7个人信贷部分2004考题(难)

第一篇：7个人信贷部分2004考题(难)

个人信贷部分2004考题（难）

依据：

1、《哈尔滨市商业银行个人信用贷款管理暂行办法》

2、《哈尔滨市商业银行个人住房抵押贷款管理暂行办法》

3、《哈尔滨市商业银行个人工资保证贷款管理暂行办法》

4、《哈尔滨市商业银行个人委托贷款管理暂行办法》

5、《哈尔滨市商业银行汽车消费贷款操作规程》

6、《哈尔滨市商业银行个人二手房贷款操作规程》

7、《哈尔滨市商业银行个人出国留学备用贷款操作规程》

8、《哈尔滨市商业银行个人质押贷款管理暂行办法》

9、《哈尔滨市商业银行公务员保证贷款管理暂行办法》

10、《哈尔滨市商业银行个人信贷业务审批规程》

11、《哈尔滨市商业银行个人信贷授权管理暂行办法》

12、《哈尔滨市商业银行与担保公司合作办理个人贷款业务管理暂行办法》

13、《哈尔滨市商业银行个人信贷业务档案管理实施细则》

14、《关于切实加强个人信贷业务贷后检查工作的通知》

一、判断题

1、个人质押贷款期限最长不超得过权利凭证的到期日。（√）

2、呆帐贷款我行的各管辖行不能自行认定。（V）

3、借款人可以用贷款从事股本权益性投资。（X）

4、借款人有权拒绝借款合同以外的附加条件。(V)

5、借款人可以不按贷款合同规定用途使用贷款。(X)

6、个人贷款均执行基准利率，不得上浮。（×）

7、借款人要求提前归还贷款的，需经贷款行同意并按实际借款天数和其相对应的利率档次计算利息。（×）

8、借款抵押物的保险期限不得短于贷款期限。（√）

9、我行在办理个人消费贷款必须遵循《中华人民共和国担保法》、中国人民银行颁布的《贷款通则》等有关法律法规。（√）

10、公务员保证贷款的额度起点是5万元。（×）

二、单选题

1、借款人累计（A）未按合同偿还贷款本息，担保公司在收到《履行担保责任通知书》后30日内代借款人向银行偿还逾期的贷款本金及罚息

A 6个月

B 3个月

C 2个月

D 10个月

2、个人借款申请书属于哪类个人贷款三查资料档案（C）

A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

3、个人借款合同属于哪类个人贷款三查资料档案（B）

A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

4、个人贷款审核通知单属于哪类个人贷款三查资料档案（B）

A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

5、个人贷款跟踪检查表属于哪类个人贷款三查资料档案（A）

A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

6、个人贷款跟踪检查表属于哪类个人贷款三查资料档案（A）A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

7、个人贷款展期申请书表属于哪类个人贷款三查资料档案（D）

A 贷款检查档案

B 贷款审查档案

C 贷款调查档案

D 贷款展期档案

8、信贷员在贷款合同签订后，要在（C）工作日内整理好个人贷款原始资料，交综合员保管。

A 个

B 5个

C 3个

D 2个

9、个人经营类贷款必须在信贷业务发生（B）内进行首次跟踪检查

A 60天

B 30天

C 10天

D 7天

10、在我行申请1年期质押贷款，我行信贷员应该（C）检查一次 A 每月

B 每季

C 每半年

D到期

11、借款人在我行有1年期的个人抵押贷款，信贷员应（B）检查一次 A 每月

B 每季

C 半年

D到期

12、借款人在我行有1年期的个人保证贷款，信贷员应（B）检查一次 A 每月

B 每季

C 每半年

D到期

13、分期付息到期一次性还本方式的1年期个人消费类贷款（C）检查一次 A 每月

B 每季

C 每半年

D到期

14、按月分期还款的个人贷款逾期1期，我行信贷员应在贷款逾期后（D）工作日内，电话催收。

A 30个

B 15个

C 7个

D 5个

15、按月分期还款的个人贷款逾期2期，我行信贷员应在贷款逾期后应（B）A 电话催收

B 上门催收

C 现场调查

D 采取保全措施

16、借款人在我行的1年期抵押贷款贷款即将到期，如展期最长可选择下列哪一展期期限（B）A 2年

B 11个月

C 6个月

D 3个月

17、借款人与贷款人的借贷业务往来应当遵循（C）平等、诚实和信用的原则 A 自尊

B 自强

C 自愿

D 自信

18、同一债务有两个以上的保证人，保证人没有约定各自担保份额的，保证人对债务（Ｂ）

Ａ、承担按份责任，按照保证人的财产比例承担保证责任

Ｂ、承担连带责任，每个保证人都对整个债务承担全部清偿的责任

Ｃ、平均承担保证责任

Ｄ、协商承担保证责任

19、以房屋抵押贷款，房屋及其占用范围内的土地使用权（Ｂ）

Ａ、可以分别抵押

Ｂ、应当同时抵押给一个抵押权人

Ｃ、只能将前者设定抵押

Ｄ、均应由工商行政管理机关登记

20、贷款的展期加上原期限达到新的利率期限档次时，贷款利息（D）利率计收利息

Ａ、仍按原合同

Ｂ、按新的期限档次

Ｃ、从贷款之日起按新的期限档次

Ｄ、从展期之日起，按新的期限档次

21、我行和李某签订贷款协议，约定由张某做担保人，保证合同规定，李某不偿还贷款时，由张某承担保证责任。本案中保证的方式属于（Ｂ）

Ａ、一般保证 Ｂ、连带保证 Ｃ、任意保证 Ｄ、未设立保证

22、代理人在代理权限范围内实施代理行为，其法律后果由（Ｃ）承担。Ａ、代理人 Ｂ、第三人 Ｃ、被代理人 Ｄ、代理人的所在单位

三、多项选择

1、下列哪些资料属于个人贷款调查档案（ACD）A 借款保证人情况调查表 B 借款合同

C 借款人婚姻状况证明 D 借款人收入证明

2、下列哪些资料属于个人贷款审查档案（BCD）A 借款保证人情况调查表 B 借款合同 C 保证合同 D 抵押物清单

3、下列哪些资料属于个人贷款检查档案（AB）A 个人贷款跟踪检查表 B 季度个人贷款专户报告 C 保证合同 D 抵押物清单

4、下列哪些资料属于个人贷款展期档案（ABD）A 贷款展期协议 B 贷款展期申请书 C 还款计划

D 贷款展期审批通知单

5、个人经营类贷款的首次检查内容主要是（AB）A 客户是否按照合同约定用途使用信贷资金 B 客户对合同限制条款的落实情况 C 是否按时还息 D 经营的状况

6、对1年期的个人房产抵押贷款进行检查，主要内容包括（ACD）A 对借款人个人信息进行检查 B 对保证人个人信息进行检查 C 对借款用途进行检查 D 对抵押品进行检查

7、对个人借款的借款用途进行检查内容主要包括（ABCD）A 信贷资金使用用途的合法性 B 信贷资金使用用途的合规行 C 信贷资金使用用途的真实性

D 监督客户身产、经营和财务状况是否正常

8、下列哪种说法不正确有的（BCD）A 短期贷款展期不能超过原贷款期限。B 短期贷款展期不能超过三个月 C 短期贷款展期可以超过原贷款期限 D 短期贷款展期不能超过2年

9、借款人申请将在我行的1年期抵押贷款展期，请问其可以选择几种展期期限（ABD）A 3个月

B

6个月

C

13个月

D 11个月

10、借款人与贷款人的借贷业务往来应当遵循（ABCD）的原则 A 自愿 B平等 C 诚实 D 信用

11、贷款五级分类包括（正常）、（A）、（次级）、（C）和（损失）五种。A 关注

B 呆滞

C 可疑

D 呆帐

12、按照贷款五级分类，不良贷款包括（BCD）

A 关注

B 次级

C 可疑

D 损失

13、保证的方式分为（A）保证和（D）保证。

Ａ、一般 Ｂ、抵押 Ｃ、质押 Ｄ、连带

14、个人消费贷款按担保方式可分为：（ＢＣＤ）

Ａ、信用贷款 Ｂ、抵押贷款 Ｃ、质押贷款 Ｄ、保证担保贷款

第二篇：2013部分编导考题

2013部分编导考题

1山西联考：张艺谋的《英雄》，《十面埋伏》，《满城尽带黄金甲》，《金陵十三钗》。2辽宁师范：《杨澜访谈录》，采访的山西新绛中学校长宁致义，看片 3湖南师范：《土楼》专题片，看片 4江西师范：《我与地坛》央视专题片，看片

5重庆师范：张艺谋的任意一部影片，默评，编故事是军团，一个退伍军人在一天早上接

到一个电话，电话那边的人自称是退伍军人的父亲，并且说自己和退伍军人同岁，都是九十岁，可是退伍军人却说自己的父亲八十五岁时就去世啦，现在应该一百二十三岁，那电话里的人是谁哪？请以此改变或续写。

6云南师范：《巴顿将军》《那人，那山，那狗》，《樱桃的滋味》默评

7曲阜师范：《让子弹飞》《金陵十三钗》《舌尖上的中国》默评

8信阳师范：编写故事《得让人处且饶人》

9安阳师范：《我的父亲母亲》《十二生肖》还有两部实在记不得啦，呵呵

10洛阳师范：编故事：学校门口的人越来越多……

11南阳师范：编故事

12重庆邮电: 专题片《江南》，编故事有个人收到一条短信，说他中奖啦，只要自助机交费

700，就可以获得3G手机，同时还有1000元充值卡和6000元现金，这个人立刻跑回家去……..以此编写故事

13河南大学：《红高粱》《让子弹飞》《阿甘正传》默评

14成都理工：编故事,草船借箭

15四川绵阳：任意一部张艺谋的电影

16南昌大学;好像是影片《归途》

17云南艺术：《杜乐比花园》还有一个学校也考得这个

18宝鸡文理：《牧马人》看片段写影评，还有一道简答题是生和与艺术的关系

19广西民族：微电影

20许昌学院：《红高粱》，《阳光灿烂的日子 默评

21长春工业：《舍得》看片，编故事是金鱼，幼儿园，水晶项链

22中原工学院：《这个杀手不太冷》编故事是2个情节，第一是空荡荡的湖边，突然听见嘎的一声水禽惊叫声，第二是菜市场门口，当三贝的灵柩穿过街口，许多老人及卖白菜的老孀，都羡慕地神气说：“好热闹阔绰的丧事啊”。

23河北传媒：编故事《温暖》，影评《初吻》

24重庆文理：广告策划

25南阳理工：看片《一个叫完美的红绸鱼料理》

26吉林艺术：写作《他们》

27安阳工学院：类似语文卷子的格式，影评是《霸王别姬》片段，28辽宁大学：铁算盘办学校

29:四川外国语大学：《大国崛起》第二集

30山东师范：《让子弹飞》《建党伟业》《集结号》《泰囧》任选一部默评，编故事是车站，还有一个学校也是考的车站。电视作品赏析《舌尖上的中国》《感动中国》，《非你莫属》《百家讲坛》任选。还有一则故事是钓鱼，写一篇文章，600字

有N个学校的名词解释考到空镜头，平行蒙太奇。

以上是鄙人费尽脑瓜想的，如有雷同，纯属巧合。

第三篇：企业文化部分考题

企业文化测试

总共23题共78分

一.多选（共8题,共24分）

1.下面有关中国移动企业文化理念体系的核心内涵的说法，正确的有：（）（3分）

A.中国移动企业文化理念体系的核心内涵是成为卓越品质的创造者

B.中国移动企业文化理念体系的核心内涵是“责任”和“卓越”

C.将成为“负责任”和“最优秀”的企业和个人作为自己的追求是对企业文化内涵的深刻体现。★标准答案：B,C

2.下列关于“正德厚生，臻于至善”的缘起的理解，正确的有哪些？（）（3分）

A.“正德厚生，臻于至善”是对中华民族“坤厚载物”的责任感，“健行不息”的自强心的人文精神的继承和发扬。

B.“正德厚生，臻于至善”是中国移动人神圣责任感的承载和追求卓越情结的传述。

C.“正德厚生，臻于至善”的核心价值观的提出是中国移动对过去的总结和对未来的展望。★标准答案：A,B,C

3.下列关于“正德厚生”的理解正确的有哪些：（）（3分）

A.“正德厚生”是对个体品性、修养、行为的一种以“责任”为核心要义的道德情操要求。

B.“正德”强调个体责任和对自我的约束

C.“正德厚生”体现的是一种关爱民生、兼及天下的济世情怀。

D.“厚生”强调社会责任和对社会的奉献。

★标准答案：A,B,C,D

4.秉承“正德厚生，臻于至善”的信仰，中国移动以承担责任的胸怀、追求卓越的精神，提出六大承诺，请按照“对客户的承诺、对投资者的承诺、对员工的承诺、对合作伙伴的承诺、对同业者的承诺、对社会的承诺”内容次序选出正确的答案（A或B）：（）（3分）

A.①做最具价值的创造者。②做为客户提供卓越品质的移动信息专家。③成为引领产业和谐发展的核心力量。④成为员工实现人生价值的最佳舞台。⑤做优秀企业公民成为促进良性竞争、推动共同发展的主导运营商。⑥做优秀企业公民。

B.①做为客户提供卓越品质的移动信息专家。②做最具价值的创造者。③成为员工实现人生价值的最佳舞台。④成为引领产业和谐发展的核心力量。⑤成为促进良性竞争、推动共同发展的主导运营商。⑥做优秀企业公民。

★标准答案：B

5.下面的描述中，正确的有：（）（3分）

A.“创无限通信世界”的定位突出了中国移动通信的主导地位，强调了中国移动作为骨干和支撑力量的责任和使命

B.“无极限”的通信意味着中国移动通信需要提供个性化的、客户可以按需定制的通信服务。

C.中国移动的追求就是让所有人享受到随时、随地、随意沟通的快乐。

D.“创无限通信世界”表明了中国移动作为通信业的“先知先觉”的领航员的信心和实力。★标准答案：A,B,C,D

6.以“成为卓越品质的创造者”是中国移动发展的必然，在以下答案中请选择体现 “我必须”的内容是（）（3分）

A.“成为卓越品质的创造者”是中国移动内生企业品性的自在要求，是秉承“正德厚生，臻于至善”价值观的必然。

B.“成为卓越品质的创造者”是对多年来树立的“移动信息专家”形象的传承和升华。

C.“成为卓越品质的创造者”是中国移动在新的内外部环境下保持优势和价值增长的必由之路。

D.“成为卓越品质的创造者”是中国移动实现从优秀到卓越的落脚点。

★标准答案：C

7.下列关于“做卓越品质的创造者”的企业愿景的理解正确的有哪些：（）（3分）

A.“成为卓越品质的创造者”是中国移动秉承“正德厚生，臻于至善”价值观和“创无限通信世界，做信息社会栋梁”的企业使命的必然。

B.“成为卓越品质的创造者”是中国移动实现从优秀到卓越的落脚点。

C.卓越的运营体系、卓越的组织、卓越的人是中国移动锻造卓越的核心驱动因素。

★标准答案：A,B,C

8.成为卓越品质创造者的内涵有：（）（3分）

A.“领先的网络质量”

B.“精准的计费系统”

C.“深入的客户理解”

D.“满意的客户服务”

E.“创新的业务产品”

F.“值得信赖的品牌”

★标准答案：A,B,C,D,E,F

二.判断（共6题,共6分）

1.企业文化是在现代化大生产与市场经济的发展基础上逐步产生的一种以现代科学管理为基础的新型的管理理论和管理思想，也是企业全体员工在创业和发展过程中培育形成并共同遵守的最高目标、价值标准、基本信念以及行为规范的总和。（1分）

错误

正确

★标准答案：正确

2.理念层是企业文化的核心，反映了企业的信仰和追求，是企业的灵魂，是形成制度文化和物质文化的思想基础。（1分）

错误

正确

★标准答案：正确

3.企业是根，文化是树，对于一个企业来说，企业文化是自我凝聚、自我调整、自我激励、取得不断成功的不竭动力。（1分）

错误

正确

★标准答案：错误

4.企业文化是国际优秀企业经营成功的重要推动因素，可以看出，优秀的企业文化是企业成功的必备条件。（1分）

错误

正确

★标准答案：正确

5.核心价值观是企业文化理念体系的核心，是形成使命、愿景的根本动力、精神源泉和决定因素。使命、愿景是核心价值观在企业发展领域的价值追求的具体体现，是核心价值观在企业活动中的承载和表现。（1分）

错误

正确

★标准答案：正确

6.2001年，中国移动确立了以“创无限通信世界，做信息社会栋梁”的企业使命为核心的企业理念体系。（1分）

错误

正确

★标准答案：正确

三.填空（共9题,共48分）

1.企业文化包含三个层次：、、、。（6分）★标准答案：1.物质层;2.制度层;3.精神层;4.理念层;

2.中国移动的企业文化建设经历了一个〉〉〉的不断进步、不断提升的过程。（8分）

★标准答案：1.实践;2.认识;3.再实践;4.再认识;

3.中国移动企业文化理念体系由、、三部分组成。（6分）★标准答案：1.核心价值观;2.使命;3.愿景;

4.中国移动的核心价值观是“,”，是中国移动和每一个成员共同的价值追求、价值评价标准和所崇尚的精神。（2分）

★标准答案：1.正德厚生;2.臻于至善;

5.中国移动的使命是“,”，表达了中国移动存在的根本目的和原因。（2分）

★标准答案：1.创无限通信世界;2.做信息社会栋梁;

6.中国移动的愿景是“”，是我们在一定阶段内期望达到战略目标和发展蓝图。（2分）

★标准答案：1.成为卓越品质的创造者;

7.中国移动企业文化理念体系的核心内涵是“”和“”。（4分）★标准答案：1.责任;2.卓越;

8.打造卓越品质三大驱动元素是：打造“”；建设“”；培育

“”。（6分）

★标准答案：1.卓越的运营体系;2.卓越的组织;3.卓越的人才;

9.“打造卓越的运营体系”，意味着中国移动将努力建成：一流的；一流的；一流的；一流的；一流的；一流的。（12分）

★标准答案：1.通信网络;2.运营支撑系统;3.服务体系;4.营销体系;5.业务开发体系;

6.企业IT系统;

第四篇：浅谈农村信贷回收难

浅谈农村信贷回收难

农村信贷农村信用社为解决农户生产经营活动和生活、消费资金以多种方式发放的贷款，而农户贷款又是农村信用社贷款营销主渠道。在工作中我们发现，贷款在发放、使用、管理、回收过程中存在着诸多风险。信贷资产质量是农村信用社的生命，没有优质的信贷资产质量，农村信用社实现深化改革持续发展就无从谈起。笔者现仅站在社会的角度对农村信贷存在回收难的现象发表如下个人看法。

贷款回收难的现象在很的多地方都有存在，就其原因在于两个方面：首先在于信贷机构方面，信贷员对业务操作程序的学习和掌握相对容易，但实际操作却出现偏差；其次在借款人方面，借款人按期偿还贷款，是守信用的标志，但是有的借款人在旧的贷款尚未清偿的情况下，向信贷员申请为其办理一笔新的贷款，用以清偿旧的贷款乃至拖欠不还的现象较为普遍。

为解决存在的上述两个问题，笔者认为应在以下两个方面予以注意：

一、实行信贷员工作轮换、移交制度。

信贷员管辖的贷款户较多，业务发生频繁，包片时间过长，容易利用人熟、地熟优势，隐蔽风险贷款。实行信贷员包片工作轮换制度，可使信贷人员不敢轻易发放违规贷款，从而达到抑制信贷人员道德风险的作用；同时通过轮换、移交使信贷员违规操作信贷业务的具体情况暴露无遗，防止信贷人员经管责任划分不清的问题，促使接管的信贷人员较快地开展工作。

二、建立信用贷款机制，化解潜在贷款风险。

信贷前，根据农户的信用背景、资产状况、债务情况及行为模式，通过合理的方法计算出借贷人较为可靠的信用度；信贷完成后，开展信贷回访工作，检查贷款质量，看有无顶名、冒名等违规贷款，以便于及时发现问题，堵塞漏洞，防范案件发生。

对于借款人存在的“借新还旧” 的贷款现象，要掌握好以下原则：一是借款人生产经营是否基本正常；二是借款人需先归还部分贷款本金和全部欠息；三是贷款期限原则上不超过一年。除自然灾害外，对借款人再次要求办理借新还旧的，原则上不予办理，采取提前收回贷款，到期减少续贷，停止贷款或诉讼的措施，清收贷款本息，建立这种信贷退出机制，为信贷风险的防范创造良好的社会环境。

第五篇：国航辩论部分考题

国航辩论部分考题

1.High school students should study abroad, or not?

中学生是否应该出国留学

正方:(1)留学生可以作为文化交流的使者。

(2)如果我们生活在一个外语的环境里，我们能够更快地学习一门外语。

(3)我们可以领略国外的优美风光并开阔眼界，学习西方国家先进的思想理念。(4)出国留学可以培养学生独立生活的能力和毅力，树立吃苦耐劳的精神。(5)回国之后在职场上会有更好的竞争力。

反方:(1)到海外留学的学生面临新的环境，生活上会遇到种种的不适应。

(2)当我们远离家乡和父母的时候，我们会感到孤独和想家。(3)对于家境不太殷实的家庭来说，留学无疑是很大的经济负担。(4)国外大学宽进严出，毕业并不容易。

(5)留学生并不一定能够提升职业竞争能力，留学并不代表成功。positive side:(1)Students abroad can act as messengers for culture exchange.(2)If we live in a foreign language environment, we are able to learn a foreign language more quickly.(3)Studying abroad makes us enjoy the beautiful scenery abroad , expands our horizons and provides an opportunity for us to learn advanced ideas in western countries.(4)Studying abroad can cultivate the students’ ability in self-supporting and help them to establish the spirit of hard.(5)After they returning to their countries, they will have a better competitiveness for the workplace.negative side:(1)Students abroad will have difficulties adapting to the new environment.(2)When we are far away from our hometown and our parents, we may feel lonely and homesick.(3)For the family which is not rich, studying abroad is also a great economic burden undoubtedly.(4)It is not easy to graduate from foreign universities because of their management system of “come in easily,out strictly”.(5)It is not necessary for students abroad to improve their professional competitiveness.Studying abroad doesn’t mean success.Is it good or bad to study abroad?

Attending schools abroad has many advantages.The living experience may teach them to be independent and more adaptable to new environment.They can act as mediators between different peoples, learn much more advanced knowledge and a foreign language more quickly.However, they’ll come across a series of challenges.They’re far away from their parents and don’t have enough Chinese friends.So, they may feel lonely and homesick and deal with everything by themselves.Studying abroad is also a great economic burden to their parents.Moreover, they’re not sure to make a great achievement.Since students can enjoy education of the same quality in China, why should they bother to study abroad?

Therefore, whether it’s good or not to study abroad depends on the individual.2.We should celebrate western festivals,or not? 我们是否应该庆祝西方节日

正方:(1)庆祝西方节日作为文化交流的一种形式，是不可避免的。

(2)西方节日被越来越多的人接受。对于我们来说，庆祝西方节日已经成为一种趋势。

(3)一些西方节日不仅人性化，而且具有教育意义。庆祝西方节日丰富了人们的生活、愉悦了人们的身心。

反方:(1)庆祝西方节日，在一定程度上意味着对我们国家的忽视。

(2)庆祝西方节日是一种浪费的行为，会造成不必要的消费。(3)自始至终，庆祝我们的传统文化是永恒的主流。

positive side:(1)Celebrating western festivals is a kind of unavoidable cultural exchange.(2)Western festivals are accepted by more and more people.And it’s the tendency for us to celebrate western festivals.(3)Some western festivals are humanistic and educational.And celebrating western festivals helps to rich people’s life and relax themselves.negative side:(1)Celebrating western festivals to some extent is a kind of behaviour means overlooking our country.(2)Celebrating western festivals may be a great waste and cause some unnecessary consumption.(3)Celebrating our own traditional festivals is the mainstream throughout the time.我认为我们应该尊重我们的传统文化，这些节日是中国文化的一部分。与此同时，我们也可以在欢乐中度过西方节日。有以下几点原因。

第一，传统节日已经成为了中国文化的象征。这些都是我们的非物质文化遗产，我们应该肩负起保护、振兴它们的责任。第二，传统节日也给我们提供了一个非常好的机会，能给我们提供一个与家人、朋友团聚的机会。更为重要的是，假日帮助旅游业快速增长。人们喜欢在假日时旅游。最后，许多外国人都喜欢过中国的传统节日。这对于跨文化交流非常有利。

总之，世界之间的距离越来越小。我们应该保护我们的文化，我们也可以庆祝西方节日，其目的是为了增进跨文化交流。

As far as I am concerned, we should value our traditional festivals, which have been an part of the Chinese culture, and meanwhile, we can have a taste of the western festivals just for fun.There are several reasons.First of all, the traditional festivals have been the symbol of Chinese culture.They are the most precious intangible cultural heritage.We should shoulder the responsibility of protecting and promoting them.Secondly, the traditional festivals offer us the most important occasions for family reunion and the expansion of social connections.What is more, the traditional festivals provide great opportunities for the travel industry.People like travel in some holidays.Finally, a lot of foreigners are fond of our traditional festivals.It is benefical for intercultural communication.In a word, the world is getting smaller and smaller.We should protect our culture on the one hand and on the other hand, we can also celebrate the western festivals for the sake of intercultural communication.3.Books will be replaced by e-book, or not? 电纸书是否会取代纸质书

正方:(1)电子书比纸质书更便宜。

(2)看电子书很方便, 如果你有一个像Kindle这样的电子阅读器，你可以随时随地阅读成千上万本书。(3)随着科技的飞速发展，用电子阅读器上看书会使你觉得就像是阅读传统书籍一样。

(4)电子书是友好环境的产品，可以减少资源浪费。反方:(1)人们使用传统书籍来学习已经很长一段时间了。

(2)传统书籍种类广泛，而电子书则是资源短缺。(3)电子阅读器的技术还不成熟，维修费成本较高。

positive side:(1)E-book is much cheaper than paper-book.(2)E-book is more convenient than paper-book.If you have an electronic reader such as Kindle, you can read thousands of books anytime anywhere.(3)With the rapid development of technology, you will feel you are reading a traditional book on the electronic readers.(4)The e-book is an environmentally friendly product which can reduce the waste of resources.negative side:(1)People have used traditional books to study for a long time.(2)Traditional books have a great variety of books while e-books can be lacking.(3)The technology of the electronic reader is still immature, thus the cost of maintenance is high.随着科技的快速发展，人们被各种各样的电子产品所包围。越来越多的人们倾向于用电脑或者手机看书，而不是到图书馆看书。因此，一场关于电子书是否会取代纸质书的争议展开了。就我看来，我认为电子书终将取代纸质书。原因如下：

首先，电子书比纸质书更便宜。

其次，电子书比纸质书更加方便。如果你有一个像Kindle这样的电子阅读器，你可以随时随地阅读成千上万本书。

再者，随着科技的飞速发展，用电子阅读器上看书会使你觉得就像是阅读传统书籍一样。更为重要的是，电子书是友好环境的产品，可以减少资源浪费。总之，电子书终将取代纸质书。

With the quick development of technology, people are surrounded by all kinds of electronic devices.And more people are tending to read books by computers or phones rather than go to library to read books.Hence, there is a hot debate on whether e-books will replace paper-books.For my perspective, I think e-book will replace paper-book eventually.Reasons are listed below.Firstly, e-book is much cheaper than paper-book.Secondly,e-book is more convenient than paper-book.If you have an electronic reader such as Kindle, you can read thousands of books anytime anywhere.Thirdly，with the rapid development of technology, you will feel you are reading a traditional book on the electronic readers.And most importantly,the e-book is an environmentally friendly product which can reduce the waste of resources.All in all, e-book will replace paper-book in the near future.4.Live in the dormitory and rent a house during the university,which is better? 大学生住宿舍，在外租房子住，哪个更好？ 住宿舍更好:(1)住学校宿舍教育设施齐全，而且住宿费比每月租金便宜很多。

(2)学会与同学和睦相处，在集体生活中提高了人际交往能力，也收获了宝贵的友谊。

(3)在校外住宿面临着一些安全问题。

(4)在校外租房的大学生得不到监督，容易放松自己，出现迟到、旷课等现象。

在外租房子好:

(1)宿舍既小又吵,夏天热，冬天冷，住着不舒服。(2)有自己的私人空间，较自由。

(3)生活中还少了很多不必要的矛盾和猜忌，也就等于节约了不少时间，用来做更有意义的事。

(4)住学校宿舍不利于学习，尤其是进修考研。Living in the dormitory is better：

(1)A lot of educational facilities are at hand on campus and the accommodation fee is much lower than the monthly rent.(2)By sharing a room with others,one learns how to get along with classmates，improves interpersonal skills in the collective life and also gains precious friendship.(3)There may appear some safety problems as you live outside of the school.(4)The students who live outside of the school relax themselves easily because of the lack of supervision.They may be late for school or truancy.Renting a house during the university is better：

(1)Many dormitories are far from comfort because they are small,noisy,stuffy in summer and cold in winter.(2)You can have your own private time,and you may feel more freely.(3)Lack of unnecessary conflicts and suspicion in life saves a lot of time which we can use to do more meaningful things.(4)It is not good for studying in the dormitory ,especially for Advanced Study.Nowadays, some students would not like to live in a dormitory.Instead, they rent houses outside the school.There are advantages for both.Living in a dormitory can increase friendship and cooperation between classmates.And of course, it is safer.A dormitory is more like a society, wich enables students to learn to adapt to each other, thus preparing for the social life later.As for renting houses to live alone, it’s better for study as you can feel free in your own room without being interrupted by others.As a result, you can have more time and devote yourself to studying whole-heartedly.But there may appear some safety problems as you live outside of the school.As is often said,every advantage has its disadvantage.Living outside campus is no exception.Dormitory life,though a bit unsatisfied,is precious to every college student.Therefore,I think that live in the dormitory is more better.5.Do you want to cancel examinations of university? 你想取消大学的考试吗？

想:(1)大学考试使我们学习只是为了通过测试,不是为了获取知识。(2)大学考试并不能真正全面地反映一个人的能力。

(3)大学考试会给学生带来很大的压力，也许会影响他们的生活。不想:(1)大学考试可以让学生了解自己的学习情况。

(2)一个好的成绩在某种程度上证明了一个人的学习能力。(3)大学考试会让学生专注于学习，不荒废学业。

Yes, I do:(1)Examinations of university force us to study just for passing tests, not for acquiring knowledge especially.(2)Exams of university cannot truly or fully reflect a person’s ability.(3)Exams of university will bring the students great pressure，which maybe affect their lives.No, I do not:(1)Examinations of university make students concentrate on learning and not negelect their studies.(2)Examination of university can make students know about their learning conditions.(3)A good mark proves one’s study ability to some extent.在绝大多数大学里，考试都是作为衡量学生是否掌握某一课程的主要手段。虽然这很有效，但它也有很大的副作用。

一方面，考试降低了教学标准。由于教师的好坏往往根据学生考试的结果来判断，所以教师被迫训练学生的应试技巧。而几乎没有什么课程是仅仅通过教授应试技巧可以教好的。

另一方面，也是最坏的影响，考试助长了学生不好的学习习惯。由于考试成绩是评断他学习表现的唯一标准，学生被迫机械地记忆，而不是进行创造性的思考。大学考试使我们学习只是为了通过测试,不是为了获取知识。更重要的是，考试并不能真正全面的反映学生的能力。

事实上，我们中很少有人承认考试对学生学业的发展有任何真正重要的作用。如果真的是这样的话，为什么我们不取消大学考试，设计出一些比考试更有效更可靠的东西呢? Nowadays the examinations are used as a chief means of deciding whether a student succeeds or fails in mastering a particular subject in most colleges and universities.Although it is efficient, its side effects are also enormous.On the one hand, examinations lower the standards of teaching.Since teachers are often judged by examination results, they are forced to training their students in exam techniques.No subjects can be taught successfully merely through being approached with intent to take examinations.On the other hand, the most undesirable effect is that examinations encourage bad study habits.the examinations are the only criterion for his academic performance ,students are driven to memorize mechanically rather than to think creatively.Examinations of university force us to study just for passing tests, not for acquiring knowledge especially.What’s more,exams cannot truly or fully reflect students’ ability.In fact, few of us admit that examinations can contribute anything really important to the students’ academic development.If that is the case, why cannot we cancel examinations of university and devise something more efficient and reliable than examinations?

6.Entity shopping and online shopping, which is better? 实体购物和网上购物,哪个更好? 实体购物更好：(1)网上购物的缺点就是我们只能通过图片来了解商品的外形，不能真正看到商品的真伪与好坏，实体店我们可以了解商品的具体情况。(2)当我们在实体店购物时，我们可以试穿衣服或者是鞋子，同时销售人员会给我们提出一些建议，帮助我们做出最好的选择。

(3)网上购物你不能确定你买到的商品和图片或商品描述中的一致。(4)商品可能会在运输途中丢失。

网上购物更好：(1)网上购物相对于实体购物要便宜。

(2)网上购物节省时间。不仅选择多样，而且人们可以在任何时候买他们喜欢的东西，很方便。

(3)我们可以同时在不同的店铺比较相同的商品，不仅节省时间，还避免了尴尬。Entity shopping is better:(1)When we go shopping on the internet,we can only understand the shape of goods by pictures,can not actually see the authenticity of the goods with good or bad.The relative physical store,we can understand the specific situation of the commodity.(2)When we go shopping in a physical store , we can try clothes or shoes in person and the salesman will give us some advice so that we can make the best choices.(3)You can never be sure whether the product is exactly what you see in the picture or read in the descriptions by shopping online.(4)The products may be lost in the express delivery.Online shopping is better:

(1)Relatively speaking,online shopping is relatively cheaper than entity shopping

(2)Online shopping is time and money saving.With plentiful selection options, people can buy whatever they like at any time convenient.(3)We can compare the same kind of products in different stores at the same time, which is able to save your time and avoid embarrassment.Nowadays, it seems more and more popular that people like shopping online.It provides us much convenience.We can choose the style and size online.After all, it has become a quite prevalent way when we do some shopping.There is also a very hot discussion about it.“Should people shop online or in store ?” Different people may hold different views.Some people like online shopping.They think it’s very convenient.All you can do is to click the mouse, then the computer can do the rest thing for you.And the price is much lower than the price in store.Some people hold a opposite view.They think the size online is always changing.There are many problems, like the quality ,also, the size.Few people can buy what they really want.Also, the system of online shopping is not perfect.They think shopping in store is their better choice.Well, as for as I’m concerned, people should choose the right shopping way depending on their own interests.And we can’t force them.These two ways do have their own advantages and disadvantages.All you can do when you’re shopping is to be more and more careful.7.Have young people need to follow the tide? 年轻人是否需要跟随潮流

需要：(1)当年轻人过度地跟随潮流，他们花在工作或者是学习上的精力就会减少。(2)潮流变化太快，盲目追求潮流是浪费时间和金钱。(3)失去了自己的喜好和判断。

不需要：(1)新时代的潮流并不一定意味着高消费。

(2)潮流源于生活，反映生活趋势，充分考虑了消费者的需求。(3)潮流让人们在生活中体验不同角色，同时使世界更加丰富多彩。Yes,they need:(1)When young people pay more attention to following tide, they must be focus less on their work or study.(2)Tide changes too fast.It will waste both time and money if you follow tide blindly.(3)Someone lose his own hobbies and judgment.No,they needn’t:(1)Tide in the new era does not mean high comsuption.(2)Tide roots in daily life , reflecst that life and takes the consumers' demand into account.(3)Tide allows people to try on many roles in life.And meanwhile it make the world in which we live more colourful.In the modern world, following tide is a vital element of life, But as youths,do we need to follow tide? I think following tide is not a wise choice for the youths.I will illustrate my viewpoint with the following two aspects.First of all, I think it could take plenty of time for the young people to follow tide.The significant mission of young people is studying or working, whereas it is unlikely to follow tide without delaying study or work.Consequently, young people do not need to follow the tide.Secondly, following tide will cost money.The economy source of the young people is typically from their parents.So from this angle, saving money for parents is much better than cost money in fashion things.I do not deny that ,human beings desire to be beautiful and fashionable,but I think as a youth , study and work are more important.In summary, it is too early for the youths to follow tide.8.Parents send their children into a famous school is good? 父母把他们的孩子送到名校好吗？

好：(1)名校师资力量雄厚，教学设施完善，为孩子的成长构造了一个良好的平台。(2)在名校毕业的孩子比较自信。

(3)在名校，孩子参加各种活动的机会很多，可以促进孩子的全面发展。(4)名校的成材率很高。

不好：(1)名校助长了孩子的骄傲心理，以及无法锻炼孩子的心理素质。(2)名校学费比较高，对于家境不太殷实的家庭来说，送孩子进名校学习无疑是很大的经济负担。

(3)如果子女学习成绩不怎么好，送名校反而会给他们造成很大的压力，他们容易产生自卑的心理。

(4)上名校不能保证成功。

Good:(1)A famous school is equipped with standard facilities and outstanding teachers which create a good platform for the growth of children.(2)The children graduate from famous schools are more confident.(3)There are many chances for children to participate in various activities in famous schools, which can promote the children all-round development.(4)It has higher yield in famous schools Not good:(1)A famous school encourages the children’s proud psychology, and it is unable to build up the children’s psychological quality.(2)The fees is much higher than general schools in famous schools.For the family which is not rich, sending their children into a famous school is also a great economic burden undoubtedly.(3)If children’s learning grade is not good, it will put so much stress on them by sending them to famous schools.They bring about self-abased psychology easily.(4)Studying in a famous school does not guarantee success.With the development of society, more and more parents send their children into a famous school , because the famous school is equipped with standard facilities and outstanding teachers which create a good platform for the growth of children.What’s more, it has higher yield in famous schools.As an old going says: every coin has two sides, both sides have their own advantages and disadvantages.It also has disadvantages by sending children into a famous school.First, the famous school encourages the children’s proud psychology, and it is unable to build up the children’s psychological quality.Second, the fees is much higher than general schools in famous schools.For the family which is not rich, sending their children into a famous school is also a great economic burden undoubtedly.Third, if children’s learning grade is not good, it will put so much stress on them by sending them to famous schools.They bring about self-abased psychology easily.Last but not least, studying in a famous school does not guarantee success.Winning or losing is not just influenced by the school they attend.As far as I am concerned, when the parents plan to send their children to a famous school, they should take something into consideration ,such as the chidren’s learning grade and the economic condition.Parents need to use a rational attitude to treat the famous schools.9.The positive and negative effects of stress.压力的积极作用和消极作用 积极作用：

(1)正确地对待压力，常常会把压力转化成动力。

(2)激励人提高效率，所以会在压力情境中迎难而上，努力达成目标。(3)适度的压力可以激发我们的干劲和潜能。消极作用：

(1)过度的压力或者是长时间承受压力都会影响我们的健康。(2)压力会使人焦虑、易怒、失眠、注意力不集中。(3)压力会影响学习效率和已有水平的正常发挥。Positive effects :(1)Stress can be changed into a kind of motivation if we handle it well.(2)People can be encouraged to improve efficiency when under stress, they will brave difficulties and strive to achieve their goals.(3)Moderate pressure can stimulate our motivation and inspire our potential.Negative effects:(1)Excessive stress or suffering from stress for a long time does harm to our health.(2)People may feel their stress –being anxious or worried, being easily angered or not being able to sleep or concentrate well.(3)Stress can affect the learning efficiency and the normal performance of existing level.在现代社会，大多数人承受的压力都比以往要多。有些人不懂得正确处理压力，而选择了极端的方式去逃避或了结他们的压力。但是，压力是有害的吗？在我看来，任何事情都有两面性。同样地，我们要从两个方面来认识压力。

一方面，压力是由于紧张或焦虑而引起的一种精神负担。在现代社会，压力大多数来源于环境或是自身的高要求或沉重的负担，比如来自同辈人的压力，经济上的压力等。如果我们不能处理好压力，我们就很容易陷入消极情绪中，丧失继续前进或和困难作斗争的动力和勇气。从这方面来说，压力是对我们身心的一个威胁。

然而，另一方面，如果我们处理得好，压力也可以转化为一种动力。比如说，你发现在一次考试中，你的同学超过了你，你感到有压力了，但与此同时，你也会告诉自己说你要更加努力以便在下次考试中超过他。在这种压力下，你会发现自己会有更多的动力和精力去学习。从这一角度来看，压力是我们进步的推进器。

因此，我们要用辩证的方法看待压力，适当地处理压力。

In modern society, most people are under the higher pressure than ever before and some people cannot handle the stress well and choose some extreme ways to avoid or settle their stress.However, is stress a bad thing? As far as I am concerned, everything has two coins, and we also need to realize it from two aspects.For one thing, stress is a kind of mental burden caused by nervousness or anxiety.In modern society, stress is mostly caused by the high requirements or heavy burden from surroundings or us, such as stress from peers or stress in economy.If we cannot handle the stress well, we would be easy to be in a negative mood and lost our motivation and courage to keep going or struggle with difficulties.In this aspect, stress is a threat for our body and mind.However, for another, stress can also be changed into a kind of motivation if we handle it well.For example, when you find that you are surpassed by your classmates in an examination, you feel stressful but at the same time, you also tell yourself that you need to work harder to surpass him next time.Under this stress, you will find yourself have more motivation and energy to study.In this point, stress is a propeller for us to get more improvements.Thus, we need to use a dialectical method to treat stress and handle it properly.10.To be a rich man will make you feel more happy, do you think so? 你认为成为一个有钱人会让你更快乐吗？ 我认为是的：

(1)如果我成为有钱人，我可以做任何我想做的事情。

(2)如果我成为有钱人了,我可以到世界各地旅游。我想这是全世界许多人的梦想。(3)如果我成为有钱人，我可以让父母过上更好的生活。

(4)如果我成为有钱人，我可以帮助需要帮助的人们。赠人玫瑰，手留余香，我也会更快乐。

我认为不是的：

(1)有钱人不容易满足。

(2)劳动，创造，奋斗，收获，这些过程本身就是一种快乐。有钱人不需要努力奋斗，会失去这些快乐。

(3)有钱人总是担心接近他的人不怀好意，不容易信任别人，经常会感到孤独。(4)有钱人往往为了成功牺牲个人生活、亲情、友情、爱情以及健康。I think so:(1)If I were rich, I could do anything I want.(2)If I were rich , I could travel all over the word.I suppose this is the dream of many people the word over.(3)If I were rich, I could provide a better life for my parents.(4)If I were rich, I could help the people who need help.After giving rose to others,fragrance remains with the hands.I would feel more happy.I don’t think so:(1)The rich are not easy to be satisfied.(2)The process of labour,creation,striving and harvest is a kind of happiness.If you are a rich man, you will not need to struggle for money.You will lose the happiness.(3)The rich always worry whether the person who is close to them has evil intentions.They don’t believe others easily and they always feel lonely.(4)The rich often sacrifice their personal life, family ties, friendship,love and health in order to succeed.Would you be happier if you become a rich man? I think that most people will answered:“Yes，I would”.In fact, I also think so.If I were rich, I could do anything I want.If I were rich , I could travel all over the word.I suppose this is the dream of many people the word over.If I were rich, I could provide a better life for my parents.If I were rich, I could help the people who need help.After giving rose to others,fragrance remains with the hands.I would feel more happy.However, I know that happiness is not just related to money.The personal life, family ties, friendship,love and health are also very important factors.If you live in a inharmonious family and have a poor health, you will not feel happy even if you have lots of money.Money can do many things, but it cannot buy health and the harmony of a family.To sum up, money can add happiness to our life,but it is not happiness.11.Students should learn from books or practice? 学生应该从书本中学习还是在实践中学习学生应该从书本中学习：

(1)实践往往会花费很多时间，从书本中获得知识，不受时间和空间的限制。(2)在实践中获得的知识，我们同样可以借鉴前人的经验，从书本中获得。

(3)书籍可以使我们开阔眼界，丰富思想，并使我们获得许多不能从实践中了解的知识。学生应该在实践中学习：

(1)只有通过参与社会实践，同学们才能提高解决实际问题的能力，更加独立。(2)通过社会实践，同学们可以获得书本上没有的知识。

(3)通过参与社会实践，同学们可以更紧密地关注社会现状，为将来的工作积累经验。Students should learn from books:(1)Practice usually costs a lot of time.Students can gain knowledge from books without the restrictions of time and space.(2)Based on the experience from predecessors,we can also acquire knowledge from books which we gain from practice.(3)Books can broaden our minds,enrich our thinking,and inform us of many of the things which can’t be learned from practice.Students should learn from practice:(1)Only by applying themselves into social practice, can the students enhance their ability of solving real-world problems and be more independent.(2)Through taking part in kinds of social practice, students can get a closer eye on the present situation of the society, and accumulate experience for future work.(3)We can gain lots of knowledge that the books do not cover by attending social practice.It has been said, “Not every thing that is learned is contained in books.” In your opinion, students should learn from books or practice? Why? “Experience is the best teacher” is an old cliche(陈词滥调), but I agree with it.You can’t learn everything from a book.Of course, learning from books in a formal educational setting is also valuable.And students can gain knowledge from books without the restrictions of time and space.Nevertheless(然而), I think that the most important lessons can’t be taught;they have to be experienced.Only by applying themselves into social practice can the students enhance their ability of solving real-world problems and be more independent.What’s more, through taking part in kinds of social practice, students can get a closer eye on the present situation of the society, and accumulate experience for future work.To sum up, it is true that social practice is a more effective way to enhance students’abilities in all aspects.Knowledge starts with practice.Therefore, students should grasp every chance to practice and perfect them.12.Education or work experience, which one is more important? 学历和工作经验，哪个更重要？ 学历更重要：

(1)对于刚毕业的大学生来说，持有较高的学历会有更高的机会踏入理想公司的大门。(2)在一些大公司，学历是升职的关键条件。

(3)国企、事业单位等有着严格的学历准入制度，如果你的学历达不到相应的水平，你就没有资格应聘这些单位。工作经验更重要：

(1)现在学历已经越来越无法体现个人能力了,而综合能力现在越来越被工作单位重视。(2)有的单位没有足够多的工作经验是不能进行应聘的。(3)有了相关的工作经验，去竞争更高的岗位更有优势。

(4)如果这个人非常缺乏实践能力，学历也会显得一文不值,企业宁愿聘用学历较低，经验更丰富的应聘者。

Education is more important:(1)For a person who just graduates from university ,if he has higher education , there will be a higher opportunity to enter the door of his ideal company(2)In some big companies, the education is the key condition to get a promotion.(3)There are a strict admittance system of education in state-owned enterprises or public institutions.If your education is short of the corresponding level, you have no qualification to apply for these units.Work experience is more important:(1)Now ,education can not represent one’s ability increasingly, and comprehensive abilities get more and more attention by companies.(2)For some companies,If you don’t have enough work experience, you will have no qualification to apply for these units(3)You will have advantages over others in higher position competition with related work experience.(4)The education will become worthless if the person is lack of practical ability.Companies prefer to hire the applicant whose degree is lower, but the experience is more.It is always a hot topic that what should a boss focus on more, someone pay their attention to work experience , but at the same time, some others argue that the opposite one--education is more important.In my opinion, different choice should be made on different occasion.If person the boss faced is a young man who just graduates from universitie, the education should be think about more.As a student ,he has an obligation to do his study well ,and at this point ,a beautiful school report card is great, at least it proves his study ability, which is very essential for the coming days.But if whom the boss faced is a forty old man and just fired a company or be fired by the original corporation , then the boss would think a lot of such things as work ability , experience and so on.Then the education would be seen nothing as it is just a history to him.All in all ,both of them are important, of course ,there are some else are also indispensably, to the boss ,before making a choice, think about what he want most, namely, which person he need most is most important.13.Should we smoking in public area? 我们应该在公共场合吸烟吗？ 我们不应该在公共场合吸烟：

(1)吸烟对环境不利，吸烟所产生的大量有害气体会污染环境。(2)吸烟有害健康，会导致多种疾病，例如：肺癌。

(3)在公共场合吸烟危害更大，被动吸烟比吸烟人患病率要高。We should not smoking in public area:(1)Smoking is harmful to the environment.It pollutes environment by giving much poisonous gas off into the air.(2)Smoking does harm to our health.Smoking can lead to many diseases,such as lung cancer.(3)In public places,the harm of smoking is greater.Ratio of passive smokers getting ill is higher than that of smokers.现在,有些单位宣称没有人可以在他们的办公室里吸烟。有些国家已禁止在公共场所吸烟,这种做法很好,尽管它剥夺了我们一些自由。正如我们所知道的,吸烟不仅对健康不利而且对环境也不利。吸烟会导致多种疾病,例如：肺癌。烟气对不吸烟者的影响有甚于对吸烟者本人的影响。被动吸烟比吸烟人患病率要高，所以很多不吸烟的人反对在公共场合吸烟。同时吸烟所产生的大量有害气体会污染环境。因此,在公共场合不吸烟是非常必要的和重要的，这可以保护人类健康和环境。有些人说这会剥夺我们的一些自由。我认为这样的观点是片面的，如果某人想抽烟,可以在私人场合抽烟而不是在公共场合。实际上,烟民仍然有吸烟的自由。不过,我认为不仅仅是私下里,而且,在公共场合,在任何地方烟民最好放弃抽烟,这会有益于每个人。

Some businesses now say that no one can smoke in any of their offices.Some governments have banned smoking in all public places.This is a good idea though it takes away some of our freedom.As we know,smoking is harmful not only to our health but also to the environment.Smoking can lead to many diseases,such as lung cancer.Smoking affects nonsmokers more than it does smokers.Ratio of passive smokers getting ill is higher than that of smokers.So,many nonsmokers are against smoking in public area.And meanwhile, smoking pollutes environment by giving much poisonous gas off into the air.Therefore,no smoking in public area is very necessary and important to us.It is a measure to protect our health and environment.Some people say that it takes away some of our freedom.I think it is a one-sided view.If one wants to smoke,he may smoke in private places,not in the public places.In fact,smokers still have the freedom of smoking.But I think,smokers had better give up smoking,not only in private places,but also in the public places,everywhere.It will be beneficial to all of us.14.Countryside and city, which will make you feel happier? 农村和城市,哪个会让你感觉更快乐？

农村：

(1)你可以享受农村新鲜空气和宁静。

(2)生活在农村里的人比城镇居民身体更加健康。(3)城市喧闹，污染严重。

(4)城市居民不得不面临住房不足和交通堵塞的问题。城市：

(1)城市在交通系统、医疗、教育、娱乐等方面来源方便，并且拥有先进的信息技术。这些极大丰富方便了人们的生活。

(2)在城里我们可以尽量多的认识一些人。

(3)在农村几乎没有娱乐节目，这会让人们感到无趣。(4)在农村，教育、医疗以及交通落后。Countryside:(1)You can enjoy the fresh air and tranquility of the country.(2)The people who live in the beautiful country is more healthy than citizens.(3)The city is always noisy and polluted seriously.(4)The city dwellers have to suffer from poor housing problems and traffic jams.City:(1)The city has more convenient sources and modern information technology in transportation system ,medical care, education , entertainment and etc.These make people’s life abundant and convenient greatly.(2)We can get to know as many people as they want in the city.(3)There are few entertainment center in the country ,which makes people feel dull.(4)The education ,the medical care and transportation are also backward.Both these two sorts of life have their own supporters who have balanced their advantages and disadvantages.City life makes its supporters on top of the modern world.Compared with country life, city life seems to be more convenient.There are broad roads for traffic, and different shops for his people to buy everything they want.Besides, there’re also more jobs and opportunities for the young to try.When it comes to country life, we know that it can be calm and peaceful.Living in the country with less struggles and temper makes people feel happy and relaxed.Moreover, its clear air and natural food lead people to a healthy life.For me, I prefer to live in the country, for its pure and simple ways.My life needn’t be wealthy or complicated.Green trees and blue sky, a book and a cup of tea, a considerate lover and a warm family, that’s all I want.15.Do you think students should wear school uniform in school? 你认为学生应该在校穿校服吗？ 学生应该在校穿校服：

(1)让学生统一穿校服，有利于培养学生的团队精神，强化学校的整体形象，增强集体荣誉感。

(2)整齐划一的校服可以避免学生间的攀比，可以使得学生在成长的过程中拥有健康的身心。

(3)校服是一个学校的标志和象征，表明学生的身份。(4)统一穿校服可以突出学生朝气蓬勃。学生不应该在校穿校服：

(1)在崇尚个性的年代，千篇一律的校服，对孩子们的审美发展和个性发展都是不利的。(2)穿校服限制了学生的创造力、想像力。(3)穿校服比较死板，跟不上潮流。

(4)穿校服很不方便，而且穿便服比穿校服好看。students should wear school uniform in school:(1)It is helpful to build up team work ability, enhance the school's entire public image, and boost up the honour of collectiveness by wearing school uniform.(2)School uniform helps students avoid being compared to others about the clothes.It can make students possess health both in body and mind.(3)School uniform is one of the sign and symbol of the school.It reveals students’ identity.(4)Students’ characteristic of vigorousness can be highlighted by wearing monotonous school uniform.students should not wear school uniform in school

(1)It is bad for students’ development of aesthetic and personality by wearing school uniform in this era of respect for individuality.(2)It limits the creativity and imagination of students by wearing school uniform.(3)It is rigid by wearing school uniform ,because the school uniform always does not go with the tide.(4)It is not convenient to wear school uniform.And wearing casual clothes is more beautiful than wearing school uniform.Many high schools，both public and private, require students to wear uniforms.Taking the advantages of wearing school uniforms into consideration, I'm all for it that school uniforms should be a necessity for students.First, uniforms make students equal on an economic level.With uniforms, students from poor families dress the same as students from rich families.This can prevent envy and jealousy about stylish clothes.It can also encourage students to form friendships based on personality, not clothes.Second, uniforms encourage the individual students of a school to feel like part of a bigger group.Their feelings of being together, working together and having something in common are all helped by uniforms.It is helpful to build up team work ability, enhance the school’s entire public image, and boost up the honour of collectiveness by wearing school uniform.Last but not least, school uniform is one of the sign and symbol of the school.It reveals students’ identity and highlights Students’ characteristic of vigorousness.In a word, I think highly of school uniforms.It can always do us good.