第一篇：银行英语大全
常用银行英语
存户 depositor存款单 pay-in slip
存款单 a deposit form自动存取机 a banding machine 存款 to deposit存款收据 deposit receipt
私人存款 private deposits存单 certificate of deposit
存折 deposit book, passbook信用卡 credit card
本金 principal透支 overdraft, overdraw
双签 to counter sign兑现 to cash
兑付 to honor a cheque拒付 to dishonor a cheque
止付 to suspend payment支票 cheque/check
支票本 cheque book记名支票 order cheque
不记名支票 bearer cheque横线支票 crossed cheque
空白支票 blank cheque空头支票 rubber cheque
票根 cheque stub/counterfoil现金支票 cash cheque
旅行支票 traveler's cheque转帐支票 cheque for transfer 未付支票 outstanding cheque已付支票 canceled cheque
伪支票 forged cheque庄票/银票 Bandar's note
行长 president储蓄银行 savings bank
大通银行 Chase Bank花旗银行 National City Bank of New York 汇丰银行 Hongkong Shanghai Banking Corporation
麦加利银行 Chartered Bank of India, Australia and China
中央银行 central bank/ national bank/banker's bank
发行币银行 bank of issue/bank of circulation
商业银行/储蓄信贷银行 commercial bank
储蓄信贷银行 member bank/credit bank
贴现银行 discount bank汇兑银行 exchange bank
委托开证银行 requesting bank开证银行 issuing bank, opening bank 通知银行 advising bank, notifying bank议付银行 negotiation bank
保兑银行 confirming bank付款银行 paying bank
代收银行 associate banker of collection委托银行 consigned banker of collection 清算银行 clearing bank本地银行 local bank
国内银行 domestic bank国外银行 overseas bank
钱庄 unincorporated bank银行分行 branch bank
信托储蓄银行 trustee savings bank信托公司trust company
金融信托公司 financial trust信托投资公司 unit trust
银行的信托部 trust institution银行的信用部 credit department 商业信贷公司/贴现公司 commercial credit company/discount company
街道储蓄所neighborhood savings bank, bank of deposit
自助银行 self-service bank建设银行 construction bank
工商银行 industrial and commercial bank交通银行 bank of communications 互助储蓄银行 mutual savings bank邮局储蓄银行 post office savings bank
抵押银行 mortgage bank, building society实业银行 industrial bank
家宅贷款银行 home loan bank准备银行 reserve bank
特许银行 chartered bank往来银行 corresponding bank
承兑银行 merchant bank, accepting bank投资银行 investment bank
合资银行 joint venture bank钱庄 money shop, native bank
信用社 credit cooperatives票据交换所 clearing house
公共会计 public accounting商业会计 business accounting
成本会计 cost accounting折旧会计 depreciation accounting
电脑化会计 computerized accounting总帐 general ledger
分户帐 subsidiary ledger现金出纳帐 cash book
现金帐 cash account日记帐/流水帐 journal/day-book
坏帐 bad debts投资 investment
结余 surplus游资 idle capital
经济周期 economic cycle经济繁荣 economic boom
经济衰退 economic recession经济萧条 economic depression
经济危机 economic crisis经济复苏 economic recovery
通货膨胀 inflation通货收缩deflation
货币贬值 devaluation货币增值 revaluation
国际收支 international balance of payment顺差 favourable balance
逆差 adverse balance硬通货 hard currency
软通货 soft currency国际货币制度 international monetary system 货币购买力 the purchasing power of money货币流通量 money in circulation 纸币发行量 note issue国家预算 national budget
公债 public bond股票 stock, share
债券 debenture国库券 treasury bill
债务链 debt chain套汇汇率 cross rate, arbitrage rate 外汇储备 foreign currency(exchange)reserve
外汇波动 foreign exchange fluctuation外汇危机 foreign exchange crisis 贴现 discount贴现率 discount rate, bank rate
黄金储备 gold reserve金融市场 money /financial market 股票交易所 stock exchange经纪人 broker
佣金 commission簿记 bookkeeping
簿记员 bookkeeper申请单 an application form
对帐单bank statement信用证 letter of credit
保险库 strong room/vault等价税则 equitable tax system
签字式样 specimen signature营业时间banking hours, business hours 付款方法 mode of payment
现金付款 payment by cash||cash payment/payment by ready cash
以支票支付 payment by cheque以汇票支付 payment by bill
以物品支付 payment in kind付清/支付全部货款 payment in full/full payment 支付部分货款/分批付款 payment in part/part payment/partial payment
记帐付款/会计帐目内付款 payment on account
定期付款 payment on term年分期付款 annual payment
月分期付款 monthly payment/monthly instalment
延滞付款 payment in arrear预付货/先付 payment in advance/prepayment 延付货款 deferred payment立即付款 prompt payment/immediate payment
暂付款 suspense payment延期付款 delay in payment/extension of payment 支付票据 payment bill
名誉支付/干与付款 payment for honour/payment by intervention
结帐/清算/支付 settlement分期付款 instalment
滞付/拖欠/尾数款未付 arrears特许拖延付款日 days of grace
付款 to pay/to make payment/to make effect payment
结帐 to settle/to make settlement/to make effect settlement/to square/to balance 支出/付款 to defray/to disburse结清 to clear off/to pya off
请求付款 to ask for payment/to request payment
恳求付帐 to solicit payment拖延付款 to defer payment/to delay payment 付款被拖延 to be in arrears with payment
还债 to discharge迅速付款 to pay promptly
付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly 付款相当慢 to pay slowly/to take extended credit
付款不好 to pay badly/to be generally in arrear with payments
付款颇为恶劣 to pay very badly/to never pay unless forced
拒绝付款 to refuse payment/to refuse to pay/to dishonour a bill
惠请付款 kindly pay the amount/please forward payment/please forward a cheque.索取利息 to charge interest
附上利息 to draw interest/to bear interest/to allow interest
生息 to yield interest生息3% to yield 3%
存款 to deposit in a bank/to put in a bank/to place on deposit/to make deposit
在银行存款 to have money in a bank/to have a bank account/to have money on deposit 向银行提款 to withdraw one's deposit from a bank
换取现金 to convert into money/to turn into cash/to realize
打折扣购买 to buy at a discount打折扣出售 to sell at a discount 打折扣-让价 to reduce/to make a reduction减价 to deduct/to make a deduction 回扣 to rebate现金折扣 cash discount
货到付款/现金提货 cash on deliver(C.O.D.)货到付现款 cash on arrival
即时付款 prompt cash净价/最低价格付现 net cash
现金付款 ready cash即期付款 spot cash/cash down/cash on the nail 凭单据付现款 cash against documents凭提单付现款 cash against bills of lading 承兑交单 documents against acceptance(D/A)
付款交单 documents against payment(D/P)
追加信用证 additional credit||additional L/C
信用证金额 amount of credit赊帐金额 credit balance
可撤消信用证 revocable L/C不可撤消信用证 irrevocable L/C
保兑信用证 confirmed L/C不保兑信用证 unconfirmed L/C
可转让信用证 assignable L/C||transferable L/C
银行信用证 banker's L/C有追索权信用证 with recourse L/C
无追索权信用证 without recourse L/C单一信用证 simple credit
无条件信用证 open credit/free credit普通信用证 general letter of credit
旅行信用证 circular letter of credit特别信用证 special letter of credit
信用证底帐 letter of credit ledger信用证发行帐 letter of credit issued account 信用证金额 amount of credit信用证余额/信用证结欠 credit balance 开立信用证 to open a credit
通过银行开立信用证 to establish a credit through a bank
电开信用证 to cable a credit取消信用证 to cancel a credit
开出信用证 to issue a credit在某银行开立信用证 to arrange a credit with a bank 修改信用证 to amend a credit延展信用证有效期 to extend a credit
增加信用证面额 to increase a credit寄出信用证 to send a credit
请发给信用证 to take out a credit请入收款人的户号 account payee
请支付票款 advice to pay cheques惠请通知该支票的经过 advise fate
金额有错误 accounts differ签名有误|印鉴不符 signatures differ
保证付款 good for payment请照会发票人 refer to drawee(R.D.)
无交易 no account
款额不足/存款不足 not sufficient(N.S.)/no sufficient funds(N.S.F.)
已无存款 no funds需要出具拒绝证书 to be protested
没有通知 no advice未受指示 no orders
禁止转让/不可转让 non-transferable/not transferable
已付款 received payment||payment received
上开价金已收到 value received||for value received
上开价金系经核算 value in account上开金额与发票相同 value as per invoice 上开金额与通知书相符 value as per advice
无追索权 without recourse有追索权/偿还请求权 right of recourse 请求偿还清单/清偿帐户 recourse account
外贸术语
价格术语trade term(price term)运费freight
单价price码头费wharfage
总值total value卸货费landing charges
金额amount关税customs duty
净价net price印花税stamp duty
含佣价price including commission 港口税portdues
回佣return commission装运港portof shipment
折扣discount,allowance卸货港port of discharge
批发价wholesale price目的港portof destination
零售价retail price进口许口证inportlicence
现货价格spot price出口许口证exportlicence
期货价格forward price现行价格（时价）current price 国际市场价格world(International)Marketprice
离岸价（船上交货价）FOB-free on board
成本加运费价（离岸加运费价）C&F-cost and freight
到岸价（成本加运费、保险费价）CIF-cost,insurance and freight
第二篇：银行开户英语
开户
I would like to open an account我要开户
What kind of account do you want?你要开什么样的账户 A current account活期存款账户 A checking account活期存款账户A deposit account存款账户
How much interest will I get with this account?我可以得到多少利息？
Which account gives the highest interest rate?哪样的账户得到最高的利息 What fees will I be charged?怎么收费？
There is a maintenance fee of $100 per annum 账户年费100元 Please give us proof of address请提供住址证明
第三篇：银行柜台英语
银行柜台英语(原创)Bank Counter English1.存款 DEPOSIT
Clerk: How much cash do you plan to deposit in your account? Customer: I want to deposit 300 yuan in my account.Customer: Please tell me the procedure for opening a savings account.Clerk: Please fill in the depositing form, the sum of money，your name, address and professional unit.Clerk: Words，Signatures and figures differ.Clerk: keep your receipt please.Clerk: Here is your passbook.Please bring it back when you deposit or withdraw money any time you like.Clerk: Keep the passbook(magcard)well and inform us whenever you lose it.Customer: Thank you very much..Clerk: Not at all.2． 取款 DRAWClerk: yes?
Customer: excuse me, Can you help me?
Clerk: it is my pleasure.Please tell me what I can do for you.Customer: I want to withdraw 8000RMB from my deposit account.Clerk: Sorry, no sufficient balance, the balance is 6000 RMB.Customer: I want to withdraw5000 RMB.Customer: I want to draw 10，000-dollar and 30，000 RMB.Clerk: Please show me your passport。
Clerk: password please.Clerk: please sign your name.Clerk: please check carefully.Customer: Thank you very much.Clerk: Not at all.银行柜台英语(原创)Bank Counter English
1． 问答 DIALOGUE
Clerk: Hello, what can I do for you?（Yes?）
职员：您好，请问您要办理什么业务？
Customer: Please tell me my balance.顾客：请帮我查询一下帐户余额。职员：您讲慢些好吗？
Clerk: please speak slowly.Clerk: Please write it down on the paper.职员：您用纸写下来好吗？
Clerk: Yes, sir（miss）,wait a moment please.职员：好的，先生（小姐），请稍等。
Clerk: Your balance at the bank is RMB 5,000.职员：您在本行的帐户余额是人民币5000元。
Customer: My magcard does not work, please take a look.顾客：我的银行磁卡出现故障了，能帮我看一下吗？
Clerk: No problem, the magcard is locked, show me your passport, I will help you out.职员：问题不大，您的银行磁卡被锁住了，请出示护照，输入密码就可以给您解开。
Clerk: The magcard need more magnetism, it is ok now.职员：您的银行磁卡需要加磁，现在加好了。
Customer: I want to close my account with you.顾客：我想结束在你们这儿的帐户。
Clerk: Please go to the number 6 counter.职员：请到6号柜台办理.Clerk: Please go to the open counter.职员：请到大厅开放式柜台办理。
Clerk: Please take a seat over there for a moment;our client manager will help you.职员：请先在大厅休息一下，马上会有客户经理来帮助您。
Customer: I would like to, thanks.顾客：好的,谢谢。
2． 存款 DEPOSIT
Clerk: How much cash do you plan to deposit in your account? 职员：您有多少钱要存入呢？
Customer: I want to deposit 300 yuan in my account.顾客：我想在我的户头上存300元。
Customer: Please tell me the procedure for opening a savings account.顾客：请告诉我开个储蓄帐户需要什么手续。
Clerk: Please fill in the depositing form, the sum of money，your name, address and professional unit.职员：请填张存款单，写明数额、姓名，地址和工作单位。
Clerk: Please fill in your name, the number of the certificate and your telephone.职员：请写上您的姓名、证件号码和联系方式。
Clerk: Words and figures differ.职员：您填写的文字与数字不符。
Clerk: Signatures differ.职员：您的签名有误。
Clerk: keep your receipt please.职员：请收好单据.Clerk: Here is your passbook.Please bring it back when you deposit or withdraw money any time you like.职员：这是您的存折，以后存取款时请带来。
Clerk: Keep the passbook(magcard)well and inform us whenever you lose it.职员：请保管好存折（银行卡），若遗失请告诉我们。
Customer: Thank you very much..顾客：非常感谢。
Clerk: Not at all.职员：不客气。
3． 取款 DRAW
Clerk: yes?
职员：您好.Customer: excuse me, Can you help me?
顾客：对不起，能帮我个忙吗？
Clerk: it is my pleasure.Please tell me what I can do for you.职员：很高兴为您效劳，请告诉我能为您做什么。
Customer: I want to withdraw 8000RMB from my deposit account.顾客：我要从我的帐户支取8000元人民币。
Clerk: Sorry, no sufficient balance, the balance is 6000 RMB.职员：对不起，您户头中没有足够的余额，只有6000元。
Customer: I want to withdraw5000 RMB.顾客：取5000 RMB好了。
Customer: I want to draw 10，000-dollar and 30，000 RMB.顾客：我从卡上取1万美金和3万元人民币。
Clerk: Please show me your passport。
职员：请出示护照。
Clerk: password please.职员：请输入密码。
Clerk: please sign your name.职员：请签名。
Clerk: please check carefully.职员：请清点一下现金.Customer: Thank you very much.顾客：非常感谢。
Clerk: Not at all.职员：不用谢。
第四篇：银行英语用语（模版）
acceptanceacceptance credit accommodation bill accountaccrued interest acknowledgement advance advice and pay aggregateassets at sight
authority to purchase balance
balance certificate bank draftbanker's billBank Holiday bank note bankruptcybearer checkbills payable bills receivable call deposit---cashier cashier's check certificate of deposit chartered bank check book checking account clean bill clearing balance clearing banks clearing house client collateral loan collateral security collection bill compound interest counterfoil countersign crossed check date of payment debtor
承兑汇票
远期信用状(=usance credit)空头(或融通)票据 存款，帐薄 应收付利息 承认，确认，接受 预付，定金 通知付款 合计 财产 见票即付 委托购买证 余额
余额(款)证明单 银行支票 银行汇票 银行休业日 银行钞票 破产
见票即付支票 应付汇票 应收汇票
通知存款(=deposit at notice，deposit at call)出纳员 银行本行支票 存款证明书 特许银行 支票薄
使用支票的活期存款 光票
票据交换尾数 转帐(或清算)银行 票据交换所 顾客 抵押贷款 抵押品 托收汇票 复利 票根，副票 副署 划线支票 付款日期 债务者
default deficiency deposit rate documentary bill documentary credit
documents against acceptance documents against payment documents against trust receipt draw drawee drawer due date encashment endorse, indorse endorser, indorser expiration finance bill fixed deposit(英)forged check general crossing genuine check identification interest bill inventory investment journal ledger letter of credit letter of delegation letter of instructions loan maturity
minimum balance money order mortgage
negotiable instrument on demand on presentation order check outstanding overdraft overdue account pass book pay-in book
违约 赤字 存款利率 跟单汇率 跟单信用状 承兑交单 付款交单 凭信托收据交单 发出汇票
被发票人，付款人 发票人 满期日 兑付现款 背书 背书人 有效期限 金融汇票
定期存款(=time deposit(美))伪造支票 —般划线 真正的支票 证明，辨认 附息汇票 盘存，财产清单 投资
细目帐，流水帐 分户帐，分类帐 信用状 领款委托书 购买汇票指令书 贷款 满期日 最低余额 汇票
抵押单，抵押 流通证券 兑现时付款 提示时付款 记名支票 未付款
透支，超额汇款 逾期未付帐 银行存折 存款簿
per pro endorsement petty cash postal order(英)posting prepayment
profit & loss account promissory note protection protest rebate register renewal returned check safe-keeping charge security special crossing special current account special endorsement stub treasurer usance usance bill valid vault
void(null and void)withdrawal
without days of grace
代理背书 零钱，杂费
邮政拨(或汇)款单(=money order)记帐
预先付款(=advance payment)损益对照表 本票 承兑汇票 拒绝证书 回扣，退税 登记簿 换发(票据)退回支票 保管费 担保，保证 特定划线 特别活期存款 记名式背书 票根
会计，出纳，司库 支付期限 远期汇票 有效 金库 无效 撤回，取消 无宽限日
buying rate 买进价格exchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率
foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb.查牌价selling rate 卖出价格
Tell me the current rate for RMB, please.请告诉我人民币的现价。
What's your selling rate for RMB yuan in notes today?你们今天人民币现钞的售价是多少？What's the dollar going for today?
美圆今天的售价是多少？
Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元。It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎。
The buying rate of U.S.dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元。
And how much will it be in Japanese currency?换成日本币是多少？
How much would I get for 300 Japanese yen?300日圆可兑换多少钱？
I'd like to know the exchange rate for German marks.我想知道德国马克的兑换率。What rate are you giving?你们提供的兑换率是多少？What's the exchange rate today?今天的兑换率是多少？
Please tell me what you would give me for my U.S.dollars.请告诉我这些美圆可以兑换多少钱。Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率。
If you'll wait a moment, I'll find out the rates of exchange.请等一会儿，我查一下兑换率。
Please wait a moment.I'll find out the exchange rate between U.S.dollars and RMB.请等一会儿，我查一下美圆对人民币的兑换率。It's 470 yuan for 100 dollars.100美圆可兑470元。
The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆。
The rate for traveler's cheques is 300 yuan against 100 dollars.旅行支票的兑换率是100美圆兑300元。These dollars are worth 1,000 yuan.这些美圆可换1000元。
Cash Card（现金卡）：可以从银行或ATM机提取现金：Cheque guarantee Card（支票保证卡）：在你使用支票时，商家会要求你出示此卡，做为支付的保证，支票保证卡上注明担保的金额，也就是每次可开支票的最高限额。Debit Card（借记卡）：使用此卡可以直接在商店里消费，费用会通过银行的结算系统，直接从你的帐户上扣除。
实际上以上三卡通常会合并成一卡，包含了上述功能，使用起来十分方便。Credit Card（信用卡）：如果你的资信较好，经申请并审核后，银行可能会提供信用卡。信用卡允许你先花后付，你会定期收到上一个月的帐单，要求你安排付款事宜。Current account（现金帐户）：用于存（Deposit）,取（Withdraw）日常开支，通常利息较低或没有利息。
Saving account（存款帐户）：有利息，通常不能用于支付支票，有时支取需要提前通知。
Overdraft（透支）：透支是不允许的，如你确实需要透支，建议你提前与银行协商，有的银行会同意学生在一定金额内无偿透支，但通常你需要为透支支付利息。为避免这种情况出现，建议你经常查看现金中的余额（Balance），提前将预期的花费从存款帐户转入现金帐户。
付款方法 mode of payment
现金付款 payment by cash||cash payment||payment by ready cash 以支票支付 payment by cheque 以汇票支付 payment by bill 以物品支付 payment in kind
付清||支付全部货款 payment in full||full payment
支付部分货款||分批付款 payment in part||part payment||partial payment 记帐付款||会计帐目内付款 payment on account 定期付款 payment on term 年分期付款 annual payment
月分期付款 monthly payment||monthly instalment 延滞付款 payment in arrear
预付货||先付 payment in advance||prepayment 延付货款 deferred payment
立即付款 prompt payment||immediate payment 暂付款 suspense payment
延期付款 delay in payment||extension of payment 支付票据 payment bill
名誉支付||干与付款 payment for honour||payment by intervention 结帐||清算||支付 settlement 分期付款 instalment
滞付||拖欠||尾数款未付 arrears 特许拖延付款日 days of grace 保证付款 del credere
付款 to pay||to make payment||to make effect payment
结帐 to settle||to make settlement||to make effect settlement||to square||to balance 支出||付款 to defray||to disburse 结清 to clear off||to pya off
请求付款 to ask for payment||to request payment 恳求付帐 to solicit payment
拖延付款 to defer payment||to delay payment 付款被拖延 to be in arrears with payment 还债 to discharge
迅速付款 to pay promptly
付款相当迅速 to pay moderately well||to pay fairly well||to keep the engagements regularly 付款相当慢 to pay slowly||to take extended credit
付款不好 to pay badly||to be generally in arrear with payments 付款颇为恶劣 to pay very badly||to never pay unless forced 拒绝付款 to refuse payment||to refuse to pay||to dishonour a bill
相信能收到款项 We shall look to you for the payment||We shall depend upon you for the payment ||We expect payment from you
惠请付款 kindly pay the amount||please forward payment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款 I shall be obliged to take the necessary steps to legally recover the amount.||I shall be compelled to take steps to enforce payment.惠请宽限 let the matter stand over till then.||allow me a short extension of time.||Kindly postpone the time for payment a little longer.
第五篇：汇款结算银行英语
汇款结算银行英语 收款银行：BENEFICIARY BANK
中转银行：INTERMEDIARY BANK
REMITTING BANK汇出行在托收中称托收行/委托行
PAYING BANK付款行信用证结算方式中开证行在信用证中指定的另一家银行
REIMBURSING BANK偿付行信用证结算方式中信用证内指定代开证行向议付行或付款行清偿垫款的银行
COLLECTING BANK代收行 托收中向债务人收款的银行不知道算不算是收款银行:P
REMITTING ROUTE汇款路径
其他还有
ISSUING BANK开证行
ADVISING BANK/TRANSMITTING BANK 通知行/传递行
NEGOTIATING BANK议付行
CONFIRMING BANK保兑行
ACCEPTING BANK承兑行
CORRESPONDENT 代理行
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