是那次你如果到了的话，一般90以上，不排除意外情况。李忠民：8分

点3-4次到，第一节课会要求分组，之后点到是在组长处点到，所以跟组长打好招呼的话你以后也不用去了，给分一般 豆星星：8分

没上过，但是上过的同学都跟我说90以上，会点到

此外极品好老师有：陈凌，王柱国，郑洁，喻晓玲等，推荐大家选这些老师。

2.创造学 王云：8分

其实这种课没什么好听的，所以不评价课程。王云点到是抽点，所以大家可以代点，无平时作业，期末考试为交一个创意小发明，点到全到加期末考试发明完成度较高的话有90+ 吴小珊：5分

竟然还要求写书后的练习，无语了，强烈不推荐

3.创业系列课程

感觉都差不多，至少80以上，纯粹凑学分的

4.鉴赏系列课程

音乐鉴赏：推荐邹晨娜，吴雅玲，周菡（美女哦，但是一般只在麦卢开课），非常不推荐邹力宏，谁选谁倒霉

戏剧鉴赏：只有骆斌一个老师开课，不错哦

美术鉴赏：一般也只有胡颖一个老师开课，据说不错

影视鉴赏：历来都是选课最热门的课，但是我想说的是，真的不要太迷信这门课了，王妤彬很喜欢点到，而且在鉴赏课普遍都在90以上的情况下，她一般只给80多分，我觉得为了看几部烂片选这个不太值得 DV制作：一般也只有一个老师开课，不定时点到，大作业为交一个自己制作的DV作品，分组完成

Ⅳ.刷学分系列课程：

1．计算技术——神级课程 郭润秀：10分

所谓国有熊猫，校有润秀。慈祥的老奶奶，给分至少90+,一般99！2．常见急救知识：通选课中最值得选的课，至少90，不排除RP不行的孩子。推荐老师：严军亮（校医院院长）严军亮：10分

他的名言就是：这门课有3个特点，其中一个就是，一不小心就拿了很高很高的分。不过不太推荐大家去考那什么捞子救护员证，只有一年有效期，还要交12块钱，基本上是鸡肋，当然老师肯定会跟你说有用。

Ⅴ.特色系列课程：

何谓特色，就是我认为比较实用或者讲的很好的课程 1.金融投资技术分析 王辉：10分

这门课我只推荐他一个人，想学炒股的人的必修课程

王辉老师被无数金融学院的学子誉为偶像，讲课风格实用而精湛，上他的课能学到不少炒股方面的知识，主要为技术分析方面，而且都是他的经验之谈。但是经常要求交实验报告，觉得麻烦的就不要修了。2.王善论：10分

我把他单独列了出来，是因为王老师太特别了。他在国际贸易方面的学术造诣在江财无人可望其项背，在国际结算领域在国内也绝对首屈一指，而且讲课是绝对的实用流，你能学到的东西绝对比你想象中的多。王老师原则性很强，有人喜欢却也遭很多人诟病。如果想学习国际贸易方面知识的同学，王老师乃不二人选

主要开设课程有：国际贸易实务，国际结算

第五篇：一篇超详细的英文求职自我介绍

以下就分享一篇比较详细的大学生求职的英文自我介绍，请大家欣赏。

Good morning, my name is jack, it is really a great honor to have this opportunity for a interview, i would like to answer whatever you may raise, and i hope i can make a good performance today, eventually enroll in this prestigious university in september.Now i will introduce myself briefly,i am 21 years old,born in heilongjiang province ,northeast of china,and i am curruently a senior student at beijing XX uni.my major is packaging engineering.and i will receive my bachelor degree after my graduation in june.in the past 4 years,i spend most of my time on study,i have passed CET4/6 with a ease.and i have acquired basic knowledge of packaging and publishing both in theory and in practice.besides, i have attend several packaging exhibition hold in Beijing, this is our advantage study here, i have taken a tour to some big factory and company.through these i have a deeply understanding of domestic packaging industry.compared to developed countries such as us, unfortunately, although we have made extraordinary progress since 1978,our packaging industry are still underdeveloped, mess, unstable, the situation of employees in this field are awkard.but i have full confidence in a bright future if only our economy can keep the growth pace still.Iguess you maybe interested in the reason itch to law, and what is my plan during graduate study life, i would like to tell you that pursue law is one of my lifelong goal,i like my major packaging and i wont give up,if i can pursue my master degree here i will combine law with my former education.i will work hard in thesefields ,patent ,trademark, copyright, on the base of my years study in department of p&p, my character? i cannot describe it well, but i know i am optimistic and confident.sometimes i prefer to stay alone, reading, listening to music, but i am not lonely, i like to chat with my classmates, almost talk everything ,my favorite pastime is valleyball,playing cards or surf online.through college life,i learn how to balance between study and entertainment.by the way, i was a actor of our amazing drama club.i had a few glorious memory on stage.that is my pride.

友情提醒：本文来自【自我介绍】收集与整理，特别感谢版主！