留学申请个人陈述写作经典

第一篇：留学申请个人陈述写作经典

Applicant for Finance Program from Renmin University of China

Personal Statement

My interest in finance can be initially traced back to the bestseller entitled Rich Dad, Poor Dad written by Kiyosaki Robert T.and Lechter Sharon L..Though a ten-year-old boy at that time, I was much fascinated with the economic knowledge conveyed in simple expressions of the book which I read for several times and shared the cases in it with my friends.My motivation to explore the financial world also benefits from my parents both of whom have achieved higher education in finance and engaged in the relevant fields.Having received a rigorous academic training for my past undergraduate study in Renmin University of China, I’m eager to educate myself on an international scale.Finance appeals to me by its extensive and profound nature.As far as I’m concerned, the relationship between finance and economy is akin to that between blood and body.Just as the physical conditions can be reflected from the circulation of blood according to the Chinese medicine, the economic operation of a country can be judged from its financial status, funds flow, etc.My exposures to the professional courses of Money and Banking, Corporate Financing, Macro/Micro Economics, Econometrics, International Finance, and Insurance as well as the mathematical courses such as Mathematical Analysis, Advanced Algebra, Probability Theory and Mathematical Statistics have enabled me to lay a solid academic foundation of finance.Meanwhile, bearing in mind sound interpersonal skills and hands-on ability are the basic personal qualities required of a successful financial person, I availed myself of various opportunities to undertake practices.I began to invest in the stock market in 2007.In face of the frustrations at the outset, I audited all the courses of security analysis and investment on campus, read a lot of financial magazines and newspapers and consulted some professors and my parents.I was uplifted during such a process, not only in money making, but also in grasping the principles and regulations behind the stock market.I value my experiences in conducting research programs which acted as bridges linking my theoretical knowledge with the larger world where it would be applied.More importantly, I got much enlightenment and inspiration from making presentations, like my presentations regarding the comparison and analysis of appreciations of Yuan and Yen along with the cases of insurances.In these presentations, I tried to arrive at flexible and comprehensive command of complicated knowledge.Besides, I derived self-confidence and sense of joy in immersing myself in the fields where my interests genuinely lay.My other unique assets are attributed to my internships in different units where finance invariably plays an important role.When I worked in China Foreign Exchange and Trade Centre, I gained a full understanding of the trading systems of commercial banks and raised my own proposals which were soon adopted about their function setting.Meanwhile, I found a trader’s work busy but interesting, which allowed me to see my own strength and weakness gauged with the professionals.I had my professional skills and teamwork spirit honed during my internship in People’s Bank of China where I learned about the functions of the central bank and my prominent performance won recognition from the persons in charge there.Furthermore, my on-the-spot investigations in a goal

Applicant for Finance Program from Renmin University of China

mine enterprise and a copper mine enterprise allowed me to see other fields where finance matters tremendously through my exposure to the financial conditions, profit resources and development trends of the enterprises.These experiences, combined with my bountiful extracurricular activities such as the volunteer position of Beijing 2008 Olympic Games, involvement in organizing exhibitions and shows have prompted me to set my own career goals—compared to the research work, I prefer a more practical career.And I have learned to focus on the way to achieving my goals—to pursue more advanced education in America, the ideal place full of practical opportunities regarding finance and economy as a whole.I have long admired your esteemed university for its significant achievements in the teaching and research of finance.Your program of finance, with its well-structured curriculum, highly-productive faculty as well as a multitude of real-world projects matches my academic background and interest perfectly.I hope to work in a world-class financial institution or a transnational enterprise after the completion of my master program and your diverse student body and strong alumni work will no doubt become a stepping stone leading me to my career goal.Fully prepared and determined, I’m convinced that your university is precisely my starting point.

第二篇：留学申请个人陈述

Applicant for Computer Science Program from Tsinghua University

Personal Statement

For nearly one year, when all other colleagues had gone back home after work or to the bars for relaxation, I kept myself busy with the designing, programming, and refactoring work.When I got home every day after ten o’clock in the night, I would read papers of XXX and continue for seeking the universities and professors attractive to me until one o’clock in the morning.My sense of responsibility for the company made me obliged to finish all the projects in my hands before I leave for America.And my yearning for the free American environment which is easy to inspire researchers’ potential made me willing to live such hard life under much greater pressure.Although over two years’ software development work in Beijing Grandsoft Technology Co., Ltd has already helped me accumulate considerable experience in software programming and designing and make some achievements admirable in others’ eyes, I, who will be promoted as a senior development engineer, know clearly that only the xxx program in your department can fully exert my strength and make my pursuit come true.I know that I belong to the kind of people who are able to better realize the life values and meaningfulness while doing certain interesting things, who enjoy challenges and thinking and who are always in pursuit of creative ideas.However, the work I was taking up now is almost always repetition of what has already existed.That’s why I gave up the achievement without hesitation.I know that I will be able to master the most advanced technology and thoughts in the xxx program.In such a bright and promising field, I believe I will be able to inspire all my ability in facing challenges, and finally become a top talent to make contributions to the development in the field.Moreover, my studying and working experiences make me very confident in myself to believe that I have got the ability and potential to realize my pursuit.I became interested in computer science in Chongqing Nankai Middle School, a school emphasizing cultivating personal interests.But my unusual performance in the National Entrance Examination failed me for entering the Department of Computer Science of Tsinghua University.Being clear of my interest and goal, I spent quite a lot of time in computer science besides the basic courses required by the university.Although I didn’t gain an extraordinary GPA, I succeeded in transferring to the School of Software.Afterwards, my GPA continued increasing and my foundation in the major was consolidated.I have a good habit in learning and working.No matter how great the pressure was, I would stick to my studies after work.And I finished reading books like Interconnection Networks-An Engineering Approach and reviewed(Introduction to Algorithms, Computer Networks, Database Systems Concepts)twice.In addition, I am very creative.I could solve the instability in file transmission by using FTP/HTTP method instead of the original Web Service/COM+ method to cope with different network situations after independent

Applicant for Computer Science Program from Tsinghua University

thinking;I could solve the problem of difficulties in managing the patch files by putting the client patch files on the server for Auto update, improving the clients’ satisfaction greatly.What’s more, I am very strict with myself and always keep a heart for excellence.I successfully became a formal employee in advance during the probation period.And I gained the Intermediate Engineer position in only one year which normally took three years by others.At the same time, my strong sense of responsibility helped me never disappoint my supervisors and colleagues even when it was necessary to work overtime continuously or all night.Besides, I can even get enlightened when facing failures.My experience in taking charge of the GCM—Grandsoft Cost Management project can be cited here as an example.In this project, we adopted C/S structure using COM+/Web Service as the communication method, and SQL Server 2000 as the database.Although the SQL was optimized and different DB engines and components were tried, the querying efficiency was not improved obviously when dealing with mass data and complex business logics.However, I learned in the course how to improve the efficiency of database query for huge amount of data, how to conduct efficiency test and experiment and how to use the simplest query to realize the huge business logics.In trial use of the Qlikview software of a professional data query company, although I was not able to solve the problem, I learned the BI thoughts to cache data into the memory to improve the application efficiency.However, though I have laid a solid foundation in my years of studies in Tsinghua University and my self-studies during the work, though I have improved my ability in practice and problem-solving, I still lack in theories which can be seen from the above examples.Only practice is not enough to solve problems completely.The importance of theories can be also seen in my adjusting the tree traversing algorithm.I improved the GCM product’s tree building efficiency by dozens of times after I analyzed the general law of data distribution.Therefore, I am more determined to continue my further education abroad.Having gone through the thinking during the learning-working-learning process, I believe that I’ve already found what I need.The xxx program will be the most meaningful place for me in my life.The next ten years of concentrative research coupled with my determination to accept new challenges will enable me to become a paving stone on the road of CS development.以上内容由华恒海淀精品留学部提供

第三篇：美国留学申请个人陈述写作常见弊端

美国留学申请个人陈述写作常见弊端

由于在中国的升学体制中，基本上是唯分数论的，因此中国的申请人对这类文件的写作和思维方式不熟悉。而欧美大学录取学生，发放奖学金，是通过全面综合考察申请者的条件来决定的。所谓留学文书，如PS，推荐信，RP(Research proposal),CV 等是一套文件系统，用以向录取院校从各个角度展现您的求学动机，学术学习能力，工作和研究经历，结合一系列更“客观”，可量化的指标：如 GRE，TOEFL，IELTS，GPA，等构成您的全貌。留学文书在西方的文化背景下是申请入学(奖学金)的极为重要的组成部分。其中PS往往对您的申请是否成功起到很大的作用。业内人士在工作中为数百计的申请人进行留学文书的咨询和写作过程中发现，由于中西方教育体制的差异和网上各种良莠不齐的“范文“的误导，许多申请人的PS写作理念非常混乱，专家结合中国申请人文书写作的常见弊端，简述PS的写作要领。

1、PS的长度

在欧美，PS归为ESSAY(漫谈)类，是一种短小精悍的文体。笔者曾深入研究过欧美出版的优秀PS文选，无不短小精悍，内容却非常丰满，文笔优美。

一般来说一篇PS的正常长度为600—800英文单词，而相当多的中国申请人的PS超长。笔者甚至见到某些人的PS写到3千多字。很多中国申请人试图把自己的方方面面的优点和成绩展示出来，须知

PS不是简历的详细补充，许多信息可以通过其它文件展示，(如学习成绩等)。美国大学的招生人员曾谈到：在留学申请旺季时，面对堆堆积如山的文件，一般他们审查一个PS的时间只有2，3分钟，那种长篇大论类的PS只能让人心生厌烦。

2、PS必须紧扣所要申请那个专业的主题写，主线要明确，不要盲目的个性化

许多人都一知半解地听说PS需要“独特个性”(unique)，和”煽情“(Emotional),因此挖空心思地找自己的“独特“点和乱“煽情“，结果往往南辕北辙，许多多中国申请人往往用大段篇幅写一些不相干的个性，在招生者眼中，这完全不着边际(make no sense)。必须明确，PS这样一篇短短数百字的文章是没有地方去说不相干的废话的。温馨提示：专业的事情，交给专业的机构来完成。10年来，监审留学一直致力于留学文书的写作服务，已经帮助过无数留学生申请到理想的大学，擅长美国，加拿大，英国和澳洲的个人陈述和推荐信写作。

通过PS你必须让招生者知道你选择该专业的明确和强烈的动机，同时具备充分的条件完成该专业的学习。当然在这个基础上每个人都可以通过很独特而有个性的文字来表达自己。如笔者曾经修改过一份申请 CS(计算机专业)的PS，原文用了数百字描述他如何开展班级工作的经历。笔者将其改为：

我喜欢思考，如何让事物运转得更有效率。在大学期间我担任班级文艺委员职务。在工作初期，成员经常因为性格，工作方式各异产

生矛盾。后来我根据每个人情况，让性格外向，善于人交际的人做外联及工作将协调沟通的工作;让善于思考，思维活跃，勇于创新的人做各项工作的筹备及策划工作;让有远见，有凝聚力的人做整个工作的进度安排，及分配各项任务。这样安排的结果是系统发挥了最佳效率。

这样既突出了个性，又紧扣申请CS专业应具有的严谨的系统思维能力这一重要素质体现了出来。

3、结构简单，衔接紧密，主线明确，便于理解

“Simple is the best ”请记住，招生人员每天要读大量的申请资料，只有那种简单有力重点突出的的文章才能打动招生人员。留学文书其实是您个人的广告，您仔细想想，给您留下深刻印象的广告哪个不是简明而有力的?中国申请人往往倾向于把自己的优点不分主次全都告诉招生人员，导致的结果就是招生人员对你的整体印象的模糊。笔者认为，PS中什么都是重点，就等于没有重点。

4、精心安排PS和其它文件的关系

如上所述，PS，推荐信，简历等文件构成一整套申请文件系统，既需要相互应证，也需要这些文件各有侧重点。因此在写作这些文件之前必须总体构思安排文章的布局和每个文件突出的重点。许多申请人将本该由简历或推荐信突出的内容放在PS中，这样不但造成信息的无效重复，同时弱化了PS应起的作用。

5、语言表达层面上一定要用地道的英语

中国人自己读得很顺的英语往往是按中文的语言逻辑写成的“中

式英语”,不但会大大削弱您想表达的意思,产生误解,而且会让招生人员看起来很枯燥无味(DULL).有些申请人，特别是考过GRE的申请人，用词句式过于夸张，古怪，不符合英语的思维习惯和文风。这种中国学院英语，其实经常让外国教授难以理解或是看后笑得前仰后合。完成的文件最好由母语人士进行修改。

第四篇：留学申请个人陈述范例

Applicant for Finance Program from Renmin University of China

Personal Statement

My interest in finance can be initially traced back to the bestseller entitled Rich Dad, Poor Dad written by Kiyosaki Robert T.and Lechter Sharon L..Though a ten-year-old boy at that time, I was much fascinated with the economic knowledge conveyed in simple expressions of the book which I read for several times and shared the cases in it with my friends.My motivation to explore the financial world also benefits from my parents both of whom have achieved higher education in finance and engaged in the relevant fields.Having received a rigorous academic training for my past undergraduate study in Renmin University of China, I’m eager to educate myself on an international scale.Finance appeals to me by its extensive and profound nature.As far as I’m concerned, the relationship between finance and economy is akin to that between blood and body.Just as the physical conditions can be reflected from the circulation of blood according to the Chinese medicine, the economic operation of a country can be judged from its financial status, funds flow, etc.My exposures to the professional courses of Money and Banking, Corporate Financing, Macro/Micro Economics, Econometrics, International Finance, and Insurance as well as the mathematical courses such as Mathematical Analysis, Advanced Algebra, Probability Theory and Mathematical Statistics have enabled me to lay a solid academic foundation of finance.Meanwhile, bearing in mind sound interpersonal skills and hands-on ability are the basic personal qualities required of a successful financial person, I availed myself of various opportunities to undertake practices.I began to invest in the stock market in 2007.In face of the frustrations at the outset, I audited all the courses of security analysis and investment on campus, read a lot of financial magazines and newspapers and consulted some professors and my parents.I was uplifted during such a process, not only in money making, but also in grasping the principles and regulations behind the stock market.I value my experiences in conducting research programs which acted as bridges linking my theoretical knowledge with the larger world where it would be applied.More importantly, I got much enlightenment and inspiration from making presentations, like my presentations regarding the comparison and analysis of appreciations of Yuan and Yen along with the cases of insurances.In these presentations, I tried to arrive at flexible and comprehensive command of complicated knowledge.Besides, I derived self-confidence and sense of joy in immersing myself in the fields where my interests genuinely lay.My other unique assets are attributed to my internships in different units where finance invariably plays an important role.When I worked in China Foreign Exchange and Trade Centre, I gained a full understanding of the trading systems of commercial banks and raised my own proposals which were soon adopted about their function setting.Meanwhile, I found a trader’s work busy but interesting, which allowed me to see my own strength and weakness gauged with the professionals.I had my professional skills and teamwork spirit honed during my internship in People’s Bank of China where I learned about the functions of the central bank and my prominent performance won recognition from the persons in charge there.Furthermore, my on-the-spot investigations in a goal

Applicant for Finance Program from Renmin University of China

mine enterprise and a copper mine enterprise allowed me to see other fields where finance matters tremendously through my exposure to the financial conditions, profit resources and development trends of the enterprises.These experiences, combined with my bountiful extracurricular activities such as the volunteer position of Beijing 2008 Olympic Games, involvement in organizing exhibitions and shows have prompted me to set my own career goals—compared to the research work, I prefer a more practical career.And I have learned to focus on the way to achieving my goals—to pursue more advanced education in America, the ideal place full of practical opportunities regarding finance and economy as a whole.I have long admired your esteemed university for its significant achievements in the teaching and research of finance.Your program of finance, with its well-structured curriculum, highly-productive faculty as well as a multitude of real-world projects matches my academic background and interest perfectly.I hope to work in a world-class financial institution or a transnational enterprise after the completion of my master program and your diverse student body and strong alumni work will no doubt become a stepping stone leading me to my career goal.Fully prepared and determined, I’m convinced that your university is precisely my starting point.以上内容由华恒海淀精品留学部提供

第五篇：留学申请个人陈述

Applicant for Computer Science Program from Tsinghua University

Personal Statement

For nearly one year, when all other colleagues had gone back home after work or to the bars for relaxation, I kept myself busy with the designing, programming, and refactoring work.When I got home every day after ten o’clock in the night, I would read papers of XXX and continue for seeking the universities and professors attractive to me until one o’clock in the morning.My sense of responsibility for the company made me obliged to finish all the projects in my hands before I leave for America.And my yearning for the free American environment which is easy to inspire researchers’ potential made me willing to live such hard life under much greater pressure.Although over two years’ software development work in Beijing Grandsoft Technology Co., Ltd has already helped me accumulate considerable experience in software programming and designing and make some achievements admirable in others’ eyes, I, who will be promoted as a senior development engineer, know clearly that only the xxx program in your department can fully exert my strength and make my pursuit come true.I know that I belong to the kind of people who are able to better realize the life values and meaningfulness while doing certain interesting things, who enjoy challenges and thinking and who are always in pursuit of creative ideas.However, the work I was taking up now is almost always repetition of what has already existed.That’s why I gave up the achievement without hesitation.I know that I will be able to master the most advanced technology and thoughts in the xxx program.In such a bright and promising field, I believe I will be able to inspire all my ability in facing challenges, and finally become a top talent to make contributions to the development in the field.Moreover, my studying and working experiences make me very confident in myself to believe that I have got the ability and potential to realize my pursuit.I became interested in computer science in Chongqing Nankai Middle School, a school emphasizing cultivating personal interests.But my unusual performance in the National Entrance Examination failed me for entering the Department of Computer Science of Tsinghua University.Being clear of my interest and goal, I spent quite a lot of time in computer science besides the basic courses required by the university.Although I didn’t gain an extraordinary GPA, I succeeded in transferring to the School of Software.Afterwards, my GPA continued increasing and my foundation in the major was consolidated.I have a good habit in learning and working.No matter how great the pressure was, I would stick to my studies after work.And I finished reading books like Interconnection Networks-An Engineering Approach and reviewed(Introduction to Algorithms, Computer Networks, Database Systems Concepts)twice.In addition, I am very creative.I could solve the instability in file transmission by using FTP/HTTP

method instead of the original Web Service/COM+ method to cope with different network situations after independent thinking;I could solve the problem of difficulties in managing the patch files by putting the client patch files on the server for Auto update, improving the clients’ satisfaction greatly.What’s more, I am very strict with myself and always keep a heart for excellence.I successfully became a formal employee in advance during the probation period.And I gained the Intermediate Engineer position in only one year which normally took three years by others.At the same time, my strong sense of responsibility helped me never disappoint my supervisors and colleagues even when it was necessary to work overtime continuously or all night.Besides, I can even get enlightened when facing failures.My experience in taking charge of the GCM—Grandsoft Cost Management project can be cited here as an example.In this project, we adopted C/S structure using COM+/Web Service as the communication method, and SQL Server 2000 as the database.Although the SQL was optimized and different DB engines and components were tried, the querying efficiency was not improved obviously when dealing with mass data and complex business logics.However, I learned in the course how to improve the efficiency of database query for huge amount of data, how to conduct efficiency test and experiment and how to use the simplest query to realize the huge business logics.In trial use of the Qlikview software of a professional data query company, although I was not able to solve the problem, I learned the BI thoughts to cache data into the memory to improve the application efficiency.However, though I have laid a solid foundation in my years of studies in Tsinghua University and my self-studies during the work, though I have improved my ability in practice and problem-solving, I still lack in theories which can be seen from the above examples.Only practice is not enough to solve problems completely.The importance of theories can be also seen in my adjusting the tree traversing algorithm.I improved the GCM product’s tree building efficiency by dozens of times after I analyzed the general law of data distribution.Therefore, I am more determined to continue my further education abroad.Having gone through the thinking during the learning-working-learning process, I believe that I’ve already found what I need.The xxx program will be the most meaningful place for me in my life.The next ten years of concentrative research coupled with my determination to accept new challenges will enable me to become a paving stone on the road of CS development.以上内容由华恒海淀精品留学部提供

Master of Accounting

Personal Statement

In 2009, when everyone in China was saving money for real estate investments, I was putting money away so that I could come to the United States and study.This was not a popular decision among my family and friends.Why would I give up a great job and life to travel half way across the earth and become a poor college student again? I don’t know how many times I tried to explain to them that I thought it would be a good investment and that in the end it would benefit my life and my career tremendously.The second reason(and maybe the most important)is that I truly enjoy learning and obtaining knowledge;it makes me feel I am growing as a person and gives me a great sense of self-satisfaction.My grandfather was a respected professor at a prestigious university prior to the Cultural Revolution and both my parents are senior engineers who graduated from the best university in China.Though we were never rich by any means, my parents always made it a priority to take me to museums, bookstores, and famous colleges in their spare time.I loved reading stories about famous scientists, especially those who persisted in their theories no matter how difficult the situation.The atmosphere in my house was one that allowed me to cultivate my mind and find my passion.My decision to major in accounting came from my three-year term as the treasurer of my high school class.There I was responsible for recording, archiving receipts, making the annual budget, and collecting and refunding money for programs.This job transformed me into a patient and organized person who wanted to learn more about financial management.In 2001, I enrolled as an accounting student at the(college name).(college name)is one of the most competitive universities in China and my time there taught me a lot about the spirit of hard work.Each of my last three years at the university I was awarded a level 3 scholarship as an outstanding student.Upon graduation my major GPA was a 3.6 which ranked me among the top 15 percent of my class.To prove my accounting sense and financial management capability I postponed my graduate education and accepted a position as an auditor at(accounting firm name)Beijing Branch.During my 4-year employment there I had the opportunity to experience the full range of planning, auditing, and reporting.Among my duties there were:(1)the designing of suitable audit methods for clients,(2)using procedures to exam and analyze accounts,(3)evaluating the fairness of financial statements and reports,(4)and providing recommendations regarding improving operations and financial positions of clients.My largest client when I was with(accounting firm name)was(company name).I worked as an auditor of their IPO program and on the first annual audit after that.One of the things I am most proud of is the Revenue and Cost recognition model I created while I was there.It was based on the percentage-of-completion method and could check for inconsistencies within the data, calculate the revenue of projects, and exam clients’ combination results when there are inter-subcontracts.This model was adopted as the major tool for the entire team of auditors(approximately 100)and to my knowledge is still used in(company name’s)audit team today.My work there not only confirmed my competence in the accounting field, but also trained me into a diligent and persevering professional.More than 50% of my clients were new clients, meaning we had no records in our database to refer to.The challenge of starting from the very beginning is stressful and exciting at the same time.I found myself extremely motivated when I had the authority to design procedures and make decisions.The feeling of success and confidence I gained from serving new clients is the main reason why I stayed with the(company name)team for 20 months.My work there gave me a great sense of self-satisfaction and was recognized by my peers and supervisors.I was rewarded for my hard work by being one of the top paid employees at my level during my last three years of employment.When working as an auditor, the thing that interested me most is the conversion between different GAAPs.My experience of serving publicly listed companies in China, Hong Kong, and the US made me realize there are many theoretical differences between PRC GAAP, IFRS, and US GAAP.The accounting principles adopted by different countries not only show their stages of development, but also express their culture and social preferences.So is it really possible that we eliminate the GAAP difference by implementing IFRS? I am not sure what the right answer is but it is my opinion that the current IFRS employed in Hong Kong is vague and can be the source of many discussable issues.US GAAP, on the other hand, provides a much more advanced and structured approach to accounting.Maybe the US will adopt the IFRS eventually, but I believe that the US GAAP will still provide helpful guidance in the future.Learning more about the US GAAP is one of the main reasons I want to pursue an Education in the United States and I hope to obtain the AICPA license prior to my graduation.I chose the accounting program at the(college name)not only because of its great reputation, but also because of the financial services option that I am especially interested in.Though my auditing experience proved my accounting skills, I also want to learn more about financial tools, such as bonds, forward contracts, and arbitrage.New businesses are relying more and more on the capital markets and having a solid knowledge of financing is a necessary commodity in the accounting field.With(college name’s)financial services option I would be able to take more than 20 credit hours of finance classes, which will help me become much more proficient in the area of financial analysis.After graduate school, I plan to go back to China and consider a career in a new developing industry.The ability to see my accounting and financial management knowledge evolve into a hopeful, healthy, developing business is my motivation for this choice.Although many of my family and friends may not think that coming to the US to study is the best decision, I believe it will broaden my knowledge of accounting to an extent that I could never find in my home country.Also it will allow me to follow my own passion and learn from another culture which will be an invaluable asset for the rest of my life

以下是一篇申请美国金融专业的出国留学个人陈述范文，很长，大家可以参考一下，取长补短。美国金融专业的申请竞争还是非常激烈的，所以个人陈述的写作力求新颖亮点突出，文章不在长，而在质量。过于冗长的文章，并不一定对申请起到助力作用。

Finance is the lifeline of modern economy and if there is no finance globalization, there is no economy globalization.Finance globalization promoted to enlarge international finance market;multinational trade species and the scale, to make finance innovative appeared, strengthen international capital function and to play an important role on the resource distribution in the world.With the communication among nations increase and the technology information development, the development of finance tends to globalization.Finance globalization is the motor of economy globalization, finance and economy was one of the important factors for holding for the whole world, information, technology and other industry were developed on the base of finance and economy.The economy strength of a nation decided its place in the world.In the future, the world finance market would present themselves with different styles;non-essential economy began to play an important role in the world, the development of information industry made finance market develop more quickly.Moreover, finance influenced largely on the daily life of common people and made common people more concern the development tendency of finance then before and made out the relevant reaction according to getting information from all aspects, for example, the change of inflation, stock and exchange rate etc.All that influenced common peoples(people’s)lives and economical programs.I began to realize that finance in fact was the different(difference)between microcosmic and microeconomic and macroeconomic knowledge through my

learning in the university, and it owned strong practice and was not abstract knowledge.For instance, currency banking, investment and international finance etc.all offered many cases and made me realize the meaning of finance.Then I knew that finance covered a wider scope and researcher needed strong academic background and ability on macro-control by practices and analysis of cases.For example, I acted as a leader of group, each group represents an enterprise and discussed whether open new produces instead of old produces, I told every member to answer for a part and consult materials, then we talked about them together and found some materials had superposition and didn’t have close logic, even each member had different emphasis and expressions which made me know cooperation was very important in a enterprise.So I held the second meeting to talk about these questions.I asked all members to look for materials relevant to this case respectively and then analyzed them together.During the process, we thought about them deeply and fully, finally we got a best scheme.Through this experiment, I became lover finance major than before, because it not only brought me model and data but also interest on(in)connecting knowledge with practices to make data and model vivid.Even each new idea produced different result.Finance is not a material concept but is social science, which contains a wider scope.I am very glad to involving discovering unknown things in this field.Just like discussion, many members’ thoughts inspired me and we got satisfied results.Finance is a social science which embodied human being is the essential.We could cultivate our academic taste during the learning symposia and academic discussion process.In the practices we could cultivate intuition added combination with academic background and mathematic theory;we could understand finance better.So I pay attention to connect theory and practices more than before, in my spare time I took part in social practices, for example I visited “international finance” of newspaper office and “Shanghai stock exchange”, besides I took part in planning for the “second finance year meeting” in Shanghai University of Finance and Economics.During the process, I met many finance people and got a chance for visiting Holland bank.Moreover I often consulted lots of finance journals and website materials etc.In order to connect theory with practices better, I carried on special researches on these problems.For example, I began to research “RMB Globalization problem” and its aim was to review substantial economy and non-substantial economy how to influence currency international globalization from demonstration and theory angle to help us understand the experiences and lessons happened on the process of each national currency globalization and offered some feasible references for RMB international globalization.I connected the fact of our national economy development, especially, the base fact of RMB used by some nations around China, through researching the general rule of currency internationalization globalization, to discuss the problem on RMB international globalization process.First, I reviewed the main countries’ currency globalization process in the world, and found that currency globalization must have two basic conditions.The first was rich economy strength;the second was to keep valuta long stabilization.Second, I pointed out RMB globalization was the necessity choice of our national economy persisting development and the benefit of currency globalization according to the impersonality requirement of economical globalization development, and RMB globalization would more enlarge the degree for opening to foreign.At the same time I thought that stable, quickly developmental national economy and larger economical scope made RMB of our country globalization strengthens and higher ability against risk, the last part emphasized the process of RMB globalization and the research on keeping away from risk.The process of RMB internationalization was: first implement RMB regional strategy on the basis of East Asia currency cooperation and East Asian free trade, then implement RMB globalization stratagem under many perfect factors influence.But during this process, it was very difficult for me to research non-substantiality economy in China.At present familiar to us, it was the stock market, while in China the stock market system did not very perfect and exist some problems on efficiency, security and fair.For example, I consulted many materials and knew several stages of Chinese stock issue, international paper department how to issue stock and the relative policy and system of stock market, then I asked my advisor how to comment on it and collected some comments of experts on the website.Besides I logged in MARKET WATCH and bought several stocks to do experiment to find out the conclusion that China it was more perfect, so Chinese stock market needed to be improved.Finance is very important in all fields and no other field can exist with breaking away from finance, so the requirements for financer should be improved in the future.Above all, in the future society, the requirement for financer was higher than before, the talent only mastered profession will unfit the future society.Because in China there are limit resources for me and I am impressed by your esteemed university, so I decided to go abroad for my future education