金融专业英语复习[大全5篇]

第一篇：金融专业英语复习

复习纲要

大家主要复习课后习题及课件上提过的要点，其中第八章是重点章节 名词解释部分（名词解释的答案即课后的matching部分，举例：第7页equity即 ownership in a company）

主要包括：

Financial system, bond

Treasury bill, fiat money

Inflation, discount loan

Chinese Banking Regulatory Commission;consolidation

P/E ratio, P/B ratio, H-shares

Risk management;

Outstanding loan;Balance of payments

Eurodollar;Time deposit

Dirty float;

Bill of lading,Secondary market,common stock

arbitrage

名词解释考核10个，试卷是分AB卷的并随机抽取，所以大家不要就范围问题纠结了∩-∩

课后的翻译题答案：

第一课

2.共同基金是向大众出售股票的机构，并用由此所得的收益选择购买各种类型的股票或者债券，或者投资组合，或者同时购买股票和债券的投资组合。共同基金的股东接受与投资组合相关的所有风险和收益。并且如果投资组合价值升高，股东收益也随之增长；如果投资组合价值降低，股东就会遭受损失 第二课

2.中央银行执行国家所选择的货币政策。其中最基础的就是要确定一国的货币形态，即法定货币，与黄金挂钩的货币（国际货币基金组织成员不允许使用这种货币），货币局或是货币联盟。当一国货币确定之后，就涉及到某种形式的标准化货币的发行。标准化货币本质上是一种本票，在一定条件下用票据交换货币的承诺。

第四课

1.在国务院的领导下，中国人民银行依法独立实施货币政策，履行人行职能，开展银行业务，其决策不受地方政府，各级政府部门，公共组织或者任何个人的影响。

第五课

1.通过公开发行上市，上述四家银行建立了以市场为导向的资本供给机制，规范了信息披露，加强了对高层管理人员的绩效监测。因此资本市场在建立高效的现代金融企业运行机制中发挥着越来越突出的作用。此外，中国银行和中国工商银行在A股市场的相继上市也增强了市场的整体投资价值。

第七课

1.更概括地讲，国际货币基金组织的任务是确保国际货币金融体系的稳定，即

能够促进国家之间国际收支和货币汇率制度的稳定。基金组织旨在促进经济稳定，防止危机发生；危机发生时帮助解决危机；推动经济增长，减少贫困。为了达到这些目标，基金组织行使三项主要职能——监督，技术支持和借款。第八课

2.回购协议，金融机构或大公司从银行购买国库券，并同意在将来某个时间以约定的价格，包括利息，再卖回给银行。

第九课

1.在使用直接标价法的情况下，如果一个国家的货币走强，越来越有价值，那么汇率就降低，这说明该国货币升值了；相反，如果外币走强，汇率增大，则说明该国货币贬值了。

2.固定汇率经常用来稳定货币的价值。这有利于促进两个国家之间的贸易与投资，尤其有利于对外贸易在GDP中所占份额较大的小国经济的发展。第十一课

2.从出口商的利益考虑，即期付款交单比见票后付款交单更有利，而付款交单比承兑交单更有利。在实际贸易中，选择托收付款应慎重。通常在进口商财力雄厚的情况下，或是出口商为了在国外市场上进行促销，再或者是交易额很小的情况下才使用托收。除此之外，一般应选择信用证。

第十二课

1.货币市场交易没有特定的特点。相反，交易商们通常会通过电话安排买卖活动，因此交易过程实现了电子化。正是因为这一特点，货币市场证券通常有一个非常灵活的二级市场。活跃的二级市场使货币市场上的交易证券成为了一种非常灵活的金融工具，可以满足短期融资的需求。

第十四课

2.场外交易衍生产品是买卖双方之间直接私下协商和买卖的衍生产品合约，不通过交易所或者其他金融中介。诸如掉期合约，远期利率合约，奇异期权合约几乎都是以这种方式交易的。场外交易数量巨大。根据国际清算银行的统计，美国2005年全国未清偿交易总量达到298万亿美元。

第十五课

1.保险的运作机制是保险人可以向处于相同情况下的一组投保人收取保险费，而在任何一年内，并非所有的投保人都会遭受损失。保险人会将这些保险费聚集起来，用来赔偿投保人的损失。这样一来，损失就由所有投保人共同承担，而非仅仅落在个别不幸的投保人身上。

翻译的时候注意：不要求大家一字不差按照上述版本翻译，语意通顺，表述清楚，关键词翻译出即可得全分，而且有的翻译不是摘自全部，而是从课后一题中截取部分，所以大家得审清题目

计算题：

1.考察公司绩效短期测评指标，譬如ROCE,EPS,P/E的计算以及股价估值模型；

2.购买力平价理论与利率平价理论

3.货币的时间价值

4.根据即期汇率，及贴水，升水，计算远期汇率。

下周一晚间如果大家没有考试的话，我为大家安排一次答疑，时间：11月28日晚6：30-8:00，地点，A1S416办公室。

第二篇：金融专业英语

lessee 租单人

lessor租赁人

heirs继承人

successor继任人

assigns受托人，代理人

paymaster收款方，出纳

principal委托人

beneficiary 受益人

undersigned 签字人

authorized signatory授权签字人

issued country签发国

issued date签发日期

bank guarantee银行保函（BG）

documentary letter of credit跟单信用证（DLC）

standby letter of credit 备用信用证（SBLC）

fees protection agreement 佣金保护协议（FPA）

irrevocable master fees protection agreement 不可撤销的佣金保护协议（IMFPA）

hard copy 正本

bank bonded courier 银行保价专递

unencumbered 无抵押

free of liens无留置

borrower's initials借方名称首字母缩写

details of secuties 有价证券说明

be no callable prior to maturity 到期前不能支取

operating bank营业银行

contract quantity 合同总额

tranche schedule分期日程

tentative schedule临时计划表

withdraw slip 提款单

institutional costs手续费

sign and seal签字盖章

restrictions限制条件

imposts间接税

liens留置

tranching分期

memorandum of understanding 谅解备忘录（MOU）

physical gold实物黄金

paper gold纸黄金

ingots金锭

tax incentive税收优惠

quote引文开始

unquote引文结束

rolls & extension 可滚动可展期（R&E）

performance bond 履约保函（PB）

specimen draft样本

letter of instruction委托购买书

letter of intent意向书（LOI）

letterhead公用信笺

bridge channel牵线人

power of attoney委托书

regional centre经济特区

pro forma invoice形式发票

irrevocable corporate purchase/pay order不可撤销购买/支付订单（ICPO）

permissory note本票，期票（PN）

assignment of agreement;deed of agreement转让协议

pre-advice预通知

due dilligence尽职调查（DD）

IBAN国际银行账号（International bank Account Number）

SWIFT 全球银行间金融通信社（Society for Worldwide Financial Telecommunication）FATF金融行动特别工作组（Financial Action Task Force）

MTN中期票据（medium term note）

POF资金证明（proof of funds）

bank coordinates 银行坐标

payment order 支付令，付款通知

treasury bill国债，国库券

call option购买选择权，看涨期权，买入期权，延买期权

legal advisor 法律顾问

legal firm律师事务所

penalty of perjury 伪证罪

tear sheet银行声明；样张(尤指有广告的一页，送给广告客户以证明广告已登出)force majeure 不可抗力

international chamber of commerce国际商会（ICC）

non-circumvention and non-disclosure 保密原则（NCND）

hongkong and shanghai banking corporation 汇丰银行（HSBC）

non-solicitation letter诚信契约书

board of directors corporate resolution董事会决议

whereas鉴于（这个词在合同中会大写）

in witness whereof 兹证明

issuing bank发证行

indemnity letter赔偿保证书

wire transfer电汇

minute book会议记录簿

request for proposals标书（RFP）

registered financial planner注册金融策划师（RFP）credit enhancement增强信贷

soft probe软调查

bank reference资信证明

第三篇：金融专业英语

金融专业英语

1、Financial System

见photo1和photo2，监管机构要把一行三会、发改委、财政部、外管局、统计局的全称写上，其他三个部分也要写全称。

2、Money Market（定义、金融工具及特点）

从P57第二段第三行the money market is actually…开始，一直到P57倒数第四行的expirations。

Money market funds & Money market accounts的区别

P58-59,老师重点划了P59倒数第七行Money market accounts typically offer…carry additional restrictions。

3、LIBOR（定义，上升、下降会带来什么）

P18第二段和P19倒数第三段、第二段

4、TED（定义，增大、缩小会带来什么）

P20第二段、第四段、第五段

5、OIS（这部分记得有点混乱。。）

P21第二段第一句话Overnight…other financial institutions。

P21最后一句话To set up the swap…the other institution。P22第十行One of the key…are paying。第十六行To resolve this issue…each day。

P23第十六行As usual…the gears of expansion。

这个知识点老师一直讲到P25的第三段，后面的就不考了，上课打瞌睡，这部分记得不全，欢迎大家补充哈~O(∩_∩)O~

第四篇：金融专业英语求职信

In the four years of school life, I have a systematic grasp of the financial system financial professionals, but also the development of todays financial industry with a deeper understanding.Therefore, to lay a solid foundation of professional expertise.Through a four-year specialized courses of study, can grasp and skilled use of international financial, monetary and Banking, Central Bank, Insurance, property insurance, life insurance, Western financial theory, financial marketing, financial marketing, school, bank accounting, commercial banks, Western economics and other professional knowledge and skills, and mastery of a computer beginner, intermediate knowledge and proficiency in the use of WINDOWS operating systems, proficiency in internet, can use WpS, Microsoft Word document editing and operation etc., and can use tools such as photoshop software graphic design, mastered the production of Microsoft Visual Foxpro database.I have been active in learning and motivated to study professional courses in each door, and through the National Computer Rank Examination 2.In practice, life, I put myself in the cruel reality of the knowledge society, learning society, to participate in a number of social practice, greatly enriched his knowledge of society.I have a positive attitude towards life and a wide range of interests and hobbies, strong sense of responsibility at work, diligent, steadfast, strong organization, public information capacity, focusing on team spirit and collective ideas.Road will be long Xi, Wu Jiang from top to bottom the sake of the!If a person can be more practical way of doing things, then his world is magnificent.I firmly believe this and constantly improve themselves.If the privilege were employed, I will think that the best interests of the company to create their own best interests and not bargain.Sincerely do everything, and my colleagues work hard in unity.Work hard to enhance learning, continuous improvement!

第五篇：金融专业英语考题总结-

一、China’s Financial System 1.Describe the financial system of China.(Write down three institutions’ name of each sector optionally.)简单描述中国的金融体系。

China’s financial system consists of banking, non-banking financial sectors, financial markets and regulatory commissions.Banking includes PBC(The People’s Bank of China), policy banks, state-owned banks and other commercial banks.And among them, policy banks contain CDB(China Development Bank), EXIMBC(The Import-Export Bank of China), ADBC(Agricultural Development Bank of China);State-owned banks contain BC(Bank of China), ICBC(Industrial and Commercial Bank of China), ABC(Agricultural Bank of China),CCB(China Construction Bank);Other commercial banks contains BComm, Citic Bank, Everbright, Huaxia, Minsheng, Guangdong D(Guangdong Development Bank), Shenzheng D, Merchants, Xingye, Pudong D, Hengfeng, Zheshang, Urban Commmercial, Rural Commercial, and so on.Non-banking financial sectors includes Financial Asset Management CO.which manage non-performing assets of the big 4 banks: ICBC’s Huarong, ABC’s Changcheng, BC’s Dongfang, CBC’s Xinda;Insurance Co.;Trust Invest.;Securities Co.;Financial Leasing;Urban CC;Rural CC;Investment fund;Postal savings and other institutions.Financial markets include money market, stock market, band market, futures market, VC/PE and real estate.Regulatory commission includes CBRC（China Banking Regulatory Commission）, CSRC（China Securities Regulatory Commission）, CIRC（China Insurance Regulatory Commission）, SAFE(State Administration of Foreign Exchange), and son on.二、Short History of Modern Finance 1.When is the watershed year of modern finance? Nineteen fifty-two is the watershed year for modern finance.现代金融的分水岭是1952年。

2.Who is the founder/ Milestone Character of modern finance? Harry Markowitz（哈里﹒马克维茨）.现代金融的鼻祖是哈里﹒马克维茨。

3.Before 1945, the macro finance is concerned with the monetary system, and after 1945, it pays more attention to finance market.1945年以前宏观金融关注的是货币制度，1945年以后更多关注的是金融市场。

4.What is the common characteristic of macro finance and micro finance? 宏观金融和微观金融的共同特点是什么？ Spiral of silence and epidemiology.5.Key words：

Monetarist 货币主义学派

New Keynesian school 新凯恩斯主义学派 Spiral of silence 沉默的螺旋 Asset mispricing 资产误定价 Media sentiment 媒体情感 Animal spirit 非理性的动物精神 Epidemiology 流行病学 Inflation expectation 通胀预期 Media 媒体

三、Money Market 1.What is money market? 什么是货币市场？

The money market is actually a collection of financial markets in which investors trade financial instruments that are considered to be “just as good” as money.2.How many types of instruments in money market? Please list three items at least.在货币市场中有几种操作工具？至少写出三种。-United States Treasury bills(T-bills)（国债）

-Federal agency securities(from agencies like the Federal National Mortgage Association—Fannie Mae)（联邦机构证券）

-Commercial paper（商业汇票）

-Repurchase agreements(Repos)（回购）

-Negotiable certificates of deposit(CDs,可转让定期存单)

-Federal funds（银行间拆借资金）

-Short-term municipal securities(短期市政证券)3.Why are those financial instruments as good as money?

为什么金融工具可以发挥与货币一样的效能？

Because they meet the following three requirements:(1)They are generally extremely liquid——you can easily buy and sell them;(Why are they liquid)(2)They are considered to be quite safe because they are issued by strong, credit-worthy institutions(Like the U.S.Government);(Why are they safe?)(3)They carry very little price risk because of their short-term expirations；（Why are they low price risk?）

4.How many funding institutions that involved in the money market? 卷入货币市场的融资机构有哪些？ For example，government

agency，U.S.Treasury，banks，GSE（Government-sponsored entities）, large corporations, and so on.5.What is money market funds? 什么是货币市场基金？

Money market funds are like mutual funds.When you invest in a money market fund, you are actually buying shares in that fund.Typically, money market fund managers try to keep the price of each share in the fund equal to $1.So if you are looking to invest $1,000 in a money market fund, you are most likely going to own 1,000 shares in that fund.6.What are the money market accounts? 什么是货币市场账户？

Money market accounts are just like any other savings or checking account you might open at your bank.When you put money into a money market account, you are depositing it with your bank, or other financial institution.You are not buying shares in a fund or investing directly in any money-market assets.四、LIROR 1.What does LIBOR stand for? LIBOR的全拼是什么？

LIBOR stands for London Interbank Offered Rate.2.What’s the definition of LIBOR? LIBOR的定义？

LIROR is the average interest rate that banks charge when they make short-term unsecured loans to other banks.3.Who is responsible for and undertake the calculation of LIBOR? And what is the working process of calculation? 谁负责计算LIBOR利率？怎么计算？

The LIBOR is calculated by the British Bankers’ Association(BBA,英国银行家协会)who surveys 16 different major banks and asks them what rate they are charging other banks to borrow money.Once they have compiled the results, they take an approach similar to the judges who score Olympic diving take---they throw the four high scores(or rates)and throw out the four low scores and then find the average of the remaining eight scores.(Concise expression: The British Bankers’ Association is responsible for calculating LIBOR.And they calculate the average of the middle eight scores.)4.What does a rise LIBOR tell us? LIBOR利率上升意味着什么？ When LIBOR is rising, it tells us one of two things: 1)it tells us that interest rates in general are rising and thus LIBOR is also rising, and/or 2)it tells us that lending banks believe the banks they are lending to have a higher risk of defaulting on the loan so the lending bank has to charge a higher interest rate to offset this risk.（Concise expression: 1）in generally, the interest rates are rising;2)higher defaulting risk.)

五、TED Spread 泰德利差

1.Where is the name of TED come from? TED的名字是怎么得来的？

The TED spread consists of two financial instruments: the 3-month Treasury Bill and the Eurodollar futures contract.Investors simply took the “T” from T-bill and combined it with “ED”, which is the ticker symbol for the Eurodollar futures contract on the Chicago Mercantile Exchange(CME,芝加哥商品交易所)，and they came up with “TED”.2.What does TED measure? And how TED Spread is calculated? TED度量了什么？它是怎么计算出来的？s The TED spread measures the difference between the yield on the 3-month Treasury Bill(T-bill)and the value of the Eurodollar futures contract----which is based on the 3-month LIBOR rate.To calculate the TED spread, you simply subtract the yield on the 3-month T-bill(which is unsecure)loans from the value of the Eurodollar contract(which is risk free).3.When TED spread increasing，what does it tell us? 当TED利差增大时，说明了什么？

When the TED spread is increasing, it tells us either that banks believe the other banks they are lending to have a higher risk of defaulting on the loans so they are charging a higher interest rate to offset this risk or that investors are flocking to buy T-bills because they believe the stock market is faltering.It also tells us that the credit markets are not functioning as smoothly as they could be—which is sign of potential economic contraction.(Concise expression: a higher defaulting risk;sign of potential economic contraction.)

六、Overnight Index Swaps(OIS)1.Please write out the full name of OIS.请全拼OIS.Overnight Index Swap.2.What’s the working process of the OIS? OIS的运作机制是什么？

To create an OIS, we need to have two financial institutions.One institution has an overnight interest rate and the other institution has a fixed short-term interest rate.The two institutions agree to swap each other’s obligations.So at the end of a specified period, whoever ends up paying less interest will make up the difference to the other institution.(Concise expression: whoever ends up paying less interest will make up the difference to the other institution.)3.What does LIBOR-OIS tell us? LIBOR-OIS告诉我们什么信息？ Liquidity risk premium.(流动性风险溢价)4.What does the overnight index swap tell us? 隔夜指数掉期说明什么？

By itself, the overnight index swap rate doesn’t tell us much---other than what the overnight rate is.However, when you combine the overnight index swap rate with another indicator, like LIBOR, and create a spread like the LIBOR OIS spread, you can get a glimpse into the health of the global markets.七、The Fed in Post Subprime Crisis(无考题)

八、The Economic of Structured Finance 1.What is the essence of structured finance activities? 结构性融资活动的本质是什么？

The essence of structured finance activities is the pooling of economic assets like loans, bonds, and mortgages, and the subsequent issuance of a prioritized capital structure of claims, known as tranches, against these collateral pools.2.What is tranche? 什么是分层？

A prioritized capital structure of claims.3.What are the features of structured finance products?

结构性金融产品的特点是什么？

We argue that both of these features of structured finance products—the extreme fragility of their ratings to modest imprecision in evaluating underlying risks and their exposure to systematic risks—go a long way in explaining the spectacular rise and fall of structured finance.（注：红色题目为第一次上课时老师说的考题，但是最后讲考题时没讲到，可以大概复习一下。）